Renting · Section 8
Data from November 2026
Renting in Oneida County, Wisconsin
Oneida County has a HUD fair market rent of $1,027 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $885 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $19.75 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,027
- a month, HUD, Fiscal year 2027
- 18% less than in Wisconsin
- Typical rent
- $885
- a month, Census, Average 2020–2024
- 19% less than in Wisconsin
- Wage needed
- $19.75
- an hour, 2 bedrooms
- Or $41,080 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 44%
- spend 30% or more of income on rent
- About the same as in Wisconsin
Only here
Renting in Oneida County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
Oneida County has the highest typical rent in its area: $885, more than any of its 6 neighboring counties; next is Vilas County ($847).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Oneida County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Oneida County was $1,255 a month in September 2026. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $852 | $16.38 | $34,080 |
| 1 bedroom | $943 | $18.13 | $37,720 |
| 2 bedrooms | $1,027 | $19.75 | $41,080 |
| 3 bedrooms | $1,289 | $24.79 | $51,560 |
| 4 bedrooms | $1,445 | $27.79 | $57,800 |
HUD area: Oneida County, WI. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 14 ZIP codes in Oneida County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,010 in 54463 to $1,180 in 54564. 7 ZIP codes are above the county's fair market rent ($1,027).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 54463 | Langlade County, WI | $840 | $930 | $1,010 | $1,280 | $1,430 |
|---|---|---|---|---|---|---|
| 54463 | Oneida County, WI | $840 | $930 | $1,010 | $1,280 | $1,430 |
| 54501 | Lincoln County, WI | $840 | $930 | $1,010 | $1,280 | $1,440 |
| 54501 | Oneida County, WI | $840 | $930 | $1,010 | $1,280 | $1,440 |
| 54529 | Oneida County, WI | $840 | $900 | $1,030 | $1,310 | $1,450 |
| 54531 | Oneida County, WI | $900 | $990 | $1,080 | $1,360 | $1,520 |
| 54539 | Oneida County, WI | $840 | $930 | $1,010 | $1,280 | $1,440 |
| 54548 | Oneida County, WI | $890 | $980 | $1,090 | $1,350 | $1,520 |
| 54548 | Vilas County, WI | $890 | $980 | $1,090 | $1,350 | $1,520 |
| 54562 | Forest County, WI | $840 | $930 | $1,010 | $1,280 | $1,430 |
| 54562 | Oneida County, WI | $840 | $930 | $1,010 | $1,280 | $1,430 |
| 54564 | Lincoln County, WI | $920 | $970 | $1,180 | $1,500 | $1,640 |
| 54564 | Oneida County, WI | $920 | $970 | $1,180 | $1,500 | $1,640 |
| 54564 | Price County, WI | $920 | $970 | $1,180 | $1,500 | $1,640 |
- 54463 · Langlade County, WI $1,010$1,280
- 54463 · Oneida County, WI $1,010$1,280
- 54501 · Lincoln County, WI $1,010$1,280
- 54501 · Oneida County, WI $1,010$1,280
- 54529 · Oneida County, WI $1,030$1,310
- 54531 · Oneida County, WI $1,080$1,360
- 54539 · Oneida County, WI $1,010$1,280
- 54548 · Oneida County, WI $1,090$1,350
- 54548 · Vilas County, WI $1,090$1,350
- 54562 · Forest County, WI $1,010$1,280
- 54562 · Oneida County, WI $1,010$1,280
- 54564 · Lincoln County, WI $1,180$1,500
- 54564 · Oneida County, WI $1,180$1,500
- 54564 · Price County, WI $1,180$1,500
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Oneida County, 44% of renter households are in that position; in Wisconsin, 44%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
44%
of renter households spend 30% or more of their income on rent.
3,096 households rent in Oneida County
- Spend half or more of their income 17%
- Spend 30% or more, but less than half 26%
- Spend less than 30% 56%
Compared with the state and the country
- Oneida 44%
- Wisconsin 44%
- United States 51%
Low-income apartments
Low-income apartments in Oneida County
HUD lists 14 properties with homes for low-income households in Oneida County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 5
- HUD-assisted
- 9
- public housing
- 1
362 homes in all; 343 of them low-income, according to HUD.
- Rhine Haus Highland Estates HUD-assisted 1205 Tracy St, Rhinelander 54501 95 low-income homes · For older adults · (715) 362-7855
- Evergreen Manor Tax credit (LIHTC) · Public housing 411 W Phillip St, Rhinelander 54501 50 low-income homes · Studio: 3 · 1 bd: 45 · 2 bd: 2 · In service since 2011 · Run by Rhinelander Housing Authority · Average payment: $454 a month · Average wait: 23 months · Homes at several sites · (715) 365-7979
- Cedar Pointe Apts Tax credit (LIHTC) 807 E Timber Dr, Rhinelander 54501 40 low-income homes · 1 bd: 10 · 2 bd: 20 · 3 bd: 10 · In service since 1996
- Old Orchard Estates Apts Tax credit (LIHTC) 6974 Orchard Ln, Three Lakes 54562 24 low-income homes · 1 bd: 16 · 2 bd: 8 · In service since 1997
- Woodland Lake Estates HUD-assisted 656 US Highway 51 N, Woodruff 54568 22 low-income homes · For older adults · (800) 490-6621
- Mary John Vanderloop Villa HUD-assisted 8764 Handrick Rd, Minocqua 54548 20 low-income homes · For older adults · (800) 685-9353
- Wood Court Apartments HUD-assisted 917 3rd Ave, Woodruff 54568 20 low-income homes · For older adults · (715) 358-5541
- Cedar Pointe Apts II Tax credit (LIHTC) 809 E Timber Dr, Rhinelander 54501 16 low-income homes · 1 bd: 2 · 2 bd: 8 · 3 bd: 6 · In service since 1997
- Highland Estates II HUD-assisted 326 Sumac Trl, Rhinelander 54501 16 low-income homes · For families · (715) 362-7855
- Clare Melin Villa HUD-assisted 125 W Hill Dr, Rhinelander 54501 12 low-income homes · For people with disabilities · (800) 685-9353
- Thelma Woodland Villa HUD-assisted 237 W Hill Dr, Rhinelander 54501 10 low-income homes · For older adults · (800) 685-9353
- Historic West Elementary Tax credit (LIHTC) 309 Maple St, Rhinelander 54501 24 homes, 6 low-income · 1 bd: 4 · 2 bd: 20 · In service since 2007
- Veda Stone Villa HUD-assisted 8694 Packing Plant Rd, Minocqua 54548 7 homes, 6 low-income · For people with disabilities · (800) 685-9353
- Sumac Trail Apartments HUD-assisted 1313 W Phillip St, Rhinelander 54501 6 low-income homes · For people with disabilities · (800) 362-2550
One property has two programs at the same address and appears once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Oneida County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Oneida County. Here is what the rules say:
The rules, with their source
-
You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
-
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $20,200 | $33,600 | $53,800 |
| 2 people | $23,050 | $38,400 | $61,450 |
| 3 people | $27,320 | $43,200 | $69,150 |
| 4 people | $33,000 | $48,000 | $76,800 |
| 5 people | $38,680 | $51,850 | $82,950 |
| 6 people | $44,360 | $55,700 | $89,100 |
| 7 people | $50,040 | $59,550 | $95,250 |
| 8 people | $55,720 | $63,400 | $101,400 |
Area median income: $95,600. HUD income limits by family size, Fiscal year 2026. Area: Oneida County, WI. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $767 – $937
- 1 bedroom $849 – $1,037
- 2 bedrooms $924 – $1,130
- 3 bedrooms $1,160 – $1,418
- 4 bedrooms $1,301 – $1,590
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Rhinelander Housing Authority Public housing and Section 8 vouchers · 144 vouchers · 50 public housing units (715) 365-7979 Rhinelander Housing Authority: Janell@rhinelanderhousing.org
Housing agencies in Wisconsin Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Wisconsin
What Wisconsin law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 21 days
- Wis. Stat. §704.28; Wis. Admin. Code ATCP 134.06(2)
- If I fall behind on rent, what notice must I get?
- 5 days
- Wis. Stat. §704.17
- How much notice ends a month-to-month rental?
- 28 days
- Wis. Stat. §704.19(3)
- Only a court order can remove youWis. Admin. Code ATCP 134.09(7)
- Protection from retaliationWis. Admin. Code ATCP 134.09(5)
Help
Where to get help with rent in Oneida County
This is the nearest HUD-approved agency. They counsel for free or at low cost.
-
Wisconsin Native Loan Fund
14284 State Highway 70 W, Lac Du Flambeau · 23 miles away
- Workshops for new owners
- Pre-purchase counseling
- and 1 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Oneida County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Wisconsin, the average home bill was $111 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,054
What you need before you get the keys.
What adds up
- First month
- $1,027
- Security deposit
- $1,027
- Total
- $2,054
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Oneida County?
According to HUD (Fiscal year 2027): Studio: $852; 1 bedroom: $943; 2 bedrooms: $1,027; 3 bedrooms: $1,289; 4 bedrooms: $1,445. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Oneida County?
Paying the 2-bedroom fair market rent ($1,027) without spending more than 30% of income takes $19.75 an hour full time, or $41,080 a year.
Who qualifies for Section 8 in Oneida County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $48,000 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Oneida County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $924 and $1,130 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Oneida County?
For 2 bedrooms they run from $1,010 in 54463 to $1,180 in 54564. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Oneida County?
HUD lists 14 properties with homes for low-income households in Oneida County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Oneida County?
HUD counts rent as a burden when it reaches 30% of income or more. In Oneida County, 44% of renter households are in that position; in Wisconsin, 44%, and nationwide, 51% (Average 2020–2024, Census).