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Renting · Section 8

Data from November 2026

Renting in Tulsa County, Oklahoma

Tulsa County has a HUD fair market rent of $1,229 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,110 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $23.63 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$1,229
a month, HUD, Fiscal year 2027
9% more than in Oklahoma
Typical rent
$1,110
a month, Census, Average 2020–2024
9% more than in Oklahoma
Wage needed
$23.63
an hour, 2 bedrooms
Or $49,160 a year, to spend no more than 30% of income on rent.
Rent-burdened households
46%
spend 30% or more of income on rent
About the same as in Oklahoma

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Tulsa County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Tulsa County has the highest typical rent in its area: $1,110, more than any of its 6 neighboring counties; next is Wagoner County ($1,068).

  2. At $1,110, Tulsa County ranks 4th among the 77 counties in Oklahoma for the highest typical rent.

  3. At 60%, Tulsa County ranks 5th among the 77 counties in Oklahoma for the lowest homeownership rate.

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Tulsa County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Tulsa County was $1,362 a month in September 2026: 3.1% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $947 $18.21 $37,880
1 bedroom $1,007 $19.37 $40,280
2 bedrooms $1,229 $23.63 $49,160
3 bedrooms $1,611 $30.98 $64,440
4 bedrooms $1,882 $36.19 $75,280

HUD area: Tulsa, OK HUD Metro FMR Area. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 35 ZIP codes in Tulsa County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $950 in 74116 to $1,760 in 74037. 24 ZIP codes are above the county's fair market rent ($1,229).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Tulsa County, 46% of renter households are in that position; in Oklahoma, 46%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

46%

of renter households spend 30% or more of their income on rent.

109,868 households rent in Tulsa County

  • Spend half or more of their income 22%
  • Spend 30% or more, but less than half 24%
  • Spend less than 30% 54%

Compared with the state and the country

  • Tulsa 46%
  • Oklahoma 46%
  • United States 51%

Low-income apartments

Low-income apartments in Tulsa County

HUD lists 84 properties with homes for low-income households in Tulsa County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
47
HUD-assisted
40

8,480 homes in all; 7,172 of them low-income, according to HUD.

  • Stoneridge Apts Tax credit (LIHTC) 2505 E 88th St, Tulsa 74137 342 low-income homes · 1 bd: 72 · 2 bd: 218 · 3 bd: 52 · In service since 2000
  • Savanna Landing HUD-assisted 1111 E 60th St, Tulsa 74105 336 homes, 335 low-income · For families · (918) 743-0022
  • Indian Springs Apts HUD-assisted 2177 W Jasper St, Broken Arrow 74011 261 low-income homes · For families · (918) 455-1600
  • ST. Thomas Square and Worthington Townho Tax credit (LIHTC) · HUD-assisted 1050 E 61st St, Tulsa 74136 206 low-income homes · 1 bd: 34 · 2 bd: 159 · 3 bd: 4 · 4 bd: 9 · In service since 2018 · For families · (918) 747-7155
  • Windsong Apts HUD-assisted 9750 E 31st St, Tulsa 74146 202 low-income homes · For families · (918) 628-1040
  • Brightwaters Apts Tax credit (LIHTC) 2111 Southwest Blvd, Tulsa 74107 200 low-income homes · In service since 2004 · For families
  • Brightwaters Apts HUD-assisted 2127 Southwest Blvd, Tulsa 74107 200 low-income homes · For families · (918) 584-5622
  • Gardens Apts Tax credit (LIHTC) 4302 S Garnett Rd, Tulsa 74146 200 low-income homes · 1 bd: 64 · 2 bd: 136 · In service since 1996
  • Sun Garden - Worthington Apts Tax credit (LIHTC) 11813 E 21st Ct, Tulsa 74129 203 homes, 199 low-income
  • Bradford Apts Tax credit (LIHTC) 517 E 32nd St N, Tulsa 74106 192 low-income homes · 1 bd: 36 · 2 bd: 72 · 3 bd: 60 · 4 bd: 24 · In service since 2007 · For families
  • Bradford Apartments HUD-assisted 550C E 32nd St N, Tulsa 74106 192 homes, 191 low-income · For families · (918) 425-9709
  • Edenwood Apartments HUD-assisted 2171 N Hartford Ave, Tulsa 74106 192 homes, 191 low-income · For families · (918) 583-8903
  • Western Pines HUD-assisted 2409 S Maybelle Ave, Tulsa 74107 200 homes, 184 low-income · For families · (918) 584-0026
  • Meadows HUD-assisted 2820 S 116th East Ave, Tulsa 74129 176 low-income homes · For families · (918) 628-1118
  • Sheridan Terrace Apts HUD-assisted 1937 S 68th East Ave, Tulsa 74112 176 homes, 173 low-income · For older adults · (918) 835-7072
  • Tulsa Pythian Manor HUD-assisted 6568 E 21st Pl, Tulsa 74129 151 homes, 150 low-income · For older adults · (918) 836-2710
  • James M Inhofe Plaza HUD-assisted 6565 S Newport Ave, Tulsa 74136 150 homes, 149 low-income · For people with disabilities · (918) 743-3337
  • Trinity Trails Apartments HUD-assisted 1608 E Young Pl, Tulsa 74106 145 low-income homes · For families · (918) 425-8200
  • Murdock Villa HUD-assisted 828 S Wheeling Ave, Tulsa 74104 144 low-income homes · For people with disabilities · (918) 583-2666
  • Evergreen Apts Tax credit (LIHTC) 4632 S Braden Ave, Tulsa 74135 135 low-income homes
  • Plaza Hills East HUD-assisted 13025 E 16th Pl, Tulsa 74108 240 homes, 125 low-income · For families · (918) 437-7733
  • Gable Hills Apts Tax credit (LIHTC) 7708 W Parkway Blvd, Tulsa 74127 144 homes, 120 low-income · 1 bd: 43 · 2 bd: 91 · 3 bd: 10 · In service since 1999
  • OAK TREE VILLAGE f/k/a SHADYBROOK APARTMENTS HUD-assisted 4203 S 109th East Ave, Tulsa 74146 120 low-income homes · For older adults · (918) 663-6013
  • Treetop Apartments HUD-assisted 5001 S Hickory Ave, Broken Arrow 74011 120 low-income homes · For older adults · (918) 455-8400
  • Quail Creek Villa HUD-assisted 7334 S Memorial Dr, Tulsa 74133 120 homes, 119 low-income · For older adults · (918) 252-1602
  • GLENWOOD Apartments HUD-assisted 10221 E 34th St, Tulsa 74146 120 homes, 118 low-income · For older adults · (918) 663-7797
  • Pythian Manor West HUD-assisted 1700 Riverside Dr, Tulsa 74119 101 low-income homes · For older adults · (918) 583-4401
  • Disciples Village HUD-assisted 9014 E 31st St, Tulsa 74145 96 low-income homes · For older adults · (918) 622-9318
  • Mingo Manor HUD-assisted 4950 S Mingo Rd, Tulsa 74146 96 low-income homes · For families · (918) 663-8310
  • Three Lakes Apts Tax credit (LIHTC) 11697 E 83rd St N, Owasso 74055 96 low-income homes
  • Glenshire Court Tax credit (LIHTC) 13900 S Peoria Ave, Bixby 74008 88 homes, 87 low-income · 1 bd: 16 · 2 bd: 48 · 3 bd: 24 · In service since 2003 · For people with disabilities, families
  • Riverbank Plaza HUD-assisted 6518 S Newport Ave, Tulsa 74136 80 low-income homes · For families · (918) 749-5626
  • Lucile Page Manor HUD-assisted 253 E 41st St, Sand Springs 74063 80 homes, 79 low-income · For older adults · (918) 245-3288
  • Evergreen Apts Tax credit (LIHTC) 4631 S Braden Ave, Tulsa 74135 76 low-income homes · 1 bd: 25 · 2 bd: 43 · 3 bd: 8 · In service since 1996
  • Kirkwood Senior Complex Tax credit (LIHTC) · HUD-assisted 400 E 6th St, Sand Springs 74063 76 low-income homes · 1 bd: 75 · 2 bd: 1 · In service since 2018 · For older adults, families · (918) 241-8622
  • JORDAN PLAZA I & II (R4P Related Ppty) HUD-assisted 623 E Newton Pl, Tulsa 74106 73 homes, 72 low-income · For older adults · (918) 584-8939
  • Osage North Tax credit (LIHTC) 518 W Marshall St, Tulsa 74106 72 low-income homes · In service since 2004 · For older adults
  • Northwind Estates Tax credit (LIHTC) 3355 N Mlk Jr Blvd, Tulsa 74106 60 low-income homes · 1 bd: 12 · 2 bd: 48 · In service since 2013 · For older adults
  • West Park Apts Tax credit (LIHTC) 480 S Atlanta Ave, Tulsa 74104 128 homes, 58 low-income · 1 bd: 60 · 2 bd: 58 · 3 bd: 10 · In service since 2013 · For people with disabilities
  • Crestview Duplexes Phase I Tax credit (LIHTC) 3535 N Cincinnati Ave, Tulsa 74106 56 low-income homes · 1 bd: 32 · 2 bd: 24 · In service since 1998
  • Crestview Duplexes Phase II Tax credit (LIHTC) 312 E 35th Ct N, Tulsa 74106 56 low-income homes · 1 bd: 56 · In service since 2001
  • Patrick Henry Apts Tax credit (LIHTC) 4906 S Harvard Ave, Tulsa 74135 56 low-income homes
  • Jordan Plaza III HUD-assisted 775 E Pine St, Tulsa 74106 56 homes, 55 low-income · For older adults · (918) 582-8940
  • Wildwood Apts Tax credit (LIHTC) 11611 E 80th St N, Owasso 74055 132 homes, 53 low-income
  • Rolling Meadows Apts Tax credit (LIHTC) 612 W 146th St S, Glenpool 74033 52 homes, 51 low-income · 2 bd: 32 · 3 bd: 20 · In service since 2012
  • Cherokee Meadows Tax credit (LIHTC) 1505 E Reading St, Tulsa 74106 48 low-income homes · 1 bd: 24 · 2 bd: 24 · In service since 2016 · For older adults
  • Country Oaks Tax credit (LIHTC) 5648 S 33rd West Ave, Tulsa 74107 48 low-income homes · 1 bd: 46 · 2 bd: 2 · In service since 1999
  • Pecan Creek Apts Tax credit (LIHTC) · HUD-assisted 6111 S Yorktown Ave, Tulsa 74136 48 low-income homes · For families · (918) 744-0971
  • Vandever House Tax credit (LIHTC) 3102 S Juniper Ave, Broken Arrow 74012 48 homes, 47 low-income · 1 bd: 46 · 2 bd: 2 · In service since 2000
  • Yale Manor Apts Tax credit (LIHTC) 917 N Yale Ave, Tulsa 74115 46 homes, 44 low-income · In service since 1994
  • Park Village Tax credit (LIHTC) 650 S Memorial Dr, Tulsa 74112 44 homes, 43 low-income · 1 bd: 42 · 2 bd: 2 · In service since 2001
  • ST. Teresa of Avila Villa HUD-assisted 626 N 19th St, Collinsville 74021 41 low-income homes · For older adults · (918) 371-7771
  • Cornerstone Village Tax credit (LIHTC) 1045 N Yale Ave, Tulsa 74115 40 low-income homes · In service since 2004 · For older adults
  • Garnett Village HUD-assisted 3254 S 120th East Pl, Tulsa 74146 40 low-income homes · For older adults · (918) 622-2888
  • Riverbend Gardens Tax credit (LIHTC) 611 W 11th St, Tulsa 74127 40 low-income homes · 2 bd: 40 · In service since 2012 · For families
  • Autumn Park Tax credit (LIHTC) 8401 E 134th St S, Bixby 74008 40 homes, 39 low-income · 1 bd: 38 · 2 bd: 2 · In service since 2001
  • Cardinal Heights Tax credit (LIHTC) 224 S 19th St, Collinsville 74021 40 homes, 39 low-income · 1 bd: 38 · 2 bd: 2 · In service since 2000
  • Heartland Village Tax credit (LIHTC) 109 E 38th St, Sand Springs 74063 40 homes, 39 low-income · 1 bd: 38 · 2 bd: 2 · In service since 2012 · For older adults
  • Heritage Landing Tax credit (LIHTC) 3102 E Apache St, Tulsa 74110 40 homes, 39 low-income · 1 bd: 38 · 2 bd: 2 · In service since 2010 · For older adults
  • Kenosha Landing Tax credit (LIHTC) 2602 W Oakland Pl, Broken Arrow 74012 40 homes, 39 low-income · 1 bd: 38 · 2 bd: 2 · In service since 2011 · For older adults
  • Prairie Village Tax credit (LIHTC) 12877 E 116th ST N, Owasso 74055 40 homes, 39 low-income · 1 bd: 38 · 2 bd: 2 · In service since 2009 · For older adults
  • River West Phase IV HUD-assisted 2247 S Maybelle Ave, Tulsa 74107 65 homes, 37 low-income · For families · (918) 600-0704
  • Sequoyah Creek (voa Broken Arrow) HUD-assisted 2750 S Ash Ct, Broken Arrow 74012 38 homes, 37 low-income · For older adults · (918) 451-7912
  • River West Phase III HUD-assisted 2240 S Jackson Ave, Tulsa 74107 76 homes, 36 low-income · For families · (918) 600-0704
  • Redbud Village Tax credit (LIHTC) 14900 S Broadway St, Glenpool 74033 36 homes, 35 low-income · 1 bd: 33 · 2 bd: 3 · In service since 2008 · For older adults
  • Tulsa Scattered Sites Tax credit (LIHTC) 337 E 57th Pl N, Tulsa 74126 35 low-income homes · In service since 2004 · For families
  • Norwood Apts Tax credit (LIHTC) 3025 S Norwood Ave, Tulsa 74114 32 homes, 31 low-income · 2 bd: 32 · In service since 1996
  • Eagles Nest Apts. HUD-assisted 1225 E Kenosha St, Broken Arrow 74012 25 homes, 24 low-income · For people with disabilities · (918) 251-9306
  • Gatesway Residential Alternatives, Inc. HUD-assisted 7504 S 82nd East Ave, Tulsa 74133 24 low-income homes · For people with disabilities · (918) 455-8977
  • Fairview Court Apts Tax credit (LIHTC) 215 W Fairview St, Tulsa 74106 23 low-income homes
  • Indian Springs Apts Tax credit (LIHTC) 2101 W Jasper St, Broken Arrow 74011 76 homes, 22 low-income
  • River West Phase Vi HUD-assisted 2211 Southwest Blvd, Tulsa 74107 80 homes, 21 low-income · For families · (918) 600-0704
  • River West Phase V HUD-assisted 1126 W 21st St S, Tulsa 74107 68 homes, 21 low-income · For families · (918) 600-0704
  • Hope Housing of Green Country HUD-assisted 9605 E 61st St, Tulsa 74133 18 low-income homes · For people with disabilities · (918) 256-7825
  • Coliseum Apts Tax credit (LIHTC) 625 S Elgin Ave, Tulsa 74120 35 homes, 14 low-income
  • Bryant Court Apts Tax credit (LIHTC) 2103 N Norwood Pl, Tulsa 74115 13 low-income homes · In service since 1992
  • Charan Apts Tax credit (LIHTC) 3230 S Winston Ave, Tulsa 74135 15 homes, 11 low-income · In service since 1994
  • Codrey Apts Tax credit (LIHTC) 1108 S Detroit Ave, Tulsa 74120 10 homes, 9 low-income
  • Broken Arrow Voa Living Center HUD-assisted 9605 E 61st St, Tulsa 74133 9 low-income homes · For people with disabilities · (918) 307-1500
  • Tulsa Voa Living Center HUD-assisted 9605 E 61st St, Tulsa 74133 6 low-income homes · For people with disabilities · (918) 307-1500
  • Plaza Hills East Apts Tax credit (LIHTC) 13117 E 16th St, Tulsa 74108 235 homes
  • Woodland Manor Tax credit (LIHTC) 8651 E 61st St, Tulsa 74133 230 homes
  • Edenwood Apts Tax credit (LIHTC) 2189 N Hartford Ave, Tulsa 74106 191 homes
  • Edgewood at the Gables Tax credit (LIHTC) 7312 W 7th St, Tulsa 74127 60 homes

3 properties have two programs at the same address and appear once. Search HUD's map

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Tulsa County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Tulsa County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Tulsa, OK HUD Metro FMR Area.
People Extremely low (30%) Very low (50%) Low
1 person $19,950 $33,250 $53,200
2 people $22,800 $38,000 $60,800
3 people $27,320 $42,750 $68,400
4 people $33,000 $47,500 $76,000
5 people $38,680 $51,300 $82,100
6 people $44,360 $55,100 $88,200
7 people $50,040 $58,900 $94,250
8 people $55,720 $62,700 $100,350

Area median income: $95,000. HUD income limits by family size, Fiscal year 2026. Area: Tulsa, OK HUD Metro FMR Area. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $852 – $1,042
  • 1 bedroom $906 – $1,108
  • 2 bedrooms $1,106 – $1,352
  • 3 bedrooms $1,450 – $1,772
  • 4 bedrooms $1,694 – $2,070

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in Oklahoma Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Oklahoma

What Oklahoma law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?
45 days
Okla. Stat. tit. 41, §115(B)
If I fall behind on rent, what notice must I get?
5 days
Okla. Stat. tit. 41, §131(B)
How much notice ends a month-to-month rental?
30 days
Okla. Stat. tit. 41, §111(A)

Help

Where to get help with rent in Tulsa County

This HUD-approved agency has an office in Tulsa County. They counsel for free or at low cost.

  • Quickcert, Inc.

    7122 S Sheridan Rd Ste 2, Tulsa · Spanish

    • Pre-purchase counseling
    • Rental counseling
    • and 1 more

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Tulsa County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Oklahoma, the average home bill was $132 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$2,458

What you need before you get the keys.

What adds up

First month
$1,229
Security deposit
$1,229
Total
$2,458

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Tulsa County?

According to HUD (Fiscal year 2027): Studio: $947; 1 bedroom: $1,007; 2 bedrooms: $1,229; 3 bedrooms: $1,611; 4 bedrooms: $1,882. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Tulsa County?

Paying the 2-bedroom fair market rent ($1,229) without spending more than 30% of income takes $23.63 an hour full time, or $49,160 a year.

Who qualifies for Section 8 in Tulsa County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $47,500 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Tulsa County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,106 and $1,352 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Tulsa County?

For 2 bedrooms they run from $950 in 74116 to $1,760 in 74037. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Tulsa County?

HUD lists 84 properties with homes for low-income households in Tulsa County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Tulsa County?

HUD counts rent as a burden when it reaches 30% of income or more. In Tulsa County, 46% of renter households are in that position; in Oklahoma, 46%, and nationwide, 51% (Average 2020–2024, Census).