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City · 10,856 residents · Fremont County, Wyoming

Riverton , Wyoming

In Riverton, a typical home is worth $219,400 and typical rent is $921 a month. Compared with all of Fremont County, the typical home value is 18% lower, typical household income is 15% lower, and the share of households that own their home is 15 points lower.

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  • Typical home value

    $219,400

    18% below the county

    29% below Wyoming

    • Riverton
    • Fremont
    • Wyoming

  • Typical rent

    $921a month

    3% above the county

    7% below Wyoming

    • Riverton
    • Fremont
    • Wyoming

  • Typical household income

    $55,208a year

    15% below the county

    28% below Wyoming

    • Riverton
    • Fremont
    • Wyoming

  • Households that own their home

    55%

    15 points below the county

    17 points below Wyoming

    • Riverton
    • Fremont
    • Wyoming

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$260,721
2.3% less than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Riverton is in Fremont County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Fremont County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Riverton apart

What this place has that others do not, from public data, most unusual first.

  1. 55% of households in Riverton own their home, against 70% in Fremont County.

  2. Nearby, in Rawlins, the typical rent is $741: 20% less than in Riverton ($921).

  3. According to Zillow, in the 12 months to September 2026 the typical home value in Riverton fell 2.3%; in Wyoming, it rose 1.5%.

  4. Riverton has the 2nd lowest typical household income of the 17 cities in Wyoming with more than 5,000 people ($55,208).

  5. The typical home in Riverton is worth $219,400, 18% less than in Fremont County as a whole ($268,800).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Riverton

What homes there are in Riverton, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Riverton, 7 in 10 homes are single-family detached houses; in Fremont County, 7.

Year built

In Riverton, half of the homes were built before 1974; in Fremont County, before 1978.

Homes in Riverton are smaller: 54% have 3 bedrooms or more; in Fremont County, 60%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

With an FHA limit of $541,287, at least 97% of owner-occupied homes in Riverton sit below it: they are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,416 a month

Fremont County: $1,629 a month

Without a mortgage

$494 a month

Fremont County: $490 a month

Owners with a mortgage

52%

Fremont County: 48%

Owning costs less in Riverton: with a mortgage, the typical cost is $1,416 a month; in Fremont County, $1,629. Without one, $494.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Riverton gained value faster than in Fremont County: 40% against 37%.

Rents in Riverton rose at about the same pace as in Fremont County: 15% since 2015–2019, against 14%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureRivertonFremont CountyWyomingUnited States
Rental vacancy Unreliable estimateUnreliable estimate6.0%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.9%0.9%
More than one person per room Unreliable estimate4.1%1.9%3.4%
People per household 2.452.562.342.53
Drive alone 76%74%75%69%
Carpool 11%10%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate5%4%3%
Work from home 4%10%9%15%
Other means Unreliable estimate2%1%2%
Typical commute Unreliable estimate10 to 19 minutes10 to 19 minutes20 to 29 minutes

By size, households in Riverton look like those in Fremont County: 2.45 people on average.

To get to work, 76% of workers in Riverton drive alone; in Fremont County, 74%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Riverton?

A typical home costs more than the typical income allows

We start with a typical home in Riverton, worth $219,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 38% of the typical household income in Riverton, which is $55,208 a year. For that payment to be 28% of income, a household would need to earn about $75,636 a year.

The calculator's FHA and conventional loan limits are those of all of Fremont County.

Your numbers

Local data
$

Starts at the typical home value in Riverton. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,679 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,765

at 7.18% · 30 years

Loan amount
$215,426
Total interest
$309,948
Paid off in
November 2056

Includes $3,705 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,288 a month

  • Tight

    $1,288 to $1,656 a month

  • Hard

    more than $1,656 a month

    Your payment · 38%

Compared with the typical household income in Riverton ($55,208 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,765
Principal & interest$1,459
Property tax$117
Home insurance$91
FHA mortgage insurance (MIP)$97

You need at least $7,679 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Riverton and Fremont County

Riverton is in Fremont County, Wyoming. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Riverton's own numbers

Typical home value
$219,400
Typical monthly rent
$921
Typical yearly household income
$55,208
Households that own their home
55%
Effective property tax rate
0.64%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Fremont County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$999
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
0.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Fremont County.

Everything about Fremont County

Buying

Buying a home in Riverton

A typical home in Riverton is worth $219,400: 18% below the county and 29% below Wyoming. With the typical household income in Riverton ($55,208 a year), a typical home costs 4.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Riverton 4.0 years
  • Fremont 4.1 years
  • Wyoming 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Fremont County

According to FHFA’s house price index, home prices in Fremont County rose 68% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Fremont County.

Period County Wyoming U.S.
Last year (2025) +4.4% +4.1% +2.9%
5 years (2020–2025) +54% +44% +47%
10 years (2015–2025) +68% +68% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Riverton next to Fremont County, Wyoming and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Riverton $219,400
  • Fremont $268,800
  • Wyoming $309,700
  • United States $332,700
Typical monthly rent
  • Riverton $921
  • Fremont $898
  • Wyoming $992
  • United States $1,413
Typical yearly household income
  • Riverton $55,208
  • Fremont $64,904
  • Wyoming $76,176
  • United States $80,734
See the full table
Riverton next to Fremont County and Wyoming
Measure Riverton Fremont County Wyoming U.S.
Typical home value $219,400 $268,800 $309,700 $332,700
Typical monthly rent $921 $898 $992 $1,413
Typical yearly household income $55,208 $64,904 $76,176 $80,734
Households that own their home 55% 70% 72% 65%
Typical yearly property tax $1,413 $1,671 $1,767 $3,119
Effective property tax rate 0.64% 0.62% 0.57% 0.94%
Renters with high rent for their income 36% 38% 43% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Fremont County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Riverton

For a typical $219,400 home in Riverton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Riverton's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,765a month

    Least cash to close
    Down payment
    $7,679
    Cash to close
    $14,261
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $97

  • Conventional, 5% down $1,725a month

    Down payment
    $10,970
    Cash to close
    $17,552
    Rate
    7.18%
    Mortgage insurance
    PMI · $104

  • Conventional, 20% down, no PMI $1,397a month

    Down payment
    $43,880
    Cash to close
    $50,462
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,600a month

    Down payment
    $32,910
    Cash to close
    $39,492
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Riverton and for Fremont County.

Property tax

Effective rate in Riverton

0.64%of the home’s value each year

$1,413 a year for the typical owner in Riverton.

  • Riverton 0.64%
  • Fremont 0.62%
  • Wyoming 0.57%

What Wyoming publishes Homeowner's exemption: 25% of value (Wyoming State Legislature (Wyoming Statutes, Title 39))

Exemptions and deadlines in Wyoming

Flood risk in Fremont County

FEMA does not publish these numbers by city: they are for all of Fremont County.

Homes in the high-risk zone
0.8%
155
Of those, with NFIP insurance
14%
County Wyoming U.S.
Homes in the high-risk zone 0.8% 1.8% 3.5%
Of those, with NFIP insurance 14% 15% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Riverton

Typical rent in Riverton is $921 a month: 3% above the county. In Riverton, 36% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Fremont County, by unit size. To pay the 2-bedroom one ($999 a month) without spending more than 30% of your income, you would need to earn $19.21 an hour working full time.

HUD fair market rent for all of Fremont County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $797 $15.33 $31,880
1 bedroom $802 $15.42 $32,080
2 bedrooms $999 $19.21 $39,960
3 bedrooms $1,367 $26.29 $54,680
4 bedrooms $1,670 $32.12 $66,800

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Riverton

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Riverton is in ZIP code 82501.

For 2 bedrooms it is $1,030: $31 more than the fair market rent for Fremont County ($999).

  • 82501 $1,030$1,410

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Riverton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Riverton

HUD lists 10 buildings with rents for lower incomes in Riverton. These are the largest.

  • College Hill Apts 3012 College Hill Dr, Riverton 82501 48 low-income homes · 2 bd: 32 · 3 bd: 16 · In service since 2002 · For families
  • Owl Creek Apts 2220 Rose Ln, Riverton 82501 48 low-income homes · 1 bd: 46 · 2 bd: 2 · In service since 1991 · For older adults
  • Woodridge Apts Homes 1302 Redwood Dr, Riverton 82501 40 low-income homes · 2 bd: 22 · 3 bd: 18 · In service since 2008 · For families (231) 769-0931
  • College Hill Apts Phase II 615 Eagle Dr, Riverton 82501 32 low-income homes · 2 bd: 16 · 3 bd: 16 · In service since 2006 · For families
  • Sempiternal Society 524 N 6th St E, Riverton 82501 32 homes, 30 low-income · For older adults (307) 856-7117

See all 13 buildings in Fremont County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Riverton

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Fremont County. The nearest ones are below; many serve by phone or online.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Riverton

No down payment, repair or rent-help program on our list is for Riverton or Fremont County. The ones below are statewide in Wyoming: they work in Riverton the same as in the rest of the state.

Which programs do I qualify for? All programs in Wyoming

  • Home$tretch Down Payment Assistance

    Statewide in Wyoming

    Wyoming state authority loan of up to $15,000 for the down payment, at 0% with no monthly payments, repaid when you sell, refinance or after 30 years; alongside WCDA's First-time Homebuyer, Spruce Up or Edge mortgages. Offered by Wyoming Community Development Authority (WCDA).

    Deferred

    See the program Official page

  • Amortizing DPA Loan Product

    Statewide in Wyoming

    Wyoming state authority loan of up to $15,000 for the down payment, closing costs and prepaid expenses, at a fixed rate with low monthly payments for up to 10 years; only with WCDA's Advantage mortgage, which does not require you to be a first-time buyer. Offered by Wyoming Community Development Authority (WCDA).

    Repayable

    See the program Official page

  • Mortgage Credit Certificate (MCC)

    Statewide in Wyoming

    Wyoming state authority certificate that turns part of your mortgage interest into a credit on your federal taxes for the life of the loan, as long as you keep qualifying; for first-time buyers, only with WCDA's HFA Preferred or Advantage mortgages; if you pay the federal recapture tax, you may get a refund from WCDA. Offered by Wyoming Community Development Authority (WCDA).

    Tax credit

    See the program Official page

Housing counselors near Riverton

The HUD-approved agencies closest to the center of Riverton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Wyoming Housing Network, Inc.

    2345 E 2nd St, Casper · 106 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (307) 472-5843

All counseling agencies in Wyoming

Help in Spanish near Riverton

None of the 1 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Riverton

HUD lists no housing authority with an office in Fremont County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Wyoming Source: HUD

Cities

Other cities in Fremont County

These cities are also in Fremont County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Fremont County Housing in Wyoming

Nearby cities

The cities closest to Riverton, with the typical home value.

Neighboring counties

If Fremont County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Riverton.

All guides
A mother holding her baby watches her daughter blow bubbles outdoors.

Questions

Housing questions about Riverton

Short answers with the numbers for Riverton and all of Fremont County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Riverton?

The typical home value in Riverton is $219,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Fremont County it is $268,800.

How much does it cost to rent in Riverton?

Typical rent in Riverton is $921 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Fremont County is $999.

What is the FHA loan limit in Riverton?

Riverton uses the FHA limit for all of Fremont County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Riverton?

The typical homeowner in Riverton pays $1,413 a year, according to the U.S. Census Bureau. That is 0.64% of the home’s value; in Fremont County, the rate is 0.62%.

Where can I find free help to buy or rent in Riverton?

We found no HUD-approved counseling agencies with an office in Fremont County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).