Help to buy in Wyoming
Home-buying assistance programs in Wyoming
3 official programs for down payment and closing cost help in Wyoming, from Wyoming Community Development Authority. We show what each program says on its own page, with the date we checked it.
Key numbers in Wyoming
- Verified programs
- 3
- from Wyoming Community Development Authority
- First-time buyers only
- 1
- 2 do not require it or their pages do not say
- Accept an ITIN
- 0
- per their own site · no: 0 · unconfirmed: 3
- Last checked
- November 5, 2026
- against each program’s official page
How to read the list
Not all help is the same
Amounts, limits and funding change: confirm with a participating lender.
Before you compare amounts, look at the kind of help: it changes what you pay later. These are the kinds the programs on this page use.
On ITIN, each card says what the program itself publishes: yes, no, or not confirmed on its site.
The full list
Programs in Wyoming
Filter by who qualifies, by ITIN or by kind of help. Each card quotes the source and the date we checked it.
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- Deferred
Wyoming state authority loan of up to $15,000 for the down payment, at 0% with no monthly payments, repaid when you sell, refinance or after 30 years; alongside WCDA's First-time Homebuyer, Spruce Up or Edge mortgages
What it gives, per the source
$15,000 maximum loan amount … 0% interest rate and 0.080% APR based on an average loan amount of $5,500.
- First-time buyer?
- The source does not say whether you must be a first-time buyer
- Accepts ITIN?
- Its site does not confirm
Run by Wyoming Community Development Authority (WCDA)
Verified November 5, 2026
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- Repayable
Wyoming state authority loan of up to $15,000 for the down payment, closing costs and prepaid expenses, at a fixed rate with low monthly payments for up to 10 years; only with WCDA's Advantage mortgage, which does not require you to be a first-time buyer
What it gives, per the source
WCDA’s Down Payment Assistance (DPA) loan products help borrowers achieve their dream of homeownership. These products assist borrowers with their down payment, closing costs, and prepaids. Each DPA loan product has these basic features: … $15,000 maximum loan amount … Fixed interest rate … Fully amortizing, low monthly payments … Maximum 10 year term
- First-time buyer?
- No first-time requirement
- Accepts ITIN?
- Its site does not confirm
Run by Wyoming Community Development Authority (WCDA)
Verified November 5, 2026
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- Tax credit
Wyoming state authority certificate that turns part of your mortgage interest into a credit on your federal taxes for the life of the loan, as long as you keep qualifying; for first-time buyers, only with WCDA's HFA Preferred or Advantage mortgages; if you pay the federal recapture tax, you may get a refund from WCDA
What it gives, per the source
With an MCC, a qualified borrower may obtain a credit toward their Federal income tax liability. The MCC tax credit is a calculation based off of the mortgage interest paid. MCC holders may use this credit over the life of the qualifying loan, provided the MCC holder continues to qualify for the MCC. The actual value of an MCC and the associated tax credit will depend on the individual MCC holder’s tax situation.
- First-time buyer?
- First-time buyers only
- Accepts ITIN?
- Its site does not confirm
Run by Wyoming Community Development Authority (WCDA)
Verified November 5, 2026
No program matches your search.
Help to repair your home
Repair programs in Wyoming
One program we checked in Wyoming to repair your home or make it more efficient, with what its page says.
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Wyoming Weatherization Assistance Program (WAP)
Run by Wyoming Department of Family Services (DFS)
Wyoming weatherization program: upgrades that cut energy use in low-income homes, through local agencies
Open, per the source
See details
Your county
Price and income limits depend on the county. Your county page has the typical value, the FHA limit and the counseling agencies that can walk you through the application.
Frequently asked questions
What is down payment assistance?
Money from a public or nonprofit program for the down payment or closing costs. It can be a grant you never repay, a second loan forgiven if you stay in the home for some years, a second loan repaid when you sell or refinance, or a tax credit (MCC) that lowers your federal taxes.
Do I need to be a first-time buyer in Wyoming?
Of the 3 programs on this page, 1 requires it; the rest do not, or their page does not say. In general, “first-time buyer” means not having owned a home in the last three years.
Can I use these programs with an ITIN?
What each program’s own site says: accept an ITIN, 0; do not accept one, 0; not confirmed on its site, 3. Ask the participating lender directly before you start, and ask for it in writing.