Renting · Section 8
Data from November 2026
Renting in Chesterfield County, Virginia
Chesterfield County has a HUD fair market rent of $1,651 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,629 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $31.75 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,651
- a month, HUD, Fiscal year 2027
- 8% less than in Virginia
- Typical rent
- $1,629
- a month, Census, Average 2020–2024
- 3% more than in Virginia
- Wage needed
- $31.75
- an hour, 2 bedrooms
- Or $66,040 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 52%
- spend 30% or more of income on rent
- 8% more than in Virginia
Only here
Renting in Chesterfield County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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Chesterfield County has the highest typical rent in its area: $1,629, more than any of its 6 neighboring counties; next is Henrico County ($1,541).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Chesterfield County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Chesterfield County was $1,839 a month in September 2026: 2.7% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,456 | $28.00 | $58,240 |
| 1 bedroom | $1,517 | $29.17 | $60,680 |
| 2 bedrooms | $1,651 | $31.75 | $66,040 |
| 3 bedrooms | $2,039 | $39.21 | $81,560 |
| 4 bedrooms | $2,499 | $48.06 | $99,960 |
HUD area: Richmond, VA HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 13 ZIP codes in Chesterfield County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,490 in 23834 to $2,480 in 23120. 10 ZIP codes are above the county's fair market rent ($1,651).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 23112 | $1,750 | $1,830 | $1,990 | $2,460 | $3,010 |
|---|---|---|---|---|---|
| 23113 | $1,780 | $1,860 | $2,020 | $2,490 | $3,060 |
| 23114 | $1,720 | $1,790 | $1,950 | $2,410 | $2,950 |
| 23120 | $2,190 | $2,280 | $2,480 | $3,060 | $3,750 |
| 23234 | $1,340 | $1,400 | $1,520 | $1,880 | $2,300 |
| 23235 | $1,680 | $1,750 | $1,900 | $2,350 | $2,880 |
| 23236 | $1,780 | $1,860 | $2,020 | $2,490 | $3,060 |
| 23237 | $1,370 | $1,420 | $1,550 | $1,910 | $2,350 |
| 23831 | $1,620 | $1,690 | $1,840 | $2,270 | $2,790 |
| 23832 | $1,900 | $1,980 | $2,150 | $2,650 | $3,250 |
| 23834 | $1,300 | $1,360 | $1,490 | $1,870 | $2,300 |
| 23836 | $1,690 | $1,760 | $1,920 | $2,370 | $2,910 |
| 23838 | $1,530 | $1,590 | $1,730 | $2,140 | $2,620 |
- 23112 $1,990$2,460
- 23113 $2,020$2,490
- 23114 $1,950$2,410
- 23120 $2,480$3,060
- 23234 $1,520$1,880
- 23235 $1,900$2,350
- 23236 $2,020$2,490
- 23237 $1,550$1,910
- 23831 $1,840$2,270
- 23832 $2,150$2,650
- 23834 $1,490$1,870
- 23836 $1,920$2,370
- 23838 $1,730$2,140
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Chesterfield County, 52% of renter households are in that position; in Virginia, 49%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
52%
of renter households spend 30% or more of their income on rent.
32,617 households rent in Chesterfield County
- Spend half or more of their income 25%
- Spend 30% or more, but less than half 27%
- Spend less than 30% 48%
Compared with the state and the country
- Chesterfield 52%
- Virginia 49%
- United States 51%
Low-income apartments
Low-income apartments in Chesterfield County
HUD lists 32 properties with homes for low-income households in Chesterfield County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 21
- HUD-assisted
- 11
2,742 homes in all; 2,588 of them low-income, according to HUD.
- Creekpointe Tax credit (LIHTC) 14600 Creekpointe Cir, Midlothian 23114 214 low-income homes · In service since 2004 · For families
- Southpointe Landing Tax credit (LIHTC) 2809 Camberwell Rd, North Chesterfield 23234 192 low-income homes · 2 bd: 160 · 3 bd: 32 · In service since 1999 · For families
- Colonial Ridge Apartments HUD-assisted 15103 Lorimer Rd, South Chesterfield 23834 292 homes, 191 low-income · For families · (804) 520-4570
- Grand Oaks Tax credit (LIHTC) 5301 Grand Oaks Forest Cir, Chester 23831 184 low-income homes · 1 bd: 48 · 2 bd: 63 · 3 bd: 73 · In service since 2006 · For families
- Mallard Cove I Tax credit (LIHTC) 4123 Mallard Landing Cir, Midlothian 23112 144 low-income homes · In service since 1997 · For families
- Arbor Lake Tax credit (LIHTC) 6706 Arbor Lake Dr, Chester 23831 126 low-income homes · 1 bd: 24 · 2 bd: 68 · 3 bd: 34 · In service since 1998 · For families
- Ivy Walk I Tax credit (LIHTC) 4800 Burnt Oak Dr, North Chesterfield 23234 126 low-income homes · 1 bd: 70 · 2 bd: 56 · In service since 2007 · For families
- Chester Village Green Tax credit (LIHTC) 11701 Chester Village Dr, Chester 23831 163 homes, 125 low-income · 1 bd: 65 · 2 bd: 98 · In service since 2006 · For older adults
- Ivy Walk II Tax credit (LIHTC) 4800 Burnt Oak Dr, North Chesterfield 23234 122 low-income homes · 2 bd: 56 · 3 bd: 66 · In service since 2006 · For families
- Atlantic at Charter Colony Tax credit (LIHTC) 801 Charter Colony Pkwy, Midlothian 23114 113 low-income homes · In service since 2008 · For older adults
- Park at Ridgedale Tax credit (LIHTC) 5001 Ridgedale Pkwy, North Chesterfield 23234 120 homes, 108 low-income · In service since 2004 · For older adults
- Mallard Cove II Tax credit (LIHTC) 4123 Mallard Landing Cir, Midlothian 23112 108 low-income homes · 2 bd: 51 · 3 bd: 48 · 4 bd: 9 · In service since 2000 · For families
- Market Square V Tax credit (LIHTC) 7300 Taw St, North Chesterfield 23237 105 low-income homes · 1 bd: 97 · 2 bd: 8 · In service since 2019 · For older adults
- Genito Glen Tax credit (LIHTC) 4041 Hailey Crescent Dr, Midlothian 23112 102 low-income homes · In service since 2000 · For families
- Rockwood Village HUD-assisted 3901 Price Club Blvd, Midlothian 23112 83 homes, 82 low-income · For older adults · (804) 745-0911
- Iron Bridge Road Tax credit (LIHTC) 6700 Iron Creek Cir, Chester 23831 80 low-income homes · 1 bd: 16 · 2 bd: 64 · In service since 2017 · For families
- Broadwater II Tax credit (LIHTC) 15076 Broadwater Way, Chester 23831 73 low-income homes · In service since 2005 · For families
- Brook Creek Crossing Tax credit (LIHTC) 500 Colton Creek Rd, Midlothian 23113 70 low-income homes · In service since 2014 · For families
- Courthouse Seniors Tax credit (LIHTC) 6500 Fore Cir, Chesterfield 23832 69 low-income homes · In service since 2003 · For older adults
- Market Square III Tax credit (LIHTC) 7101 Bensley Commons Ln, North Chesterfield 23237 69 low-income homes · In service since 2006 · For older adults
- Market Square I Tax credit (LIHTC) 7300 Taw St, North Chesterfield 23237 63 low-income homes · 1 bd: 62 · 2 bd: 1 · In service since 2004 · For older adults
- Market Square II Tax credit (LIHTC) 7310 Taw St, North Chesterfield 23237 42 low-income homes · 1 bd: 35 · 2 bd: 7 · In service since 2005 · For older adults
- Grand Oaks Seniors Tax credit (LIHTC) 215088 Grand Oaks Forest Cir, Chester 23831 32 low-income homes · 2 bd: 32 · In service since 2006 · For older adults
- Gateway Farm HUD-assisted 11901 Reedy Branch Rd, Chesterfield 23838 16 homes, 15 low-income · For people with disabilities · (804) 590-0468
- Chesterfield Alternatives Group Home HUD-assisted 5924 Baron Dr, Chesterfield 23832 8 low-income homes · For people with disabilities · (804) 323-4281
- Chesterfield M/R HUD-assisted 4105 Stella Ct, North Chesterfield 23234 6 homes, 5 low-income · For people with disabilities · (804) 748-1227
- Eastman Road Group Home HUD-assisted 431 Eastman Rd, North Chesterfield 23236 4 low-income homes · For people with disabilities · (804) 323-4281
- Prestonwood Group Home HUD-assisted 5301 S Prestonwood Ave, North Chesterfield 23234 4 low-income homes · For people with disabilities · (804) 323-4281
- Iverson Road Group Home HUD-assisted 2637 Iverson Rd, Midlothian 23112 3 low-income homes · For people with disabilities · (804) 323-4281
- Ridge Run Group Home HUD-assisted 5301 Ridgerun Ter, Chesterfield 23832 3 low-income homes · For people with disabilities · (804) 323-4281
- Terjo Lane Group Home HUD-assisted 3807 Terjo Ln, Chester 23831 3 low-income homes · For people with disabilities · (804) 318-8843
- Wintershill Circle Group Home HUD-assisted 1502 Winters Hill Cir, North Chesterfield 23236 3 low-income homes · For people with disabilities · (804) 323-4281
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Chesterfield County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. A public housing agency runs it. HUD lists none with an office in Chesterfield County; the state's agencies can help you. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $23,850 | $39,750 | $63,600 |
| 2 people | $27,250 | $45,400 | $72,650 |
| 3 people | $30,650 | $51,100 | $81,750 |
| 4 people | $34,050 | $56,750 | $90,800 |
| 5 people | $38,680 | $61,300 | $98,100 |
| 6 people | $44,360 | $65,850 | $105,350 |
| 7 people | $50,040 | $70,400 | $112,600 |
| 8 people | $55,720 | $74,950 | $119,900 |
Area median income: $113,500. HUD income limits by family size, Fiscal year 2026. Area: Richmond, VA HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $1,310 – $1,602
- 1 bedroom $1,365 – $1,669
- 2 bedrooms $1,486 – $1,816
- 3 bedrooms $1,835 – $2,243
- 4 bedrooms $2,249 – $2,749
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
HUD lists no housing agency with an office in Chesterfield County. You can apply at another agency in your state: you do not have to live where you apply. Source: HUD
Your rights as a tenant in Virginia
What Virginia law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- How much can they charge for a deposit?
- Up to 2 months of rent
- Va. Code §55.1-1226(A)
- When must they return my deposit?
- 45 days
- Va. Code §55.1-1226(A)
- If I fall behind on rent, what notice must I get?
- 14 days
- Va. Code §55.1-1245(F)
- How much notice ends a month-to-month rental?
- 30 days
- Va. Code §55.1-1253(A)
- Only a court order can remove youVa. Code §55.1-1252
- Protection from retaliationVa. Code §55.1-1258(A)
- Repair and deduct from the rentVa. Code §55.1-1244.1(C)
Help
Where to get help with rent in Chesterfield County
This HUD-approved agency has an office in Chesterfield County. They counsel for free or at low cost.
-
Credit Restoration Institute
31 N Providence Rd, North Chesterfield
- Budget and credit workshops
- Workshops for new owners
- and 4 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Chesterfield County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Virginia, the average home bill was $149 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$3,302
What you need before you get the keys.
What adds up
- First month
- $1,651
- Security deposit
- $1,651
- Total
- $3,302
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Chesterfield County?
According to HUD (Fiscal year 2027): Studio: $1,456; 1 bedroom: $1,517; 2 bedrooms: $1,651; 3 bedrooms: $2,039; 4 bedrooms: $2,499. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Chesterfield County?
Paying the 2-bedroom fair market rent ($1,651) without spending more than 30% of income takes $31.75 an hour full time, or $66,040 a year.
Who qualifies for Section 8 in Chesterfield County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $56,750 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Chesterfield County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,486 and $1,816 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Chesterfield County?
For 2 bedrooms they run from $1,490 in 23834 to $2,480 in 23120. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Chesterfield County?
HUD lists 32 properties with homes for low-income households in Chesterfield County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Chesterfield County?
HUD counts rent as a burden when it reaches 30% of income or more. In Chesterfield County, 52% of renter households are in that position; in Virginia, 49%, and nationwide, 51% (Average 2020–2024, Census).