Español

Este sitio también está en español. Leer en español

Data · Freddie Mac

Mortgage rates

The 30-year fixed rate averaged 7.18% in the week of November 5, 2026, and the 15-year, 6.57%, according to Freddie Mac. Up 0.52 points in 15 weeks (July 30, 2026 – November 5, 2026).

Download at the sourceCalculate your payment with this week’s rate
WhatsApp

Week by week

Up 0.52 points in 15 weeks (July 30, 2026 – November 5, 2026).

30-year fixed
7.18%
Week of November 5, 2026
15-year fixed
6.57%
Week of November 5, 2026
Change over 15 weeks
+0.52
Percentage points since July 30, 2026

Freddie Mac Primary Mortgage Market Survey · As of November 5, 2026 Source: Freddie Mac Primary Mortgage Market Survey (PMMS) As of November 5, 2026 Freddie Mac Primary Mortgage Market Survey (PMMS)

Week by week

Mortgage rates

The weekly average 30-year and 15-year fixed rate Freddie Mac publishes every Thursday.

5.75% 6.25% 6.75% 7.25% Jul 30Sep 17Nov 5 7.18% 6.57%
Mortgage rates: weekly average · As of November 5, 2026

Week by week

The weekly average 30-year and 15-year fixed rate Freddie Mac publishes every Thursday.

  • November 5, 2026 7.18%6.57%
  • October 29, 2026 7.24%6.60%
  • October 22, 2026 7.32%6.68%
  • October 15, 2026 7.40%6.71%
  • October 8, 2026 7.40%6.73%
  • October 1, 2026 7.28%6.60%
  • September 24, 2026 7.03%6.42%
  • September 17, 2026 6.95%6.26%
  • September 10, 2026 6.76%6.09%
  • September 3, 2026 6.71%6.04%
  • August 27, 2026 6.66%5.98%
  • August 20, 2026 6.65%5.95%
  • August 13, 2026 6.67%5.96%
  • August 6, 2026 6.69%6.01%
  • July 30, 2026 6.66%6.04%

The Freddie Mac data is downloaded from the source’s own site: its license asks to cite it and not alter it.

Freddie Mac Primary Mortgage Market Survey · As of November 5, 2026 Source: Freddie Mac Primary Mortgage Market Survey (PMMS) As of November 5, 2026 Freddie Mac Primary Mortgage Market Survey (PMMS)

Line chart of the average US mortgage rate over 15 weeks, from July 30, 2026 to November 5, 2026. The 30-year rate went from 6.66% to 7.18%; the 15-year, from 6.04% to 6.57%.
The chart as an image Download or share it: it carries the source and the date of the data. Source: Freddie Mac Primary Mortgage Market Survey (PMMS) · November 5, 2026 Download the chart

Official source

Methodology: where this number comes from

The source, the data date, how we compute it and what to know before you use it.

About this measure

Source
Freddie Mac Primary Mortgage Market Survey (PMMS)
Published by
Freddie Mac
Type
Source figure, unchanged
Data date
As of November 5, 2026
Geography
United States (national average)
Unit
Percentage
Updated
Every Thursday
License
Use with attribution, unaltered

Version and changes

If we correct a number, it is noted in recent changes.

Methodology

Before you use this number

  • It is a national weekly average for buyers with excellent credit and a large down payment; your rate depends on your credit, your down payment, the loan type and the lender.

  • It excludes points, fees and the cost of mortgage insurance. Compare offers by APR, not by the rate alone.

  • The site’s calculators start from this rate and its date; replace it with the rate you are offered.

Freddie Mac Primary Mortgage Market Survey (PMMS)

Freddie Mac

See it at the source
Current version
As of November 5, 2026
As of
November 5, 2026
Retrieved by us
November 6, 2026
Next update
Every Thursday
License
Use with attribution, unaltered

Guides that explain this number

The other measures in this group, with the U.S. figure.

Find it in your county

Every county and municipality has its page with this number, the other indicators and free help near you.

All states and counties

Tools that use this data