In Broken Arrow, a typical home is worth $250,400 and typical rent is $1,320 a month. Compared with all of Tulsa County, typical household income is 26% higher, typical rent is 19% higher, and the share of households that own their home is 12 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $231,891 to $287,424.
Typical rent
$1,582a month
▲ 3.6% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,276 to $1,582.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Broken Arrow is in Tulsa County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Tulsa County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Coweta, the typical rent is $932: 29% less than in Broken Arrow ($1,320).
2
Nearby, in Catoosa, the typical home value is $178,800: 29% less than in Broken Arrow ($250,400).
3
The typical household income in Broken Arrow is $86,765,26% more than in Tulsa County as a whole ($69,009).
4
72% of households in Broken Arrow own their home, against 60% in Tulsa County.
5
The typical rent in Broken Arrow is $1,320 a month, 19% more than in Tulsa County as a whole ($1,110).
6
Broken Arrow has the 8th highest typical home value of the 75 cities in Oklahoma with more than 5,000 people ($250,400).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Broken Arrow
What homes there are in Broken Arrow, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Broken Arrow
Tulsa County
Oklahoma
United States
Kind of home: Broken Arrow and its comparisons
Measure
Broken Arrow
Tulsa County
Oklahoma
United States
Detached house
80%
69%
73%
61%
Attached house
2%
3%
2%
6%
Building of 2 to 4
2%
5%
5%
8%
Apartments (5 or more)
14%
22%
12%
19%
Mobile home
2%
2%
8%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In Broken Arrow, 8 in 10 homes are single-family detached houses; in Tulsa County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or later
Broken Arrow
Tulsa County
Oklahoma
United States
Year built: Broken Arrow and its comparisons
Measure
Broken Arrow
Tulsa County
Oklahoma
United States
Before 1960
4%
23%
21%
26%
1960–1979
22%
29%
28%
24%
1980–1999
34%
24%
24%
25%
2000–2009
21%
12%
13%
14%
2010 or later
19%
12%
13%
11%
Here half of the homes date from 1994 or later; in Tulsa County, from 1979 or later.
Homes in Broken Arrow are bigger: 79% have 3 bedrooms or more; in Tulsa County, 62%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limit
Under $100K5%
$100K–$200K26%
$200K–$300K37%
$300K–$500K27%
$500K–$750K4%
FHA limit: $541,287
$750K–$1M1%
$1M or more1%
Value of owner-occupied homes: Broken Arrow and its comparisons
Measure
Broken Arrow
Under $100K
5%
$100K–$200K
26%
$200K–$300K
37%
$300K–$500K
27%
$500K–$750K
4%
$750K–$1M
1%
$1M or more
1%
The FHA loan limit for Tulsa County is $541,287, and about 95% of owner-occupied homes in Broken Arrow are worth less than that.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5003%
$500–$99917%
$1,000–$1,49948%
HUD fair market rent, 2 bedrooms: $1,229
$1,500–$1,99922%
$2,000–$2,4999%
$2,500–$2,9992%
$3,000 or moreUnreliable
Monthly rent with utilities: Broken Arrow and its comparisons
Measure
Broken Arrow
Under $500
3%
$500–$999
17%
$1,000–$1,499
48%
$1,500–$1,999
22%
$2,000–$2,499
9%
$2,500–$2,999
2%
$3,000 or more
Unreliable estimate
Measured against HUD's 2-bedroom fair market rent ($1,229), about 41% of rented homes in Broken Arrow cost less.
With a mortgage
$1,658 a month
Tulsa County: $1,650 a month
Without a mortgage
$658 a month
Tulsa County: $601 a month
Owners with a mortgage
65%
Tulsa County: 60%
The typical cost for an owner with a mortgage in Broken Arrow is $1,658 a month, near the figure in Tulsa County ($1,650).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Broken Arrow+50%
Tulsa County+47%
Oklahoma+46%
United States+53%
Typical rent
Broken Arrow+27%
Tulsa County+28%
Oklahoma+25%
United States+33%
Typical household income
Broken Arrow+19%
Tulsa County+24%
Oklahoma+23%
United States+29%
Change since 2015–2019: Broken Arrow and its comparisons
Measure
Broken Arrow
Tulsa County
Oklahoma
United States
Typical home value
+50%
+47%
+46%
+53%
Typical rent
+27%
+28%
+25%
+33%
Typical household income
+19%
+24%
+23%
+29%
Much as in Tulsa County, the typical home value in Broken Arrow rose 50% since 2015–2019.
Much as in Tulsa County, the typical rent in Broken Arrow rose 27% since 2015–2019.
Housing prices ran ahead of income in Broken Arrow: typical income rose 19%, against +50% for home values and +27% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Broken Arrow and its comparisons
Measure
Broken Arrow
Tulsa County
Oklahoma
United States
Rental vacancy
4.3%
5.4%
6.5%
5.5%
Homeowner vacancy
1.0%
1.0%
1.2%
0.9%
More than one person per room
2.6%
3.3%
2.9%
3.4%
People per household
2.65
2.46
2.50
2.53
Drive alone
79%
76%
77%
69%
Carpool
8%
9%
10%
9%
Public transit
Unreliable estimate
0%
0%
3%
Walk or bike
1%
2%
2%
3%
Work from home
11%
12%
9%
15%
Other means
1%
1%
1%
2%
Typical commute
20 to 29 minutes
10 to 19 minutes
Unreliable estimate
20 to 29 minutes
The rental vacancy rate in Broken Arrow is 4.3%, lower than in Tulsa County (5.4%).
Much as in Tulsa County, 2.6% of households in Broken Arrow have more than one person per room.
On average, a household in Broken Arrow has 2.65 people, more than in Tulsa County (2.46).
To get to work, 79% of workers in Broken Arrow drive alone; in Tulsa County, 76%.
Do the math
What would you pay each month for a home in Broken Arrow?
A typical home is tight for the typical income
We start with a typical home in Broken Arrow, worth $250,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 29% of the typical household income in Broken Arrow, which is $86,765 a year. For that payment to be 28% of income, a household would need to earn about $89,542 a year.
The calculator's FHA and conventional loan limits are those of all of Tulsa County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Broken Arrow. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $8,764 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,089
at 7.18% · 30 years
Loan amount
$245,865
Total interest
$353,742
Paid off in
November 2056
Includes $4,229 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,025 a month
Tight
$2,025 to $2,603 a month
Your payment · 29%
Hard
more than $2,603 a month
Compared with the typical household income in Broken Arrow ($86,765 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,666
Property tax
$209
Home insurance
$104
FHA mortgage insurance (MIP)
$111
You need at least $8,764 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,089; principal and interest $1,666.
The city and its county
Broken Arrow and Tulsa County
Broken Arrow is in Tulsa County, Oklahoma. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Broken Arrow
Map of Tulsa County, Oklahoma, with Broken Arrow marked. Around it, the neighboring counties.
Broken Arrow
Tulsa County
Other cities with a page
Broken Arrow's own numbers
Typical home value
$250,400
Typical monthly rent
$1,320
Typical yearly household income
$86,765
Households that own their home
72%
Effective property tax rate
1%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Tulsa County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,229
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
1.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Tulsa County.
A typical home in Broken Arrow is worth $250,400: 9% above the county and 25% above Oklahoma. With the typical household income in Broken Arrow ($86,765 a year), a typical home costs 2.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Broken Arrow2.9 years
Tulsa3.3 years
Oklahoma3.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Tulsa County
According to FHFA’s house price index, home prices in Tulsa County rose 80% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Tulsa County.
Yearly change in FHFA’s price index in Tulsa County, 2016 to 2025
2016: +2.9% +2.9% 2016
2017: +4.2% +4.2% 2017
2018: +3.5% +3.5% 2018
2019: +3.9% +3.9% 2019
2020: +3.9% +3.9% 2020
2021: +10.9% +10.9% 2021
2022: +16.8% +16.8% 2022
2023: +7.2% +7.2% 2023
2024: +5.2% +5.2% 2024
2025: +3.0% +3.0% 2025
Change in FHFA’s price index in Tulsa County, Oklahoma and the United States
Period
County
Oklahoma
U.S.
Last year (2025)
+3.0%
+2.6%
+2.9%
5 years (2020–2025)
+51%
+46%
+47%
10 years (2015–2025)
+80%
+71%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Broken Arrow next to Tulsa County, Oklahoma and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Broken Arrow$250,400
Tulsa$230,400
Oklahoma$199,800
United States$332,700
Typical monthly rent
Broken Arrow$1,320
Tulsa$1,110
Oklahoma$1,014
United States$1,413
Typical yearly household income
Broken Arrow$86,765
Tulsa$69,009
Oklahoma$65,039
United States$80,734
See the full table
Broken Arrow next to Tulsa County and Oklahoma
Measure
Broken Arrow
Tulsa County
Oklahoma
U.S.
Typical home value
$250,400 ▲9% above the county
$230,400
$199,800
$332,700
Typical monthly rent
$1,320 ▲19% above the county
$1,110
$1,014
$1,413
Typical yearly household income
$86,765 ▲26% above the county
$69,009
$65,039
$80,734
Households that own their home
72% ▲12 points above the county
60%
66%
65%
Typical yearly property tax
$2,492 ▲12% above the county
$2,227
$1,599
$3,119
Effective property tax rate
1% ▲0.03 points above the county
0.97%
0.8%
0.94%
Renters with high rent for their income
42% ▼4 points below the county
46%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Tulsa County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Broken Arrow
For a typical $250,400 home in Broken Arrow, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Broken Arrow's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,089a month
Least cash to close
Down payment
$8,764
Cash to close
$16,276
Rate
7.18%
Mortgage insurance
FHA MIP · $111
Conventional, 5% down$2,043a month
Down payment
$12,520
Cash to close
$20,032
Rate
7.18%
Mortgage insurance
PMI · $119
Conventional, 20% down, no PMI$1,670a month
Down payment
$50,080
Cash to close
$57,592
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,902a month
Down payment
$37,560
Cash to close
$45,072
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Broken Arrow
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,089
$8,764
$245,865
7.18%
FHA MIP · $111
$16,276
580
Conventional, 5% down
$2,043
$12,520
$237,880
7.18%
PMI · $119
$20,032
620*
Conventional, 20% down, no PMI
$1,670
$50,080
$200,320
7.18%
None
$57,592
620*
ITIN, 15% down (example)
$1,902
$37,560
$212,840
8.18%
None
$45,072
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Broken Arrow is $1,320 a month: 19% above the county. In Broken Arrow, 42% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Tulsa County, by unit size. To pay the 2-bedroom one ($1,229 a month) without spending more than 30% of your income, you would need to earn $23.63 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Tulsa County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$947
$18.21
$37,880
1 bedroom
$1,007
$19.37
$40,280
2 bedrooms
$1,229
$23.63
$49,160
3 bedrooms
$1,611
$30.98
$64,440
4 bedrooms
$1,882
$36.19
$75,280
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Broken Arrow
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Broken Arrow has 3 ZIP codes with their own.
For 2 bedrooms it runs from $1,420 in 74012 to $1,650 in 74014.
3 of the 3 are above the fair market rent for Tulsa County ($1,229).
2-bedroom fair market rent in each of the 3 ZIP codes of Broken Arrow, beside the one for Tulsa County. For 2 bedrooms it runs from $1,420 in 74012 to $1,650 in 74014. 3 of the 3 are above the fair market rent for Tulsa County ($1,229).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,229
Lowest: $1,420 (74012)Highest: $1,650 (74014)
Fair market rent by ZIP code and size in Broken Arrow, fiscal year 2027.
74011
$1,200
$1,280
$1,560
$2,050
$2,390
74012
$1,090
$1,160
$1,420
$1,860
$2,170
74014
$1,270
$1,350
$1,650
$2,160
$2,530
ZIP code2 bd3 bd
74011 $1,560$2,050
74012 $1,420$1,860
74014 $1,650$2,160
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Broken Arrow when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Tulsa County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Broken Arrow or Tulsa County. The ones below are statewide in Oklahoma: they work in Broken Arrow the same as in the rest of the state.
Oklahoma state agency help of 3.5% of the loan for the down payment and closing costs, as a second lien with no interest and no installments, repaid when you pay off the loan, refinance or leave the home.Offered by Oklahoma Housing Finance Agency (OHFA).
The HUD-approved agencies closest to the center of Broken Arrow, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
QI
Quickcert, Inc.
7122 S Sheridan Rd Ste 2, Tulsa · 7 miles away · Spanish
No legal help resource on our list is for Broken Arrow or Tulsa County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Broken Arrow and all of Tulsa County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Broken Arrow?
The typical home value in Broken Arrow is $250,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Tulsa County it is $230,400.
How much does it cost to rent in Broken Arrow?
Typical rent in Broken Arrow is $1,320 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Tulsa County is $1,229.
What is the FHA loan limit in Broken Arrow?
Broken Arrow uses the FHA limit for all of Tulsa County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Broken Arrow?
The typical homeowner in Broken Arrow pays $2,492 a year, according to the U.S. Census Bureau. That is 1% of the home’s value; in Tulsa County, the rate is 0.97%.
Where can I find free help to buy or rent in Broken Arrow?
There are 2 HUD-approved counseling agencies with an office in Tulsa County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
