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City · 6,420 residents · Converse County, Wyoming

Douglas , Wyoming

In Douglas, a typical home is worth $267,400 and typical rent is $841 a month. Compared with all of Converse County, the typical home value is 9% lower and the share of households that own their home is 8 points lower.

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  • Typical home value

    $267,400

    9% below the county

    14% below Wyoming

    • Douglas
    • Converse
    • Wyoming

  • Typical rent

    $841a month

    3% below the county

    15% below Wyoming

    • Douglas
    • Converse
    • Wyoming

  • Typical household income

    $83,147a year

    About the same as the county

    9% above Wyoming

    • Douglas
    • Converse
    • Wyoming

  • Households that own their home

    70%

    8 points below the county

    2 points below Wyoming

    • Douglas
    • Converse
    • Wyoming

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$319,937
1.7% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Douglas is in Converse County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Converse County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Douglas apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Torrington, the typical home value is $197,500: 26% less than in Douglas ($267,400).

  2. 70% of households in Douglas own their home, against 77% in Converse County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Douglas

What homes there are in Douglas, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Douglas, 6 in 10 homes are single-family detached houses; in Converse County, 7.

Year built

The typical year built in Douglas is 1977, about the same as in Converse County (1978).

There are fewer big homes in Douglas than in Converse County: 64% have 3 bedrooms or more, against 68%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,675 a month

Converse County: $1,716 a month

Without a mortgage

$472 a month

Converse County: $494 a month

Owners with a mortgage

55%

Converse County: 49%

The typical cost for an owner with a mortgage in Douglas is $1,675 a month, near the figure in Converse County ($1,716).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Douglas rose 45%; in Converse County, it rose 42%.

The typical rent in Douglas stayed about the same over that time: the difference is within the Census margin of error.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureDouglasConverse CountyWyomingUnited States
Rental vacancy Unreliable estimate17.5%6.0%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.9%0.9%
More than one person per room Unreliable estimateUnreliable estimate1.9%3.4%
People per household 2.272.372.342.53
Drive alone 78%75%75%69%
Carpool 8%11%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate4%4%3%
Work from home Unreliable estimate7%9%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute Unreliable estimate10 to 19 minutes10 to 19 minutes20 to 29 minutes

Much as in Converse County, a household in Douglas has 2.27 people on average.

To get to work, 78% of workers in Douglas drive alone; in Converse County, 75%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Douglas?

A typical home is tight for the typical income

We start with a typical home in Douglas, worth $267,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Douglas, which is $83,147 a year. For that payment to be 28% of income, a household would need to earn about $91,324 a year.

The calculator's FHA and conventional loan limits are those of all of Converse County.

Your numbers

Local data
$

Starts at the typical home value in Douglas. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $9,359 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,131

at 7.18% · 30 years

Loan amount
$262,557
Total interest
$377,758
Paid off in
November 2056

Includes $4,516 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,940 a month

  • Tight

    $1,940 to $2,494 a month

    Your payment · 31%

  • Hard

    more than $2,494 a month

Compared with the typical household income in Douglas ($83,147 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,131
Principal & interest$1,779
Property tax$123
Home insurance$111
FHA mortgage insurance (MIP)$118

You need at least $9,359 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Douglas and Converse County

Douglas is in Converse County, Wyoming. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Douglas's own numbers

Typical home value
$267,400
Typical monthly rent
$841
Typical yearly household income
$83,147
Households that own their home
70%
Effective property tax rate
0.55%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Converse County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,052
Price change over 5 years (FHFA)
+40%
Homes in a high flood-risk zone
4.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Converse County.

Everything about Converse County

Buying

Buying a home in Douglas

A typical home in Douglas is worth $267,400: 9% below the county and 14% below Wyoming. With the typical household income in Douglas ($83,147 a year), a typical home costs 3.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Douglas 3.2 years
  • Converse 3.6 years
  • Wyoming 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Converse County

According to FHFA’s house price index, home prices in Converse County rose 49% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Converse County.

Period County Wyoming U.S.
Last year (2025) +9.6% +4.1% +2.9%
5 years (2020–2025) +40% +44% +47%
10 years (2015–2025) +49% +68% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Douglas next to Converse County, Wyoming and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Douglas $267,400
  • Converse $292,700
  • Wyoming $309,700
  • United States $332,700
Typical monthly rent
  • Douglas $841
  • Converse $866
  • Wyoming $992
  • United States $1,413
Typical yearly household income
  • Douglas $83,147
  • Converse $81,558
  • Wyoming $76,176
  • United States $80,734
See the full table
Douglas next to Converse County and Wyoming
Measure Douglas Converse County Wyoming U.S.
Typical home value $267,400 $292,700 $309,700 $332,700
Typical monthly rent $841 $866 $992 $1,413
Typical yearly household income $83,147 $81,558 $76,176 $80,734
Households that own their home 70% 77% 72% 65%
Typical yearly property tax $1,483 $1,630 $1,767 $3,119
Effective property tax rate 0.55% 0.56% 0.57% 0.94%
Renters with high rent for their income 28% 36% 43% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Converse County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Douglas

For a typical $267,400 home in Douglas, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Douglas's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,131a month

    Least cash to close
    Down payment
    $9,359
    Cash to close
    $17,381
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $118

  • Conventional, 5% down $2,082a month

    Down payment
    $13,370
    Cash to close
    $21,392
    Rate
    7.18%
    Mortgage insurance
    PMI · $127

  • Conventional, 20% down, no PMI $1,683a month

    Down payment
    $53,480
    Cash to close
    $61,502
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,930a month

    Down payment
    $40,110
    Cash to close
    $48,132
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Douglas and for Converse County.

Property tax

Effective rate in Douglas

0.55%of the home’s value each year

$1,483 a year for the typical owner in Douglas.

  • Douglas 0.55%
  • Converse 0.56%
  • Wyoming 0.57%

What Wyoming publishes Homeowner's exemption: 25% of value (Wyoming State Legislature (Wyoming Statutes, Title 39))

Exemptions and deadlines in Wyoming

Flood risk in Converse County

FEMA does not publish these numbers by city: they are for all of Converse County.

Homes in the high-risk zone
4.9%
377
Of those, with NFIP insurance
4.2%
County Wyoming U.S.
Homes in the high-risk zone 4.9% 1.8% 3.5%
Of those, with NFIP insurance 4.2% 15% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Douglas

Typical rent in Douglas is $841 a month: 3% below the county. In Douglas, 28% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Converse County, by unit size. To pay the 2-bedroom one ($1,052 a month) without spending more than 30% of your income, you would need to earn $20.23 an hour working full time.

HUD fair market rent for all of Converse County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $799 $15.37 $31,960
1 bedroom $804 $15.46 $32,160
2 bedrooms $1,052 $20.23 $42,080
3 bedrooms $1,444 $27.77 $57,760
4 bedrooms $1,758 $33.81 $70,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Douglas

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Douglas is in ZIP code 82633.

For 2 bedrooms it is $1,070: $18 more than the fair market rent for Converse County ($1,052).

  • 82633 $1,070$1,470

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Douglas when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Douglas

HUD lists 7 buildings with rents for lower incomes in Douglas. These are the largest.

  • Irwin Towers 120 S 5th St, Douglas 82633 50 homes, 49 low-income · Run by Housing Authority of the Town of Douglas · Average payment: $509 a month · Average wait: 3 months (307) 358-2440
  • Laprele Apts 240A Pearson Rd, Douglas 82633 46 low-income homes · For families (307) 358-4357
  • Wind River Apts 100 N Wind River DR, Douglas 82633 42 low-income homes · 2 bd: 8 · 3 bd: 30 · 4 bd: 4 · In service since 2004 · For families
  • Westgate Apartments 1457 Sweetwater Rd, Douglas 82633 36 low-income homes · For families (231) 526-7380
  • Converse County Senior Housing Inc. 315 Grant St, Douglas 82633 24 low-income homes · For older adults (307) 358-2550

See all 9 buildings in Converse County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Douglas

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Converse County. The nearest ones are below; many serve by phone or online.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Douglas

No down payment, repair or rent-help program on our list is for Douglas or Converse County. The ones below are statewide in Wyoming: they work in Douglas the same as in the rest of the state.

Which programs do I qualify for? All programs in Wyoming

  • Home$tretch Down Payment Assistance

    Statewide in Wyoming

    Wyoming state authority loan of up to $15,000 for the down payment, at 0% with no monthly payments, repaid when you sell, refinance or after 30 years; alongside WCDA's First-time Homebuyer, Spruce Up or Edge mortgages. Offered by Wyoming Community Development Authority (WCDA).

    Deferred

    See the program Official page

  • Amortizing DPA Loan Product

    Statewide in Wyoming

    Wyoming state authority loan of up to $15,000 for the down payment, closing costs and prepaid expenses, at a fixed rate with low monthly payments for up to 10 years; only with WCDA's Advantage mortgage, which does not require you to be a first-time buyer. Offered by Wyoming Community Development Authority (WCDA).

    Repayable

    See the program Official page

  • Mortgage Credit Certificate (MCC)

    Statewide in Wyoming

    Wyoming state authority certificate that turns part of your mortgage interest into a credit on your federal taxes for the life of the loan, as long as you keep qualifying; for first-time buyers, only with WCDA's HFA Preferred or Advantage mortgages; if you pay the federal recapture tax, you may get a refund from WCDA. Offered by Wyoming Community Development Authority (WCDA).

    Tax credit

    See the program Official page

Housing counselors near Douglas

The HUD-approved agencies closest to the center of Douglas, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Wyoming Housing Network, Inc.

    2345 E 2nd St, Casper · 46 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (307) 472-5843

All counseling agencies in Wyoming

Help in Spanish near Douglas

None of the 1 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Douglas

HUD’s record names them for Douglas or Converse County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the Town of Douglas Public housing (307) 358-2440

All housing agencies in Wyoming Source: HUD

Cities

Nearby cities

The cities closest to Douglas, with the typical home value.

Everything about Converse County Housing in Wyoming

Neighboring counties

If Converse County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Douglas.

All guides
A family roasts marshmallows over a campfire at a forest campsite.

Questions

Housing questions about Douglas

Short answers with the numbers for Douglas and all of Converse County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Douglas?

The typical home value in Douglas is $267,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Converse County it is $292,700.

How much does it cost to rent in Douglas?

Typical rent in Douglas is $841 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Converse County is $1,052.

What is the FHA loan limit in Douglas?

Douglas uses the FHA limit for all of Converse County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Douglas?

The typical homeowner in Douglas pays $1,483 a year, according to the U.S. Census Bureau. That is 0.55% of the home’s value; in Converse County, the rate is 0.56%.

Where can I find free help to buy or rent in Douglas?

We found no HUD-approved counseling agencies with an office in Converse County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).