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City · 58,839 residents · Natrona County, Wyoming

Casper , Wyoming

In Casper, a typical home is worth $260,400 and typical rent is $1,009 a month. Home values, rent and income are very close to those of all of Natrona County.

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  • Typical home value

    $260,400

    5% below the county

    16% below Wyoming

    • Casper
    • Natrona
    • Wyoming

  • Typical rent

    $1,009a month

    About the same as the county

    About the same as Wyoming

    • Casper
    • Natrona
    • Wyoming

  • Typical household income

    $70,218a year

    3% below the county

    8% below Wyoming

    • Casper
    • Natrona
    • Wyoming

  • Households that own their home

    70%

    4 points below the county

    2 points below Wyoming

    • Casper
    • Natrona
    • Wyoming

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$310,650
2.1% more than 12 months ago
Typical rent
$1,422 a month
1.8% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Casper is in Natrona County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Natrona County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Casper apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Rawlins, the typical rent is $741: 27% less than in Casper ($1,009).

  2. Nearby, in Rawlins, the typical home value is $217,100: 17% less than in Casper ($260,400).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Casper

What homes there are in Casper, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in Casper: 70% of homes, near the figure in Natrona County (71%).

Year built

By age, homes in Casper look like those in Natrona County: the typical year built is 1975.

Much as in Natrona County, 63% of homes in Casper have 3 bedrooms or more.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA loan limit for Natrona County is $541,287, and about 90% of owner-occupied homes in Casper are worth less than that.

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Natrona County is $1,045: about 52% of rents in Casper are below it.

With a mortgage

$1,588 a month

Natrona County: $1,653 a month

Without a mortgage

$495 a month

Natrona County: $497 a month

Owners with a mortgage

62%

Natrona County: 61%

Owning costs about the same in Casper as in Natrona County: with a mortgage, $1,588 a month; without one, $495.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Casper rose 26%; in Natrona County, it rose 31%.

Rents in Casper rose at about the same pace as in Natrona County: 19% since 2015–2019, against 18%.

Housing prices ran ahead of income in Casper: typical income rose 13%, against +26% for home values and +19% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureCasperNatrona CountyWyomingUnited States
Rental vacancy 5.8%5.0%6.0%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.9%0.9%
More than one person per room 2.1%2.1%1.9%3.4%
People per household 2.262.322.342.53
Drive alone 78%79%75%69%
Carpool 8%8%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike 2%2%4%3%
Work from home 11%10%9%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

Much as in Natrona County, the rental vacancy rate in Casper is 5.8%.

More than one person per room: that is how 2.1% of households in Casper live, near the figure in Natrona County (2.1%).

Much as in Natrona County, a household in Casper has 2.26 people on average.

In Casper, 78% of workers drive alone to work; in Natrona County, 79%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Casper?

A typical home is tight for the typical income

We start with a typical home in Casper, worth $260,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Casper, which is $70,218 a year. For that payment to be 28% of income, a household would need to earn about $89,677 a year.

The calculator's FHA and conventional loan limits are those of all of Natrona County.

Your numbers

Local data
$

Starts at the typical home value in Casper. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $9,114 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,093

at 7.18% · 30 years

Loan amount
$255,684
Total interest
$367,869
Paid off in
November 2056

Includes $4,398 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,638 a month

  • Tight

    $1,638 to $2,107 a month

    Your payment · 36%

  • Hard

    more than $2,107 a month

Compared with the typical household income in Casper ($70,218 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,093
Principal & interest$1,732
Property tax$137
Home insurance$109
FHA mortgage insurance (MIP)$115

You need at least $9,114 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Casper and Natrona County

Casper is in Natrona County, Wyoming. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Casper's own numbers

Typical home value
$260,400
Typical monthly rent
$1,009
Typical yearly household income
$70,218
Households that own their home
70%
Effective property tax rate
0.63%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Natrona County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,045
Price change over 5 years (FHFA)
+41%
Homes in a high flood-risk zone
2.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Natrona County.

Everything about Natrona County

Buying

Buying a home in Casper

A typical home in Casper is worth $260,400: 5% below the county and 16% below Wyoming. With the typical household income in Casper ($70,218 a year), a typical home costs 3.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Casper 3.7 years
  • Natrona 3.8 years
  • Wyoming 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Natrona County

According to FHFA’s house price index, home prices in Natrona County rose 50% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Natrona County.

Period County Wyoming U.S.
Last year (2025) +4.1% +4.1% +2.9%
5 years (2020–2025) +41% +44% +47%
10 years (2015–2025) +50% +68% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Casper next to Natrona County, Wyoming and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Casper $260,400
  • Natrona $273,000
  • Wyoming $309,700
  • United States $332,700
Typical monthly rent
  • Casper $1,009
  • Natrona $1,016
  • Wyoming $992
  • United States $1,413
Typical yearly household income
  • Casper $70,218
  • Natrona $72,156
  • Wyoming $76,176
  • United States $80,734
See the full table
Casper next to Natrona County and Wyoming
Measure Casper Natrona County Wyoming U.S.
Typical home value $260,400 $273,000 $309,700 $332,700
Typical monthly rent $1,009 $1,016 $992 $1,413
Typical yearly household income $70,218 $72,156 $76,176 $80,734
Households that own their home 70% 74% 72% 65%
Typical yearly property tax $1,631 $1,645 $1,767 $3,119
Effective property tax rate 0.63% 0.6% 0.57% 0.94%
Renters with high rent for their income 45% 44% 43% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Natrona County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Casper

For a typical $260,400 home in Casper, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Casper's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,092a month

    Least cash to close
    Down payment
    $9,114
    Cash to close
    $16,926
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $115

  • Conventional, 5% down $2,045a month

    Down payment
    $13,020
    Cash to close
    $20,832
    Rate
    7.18%
    Mortgage insurance
    PMI · $124

  • Conventional, 20% down, no PMI $1,656a month

    Down payment
    $52,080
    Cash to close
    $59,892
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,897a month

    Down payment
    $39,060
    Cash to close
    $46,872
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Casper and for Natrona County.

Property tax

Effective rate in Casper

0.63%of the home’s value each year

$1,631 a year for the typical owner in Casper.

  • Casper 0.63%
  • Natrona 0.6%
  • Wyoming 0.57%

What Wyoming publishes Homeowner's exemption: 25% of value (Wyoming State Legislature (Wyoming Statutes, Title 39))

Exemptions and deadlines in Wyoming

Flood risk in Natrona County

FEMA does not publish these numbers by city: they are for all of Natrona County.

Homes in the high-risk zone
2.2%
702
Of those, with NFIP insurance
19%
County Wyoming U.S.
Homes in the high-risk zone 2.2% 1.8% 3.5%
Of those, with NFIP insurance 19% 15% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Casper

Typical rent in Casper is $1,009 a month: about the same as the county. In Casper, 45% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Natrona County, by unit size. To pay the 2-bedroom one ($1,045 a month) without spending more than 30% of your income, you would need to earn $20.10 an hour working full time.

HUD fair market rent for all of Natrona County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $747 $14.37 $29,880
1 bedroom $804 $15.46 $32,160
2 bedrooms $1,045 $20.10 $41,800
3 bedrooms $1,447 $27.83 $57,880
4 bedrooms $1,747 $33.60 $69,880

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Casper

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Casper has 3 ZIP codes with their own.

For 2 bedrooms it runs from $1,000 in 82601 to $1,210 in 82604.

2 of the 3 are above the fair market rent for Natrona County ($1,045).

  • 82601 $1,000$1,380
  • 82604 $1,210$1,680
  • 82609 $1,090$1,510

3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Casper when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Casper

HUD lists 25 buildings with rents for lower incomes in Casper. These are the largest.

  • Aspen Court Apts 760 Landmark Dr, Casper 82609 150 low-income homes · 1 bd: 40 · 2 bd: 110 · In service since 2000 · For families
  • Spring Hill III 650 S Walsh Dr, Casper 82609 127 low-income homes · For families (307) 765-5560
  • Gail Gardens 300 W B-C St, Casper 82601 126 homes, 125 low-income · For families (307) 234-3434
  • Raven Crest Apartments 4701 Tranquility Way, Casper 82601 100 homes, 99 low-income · 1 bd: 24 · 2 bd: 26 · 3 bd: 26 · 4 bd: 24 · In service since 2018
  • Skyline Towers 300 E Collins Dr, Casper 82601 101 homes, 98 low-income · For older adults

See all 27 buildings in Natrona County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Casper

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Natrona County; none says it serves in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Casper

No down payment, repair or rent-help program on our list is for Casper or Natrona County. The ones below are statewide in Wyoming: they work in Casper the same as in the rest of the state.

Which programs do I qualify for? All programs in Wyoming

  • Home$tretch Down Payment Assistance

    Statewide in Wyoming

    Wyoming state authority loan of up to $15,000 for the down payment, at 0% with no monthly payments, repaid when you sell, refinance or after 30 years; alongside WCDA's First-time Homebuyer, Spruce Up or Edge mortgages. Offered by Wyoming Community Development Authority (WCDA).

    Deferred

    See the program Official page

  • Amortizing DPA Loan Product

    Statewide in Wyoming

    Wyoming state authority loan of up to $15,000 for the down payment, closing costs and prepaid expenses, at a fixed rate with low monthly payments for up to 10 years; only with WCDA's Advantage mortgage, which does not require you to be a first-time buyer. Offered by Wyoming Community Development Authority (WCDA).

    Repayable

    See the program Official page

  • Mortgage Credit Certificate (MCC)

    Statewide in Wyoming

    Wyoming state authority certificate that turns part of your mortgage interest into a credit on your federal taxes for the life of the loan, as long as you keep qualifying; for first-time buyers, only with WCDA's HFA Preferred or Advantage mortgages; if you pay the federal recapture tax, you may get a refund from WCDA. Offered by Wyoming Community Development Authority (WCDA).

    Tax credit

    See the program Official page

Housing counselors near Casper

The HUD-approved agencies closest to the center of Casper, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Wyoming Housing Network, Inc.

    2345 E 2nd St, Casper · 1 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (307) 472-5843

Every agency in Natrona County All counseling agencies in Wyoming

Help in Spanish near Casper

None of the 1 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Casper

HUD’s record names them for Casper or Natrona County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Casper Public housing and Section 8 vouchers (307) 266-1388

All housing agencies in Wyoming Source: HUD

Cities

Nearby cities

The cities closest to Casper, with the typical home value.

Everything about Natrona County Housing in Wyoming

Neighboring counties

If Natrona County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Casper.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about Casper

Short answers with the numbers for Casper and all of Natrona County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Casper?

The typical home value in Casper is $260,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Natrona County it is $273,000.

How much does it cost to rent in Casper?

Typical rent in Casper is $1,009 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Natrona County is $1,045.

What is the FHA loan limit in Casper?

Casper uses the FHA limit for all of Natrona County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Casper?

The typical homeowner in Casper pays $1,631 a year, according to the U.S. Census Bureau. That is 0.63% of the home’s value; in Natrona County, the rate is 0.6%.

Where can I find free help to buy or rent in Casper?

There is 1 HUD-approved counseling agency with an office in Natrona County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).