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Data · FHFA

Conforming loan limit (1 unit)

The limit for a one-unit home runs from $832,750, the national floor, to $1,299,500, the ceiling, according to FHFA (2026 data). In 47 states the county median is $832,750, the lowest figure; the highest is Hawaii's ($1,249,125).

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Type your county and see its figure next to your state's and the U.S.
    National minimum (“floor”)
    $832,750
    47 states with the median at the lowest figure
    National maximum (“ceiling”)
    $1,299,500
    The highest cap the source sets.
    Highest: Alaska
    $1,249,125

    Conforming loan limits · 2026 data Source: Conforming loan limits (FHFA) Data from 2026 data Conforming loan limits (FHFA)

    By state

    How it spreads across the states

    Each bar is a state, from the highest figure to the lowest. The line marks the U.S. figure. Tap a state in the table to see its counties.

    Conforming loan limit (1 unit) by state, highest to lowest · 2026 data

    Data

    Conforming loan limit (1 unit) by state

    47 states sit at the lowest value ($832,750); the highest is Hawaii ($1,249,125).

    • $832,750
    • $962,550
    • $1,209,750
    • $1,249,125
    County map
    Alabama: $832,750Alaska: $1,249,125Arizona: $832,750Arkansas: $832,750California: $832,750Colorado: $832,750Connecticut: $832,750Delaware: $832,750District of Columbia: $1,249,125Florida: $832,750Georgia: $832,750Hawaii: $1,249,125Idaho: $832,750Illinois: $832,750Indiana: $832,750Iowa: $832,750Kansas: $832,750Kentucky: $832,750Louisiana: $832,750Maine: $832,750Maryland: $832,750Massachusetts: $962,550Michigan: $832,750Minnesota: $832,750Mississippi: $832,750Missouri: $832,750Montana: $832,750Nebraska: $832,750Nevada: $832,750New Hampshire: $832,750New Jersey: $1,209,750New Mexico: $832,750New York: $832,750North Carolina: $832,750North Dakota: $832,750Ohio: $832,750Oklahoma: $832,750Oregon: $832,750Pennsylvania: $832,750Puerto Rico: $832,750Rhode Island: $832,750South Carolina: $832,750South Dakota: $832,750Tennessee: $832,750Texas: $832,750Utah: $832,750Vermont: $832,750Virginia: $832,750Washington: $832,750West Virginia: $832,750Wisconsin: $832,750Wyoming: $832,750
    Conforming loan limit (1 unit) by state · 2026 data

    All states

    Tap a state’s name to see its counties. Sort by any column.

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    Text file (UTF-8) with one row per state, the source and its date. Opens in Excel, Google Sheets or Numbers.

    Conforming loan limits · 2026 data Source: Conforming loan limits (FHFA) Data from 2026 data Conforming loan limits (FHFA)

    Bars of Conforming loan limit (1 unit) by state. The 5 highest: Alaska $1,249,125, District of Columbia $1,249,125, Hawaii $1,249,125, New Jersey $1,209,750, Massachusetts $962,550. The 5 lowest: Vermont $832,750, Washington $832,750, Wisconsin $832,750, West Virginia $832,750, Wyoming $832,750. United States: —.
    The chart as an image Download or share it: it carries the source and the date of the data. Source: Conforming loan limits (FHFA) (2026) Download the chart

    Official source

    Methodology: where this number comes from

    The source, the data date, how we compute it and what to know before you use it.

    About this measure

    Source
    Conforming loan limits (FHFA)
    Published by
    FHFA
    Type
    Source figure, unchanged
    Data date
    2026 data
    Geography
    United States: 50 states (plus District of Columbia and Puerto Rico) and 3,222 counties and municipalities
    Unit
    Dollars
    Updated
    Every year in late November (in effect January 1)
    License
    Public domain (U.S. government data)

    Version and changes

    If we correct a number, it is noted in recent changes.

    Methodology

    What the state figure shows

    The FHFA sets the limit by county. For each state we show the median of its counties and the minimum and maximum among them; the map uses the median. Your county’s exact limit is on its page.

    Before you use this number

    • It caps the loan, not the price of the home.

    • The limits for 2, 3 and 4 units are higher; they are on each county’s page.

    • Alaska, Hawaii, Guam and the Virgin Islands have higher baseline limits.

    Conforming loan limits (FHFA)

    FHFA

    See it at the source
    Current version
    2026 data
    In effect since
    January 1, 2026
    Retrieved by us
    November 6, 2026
    Next update
    Every year in late November (in effect January 1)
    License
    Public domain (U.S. government data)

    Guides that explain this number

    The other measures in this group, with the U.S. figure.

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