Español

Este sitio también está en español. Leer en español

City · 9,998 residents · Washington County, Utah

Ivins , Utah

In Ivins, a typical home is worth $594,000 and typical rent is $1,771 a month. Compared with all of Washington County, the typical home value is 16% higher and typical rent is 13% higher.

WhatsApp

  • Typical home value

    $594,000

    16% above the county

    21% above Utah

    • Ivins
    • Washington
    • Utah

  • Typical rent

    $1,771a month

    13% above the county

    18% above Utah

    • Ivins
    • Washington
    • Utah

  • Typical household income

    $78,089a year

    3% below the county

    18% below Utah

    • Ivins
    • Washington
    • Utah

  • Households that own their home

    74%

    2 points above the county

    4 points above Utah

    • Ivins
    • Washington
    • Utah

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$597,697
about the same as 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Ivins is in Washington County. The FHA loan limit ($607,200 for a one-unit home), the fair market rents and the help on this page are those of all of Washington County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Ivins apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Cedar City, the typical rent is $1,054: 40% less than in Ivins ($1,771).

  2. Nearby, in Cedar City, the typical home value is $377,000: 37% less than in Ivins ($594,000).

  3. The typical home in Ivins is worth $594,000, 16% more than in Washington County as a whole ($510,700).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Ivins

What homes there are in Ivins, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Ivins, 9 in 10 homes are single-family detached houses; in Washington County, 7.

Year built

The typical year built in Ivins is 2005, about the same as in Washington County (2003).

Homes in Ivins are bigger: 88% have 3 bedrooms or more; in Washington County, 77%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,044 a month

Washington County: $1,918 a month

Without a mortgage

$598 a month

Washington County: $536 a month

Owners with a mortgage

59%

Washington County: 60%

In Ivins, 59% of owners have a mortgage, and their typical cost is $2,044 a month, against $1,918 in Washington County. Without one it drops to $598.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Ivins rose 90% since 2015–2019, more than in Washington County (80%).

The typical rent in Ivins rose 68% over the same time; in Washington County, it rose 54%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureIvinsWashington CountyUtahUnited States
Rental vacancy Unreliable estimate10.6%5.5%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.6%0.9%
More than one person per room Unreliable estimate2.8%3.1%3.4%
People per household 2.442.782.972.53
Drive alone 65%72%67%69%
Carpool Unreliable estimate11%10%9%
Public transit Unreliable estimateUnreliable estimate2%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 21%14%18%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate10 to 19 minutesUnreliable estimate20 to 29 minutes

On average, a household in Ivins has 2.44 people, fewer than in Washington County (2.78).

In Ivins, 21% of workers work from home, more than in Washington County (14%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Ivins?

A typical home costs more than the typical income allows

We start with a typical home in Ivins, worth $594,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 72% of the typical household income in Ivins, which is $78,089 a year. For that payment to be 28% of income, a household would need to earn about $200,321 a year.

The calculator's FHA and conventional loan limits are those of all of Washington County.

Your numbers

Local data
$

Starts at the typical home value in Ivins. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $20,790 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,674

at 7.18% · 30 years

Loan amount
$583,241
Total interest
$839,147
Paid off in
November 2056

Includes $10,031 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,822 a month

  • Tight

    $1,822 to $2,343 a month

  • Hard

    more than $2,343 a month

    Your payment · 72%

Compared with the typical household income in Ivins ($78,089 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,674
Principal & interest$3,951
Property tax$213
Home insurance$248
FHA mortgage insurance (MIP)$263

You need at least $20,790 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Ivins and Washington County

Ivins is in Washington County, Utah. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Ivins's own numbers

Typical home value
$594,000
Typical monthly rent
$1,771
Typical yearly household income
$78,089
Households that own their home
74%
Effective property tax rate
0.43%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Washington County

FHA limit, one-unit home
$607,200
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,657
Price change over 5 years (FHFA)
+55%
Homes in a high flood-risk zone
0.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Washington County.

Everything about Washington County

Buying

Buying a home in Ivins

A typical home in Ivins is worth $594,000: 16% above the county and 21% above Utah. With the typical household income in Ivins ($78,089 a year), a typical home costs 7.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Ivins 7.6 years
  • Washington 6.3 years
  • Utah 5.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Washington County

According to FHFA’s house price index, home prices in Washington County rose 119% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Washington County.

Period County Utah U.S.
Last year (2025) +1.1% +2.4% +2.9%
5 years (2020–2025) +55% +53% +47%
10 years (2015–2025) +119% +121% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Ivins next to Washington County, Utah and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Ivins $594,000
  • Washington $510,700
  • Utah $489,400
  • United States $332,700
Typical monthly rent
  • Ivins $1,771
  • Washington $1,566
  • Utah $1,496
  • United States $1,413
Typical yearly household income
  • Ivins $78,089
  • Washington $80,632
  • Utah $95,166
  • United States $80,734
See the full table
Ivins next to Washington County and Utah
Measure Ivins Washington County Utah U.S.
Typical home value $594,000 $510,700 $489,400 $332,700
Typical monthly rent $1,771 $1,566 $1,496 $1,413
Typical yearly household income $78,089 $80,632 $95,166 $80,734
Households that own their home 74% 72% 70% 65%
Typical yearly property tax $2,583 $2,158 $2,525 $3,119
Effective property tax rate 0.43% 0.42% 0.52% 0.94%
Renters with high rent for their income 44% 57% 47% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Washington County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Ivins

For a typical $594,000 home in Ivins, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Ivins's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,674a month

    Least cash to close
    Down payment
    $20,790
    Cash to close
    $38,610
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $263

  • Conventional, 5% down $4,565a month

    Down payment
    $29,700
    Cash to close
    $47,520
    Rate
    7.18%
    Mortgage insurance
    PMI · $282

  • Conventional, 20% down, no PMI $3,680a month

    Down payment
    $118,800
    Cash to close
    $136,620
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $4,229a month

    Down payment
    $89,100
    Cash to close
    $106,920
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Ivins and for Washington County.

Property tax

Effective rate in Ivins

0.43%of the home’s value each year

$2,583 a year for the typical owner in Ivins.

  • Ivins 0.43%
  • Washington 0.42%
  • Utah 0.52%

What Utah publishes Primary residential exemption (45 percent of value) (Utah State Legislature (Utah Code))

Exemptions and deadlines in Utah

Flood risk in Washington County

FEMA does not publish these numbers by city: they are for all of Washington County.

Homes in the high-risk zone
0.8%
574
Of those, with NFIP insurance
14%
County Utah U.S.
Homes in the high-risk zone 0.8% 0.8% 3.5%
Of those, with NFIP insurance 14% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Ivins

Typical rent in Ivins is $1,771 a month: 13% above the county. In Ivins, 44% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Washington County, by unit size. To pay the 2-bedroom one ($1,657 a month) without spending more than 30% of your income, you would need to earn $31.87 an hour working full time.

HUD fair market rent for all of Washington County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,258 $24.19 $50,320
1 bedroom $1,267 $24.37 $50,680
2 bedrooms $1,657 $31.87 $66,280
3 bedrooms $2,172 $41.77 $86,880
4 bedrooms $2,703 $51.98 $108,120

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Ivins

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Ivins is in ZIP code 84738.

For 2 bedrooms it is $1,890: $233 more than the fair market rent for Washington County ($1,657).

  • 84738 $1,890$2,480

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Ivins when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Ivins

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Washington County; none says it serves in Spanish.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Ivins

No down payment, repair or rent-help program on our list is for Ivins or Washington County. The ones below are statewide in Utah: they work in Ivins the same as in the rest of the state.

Which programs do I qualify for? All programs in Utah

  • Utah Housing Down Payment Assistance Second Mortgage

    Statewide in Utah

    Utah state agency second mortgage for the down payment or closing costs alongside its first mortgage: up to 6% of the loan with monthly payments, or up to 3.5% at 3.5% with deferred interest and no payments; capped at $27,500. Offered by Utah Housing Corporation (UHC).

    RepayableDeferred

    See the program Official page

  • First-time Homebuyer Assistance Program

    Statewide in Utah

    Utah state loan, run by Utah Housing, of up to $20,000 with no interest or monthly payments for the down payment, closing costs or a lower rate; only for first-time buyers of a newly built home with a Utah Housing mortgage. Offered by Utah Housing Corporation (UHC).

    Deferred

    See the program Official page

Housing counselors near Ivins

The HUD-approved agencies closest to the center of Ivins, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Sun Country Home Solutions Branch

    382 S. Bluff St. #150, Saint George · 7 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (435) 218-7189

  • Community Action Services

    815 S Freedom Blvd, Provo · 237 miles away · Spanish

    Also serves in Vietnamese.

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
    (801) 373-8200

  • Neighborworks Mountain Country Home Solutions

    1031 W Center St Ste 302, Orem · 240 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (801) 375-5820

Every agency in Washington County All counseling agencies in Utah

Help in Spanish near Ivins

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Ivins

In HUD’s record, no housing authority with an office in Washington County is named for Ivins or Washington County.

One other authority has an office in Washington County: see the list Source: HUD

Cities

Other cities in Washington County

These cities are also in Washington County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Washington County Housing in Utah

Nearby cities

The cities closest to Ivins, with the typical home value.

Neighboring counties

If Washington County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Ivins.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about Ivins

Short answers with the numbers for Ivins and all of Washington County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Ivins?

The typical home value in Ivins is $594,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Washington County it is $510,700.

How much does it cost to rent in Ivins?

Typical rent in Ivins is $1,771 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Washington County is $1,657.

What is the FHA loan limit in Ivins?

Ivins uses the FHA limit for all of Washington County (2026): $607,200 for a one-unit home and $1,167,700 for a four-unit home.

How much property tax do owners pay in Ivins?

The typical homeowner in Ivins pays $2,583 a year, according to the U.S. Census Bureau. That is 0.43% of the home’s value; in Washington County, the rate is 0.42%.

Where can I find free help to buy or rent in Ivins?

There is 1 HUD-approved counseling agency with an office in Washington County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).