In Washington, a typical home is worth $570,400 and typical rent is $1,614 a month. Compared with all of Washington County, typical household income is 14% higher and the typical home value is 12% higher.
Typical home value from Zillow, September 2021 to September 2026: from $498,630 to $539,340.
Typical rent
$1,781a month
▲ 3.2% more than 12 months ago
Typical rent from Zillow, December 2021 to September 2026: from $1,507 to $1,781.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Washington is in Washington County. The FHA loan limit ($607,200 for a one-unit home), the fair market rents and the help on this page are those of all of Washington County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Cedar City, the typical rent is $1,054: 35% less than in Washington ($1,614).
2
Nearby, in Cedar City, the typical home value is $377,000: 34% less than in Washington ($570,400).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Washington
What homes there are in Washington, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Washington
Washington County
Utah
United States
Kind of home: Washington and its comparisons
Measure
Washington
Washington County
Utah
United States
Detached house
75%
73%
67%
61%
Attached house
6%
8%
8%
6%
Building of 2 to 4
6%
5%
7%
8%
Apartments (5 or more)
8%
10%
16%
19%
Mobile home
5%
3%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is the most common home in Washington: 75% of homes, near the figure in Washington County (73%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Washington
Washington County
Utah
United States
Year built: Washington and its comparisons
Measure
Washington
Washington County
Utah
United States
Before 1960
Unreliable estimate
3%
15%
26%
1960–1979
9%
8%
20%
24%
1980–1999
19%
32%
26%
25%
2000–2009
27%
27%
18%
14%
2010 or later
45%
30%
21%
11%
Homes in Washington are newer: the typical year built is 2008; in Washington County, 2003.
Homes in Washington are bigger: 81% have 3 bedrooms or more; in Washington County, 77%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limit
Under $100K4%
$100K–$200K3%
$200K–$300K6%
$300K–$500K28%
$500K–$750K36%
FHA limit: $607,200
$750K–$1M18%
$1M or more7%
Value of owner-occupied homes: Washington and its comparisons
Measure
Washington
Under $100K
4%
$100K–$200K
3%
$200K–$300K
6%
$300K–$500K
28%
$500K–$750K
36%
$750K–$1M
18%
$1M or more
7%
About 55% of owner-occupied homes in Washington are worth less than the FHA loan limit for Washington County ($607,200); the rest are worth more.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49933%
$1,500–$1,99933%
$2,000–$2,49915%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Washington and its comparisons
Measure
Washington
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
33%
$1,500–$1,999
33%
$2,000–$2,499
15%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,875 a month
Washington County: $1,918 a month
Without a mortgage
$543 a month
Washington County: $536 a month
Owners with a mortgage
64%
Washington County: 60%
The typical cost for an owner with a mortgage in Washington is $1,875 a month, near the figure in Washington County ($1,918).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Washington+95%
Washington County+80%
Utah+75%
United States+53%
Typical rent
Washington+38%
Washington County+54%
Utah+44%
United States+33%
Typical household income
Washington+38%
Washington County+35%
Utah+33%
United States+29%
Change since 2015–2019: Washington and its comparisons
Measure
Washington
Washington County
Utah
United States
Typical home value
+95%
+80%
+75%
+53%
Typical rent
+38%
+54%
+44%
+33%
Typical household income
+38%
+35%
+33%
+29%
Since 2015–2019, homes in Washington gained value faster than in Washington County: 95% against 80%.
Since 2015–2019, the typical rent in Washington rose 38%, less than in Washington County (54%).
The typical household income in Washington rose 38% over that time; home values changed +95% and rent +38%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Washington and its comparisons
Measure
Washington
Washington County
Utah
United States
Rental vacancy
19.1%
10.6%
5.5%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.6%
0.9%
More than one person per room
Unreliable estimate
2.8%
3.1%
3.4%
People per household
2.81
2.78
2.97
2.53
Drive alone
73%
72%
67%
69%
Carpool
11%
11%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
2%
3%
Walk or bike
Unreliable estimate
2%
3%
3%
Work from home
13%
14%
18%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
Unreliable estimate
20 to 29 minutes
The rental vacancy rate in Washington is 19.1%, higher than in Washington County (10.6%).
A household in Washington has 2.81 people on average, about the same as in Washington County (2.78).
To get to work, 73% of workers in Washington drive alone; in Washington County, 72%.
Do the math
What would you pay each month for a home in Washington?
A typical home costs more than the typical income allows
We start with a typical home in Washington, worth $570,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 59% of the typical household income in Washington, which is $91,853 a year. For that payment to be 28% of income, a household would need to earn about $191,954 a year.
The calculator's FHA and conventional loan limits are those of all of Washington County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Washington. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $19,964 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$4,479
at 7.18% · 30 years
Loan amount
$560,069
Total interest
$805,807
Paid off in
November 2056
Includes $9,633 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,143 a month
Tight
$2,143 to $2,756 a month
Hard
more than $2,756 a month
Your payment · 59%
Compared with the typical household income in Washington ($91,853 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,794
Property tax
$195
Home insurance
$238
FHA mortgage insurance (MIP)
$252
You need at least $19,964 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $4,479; principal and interest $3,794.
The city and its county
Washington and Washington County
Washington is in Washington County, Utah. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Washington
Map of Washington County, Utah, with Washington marked. Around it, the neighboring counties.
Washington
Washington County
Other cities with a page
Washington's own numbers
Typical home value
$570,400
Typical monthly rent
$1,614
Typical yearly household income
$91,853
Households that own their home
75%
Effective property tax rate
0.41%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Washington County
FHA limit, one-unit home
$607,200
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,657
Price change over 5 years (FHFA)
+55%
Homes in a high flood-risk zone
0.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Washington County.
A typical home in Washington is worth $570,400: 12% above the county and 17% above Utah. With the typical household income in Washington ($91,853 a year), a typical home costs 6.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Washington6.2 years
County6.3 years
Utah5.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Washington County
According to FHFA’s house price index, home prices in Washington County rose 119% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Washington County.
Yearly change in FHFA’s price index in Washington County, 2016 to 2025
2016: +6.9% +6.9% 2016
2017: +6.9% +6.9% 2017
2018: +9.5% +9.5% 2018
2019: +7.3% +7.3% 2019
2020: +5.5% +5.5% 2020
2021: +21.8% +21.8% 2021
2022: +21.4% +21.4% 2022
2023: +1.2% +1.2% 2023
2024: +2.5% +2.5% 2024
2025: +1.1% +1.1% 2025
Change in FHFA’s price index in Washington County, Utah and the United States
Period
County
Utah
U.S.
Last year (2025)
+1.1%
+2.4%
+2.9%
5 years (2020–2025)
+55%
+53%
+47%
10 years (2015–2025)
+119%
+121%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Washington next to Washington County, Utah and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Washington$570,400
County$510,700
Utah$489,400
United States$332,700
Typical monthly rent
Washington$1,614
County$1,566
Utah$1,496
United States$1,413
Typical yearly household income
Washington$91,853
County$80,632
Utah$95,166
United States$80,734
See the full table
Washington next to Washington County and Utah
Measure
Washington
Washington County
Utah
U.S.
Typical home value
$570,400 ▲12% above the county
$510,700
$489,400
$332,700
Typical monthly rent
$1,614 ▲3% above the county
$1,566
$1,496
$1,413
Typical yearly household income
$91,853 ▲14% above the county
$80,632
$95,166
$80,734
Households that own their home
75% ▲3 points above the county
72%
70%
65%
Typical yearly property tax
$2,351 ▲9% above the county
$2,158
$2,525
$3,119
Effective property tax rate
0.41% ▼0.01 points below the county
0.42%
0.52%
0.94%
Renters with high rent for their income
53% ▼3 points below the county
57%
47%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Washington County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Washington
For a typical $570,400 home in Washington, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Washington's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$4,479a month
Least cash to close
Down payment
$19,964
Cash to close
$37,076
Rate
7.18%
Mortgage insurance
FHA MIP · $252
Conventional, 5% down$4,374a month
Down payment
$28,520
Cash to close
$45,632
Rate
7.18%
Mortgage insurance
PMI · $271
Conventional, 20% down, no PMI$3,524a month
Down payment
$114,080
Cash to close
$131,192
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,051a month
Down payment
$85,560
Cash to close
$102,672
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Washington
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$4,479
$19,964
$560,069
7.18%
FHA MIP · $252
$37,076
580
Conventional, 5% down
$4,374
$28,520
$541,880
7.18%
PMI · $271
$45,632
620*
Conventional, 20% down, no PMI
$3,524
$114,080
$456,320
7.18%
None
$131,192
620*
ITIN, 15% down (example)
$4,051
$85,560
$484,840
8.18%
None
$102,672
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Washington is $1,614 a month: 3% above the county. In Washington, 53% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Washington County, by unit size. To pay the 2-bedroom one ($1,657 a month) without spending more than 30% of your income, you would need to earn $31.87 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Washington County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,258
$24.19
$50,320
1 bedroom
$1,267
$24.37
$50,680
2 bedrooms
$1,657
$31.87
$66,280
3 bedrooms
$2,172
$41.77
$86,880
4 bedrooms
$2,703
$51.98
$108,120
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Washington
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Washington is in ZIP code 84780.
For 2 bedrooms it is $1,680: $23 more than the fair market rent for Washington County ($1,657).
Fair market rent by ZIP code and size in Washington, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
84780
$1,280
$1,280
$1,680
$2,200
$2,740
ZIP code2 bd3 bd
84780 $1,680$2,200
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Washington when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Washington County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Washington or Washington County. The ones below are statewide in Utah: they work in Washington the same as in the rest of the state.
Utah state agency second mortgage for the down payment or closing costs alongside its first mortgage: up to 6% of the loan with monthly payments, or up to 3.5% at 3.5% with deferred interest and no payments; capped at $27,500.Offered by Utah Housing Corporation (UHC).
Utah state loan, run by Utah Housing, of up to $20,000 with no interest or monthly payments for the down payment, closing costs or a lower rate; only for first-time buyers of a newly built home with a Utah Housing mortgage.Offered by Utah Housing Corporation (UHC).
No legal help resource on our list is for Washington or Washington County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Washington and all of Washington County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Washington?
The typical home value in Washington is $570,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Washington County it is $510,700.
How much does it cost to rent in Washington?
Typical rent in Washington is $1,614 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Washington County is $1,657.
What is the FHA loan limit in Washington?
Washington uses the FHA limit for all of Washington County (2026): $607,200 for a one-unit home and $1,167,700 for a four-unit home.
How much property tax do owners pay in Washington?
The typical homeowner in Washington pays $2,351 a year, according to the U.S. Census Bureau. That is 0.41% of the home’s value; in Washington County, the rate is 0.42%.
Where can I find free help to buy or rent in Washington?
There is 1 HUD-approved counseling agency with an office in Washington County. They can help you get ready to buy, with your credit, or with rent.
