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City · 6,503 residents · Park County, Wyoming

Powell , Wyoming

In Powell, a typical home is worth $289,400 and typical rent is $764 a month. Compared with all of Park County, the typical home value is 28% lower, typical rent is 17% lower, and the share of households that own their home is 6 points lower.

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  • Typical home value

    $289,400

    28% below the county

    7% below Wyoming

    • Powell
    • Park
    • Wyoming

  • Typical rent

    $764a month

    17% below the county

    23% below Wyoming

    • Powell
    • Park
    • Wyoming

  • Typical household income

    $63,523a year

    13% below the county

    17% below Wyoming

    • Powell
    • Park
    • Wyoming

  • Households that own their home

    70%

    6 points below the county

    2 points below Wyoming

    • Powell
    • Park
    • Wyoming

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$418,619
about the same as 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Powell is in Park County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Park County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Powell apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Riverton, the typical home value is $219,400: 24% less than in Powell ($289,400).

  2. The typical home in Powell is worth $289,400, 28% less than in Park County as a whole ($400,500).

  3. Powell has the 2nd lowest typical rent of the 16 cities in Wyoming with more than 5,000 people ($764).

  4. 70% of households in Powell own their home, against 75% in Park County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Powell

What homes there are in Powell, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Powell, but it weighs less than in Park County: 71% against 77%.

Year built

In Powell, half of the homes were built before 1974; in Park County, before 1983.

Much as in Park County, 64% of homes in Powell have 3 bedrooms or more.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,496 a month

Park County: $1,682 a month

Without a mortgage

$529 a month

Park County: $567 a month

Owners with a mortgage

67%

Park County: 55%

In Powell, 67% of owners have a mortgage, and their typical cost is $1,496 a month, against $1,682 in Park County. Without one it drops to $529.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, home values in Powell rose at about the same pace as in Park County: 52% against 49%.

Rent in Powell moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePowellPark CountyWyomingUnited States
Rental vacancy Unreliable estimateUnreliable estimate6.0%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.9%0.9%
More than one person per room Unreliable estimateUnreliable estimate1.9%3.4%
People per household 2.142.212.342.53
Drive alone 69%73%75%69%
Carpool Unreliable estimate9%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike 10%6%4%3%
Work from home Unreliable estimate12%9%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute Unreliable estimate10 to 19 minutes10 to 19 minutes20 to 29 minutes

Much as in Park County, a household in Powell has 2.14 people on average.

More people walk or bike to work in Powell: 10%, against 6% in Park County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Powell?

A typical home costs more than the typical income allows

We start with a typical home in Powell, worth $289,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 44% of the typical household income in Powell, which is $63,523 a year. For that payment to be 28% of income, a household would need to earn about $99,768 a year.

The calculator's FHA and conventional loan limits are those of all of Park County.

Your numbers

Local data
$

Starts at the typical home value in Powell. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,129 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,328

at 7.18% · 30 years

Loan amount
$284,158
Total interest
$408,837
Paid off in
November 2056

Includes $4,887 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,482 a month

  • Tight

    $1,482 to $1,906 a month

  • Hard

    more than $1,906 a month

    Your payment · 44%

Compared with the typical household income in Powell ($63,523 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,328
Principal & interest$1,925
Property tax$154
Home insurance$121
FHA mortgage insurance (MIP)$128

You need at least $10,129 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Powell and Park County

Powell is in Park County, Wyoming. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Powell's own numbers

Typical home value
$289,400
Typical monthly rent
$764
Typical yearly household income
$63,523
Households that own their home
70%
Effective property tax rate
0.64%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Park County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,016
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
2.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Park County.

Everything about Park County

Buying

Buying a home in Powell

A typical home in Powell is worth $289,400: 28% below the county and 7% below Wyoming. With the typical household income in Powell ($63,523 a year), a typical home costs 4.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Powell 4.6 years
  • Park 5.5 years
  • Wyoming 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Park County

According to FHFA’s house price index, home prices in Park County rose 100% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Park County.

Period County Wyoming U.S.
Last year (2025) +3.1% +4.1% +2.9%
5 years (2020–2025) +64% +44% +47%
10 years (2015–2025) +100% +68% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Powell next to Park County, Wyoming and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Powell $289,400
  • Park $400,500
  • Wyoming $309,700
  • United States $332,700
Typical monthly rent
  • Powell $764
  • Park $925
  • Wyoming $992
  • United States $1,413
Typical yearly household income
  • Powell $63,523
  • Park $73,035
  • Wyoming $76,176
  • United States $80,734
See the full table
Powell next to Park County and Wyoming
Measure Powell Park County Wyoming U.S.
Typical home value $289,400 $400,500 $309,700 $332,700
Typical monthly rent $764 $925 $992 $1,413
Typical yearly household income $63,523 $73,035 $76,176 $80,734
Households that own their home 70% 75% 72% 65%
Typical yearly property tax $1,845 $2,262 $1,767 $3,119
Effective property tax rate 0.64% 0.56% 0.57% 0.94%
Renters with high rent for their income 39% 42% 43% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Park County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Powell

For a typical $289,400 home in Powell, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Powell's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,328a month

    Least cash to close
    Down payment
    $10,129
    Cash to close
    $18,811
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $128

  • Conventional, 5% down $2,275a month

    Down payment
    $14,470
    Cash to close
    $23,152
    Rate
    7.18%
    Mortgage insurance
    PMI · $137

  • Conventional, 20% down, no PMI $1,843a month

    Down payment
    $57,880
    Cash to close
    $66,562
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,111a month

    Down payment
    $43,410
    Cash to close
    $52,092
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Powell and for Park County.

Property tax

Effective rate in Powell

0.64%of the home’s value each year

$1,845 a year for the typical owner in Powell.

  • Powell 0.64%
  • Park 0.56%
  • Wyoming 0.57%

What Wyoming publishes Homeowner's exemption: 25% of value (Wyoming State Legislature (Wyoming Statutes, Title 39))

Exemptions and deadlines in Wyoming

Flood risk in Park County

FEMA does not publish these numbers by city: they are for all of Park County.

Homes in the high-risk zone
2.8%
425
Of those, with NFIP insurance
2.6%
County Wyoming U.S.
Homes in the high-risk zone 2.8% 1.8% 3.5%
Of those, with NFIP insurance 2.6% 15% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Powell

Typical rent in Powell is $764 a month: 17% below the county. In Powell, 39% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Park County, by unit size. To pay the 2-bedroom one ($1,016 a month) without spending more than 30% of your income, you would need to earn $19.54 an hour working full time.

HUD fair market rent for all of Park County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $707 $13.60 $28,280
1 bedroom $777 $14.94 $31,080
2 bedrooms $1,016 $19.54 $40,640
3 bedrooms $1,380 $26.54 $55,200
4 bedrooms $1,698 $32.65 $67,920

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Powell

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Powell is in ZIP code 82435.

For 2 bedrooms it is $1,000: $16 less than the fair market rent for Park County ($1,016).

  • 82435 $1,000$1,360

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Powell when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Powell

HUD lists 5 buildings with rents for lower incomes in Powell. These are the largest.

  • Parkview Apts I 749 N Beckman St, Powell 82435 24 low-income homes · 1 bd: 8 · 2 bd: 16 · In service since 1998 · For families
  • Powell Elderly Housing 1283 W 7th St, Powell 82435 20 low-income homes · 1 bd: 10 · 2 bd: 10 · In service since 2000 · For older adults
  • Rocky Mountain Manor 140 N Cheyenne St, Powell 82435 52 homes, 19 low-income · For older adults (307) 754-4535
  • Ironwood Apts 825 E 7th St, Powell 82435 12 homes
  • Buck Creek Apts 1051 E Monroe St, Powell 82435 8 homes

See all 12 buildings in Park County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Powell

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Park County. The nearest ones are below; many serve by phone or online.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Powell

No down payment, repair or rent-help program on our list is for Powell or Park County. The ones below are statewide in Wyoming: they work in Powell the same as in the rest of the state.

Which programs do I qualify for? All programs in Wyoming

  • Home$tretch Down Payment Assistance

    Statewide in Wyoming

    Wyoming state authority loan of up to $15,000 for the down payment, at 0% with no monthly payments, repaid when you sell, refinance or after 30 years; alongside WCDA's First-time Homebuyer, Spruce Up or Edge mortgages. Offered by Wyoming Community Development Authority (WCDA).

    Deferred

    See the program Official page

  • Amortizing DPA Loan Product

    Statewide in Wyoming

    Wyoming state authority loan of up to $15,000 for the down payment, closing costs and prepaid expenses, at a fixed rate with low monthly payments for up to 10 years; only with WCDA's Advantage mortgage, which does not require you to be a first-time buyer. Offered by Wyoming Community Development Authority (WCDA).

    Repayable

    See the program Official page

  • Mortgage Credit Certificate (MCC)

    Statewide in Wyoming

    Wyoming state authority certificate that turns part of your mortgage interest into a credit on your federal taxes for the life of the loan, as long as you keep qualifying; for first-time buyers, only with WCDA's HFA Preferred or Advantage mortgages; if you pay the federal recapture tax, you may get a refund from WCDA. Offered by Wyoming Community Development Authority (WCDA).

    Tax credit

    See the program Official page

Housing counselors near Powell

The HUD-approved agencies closest to the center of Powell, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Wyoming Housing Network, Inc.

    2345 E 2nd St, Casper · 180 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (307) 472-5843

All counseling agencies in Wyoming

Help in Spanish near Powell

None of the 1 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Powell

HUD lists no housing authority with an office in Park County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Wyoming Source: HUD

Cities

Other cities in Park County

These cities are also in Park County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Park County Housing in Wyoming

Nearby cities

The cities closest to Powell, with the typical home value.

Neighboring counties

If Park County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Powell.

All guides
A mother holds her laughing daughter on a grey sofa.

Questions

Housing questions about Powell

Short answers with the numbers for Powell and all of Park County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Powell?

The typical home value in Powell is $289,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Park County it is $400,500.

How much does it cost to rent in Powell?

Typical rent in Powell is $764 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Park County is $1,016.

What is the FHA loan limit in Powell?

Powell uses the FHA limit for all of Park County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Powell?

The typical homeowner in Powell pays $1,845 a year, according to the U.S. Census Bureau. That is 0.64% of the home’s value; in Park County, the rate is 0.56%.

Where can I find free help to buy or rent in Powell?

We found no HUD-approved counseling agencies with an office in Park County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).