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City · 5,081 residents · Kane County, Utah

Kanab , Utah

In Kanab, a typical home is worth $456,800 and typical rent is $986 a month. Compared with all of Kane County, the typical home value is 11% higher and typical household income is 11% higher.

Kanab in numbers

  • Typical home value

    $456,800

    11% above the county

    7% below Utah

    • Kanab
    • Kane
    • Utah
  • Typical rent

    $986a month

    8% below the county

    34% below Utah

    • Kanab
    • Kane
    • Utah
  • Typical household income

    $85,486a year

    11% above the county

    10% below Utah

    • Kanab
    • Kane
    • Utah
  • Households that own their home

    76%

    5 points below the county

    5 points above Utah

    • Kanab
    • Kane
    • Utah

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$429,339
2% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $374,047 to $429,339.

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Kanab is in Kane County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Kane County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Kanab apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Cedar City, the typical home value is $377,000: 17% less than in Kanab ($456,800).

  2. Kanab has the 8th lowest typical rent of the 96 cities in Utah with more than 5,000 people ($986).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Kanab

What homes there are in Kanab, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Kanab and its comparisons
MeasureKanabKane CountyUtahUnited States
Detached house 74%84%67%61%
Attached house Unreliable estimateUnreliable estimate8%6%
Building of 2 to 4 Unreliable estimateUnreliable estimate7%8%
Apartments (5 or more) Unreliable estimateUnreliable estimate16%19%
Mobile home 11%9%3%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

Detached houses are the majority in Kanab (74%), but less so than in Kane County (84%).

Year built
Year built: Kanab and its comparisons
MeasureKanabKane CountyUtahUnited States
Before 1960 Unreliable estimate9%15%26%
1960–1979 20%18%20%24%
1980–1999 34%36%26%25%
2000–2009 27%24%18%14%
2010 or later Unreliable estimate13%21%11%

In Kanab, half of the homes were built before 1995; in Kane County, before 1994.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Kanab and its comparisons
MeasureKanab
Under $100K Unreliable estimate
$100K–$200K Unreliable estimate
$200K–$300K Unreliable estimate
$300K–$500K 30%
$500K–$750K 35%
$750K–$1M Unreliable estimate
$1M or more Unreliable estimate
Monthly rent with utilities
Monthly rent with utilities: Kanab and its comparisons
MeasureKanab
Under $500 Unreliable
$500–$999 51%
$1,000–$1,499 Unreliable estimate
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable
$2,500–$2,999 Unreliable
$3,000 or more Unreliable

With a mortgage

$1,666 a month

Kane County: $1,639 a month

Without a mortgage

$513 a month

Kane County: $481 a month

Owners with a mortgage

65%

Kane County: 55%

In Kanab, 65% of owners have a mortgage; their typical cost is $1,666 a month, about the same as in Kane County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Kanab and its comparisons
MeasureKanabKane CountyUtahUnited States
Typical home value +96%+101%+75%+53%
Typical rent No clear changeNo clear change+44%+33%
Typical household income +80%+64%+33%+29%

The typical home value in Kanab rose 96% since 2015–2019, less than in Kane County (101%).

Rent in Kanab moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Kanab and its comparisons
MeasureKanabKane CountyUtahUnited States
Rental vacancy Unreliable estimateUnreliable estimate5.5%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.6%0.9%
More than one person per room Unreliable estimateUnreliable estimate3.1%3.4%
People per household 2.252.282.972.53
Drive alone 62%63%67%69%
Carpool Unreliable estimate14%10%9%
Public transit Unreliable estimateUnreliable estimate2%3%
Walk or bike Unreliable estimateUnreliable estimate3%3%
Work from home 22%20%18%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute Unreliable estimateUnreliable estimateUnreliable estimate20 to 29 minutes

By size, households in Kanab look like those in Kane County: 2.25 people on average.

To get to work, 62% of workers in Kanab drive alone; in Kane County, 63%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Kanab?

A typical home costs more than the typical income allows

We start with a typical home in Kanab, worth $456,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 50% of the typical household income in Kanab, which is $85,486 a year. For that payment to be 28% of income, a household would need to earn about $153,725 a year.

The calculator's FHA and conventional loan limits are those of all of Kane County.

Your numbers

Local data
$

Starts at the typical home value in Kanab. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $15,988 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,587

at 7.18% · 30 years

Loan amount
$448,526
Total interest
$645,324
Paid off in
November 2056

Includes $7,714 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,995 a month

  • Tight

    $1,995 to $2,565 a month

  • Hard

    more than $2,565 a month

    Your payment · 50%

Compared with the typical household income in Kanab ($85,486 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,587
Monthly payment breakdown
Principal & interest$3,038
Property tax$156
Home insurance$190
FHA mortgage insurance (MIP)$202

You need at least $15,988 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $3,587; principal and interest $3,038.

The city and its county

Kanab and Kane County

Kanab is in Kane County, Utah. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Kane County, Utah, with Kanab marked. Around it, the neighboring counties.

Kanab's own numbers

Typical home value
$456,800
Typical monthly rent
$986
Typical yearly household income
$85,486
Households that own their home
76%
Effective property tax rate
0.41%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Kane County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,557
Price change over 5 years (FHFA)
+52%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Kane County.

Everything about Kane County

Buying

Buying a home in Kanab

A typical home in Kanab is worth $456,800: 11% above the county and 7% below Utah. With the typical household income in Kanab ($85,486 a year), a typical home costs 5.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Kanab 5.3 years
  • Kane 5.3 years
  • Utah 5.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Kane County

According to FHFA’s house price index, home prices in Kane County rose 125% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Kane County.

Yearly change in FHFA’s price index in Kane County, 2016 to 2025
  1. 2020: +2.0%
  2. 2021: +18.6%
  3. 2022: +22.1%
  4. 2023: +1.8%
  5. 2024: +0.0%
  6. 2025: +2.8%
Change in FHFA’s price index in Kane County, Utah and the United States
Period County Utah U.S.
Last year (2025) +2.8% +2.4% +2.9%
5 years (2020–2025) +52% +53% +47%
10 years (2015–2025) +125% +121% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Kanab next to Kane County, Utah and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Kanab $456,800
  • Kane $410,900
  • Utah $489,400
  • United States $332,700
Typical monthly rent
  • Kanab $986
  • Kane $1,072
  • Utah $1,496
  • United States $1,413
Typical yearly household income
  • Kanab $85,486
  • Kane $77,092
  • Utah $95,166
  • United States $80,734
See the full table
Kanab next to Kane County and Utah
Measure Kanab Kane County Utah U.S.
Typical home value $456,800 11% above the county $410,900 $489,400 $332,700
Typical monthly rent $986 8% below the county $1,072 $1,496 $1,413
Typical yearly household income $85,486 11% above the county $77,092 $95,166 $80,734
Households that own their home 76% 5 points below the county 80% 70% 65%
Typical yearly property tax $1,878 15% above the county $1,630 $2,525 $3,119
Effective property tax rate 0.41% 0.01 points above the county 0.4% 0.52% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Kane County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Kanab

For a typical $456,800 home in Kanab, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Kanab's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,587a month

    Least cash to close
    Down payment
    $15,988
    Cash to close
    $29,692
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $202
  • Conventional, 5% down $3,503a month

    Down payment
    $22,840
    Cash to close
    $36,544
    Rate
    7.18%
    Mortgage insurance
    PMI · $217
  • Conventional, 20% down, no PMI $2,822a month

    Down payment
    $91,360
    Cash to close
    $105,064
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $3,244a month

    Down payment
    $68,520
    Cash to close
    $82,224
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Kanab and for Kane County.

Property tax

Effective rate in Kanab

0.41%of the home’s value each year

$1,878 a year for the typical owner in Kanab.

  • Kanab 0.41%
  • Kane 0.4%
  • Utah 0.52%

What Utah publishes Primary residential exemption (45 percent of value) (Utah State Legislature (Utah Code))

Exemptions and deadlines in Utah

Flood risk in Kane County

FEMA does not publish these numbers by city: they are for all of Kane County.

FEMA’s maps count no homes in the high-risk zone in Kane County. That does not mean it cannot flood: check your address.

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Kanab

Typical rent in Kanab is $986 a month: 8% below the county.

HUD publishes a fair market rent for all of Kane County, by unit size. To pay the 2-bedroom one ($1,557 a month) without spending more than 30% of your income, you would need to earn $29.94 an hour working full time.

HUD fair market rent for all of Kane County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Kane County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,165 $22.40 $46,600
1 bedroom $1,190 $22.88 $47,600
2 bedrooms $1,557 $29.94 $62,280
3 bedrooms $1,855 $35.67 $74,200
4 bedrooms $2,576 $49.54 $103,040

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Kanab

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Kanab is in ZIP code 84741.

For 2 bedrooms it is $1,550: $7 less than the fair market rent for Kane County ($1,557).

  • 84741 $1,550$1,850

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Kanab when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Kanab

HUD lists 2 buildings with rents for lower incomes in Kanab. These are the largest.

  • Lazy Days Apts. 266 W 200 N, Kanab 84741 30 homes, 29 low-income · 1 bd: 20 · 2 bd: 9 · In service since 2002 · For older adults
  • Montezuma Villa 175 East 555 South, Kanab 84741 16 homes, 15 low-income · 2 bd: 16 · In service since 1992

See all 2 buildings in Kane County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Kanab

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Kane County. The nearest ones are below; many serve by phone or online.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Kanab

No down payment, repair or rent-help program on our list is for Kanab or Kane County. The ones below are statewide in Utah: they work in Kanab the same as in the rest of the state.

  • Utah state agency second mortgage for the down payment or closing costs alongside its first mortgage: up to 6% of the loan with monthly payments, or up to 3.5% at 3.5% with deferred interest and no payments; capped at $27,500. Offered by Utah Housing Corporation (UHC).

    RepayableDeferred

    See the program Official page

  • Utah state loan, run by Utah Housing, of up to $20,000 with no interest or monthly payments for the down payment, closing costs or a lower rate; only for first-time buyers of a newly built home with a Utah Housing mortgage. Offered by Utah Housing Corporation (UHC).

Housing counselors near Kanab

The HUD-approved agencies closest to the center of Kanab, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Sun Country Home Solutions Branch

    382 S. Bluff St. #150, Saint George · 60 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
  • Community Action Services

    815 S Freedom Blvd, Provo · 226 miles away · Spanish

    Also serves in Vietnamese.

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
  • Neighborworks Mountain Country Home Solutions

    1031 W Center St Ste 302, Orem · 231 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more

All counseling agencies in Utah

Help in Spanish near Kanab

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Kanab

HUD lists no housing authority with an office in Kane County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Utah Source: HUD

Questions

Housing questions about Kanab

Short answers with the numbers for Kanab and all of Kane County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Kanab?

The typical home value in Kanab is $456,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Kane County it is $410,900.

How much does it cost to rent in Kanab?

Typical rent in Kanab is $986 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Kane County is $1,557.

What is the FHA loan limit in Kanab?

Kanab uses the FHA limit for all of Kane County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Kanab?

The typical homeowner in Kanab pays $1,878 a year, according to the U.S. Census Bureau. That is 0.41% of the home’s value; in Kane County, the rate is 0.4%.

Where can I find free help to buy or rent in Kanab?

We found no HUD-approved counseling agencies with an office in Kane County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).