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Map · FHFA

Conforming loan limit (1 unit) on the map

The limit for a one-unit home runs from $832,750, the national floor, to $1,299,500, the ceiling, according to FHFA (2026 data). In 47 states the county median is $832,750, the lowest figure; the highest is Hawaii's ($1,249,125).

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Your county

And in your county?

Type your county and see its figure next to your state's and the U.S.
    National minimum (“floor”)
    $832,750
    47 states with the median at the lowest figure
    National maximum (“ceiling”)
    $1,299,500
    The highest cap the source sets.
    Highest: Alaska
    $1,249,125

    Conforming loan limits · 2026 data Source: Conforming loan limits (FHFA) Data from 2026 data Conforming loan limits (FHFA)

    Every state on the map

    Conforming loan limit (1 unit) in every state and in 3,222 counties across 52 states, on one color scale so you can compare places at a glance. Tap a state to see its counties one by one.

    Alabama: $832,750Alaska: $1,249,125Arizona: $832,750Arkansas: $832,750California: $832,750Colorado: $832,750Connecticut: $832,750Delaware: $832,750District of Columbia: $1,249,125Florida: $832,750Georgia: $832,750Hawaii: $1,249,125Idaho: $832,750Illinois: $832,750Indiana: $832,750Iowa: $832,750Kansas: $832,750Kentucky: $832,750Louisiana: $832,750Maine: $832,750Maryland: $832,750Massachusetts: $962,550Michigan: $832,750Minnesota: $832,750Mississippi: $832,750Missouri: $832,750Montana: $832,750Nebraska: $832,750Nevada: $832,750New Hampshire: $832,750New Jersey: $1,209,750New Mexico: $832,750New York: $832,750North Carolina: $832,750North Dakota: $832,750Ohio: $832,750Oklahoma: $832,750Oregon: $832,750Pennsylvania: $832,750Puerto Rico: $832,750Rhode Island: $832,750South Carolina: $832,750South Dakota: $832,750Tennessee: $832,750Texas: $832,750Utah: $832,750Vermont: $832,750Virginia: $832,750Washington: $832,750West Virginia: $832,750Wisconsin: $832,750Wyoming: $832,750
    $832,750$962,550$1,209,750$1,249,125
    See the ranking

    In short

    What the map shows

    47 states have their middle county at the national floor of $832,750; in the other 5, the middle county is above the floor.

    If you order the 52 states from highest to lowest, the middle value is $832,750, shared by 47 states.

    The highest, 3 tied states ($1,249,125), is 1.5 times the lowest, 47 tied states ($832,750).

    By Census region

    The middle state of each region, and the highest and lowest of each.

    Region Middle state Highest Lowest
    NortheastStates: 9 $832,750 New Jersey $1,209,750 Vermont $832,750
    MidwestStates: 12 $832,750 Illinois $832,750 Wisconsin $832,750
    SouthStates: 17 $832,750 District of Columbia $1,249,125 West Virginia $832,750
    WestStates: 13 $832,750 Alaska $1,249,125 Wyoming $832,750
    Puerto RicoStates: 1 $832,750 Puerto Rico $832,750 —

    Regions: Census Regions and Divisions of the United States (U.S. Census Bureau). www2.census.gov

    Which states fall in each band

    From the highest band to the lowest. The values are the same as the table on the data page.

    1. $1,249,1253 states

    2. $1,209,7501 state

    3. $962,5501 state

    4. $832,75047 states

    By county, state by state

    Each map colors its counties on the same national scale: the same color means the same range in any state. Tap a state to open its page.

    National county scale

    • $832,750–$879,750
    • $883,200–$977,500
    • $990,150–$1,017,750
    • $1,029,250–$1,092,500
    • $1,104,000–$1,299,500

    What it means for your family

    The conforming limit is the largest conventional loan Fannie Mae and Freddie Mac buy in your county. A bigger loan is called "jumbo" and has its own rules.

    What to do with this figure

    How to read these maps

    Conforming loan limits · 2026 data Source: Conforming loan limits (FHFA) Data from 2026 data Conforming loan limits (FHFA)

    1. 1The color bands come from the distinct values of all places, so a shared minimum (like the FHA floor) does not swallow the other bands.
    2. 2The state map and the county maps use different scales: one compares states with each other; the others compare counties with each other.
    3. 3Places without data are gray: the Census does not publish some figures for very small counties.
    4. It caps the loan, not the price of the home.
    5. The limits for 2, 3 and 4 units are higher; they are on each county’s page.
    6. Alaska, Hawaii, Guam and the Virgin Islands have higher baseline limits.