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State

Data from November 2026

Housing , home prices, rents and assistance in Alaska (2026)

In Alaska, a typical home is worth $352,900 and the typical rent is $1,419 a month. The FHA limit for a one-unit home runs from $541,287 to $596,850 depending on the borough. 1 HUD-approved counseling agencies serve Alaska; 0 say they serve you in Spanish.

Most populous:

Typical home value by borough

  • Under $211,200
  • $211,200–$262,800
  • $262,800–$298,200
  • $298,200–$395,900
  • $395,900 or more

Tap the map to see each borough’s figure and open its page.

Typical home value
$352,900
6% more than the U.S.
U.S.: $332,700
Typical rent per month
$1,419
About the same as the U.S.
U.S.: $1,413
Typical household income
$92,788
15% more than the U.S.
U.S.: $80,734
FHA limit, 1 unit
$541,287 to $596,850
It changes by borough. The highest: Juneau City and Borough.
U.S.: $541,287 to $1,299,500
Property tax
1.11%
of value a year
The typical bill is $3,901 a year.
U.S.: 0.94%

Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates Source: FHA mortgage limits (HUD) Data from 2026 data FHA mortgage limits (HUD)

In short

Living in Alaska

A typical home in Alaska is worth $352,900, very close to the national figure. Prices change a lot by borough: from $84,300 in Kusilvak Census Area to $450,300 in Sitka City and Borough. The typical household earns $92,788 a year and the typical rent is $1,419 a month; 45% of renter households spend 30% or more of their income on housing. 67% of households own their home, and the typical property tax is $3,901 a year (about 1.11% of value).

The conforming loan limit for a one-unit home is $1,249,125 across Alaska. To pay HUD’s fair rent for a 2-bedroom apartment in Alaska ($1,519) without spending more than 30% of income, you need about $29.21 an hour working full time.

Source: Conforming loan limits (FHFA) Data from 2026 data Conforming loan limits (FHFA) Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD)

The essentials in Alaska

More on property tax

  • Optional municipal residential exemption

    Alaska law lets a municipality exempt residential property from property tax, fully or in part. It needs an ordinance ratified by the voters at an election. The exemption cannot be more than $75,000 of assessed value for any one residence. The municipality may adjust that amount each year for the rise in the cost of living calculated by the State Assessor.

    Alaska State Legislature (Alaska Statutes 2025) · Verified October 24, 2026

  • $150,000 exemption for owners 65 and older and disabled veterans

    If the home is your primary residence and permanent place of abode, and you are a resident who is 65 or older, a disabled veteran, or at least 60 and the widow or widower of someone who qualified, the first $150,000 of the property's assessed value is exempt from tax.

    Alaska State Legislature (Alaska Statutes 2025) · Verified October 24, 2026

  • Deadline for the senior and veteran exemption: set by your municipality

    The exemption is granted only on a written application. State law does not set the date: it says each municipality sets the procedure and the deadline by ordinance. If you apply late, the municipality's governing body may accept it as if it were on time when good cause is shown.

    Alaska State Legislature (Alaska Statutes 2025) · Verified October 24, 2026

  • 30 days to appeal the assessment

    If the assessor does not fix an error in your property's value, you can appeal to the board of equalization. The written appeal, with your reasons, goes to the assessor within 30 days after the date the notice of assessment was mailed. If it is not filed on time, the right to appeal ends unless the board finds you were unable to comply.

    Alaska State Legislature (Alaska Statutes 2025) · Verified October 24, 2026

  • State law bars a tax on real property transfers

    An Alaska law says the state may not levy or collect a sales or use tax on the transfer of real property.

    Alaska State Legislature (Alaska Statutes 2025) · Verified October 24, 2026

The homes here

Housing in Alaska

What homes there are in Alaska, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in Alaska: 63% of homes, near the figure in the U.S. (61%).

Year built

The typical home in Alaska was built in 1986, 6 years after the typical one in the U.S..

Homes in Alaska are smaller: 56% have 3 bedrooms or more; in the U.S., 61%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The most common value range in Alaska is between $300K and $500K: that is where 41% of owner-occupied homes sit.

Monthly rent with utilities

The most common rent in Alaska is between $1,000 and $1,499 a month: that is where 34% of rented homes sit.

With a mortgage

$2,229 a month

United States: $1,963 a month

Without a mortgage

$690 a month

United States: $638 a month

Owners with a mortgage

60%

United States: 61%

The typical cost for an owner with a mortgage in Alaska is $2,229 a month, more than in the U.S. ($1,963); without one, $690.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Alaska rose 31%; in the U.S., it rose 53%.

Since 2015–2019, the typical rent in Alaska rose 14%, less than in the U.S. (33%).

While home values in Alaska changed +31% and rent +14%, the typical household income rose 20%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureAlaskaUnited States
Rental vacancy 7.0%5.5%
Homeowner vacancy 0.9%0.9%
More than one person per room 5.7%3.4%
People per household 2.612.53
Drive alone 65%69%
Carpool 12%9%
Public transit 1%3%
Walk or bike 8%3%
Work from home 10%15%
Other means 4%2%
Typical commute 10 to 19 minutes20 to 29 minutes

The rental vacancy rate in Alaska is 7.0%, higher than in the U.S. (5.5%).

In Alaska, 5.7% of households live with more than one person per room, against 3.4% in the U.S..

A household in Alaska has 2.61 people on average, about the same as in the U.S. (2.53).

More people walk or bike to work in Alaska: 8%, against 3% in the U.S..

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Places

Explore the boroughs in Alaska

Sort by any column or type a name. The 25 most populous are shown; the button reveals the rest.

See the boroughs page

Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates Source: FHA mortgage limits (HUD) Data from 2026 data FHA mortgage limits (HUD) Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD)

Calculator

Work out your payment in Alaska

Start from the typical home value in Alaska, $352,900, and this week’s average rate. Move the price and the down payment to see your monthly payment. If you already visited a county, the calculator uses its numbers.

More math for Alaska

$
%

Estimated monthly payment

$2,977

FHA loan over 30 years, with estimated taxes and insurance.

See the full calculation

Prices and risks

Three official measures that help you decide: how much home prices have changed according to FHFA, how prices compare with the national average according to BEA, and how many homes sit in a flood zone according to FEMA.

Home prices

How have home prices changed?

According to the FHFA House Price Index, home prices in Alaska rose 52% in the 10 years through 2025.

Price change each year

Period Alaska United States
In 2025 +4.1% +2.9%
5 years (2020–2025) +39% +47%
10 years (2015–2025) +52% +85%

The index follows the prices of the same homes over time (sales and appraisals on loans bought or guaranteed by Fannie Mae and Freddie Mac). It is not the average price of a home. FHFA considers its annual state indexes experimental.

Source: FHFA House Price Index (HPI) Data from 2025 data FHFA House Price Index (HPI)

Cost of living

How expensive are prices here?

According to the Bureau of Economic Analysis (BEA), in 2024 prices in Alaska were 2% higher than the U.S. average. Housing rents were 7% lower than nationwide.

Category Alaska United States Versus the U.S.
All prices Consumer goods and services 102.4 100.0 2% more
Housing rents What renters pay 93.8 100.6 7% less
Water, power and gas Water, sewer, electricity and gas 119.0 98.4 21% more
Goods Food, clothing, transportation and more 106.3 99.6 7% more
Other services Services other than rent 102.2 100.1 2% more

BEA expresses each index as a percentage of the average U.S. price level: a higher number means higher prices, and a lower one, lower prices.

Source: Regional price parities (BEA) Data from 2024 data Regional price parities (BEA)

Flooding

Is there a flood risk?

According to FEMA, in Alaska 1.2% of homes (2,841) are in a high-risk flood zone. Of those homes, 49% have NFIP flood insurance.

  • A high-risk zone (Special Flood Hazard Area) has a 1% or greater chance of flooding each year. 44 CFR 59.1
  • If the home is in that zone and the loan comes from a regulated lender, federal law requires flood insurance for the life of the loan, in communities that take part in the NFIP. 42 U.S.C. 4012a
  • Most homeowners insurance does not cover flood damage. FEMA, FloodSmart
Alaska United States
Homes in a high-risk zone 1.2% 3.5%
Of those, with NFIP insurance 49% 48%
All homes with NFIP insurance 1.1% 2.9%

The NFIP is the federal flood insurance program; private policies are not counted. FEMA counts homes with its National Structure Inventory. We add up the county figures FEMA publishes.

Look up your address on FEMA’s map Source: Homes with flood insurance (NFIP, FEMA) As of August 3, 2026 Homes with flood insurance (NFIP, FEMA)

Places

Cities in Alaska

The most populous city with a page. Each one compares its prices and rents with its county.

See the other cities (20)

    Help to buy

    Assistance programs in Alaska

    Our list has 1 official program that helps you buy in Alaska. Each card says what kind of help it gives and when we checked its official page.

    See the program
    1. Closing Cost Assistance Program (CCAP)

      Alaska state authority help of 3% or 4% of the loan, paid at closing and not repaid, for the down payment, closing costs or to reduce the principal; with 30-year fixed-rate FHA, VA or USDA mortgages. Offered by Alaska Housing Finance Corporation (AHFC).

      Grant Verified November 5, 2026

    Who runs the help in Alaska

    • Alaska Housing Finance Corporation (AHFC)

      The Alaska Housing Finance Corporation (AHFC) says its mission is to give Alaskans access to safe, quality, affordable housing. It says making mortgages accessible to Alaskans has been at its core, and that over the years it added affordable housing programs, energy efficiency, senior housing and more.

      The agency's official page · Verified October 24, 2026

    Tenant rights

    Tenant rights in Alaska

    Alaska law answers 4 of these 5 questions, each answer with its citation. Where it says “Data not available”, we have not verified it against the source yet.

    A summary of state law, not legal advice. Cities may have additional rules.

    See every right

    1. How much can they charge for a deposit?

      Data not available

    2. When must they return my deposit?

      If you or the landlord gave the notice to end the tenancy that the law requires, the landlord must mail you the written list of deductions and your refund within 14 days after the tenancy ends and you return the unit. If money is deducted for damages, the landlord has 30 days. If you did not give that notice, the landlord also has 30 days.

      Alaska Stat. §34.03.070(g)

    3. If I fall behind on rent, what notice must I get?

      If you don't pay rent on time, the landlord can give you a written notice. If you don't pay the full rent within 7 days after the notice, the tenancy ends unless the landlord agrees to let you stay.

      Alaska Stat. §34.03.220(b)

    4. How much notice ends a month-to-month rental?

      To end a month-to-month rental in Alaska, the landlord or the tenant must give written notice at least 30 days before the rent due date named in the notice. For a week-to-week rental with rent paid up, the notice is at least 14 days.

      Alaska Stat. §34.03.290(a)-(b)

    5. Are there limits on late fees?

      Alaska law sets no rules and no limit on late fees. The Department of Law's handbook explains that the Landlord and Tenant Act does not say whether landlords may charge a late fee, and that even where a fee is in the agreement, a tenant cannot be evicted for not paying it while current on rent.

    A white stucco house with palm trees in Los Angeles.

    Help and advice

    Who can help you in Alaska?

    You do not have to do this alone. A HUD-approved housing counselor gives independent advice on buying, renting, late payments and credit, often free or at low cost.

    1 HUD-approved counseling agency serves Alaska; 0 say they serve you in Spanish. Choose your borough to see the closest ones with their phone number.

    2 public housing authorities run Section 8 vouchers and public housing in Alaska.

    See the agency See the housing agencies

    Where to file a complaint in Alaska

    • Where to file a housing discrimination complaint

      The Alaska State Commission for Human Rights enforces the Alaska Human Rights Law, which bans discrimination in the sale, lease or rental of real property and in credit and financing because of race, religion, color, national origin, sex or physical or mental disability. The deadline to contact the Commission is 300 days from the act of discrimination. Staff help you see whether you can file a formal complaint and draft it. The complaint is drafted, notarized and filed within those same 300 days.

      Alaska State Commission for Human Rights · Verified October 24, 2026

    • Help with homeowners insurance problems

      The Consumer Services section of the Alaska Division of Insurance answers general questions and helps if you are having problems with your insurance company or agent. The Division enforces Alaska insurance laws and investigates potential violations.

      Alaska Division of Insurance (Consumer Guide to Homeowners Insurance) · Verified October 24, 2026

    Guides

    Guides for you in Alaska

    We picked them with the numbers of Alaska. Each one says why it can help you.

    Frequently asked questions about housing in Alaska

    What is the FHA limit in Alaska in 2026?

    In Alaska, the FHA limit for a one-unit home runs from $541,287 to $596,850. The highest is in Juneau City and Borough.

    How much does a typical home cost in Alaska?

    The typical home value in Alaska is $352,900 (Average 2020–2024, U.S. Census). The highest is in Sitka City and Borough ($450,300) and the lowest in Kusilvak Census Area ($84,300).

    How much does it cost to rent in Alaska?

    The typical rent in Alaska is $1,419 a month (Average 2020–2024, U.S. Census).

    How much do you need to earn to rent a 2-bedroom apartment in Alaska?

    At HUD's average fair market rent in Alaska ($1,519, Fiscal year 2027), about $29.21 an hour working full time, so rent stays under 30% of income.

    How much is property tax in Alaska?

    The typical property tax in Alaska is $3,901 a year, about 1.11% of home value (Average 2020–2024, U.S. Census).

    Where can I find free help in Spanish to buy a home in Alaska?

    There is 1 HUD-approved counseling agency in Alaska; 0 say they serve you in Spanish. Each borough page lists the closest ones with their phone number.

    Sources: American Community Survey (Average 2020–2024); FHA mortgage limits (2026 data); Conforming loan limits (2026 data); Fair Market Rents (Fiscal year 2027); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (Retrieved November 6, 2026); FHFA House Price Index (2025 data); Homes with flood insurance (As of August 3, 2026); Regional price parities (2024 data); Census Bureau cartographic boundary files (2024 data).