Español

Este sitio también está en español. Leer en español

City · 8,224 residents · Sevier County, Utah

Richfield , Utah

In Richfield, a typical home is worth $332,500 and typical rent is $915 a month. Compared with all of Sevier County, the typical home value is 7% higher and the share of households that own their home is 13 points lower.

WhatsApp

  • Typical home value

    $332,500

    7% above the county

    32% below Utah

    • Richfield
    • Sevier
    • Utah

  • Typical rent

    $915a month

    About the same as the county

    39% below Utah

    • Richfield
    • Sevier
    • Utah

  • Typical household income

    $74,756a year

    About the same as the county

    21% below Utah

    • Richfield
    • Sevier
    • Utah

  • Households that own their home

    65%

    13 points below the county

    5 points below Utah

    • Richfield
    • Sevier
    • Utah

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$335,805
4.6% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Richfield is in Sevier County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Sevier County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Richfield apart

What this place has that others do not, from public data, most unusual first.

  1. Richfield has the 3rd lowest typical rent of the 96 cities in Utah with more than 5,000 people ($915).

  2. Richfield has the 5th lowest typical home value of the 97 cities in Utah with more than 5,000 people ($332,500).

  3. 65% of households in Richfield own their home, against 78% in Sevier County.

  4. According to Zillow, in the 12 months to September 2026 the typical home value in Richfield rose 4.6%; in Utah, it rose 1.2%.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Richfield

What homes there are in Richfield, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Richfield, but it weighs less than in Sevier County: 68% against 78%.

Year built

Homes in Richfield are older: the typical year built is 1972; in Sevier County, 1977.

There are fewer big homes in Richfield than in Sevier County: 68% have 3 bedrooms or more, against 71%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,407 a month

Sevier County: $1,481 a month

Without a mortgage

$439 a month

Sevier County: $401 a month

Owners with a mortgage

65%

Sevier County: 58%

Owning costs about the same in Richfield as in Sevier County: with a mortgage, $1,407 a month; without one, $439.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Richfield gained value more slowly than in Sevier County: 84% since 2015–2019, against 89%.

Rents in Richfield rose faster than in Sevier County: 33% since 2015–2019, against 30%.

While home values in Richfield changed +84% and rent +33%, the typical household income rose 60%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureRichfieldSevier CountyUtahUnited States
Rental vacancy Unreliable estimateUnreliable estimate5.5%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.6%0.9%
More than one person per room Unreliable estimateUnreliable estimate3.1%3.4%
People per household 2.982.892.972.53
Drive alone 72%77%67%69%
Carpool 14%10%10%9%
Public transit Unreliable estimateUnreliable estimate2%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 10%10%18%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute Unreliable estimate10 to 19 minutesUnreliable estimate20 to 29 minutes

Much as in Sevier County, a household in Richfield has 2.98 people on average.

More people carpool to work in Richfield than in Sevier County: 14% against 10%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Richfield?

A typical home costs more than the typical income allows

We start with a typical home in Richfield, worth $332,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 42% of the typical household income in Richfield, which is $74,756 a year. For that payment to be 28% of income, a household would need to earn about $113,082 a year.

The calculator's FHA and conventional loan limits are those of all of Sevier County.

Your numbers

Local data
$

Starts at the typical home value in Richfield. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,638 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,639

at 7.18% · 30 years

Loan amount
$326,477
Total interest
$469,724
Paid off in
November 2056

Includes $5,615 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,744 a month

  • Tight

    $1,744 to $2,243 a month

  • Hard

    more than $2,243 a month

    Your payment · 42%

Compared with the typical household income in Richfield ($74,756 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,639
Principal & interest$2,212
Property tax$141
Home insurance$139
FHA mortgage insurance (MIP)$147

You need at least $11,638 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Richfield and Sevier County

Richfield is in Sevier County, Utah. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Richfield's own numbers

Typical home value
$332,500
Typical monthly rent
$915
Typical yearly household income
$74,756
Households that own their home
65%
Effective property tax rate
0.51%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Sevier County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,049
Price change over 5 years (FHFA)
+57%
Homes in a high flood-risk zone
3.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Sevier County.

Everything about Sevier County

Buying

Buying a home in Richfield

A typical home in Richfield is worth $332,500: 7% above the county and 32% below Utah. With the typical household income in Richfield ($74,756 a year), a typical home costs 4.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Richfield 4.4 years
  • Sevier 4.2 years
  • Utah 5.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Sevier County

According to FHFA’s house price index, home prices in Sevier County rose 115% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Sevier County.

Period County Utah U.S.
Last year (2025) +0.8% +2.4% +2.9%
5 years (2020–2025) +57% +53% +47%
10 years (2015–2025) +115% +121% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Richfield next to Sevier County, Utah and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Richfield $332,500
  • Sevier $311,200
  • Utah $489,400
  • United States $332,700
Typical monthly rent
  • Richfield $915
  • Sevier $912
  • Utah $1,496
  • United States $1,413
Typical yearly household income
  • Richfield $74,756
  • Sevier $74,884
  • Utah $95,166
  • United States $80,734
See the full table
Richfield next to Sevier County and Utah
Measure Richfield Sevier County Utah U.S.
Typical home value $332,500 $311,200 $489,400 $332,700
Typical monthly rent $915 $912 $1,496 $1,413
Typical yearly household income $74,756 $74,884 $95,166 $80,734
Households that own their home 65% 78% 70% 65%
Typical yearly property tax $1,690 $1,683 $2,525 $3,119
Effective property tax rate 0.51% 0.54% 0.52% 0.94%
Renters with high rent for their income 39% 41% 47% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Sevier County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Richfield

For a typical $332,500 home in Richfield, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Richfield's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,639a month

    Least cash to close
    Down payment
    $11,638
    Cash to close
    $21,613
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $147

  • Conventional, 5% down $2,578a month

    Down payment
    $16,625
    Cash to close
    $26,600
    Rate
    7.18%
    Mortgage insurance
    PMI · $158

  • Conventional, 20% down, no PMI $2,082a month

    Down payment
    $66,500
    Cash to close
    $76,475
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,389a month

    Down payment
    $49,875
    Cash to close
    $59,850
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Richfield and for Sevier County.

Property tax

Effective rate in Richfield

0.51%of the home’s value each year

$1,690 a year for the typical owner in Richfield.

  • Richfield 0.51%
  • Sevier 0.54%
  • Utah 0.52%

What Utah publishes Primary residential exemption (45 percent of value) (Utah State Legislature (Utah Code))

Exemptions and deadlines in Utah

Flood risk in Sevier County

FEMA does not publish these numbers by city: they are for all of Sevier County.

Homes in the high-risk zone
3.5%
274
Of those, with NFIP insurance
23%
County Utah U.S.
Homes in the high-risk zone 3.5% 0.8% 3.5%
Of those, with NFIP insurance 23% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Richfield

Typical rent in Richfield is $915 a month: about the same as the county. In Richfield, 39% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Sevier County, by unit size. To pay the 2-bedroom one ($1,049 a month) without spending more than 30% of your income, you would need to earn $20.17 an hour working full time.

HUD fair market rent for all of Sevier County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $785 $15.10 $31,400
1 bedroom $912 $17.54 $36,480
2 bedrooms $1,049 $20.17 $41,960
3 bedrooms $1,409 $27.10 $56,360
4 bedrooms $1,414 $27.19 $56,560

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Richfield

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Richfield is in ZIP code 84701.

For 2 bedrooms it is $1,020: $29 less than the fair market rent for Sevier County ($1,049).

  • 84701 $1,020$1,370

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Richfield when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Richfield

HUD lists 5 buildings with rents for lower incomes in Richfield. These are the largest.

  • Eagle View Townhomes 850 S 100 E, Richfield 84701 49 homes, 45 low-income · 2 bd: 12 · 3 bd: 26 · 4 bd: 8 · In service since 2015 · For people with disabilities, families, people experiencing homelessness
  • Eagle View Townhomes II 200 East 1000 South, Richfield 84701 47 homes, 44 low-income · 2 bd: 44 · In service since 2017 · For older adults, people experiencing homelessness
  • The Orchard at Cedar Canyon 175 E 600 N, Richfield 84701 36 low-income homes · For older adults (800) 897-8705
  • Glenbrook Apts 1075 S 400 W, Richfield 84701 24 low-income homes · For families (435) 896-8705
  • Zion Way Apts. 370 N 6th E, Richfield 84701 22 homes, 21 low-income · 2 bd: 15 · In service since 2000

See all 7 buildings in Sevier County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Richfield

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Sevier County. The nearest ones are below; many serve by phone or online.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Richfield

No down payment, repair or rent-help program on our list is for Richfield or Sevier County. The ones below are statewide in Utah: they work in Richfield the same as in the rest of the state.

Which programs do I qualify for? All programs in Utah

  • Utah Housing Down Payment Assistance Second Mortgage

    Statewide in Utah

    Utah state agency second mortgage for the down payment or closing costs alongside its first mortgage: up to 6% of the loan with monthly payments, or up to 3.5% at 3.5% with deferred interest and no payments; capped at $27,500. Offered by Utah Housing Corporation (UHC).

    RepayableDeferred

    See the program Official page

  • First-time Homebuyer Assistance Program

    Statewide in Utah

    Utah state loan, run by Utah Housing, of up to $20,000 with no interest or monthly payments for the down payment, closing costs or a lower rate; only for first-time buyers of a newly built home with a Utah Housing mortgage. Offered by Utah Housing Corporation (UHC).

    Deferred

    See the program Official page

Housing counselors near Richfield

The HUD-approved agencies closest to the center of Richfield, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Action Services

    815 S Freedom Blvd, Provo · 104 miles away · Spanish

    Also serves in Vietnamese.

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
    (801) 373-8200

  • Neighborworks Mountain Country Home Solutions

    1031 W Center St Ste 302, Orem · 108 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (801) 375-5820

  • Utah State University-Salt Lake County Extension

    2001 South State Street, Salt Lake City · 136 miles away

    • Homebuyer education workshops
    (385) 468-4830

All counseling agencies in Utah

Help in Spanish near Richfield

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Richfield

HUD lists no housing authority with an office in Sevier County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Utah Source: HUD

Cities

Nearby cities

The cities closest to Richfield, with the typical home value.

Everything about Sevier County Housing in Utah

Neighboring counties

If Sevier County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Richfield.

All guides
A father holds his baby and his young son by a white picket fence.

Questions

Housing questions about Richfield

Short answers with the numbers for Richfield and all of Sevier County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Richfield?

The typical home value in Richfield is $332,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Sevier County it is $311,200.

How much does it cost to rent in Richfield?

Typical rent in Richfield is $915 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Sevier County is $1,049.

What is the FHA loan limit in Richfield?

Richfield uses the FHA limit for all of Sevier County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Richfield?

The typical homeowner in Richfield pays $1,690 a year, according to the U.S. Census Bureau. That is 0.51% of the home’s value; in Sevier County, the rate is 0.54%.

Where can I find free help to buy or rent in Richfield?

We found no HUD-approved counseling agencies with an office in Sevier County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).