In Enoch, a typical home is worth $386,200 and typical rent is $1,164 a month. Compared with all of Iron County, typical household income is 22% higher, typical rent is 9% higher, and the share of households that own their home is 19 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $380,001 to $455,235.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Enoch is in Iron County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Iron County. See the county
What this place has that others do not, from public data, most unusual first.
1
88% of households in Enoch own their home, against 68% in Iron County.
2
The typical household income in Enoch is $80,750,22% more than in Iron County as a whole ($66,247).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Enoch
What homes there are in Enoch, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Enoch
Iron County
Utah
United States
Kind of home: Enoch and its comparisons
Measure
Enoch
Iron County
Utah
United States
Detached house
91%
63%
67%
61%
Attached house
Unreliable estimate
10%
8%
6%
Building of 2 to 4
Unreliable estimate
6%
7%
8%
Apartments (5 or more)
Unreliable estimate
14%
16%
19%
Mobile home
Unreliable estimate
6%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Enoch, 9 in 10 homes are single-family detached houses; in Iron County, 6.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Enoch
Iron County
Utah
United States
Year built: Enoch and its comparisons
Measure
Enoch
Iron County
Utah
United States
Before 1960
Unreliable estimate
7%
15%
26%
1960–1979
17%
16%
20%
24%
1980–1999
28%
34%
26%
25%
2000–2009
28%
21%
18%
14%
2010 or later
24%
22%
21%
11%
The typical home in Enoch was built in 2001, 4 years after the typical one in Iron County.
Homes in Enoch are bigger: 92% have 3 bedrooms or more; in Iron County, 74%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K18%
$300K–$500K48%
$500K–$750K23%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Enoch and its comparisons
Measure
Enoch
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
18%
$300K–$500K
48%
$500K–$750K
23%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49983%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Enoch and its comparisons
Measure
Enoch
Under $500
Unreliable
$500–$999
Unreliable
$1,000–$1,499
83%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,530 a month
Iron County: $1,589 a month
Without a mortgage
$369 a month
Iron County: $427 a month
Owners with a mortgage
77%
Iron County: 65%
In Enoch, 77% of owners have a mortgage; their typical cost is $1,530 a month, about the same as in Iron County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Enoch+85%
Iron County+77%
Utah+75%
United States+53%
Typical rent
EnochNo clear change
Iron County+31%
Utah+44%
United States+33%
Typical household income
Enoch+31%
Iron County+28%
Utah+33%
United States+29%
Change since 2015–2019: Enoch and its comparisons
Measure
Enoch
Iron County
Utah
United States
Typical home value
+85%
+77%
+75%
+53%
Typical rent
No clear change
+31%
+44%
+33%
Typical household income
+31%
+28%
+33%
+29%
From 2015–2019 to 2020–2024, the typical home value in Enoch rose 85%; in Iron County, it rose 77%.
The typical rent in Enoch stayed about the same over that time: the difference is within the Census margin of error.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Enoch and its comparisons
Measure
Enoch
Iron County
Utah
United States
Rental vacancy
Unreliable estimate
9.6%
5.5%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.6%
0.9%
More than one person per room
Unreliable estimate
2.6%
3.1%
3.4%
People per household
3.57
3.03
2.97
2.53
Drive alone
67%
73%
67%
69%
Carpool
18%
11%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
2%
3%
Walk or bike
Unreliable estimate
3%
3%
3%
Work from home
10%
11%
18%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
Unreliable estimate
20 to 29 minutes
On average, a household in Enoch has 3.57 people, more than in Iron County (3.03).
In Enoch, 18% of workers share a car to get to work; in Iron County, 11%.
Do the math
What would you pay each month for a home in Enoch?
A typical home costs more than the typical income allows
We start with a typical home in Enoch, worth $386,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 45% of the typical household income in Enoch, which is $80,750 a year. For that payment to be 28% of income, a household would need to earn about $129,690 a year.
The calculator's FHA and conventional loan limits are those of all of Iron County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Enoch. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $13,517 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,026
at 7.18% · 30 years
Loan amount
$379,205
Total interest
$545,587
Paid off in
November 2056
Includes $6,522 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,884 a month
Tight
$1,884 to $2,423 a month
Hard
more than $2,423 a month
Your payment · 45%
Compared with the typical household income in Enoch ($80,750 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,569
Property tax
$126
Home insurance
$161
FHA mortgage insurance (MIP)
$171
You need at least $13,517 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,026; principal and interest $2,569.
The city and its county
Enoch and Iron County
Enoch is in Iron County, Utah. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Enoch
Map of Iron County, Utah, with Enoch marked. Around it, the neighboring counties.
Enoch
Iron County
Other cities with a page
Enoch's own numbers
Typical home value
$386,200
Typical monthly rent
$1,164
Typical yearly household income
$80,750
Households that own their home
88%
Effective property tax rate
0.39%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Iron County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,144
Price change over 5 years (FHFA)
+60%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Iron County.
A typical home in Enoch is worth $386,200: about the same as the county and 21% below Utah. With the typical household income in Enoch ($80,750 a year), a typical home costs 4.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Enoch4.8 years
Iron5.7 years
Utah5.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Iron County
According to FHFA’s house price index, home prices in Iron County rose 132% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Iron County.
Yearly change in FHFA’s price index in Iron County, 2016 to 2025
2016: +6.2% +6.2% 2016
2017: +9.9% +9.9% 2017
2018: +9.9% +9.9% 2018
2019: +6.2% +6.2% 2019
2020: +6.1% +6.1% 2020
2021: +22.1% +22.1% 2021
2022: +22.1% +22.1% 2022
2023: +1.3% +1.3% 2023
2024: +1.2% +1.2% 2024
2025: +4.9% +4.9% 2025
Change in FHFA’s price index in Iron County, Utah and the United States
Period
County
Utah
U.S.
Last year (2025)
+4.9%
+2.4%
+2.9%
5 years (2020–2025)
+60%
+53%
+47%
10 years (2015–2025)
+132%
+121%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Enoch next to Iron County, Utah and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Enoch$386,200
Iron$379,000
Utah$489,400
United States$332,700
Typical monthly rent
Enoch$1,164
Iron$1,065
Utah$1,496
United States$1,413
Typical yearly household income
Enoch$80,750
Iron$66,247
Utah$95,166
United States$80,734
See the full table
Enoch next to Iron County and Utah
Measure
Enoch
Iron County
Utah
U.S.
Typical home value
$386,200
$379,000
$489,400
$332,700
Typical monthly rent
$1,164 ▲9% above the county
$1,065
$1,496
$1,413
Typical yearly household income
$80,750 ▲22% above the county
$66,247
$95,166
$80,734
Households that own their home
88% ▲19 points above the county
68%
70%
65%
Typical yearly property tax
$1,494 ▼4% below the county
$1,558
$2,525
$3,119
Effective property tax rate
0.39% ▼0.02 points below the county
0.41%
0.52%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Iron County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Enoch
For a typical $386,200 home in Enoch, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Enoch's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,026a month
Least cash to close
Down payment
$13,517
Cash to close
$25,103
Rate
7.18%
Mortgage insurance
FHA MIP · $171
Conventional, 5% down$2,955a month
Down payment
$19,310
Cash to close
$30,896
Rate
7.18%
Mortgage insurance
PMI · $183
Conventional, 20% down, no PMI$2,379a month
Down payment
$77,240
Cash to close
$88,826
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,736a month
Down payment
$57,930
Cash to close
$69,516
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Enoch
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,026
$13,517
$379,205
7.18%
FHA MIP · $171
$25,103
580
Conventional, 5% down
$2,955
$19,310
$366,890
7.18%
PMI · $183
$30,896
620*
Conventional, 20% down, no PMI
$2,379
$77,240
$308,960
7.18%
None
$88,826
620*
ITIN, 15% down (example)
$2,736
$57,930
$328,270
8.18%
None
$69,516
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Enoch is $1,164 a month: 9% above the county.
HUD publishes a fair market rent for all of Iron County, by unit size. To pay the 2-bedroom one ($1,144 a month) without spending more than 30% of your income, you would need to earn $22.00 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Iron County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$869
$16.71
$34,760
1 bedroom
$875
$16.83
$35,000
2 bedrooms
$1,144
$22.00
$45,760
3 bedrooms
$1,584
$30.46
$63,360
4 bedrooms
$1,912
$36.77
$76,480
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Enoch
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Enoch is in ZIP code 84721.
For 2 bedrooms it is $1,180: $36 more than the fair market rent for Iron County ($1,144).
Fair market rent by ZIP code and size in Enoch, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
84721
$900
$900
$1,180
$1,630
$1,970
ZIP code2 bd3 bd
84721 $1,180$1,630
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Enoch when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Iron County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Enoch or Iron County. The ones below are statewide in Utah: they work in Enoch the same as in the rest of the state.
Utah state agency second mortgage for the down payment or closing costs alongside its first mortgage: up to 6% of the loan with monthly payments, or up to 3.5% at 3.5% with deferred interest and no payments; capped at $27,500.Offered by Utah Housing Corporation (UHC).
Utah state loan, run by Utah Housing, of up to $20,000 with no interest or monthly payments for the down payment, closing costs or a lower rate; only for first-time buyers of a newly built home with a Utah Housing mortgage.Offered by Utah Housing Corporation (UHC).
No legal help resource on our list is for Enoch or Iron County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Enoch and all of Iron County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Enoch?
The typical home value in Enoch is $386,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Iron County it is $379,000.
How much does it cost to rent in Enoch?
Typical rent in Enoch is $1,164 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Iron County is $1,144.
What is the FHA loan limit in Enoch?
Enoch uses the FHA limit for all of Iron County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Enoch?
The typical homeowner in Enoch pays $1,494 a year, according to the U.S. Census Bureau. That is 0.39% of the home’s value; in Iron County, the rate is 0.41%.
Where can I find free help to buy or rent in Enoch?
We found no HUD-approved counseling agencies with an office in Iron County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
