In Verdigris, a typical home is worth $229,100 and typical rent is $1,138 a month. Compared with all of Rogers County, typical rent is 9% higher, typical household income is 5% higher, and the share of households that own their home is 9 points higher.
Verdigris is in Rogers County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Rogers County. See the county
What this place has that others do not, from public data, most unusual first.
1
Verdigris has the 3rd highest homeownership rate of the 75 cities in Oklahoma with more than 5,000 people (86%).
2
Nearby, in Catoosa, the typical home value is $178,800: 22% less than in Verdigris ($229,100).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Verdigris
What homes there are in Verdigris, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Verdigris
Rogers County
Oklahoma
United States
Kind of home: Verdigris and its comparisons
Measure
Verdigris
Rogers County
Oklahoma
United States
Detached house
88%
81%
73%
61%
Attached house
Unreliable estimate
1%
2%
6%
Building of 2 to 4
Unreliable estimate
3%
5%
8%
Apartments (5 or more)
Unreliable estimate
5%
12%
19%
Mobile home
11%
10%
8%
6%
Boat, RV and other
Unreliable estimate
1%
0%
0%
In Verdigris, 9 in 10 homes are single-family detached houses; in Rogers County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Verdigris
Rogers County
Oklahoma
United States
Year built: Verdigris and its comparisons
Measure
Verdigris
Rogers County
Oklahoma
United States
Before 1960
Unreliable estimate
10%
21%
26%
1960–1979
14%
23%
28%
24%
1980–1999
26%
26%
24%
25%
2000–2009
31%
22%
13%
14%
2010 or later
28%
19%
13%
11%
The typical home in Verdigris was built in 2003, 10 years after the typical one in Rogers County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K9%
$100K–$200K23%
$200K–$300K45%
$300K–$500K20%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Verdigris and its comparisons
Measure
Verdigris
Under $100K
9%
$100K–$200K
23%
$200K–$300K
45%
$300K–$500K
20%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
At least 97% of owner-occupied homes in Verdigris are worth less than $500,000, below the FHA loan limit for Rogers County ($541,287).
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49943%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Verdigris and its comparisons
Measure
Verdigris
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
43%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,517 a month
Rogers County: $1,599 a month
Without a mortgage
$519 a month
Rogers County: $545 a month
Owners with a mortgage
79%
Rogers County: 61%
The typical cost for an owner with a mortgage in Verdigris is $1,517 a month, less than in Rogers County ($1,599); without one, $519.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Verdigris+44%
Rogers County+48%
Oklahoma+46%
United States+53%
Typical rent
VerdigrisNo clear change
Rogers County+20%
Oklahoma+25%
United States+33%
Typical household income
VerdigrisNo clear change
Rogers County+22%
Oklahoma+23%
United States+29%
Change since 2015–2019: Verdigris and its comparisons
Measure
Verdigris
Rogers County
Oklahoma
United States
Typical home value
+44%
+48%
+46%
+53%
Typical rent
No clear change
+20%
+25%
+33%
Typical household income
No clear change
+22%
+23%
+29%
The typical home value in Verdigris rose 44% since 2015–2019, less than in Rogers County (48%).
Since 2015–2019, the typical rent in Verdigris did not change clearly, according to the Census.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Verdigris and its comparisons
Measure
Verdigris
Rogers County
Oklahoma
United States
Rental vacancy
Unreliable estimate
3.9%
6.5%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
1.2%
0.9%
More than one person per room
Unreliable estimate
2.9%
2.9%
3.4%
People per household
2.76
2.64
2.50
2.53
Drive alone
79%
78%
77%
69%
Carpool
6%
8%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
13%
12%
9%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
Unreliable estimate
20 to 29 minutes
Much as in Rogers County, a household in Verdigris has 2.76 people on average.
To get to work, 79% of workers in Verdigris drive alone; in Rogers County, 78%.
Do the math
What would you pay each month for a home in Verdigris?
A typical home is within reach of the typical income
We start with a typical home in Verdigris, worth $229,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 27% of the typical household income in Verdigris, which is $84,259 a year.
The calculator's FHA and conventional loan limits are those of all of Rogers County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Verdigris. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $8,019 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,883
at 7.18% · 30 years
Loan amount
$224,950
Total interest
$323,650
Paid off in
November 2056
Includes $3,869 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,966 a month
Your payment · 27%
Tight
$1,966 to $2,528 a month
Hard
more than $2,528 a month
Compared with the typical household income in Verdigris ($84,259 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,524
Property tax
$162
Home insurance
$96
FHA mortgage insurance (MIP)
$101
You need at least $8,019 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,883; principal and interest $1,524.
The city and its county
Verdigris and Rogers County
Verdigris is in Rogers County, Oklahoma. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Verdigris
Map of Rogers County, Oklahoma, with Verdigris marked. Around it, the neighboring counties.
Verdigris
Rogers County
Other cities with a page
Verdigris's own numbers
Typical home value
$229,100
Typical monthly rent
$1,138
Typical yearly household income
$84,259
Households that own their home
86%
Effective property tax rate
0.85%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Rogers County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,229
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
3.7%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Rogers County.
A typical home in Verdigris is worth $229,100: 5% below the county and 15% above Oklahoma. With the typical household income in Verdigris ($84,259 a year), a typical home costs 2.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Verdigris2.7 years
Rogers3.0 years
Oklahoma3.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Rogers County
According to FHFA’s house price index, home prices in Rogers County rose 81% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Rogers County.
Yearly change in FHFA’s price index in Rogers County, 2016 to 2025
2016: +1.7% +1.7% 2016
2017: +4.6% +4.6% 2017
2018: +2.3% +2.3% 2018
2019: +4.0% +4.0% 2019
2020: +4.1% +4.1% 2020
2021: +11.3% +11.3% 2021
2022: +15.8% +15.8% 2022
2023: +11.6% +11.6% 2023
2024: +2.2% +2.2% 2024
2025: +4.6% +4.6% 2025
Change in FHFA’s price index in Rogers County, Oklahoma and the United States
Period
County
Oklahoma
U.S.
Last year (2025)
+4.6%
+2.6%
+2.9%
5 years (2020–2025)
+54%
+46%
+47%
10 years (2015–2025)
+81%
+71%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Verdigris next to Rogers County, Oklahoma and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Verdigris$229,100
Rogers$240,500
Oklahoma$199,800
United States$332,700
Typical monthly rent
Verdigris$1,138
Rogers$1,047
Oklahoma$1,014
United States$1,413
Typical yearly household income
Verdigris$84,259
Rogers$80,067
Oklahoma$65,039
United States$80,734
See the full table
Verdigris next to Rogers County and Oklahoma
Measure
Verdigris
Rogers County
Oklahoma
U.S.
Typical home value
$229,100 ▼5% below the county
$240,500
$199,800
$332,700
Typical monthly rent
$1,138 ▲9% above the county
$1,047
$1,014
$1,413
Typical yearly household income
$84,259 ▲5% above the county
$80,067
$65,039
$80,734
Households that own their home
86% ▲9 points above the county
78%
66%
65%
Typical yearly property tax
$1,942 ▲8% above the county
$1,806
$1,599
$3,119
Effective property tax rate
0.85% ▲0.1 points above the county
0.75%
0.8%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Rogers County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Verdigris
For a typical $229,100 home in Verdigris, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Verdigris's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,883a month
Least cash to close
Down payment
$8,019
Cash to close
$14,892
Rate
7.18%
Mortgage insurance
FHA MIP · $101
Conventional, 5% down$1,841a month
Down payment
$11,455
Cash to close
$18,328
Rate
7.18%
Mortgage insurance
PMI · $109
Conventional, 20% down, no PMI$1,499a month
Down payment
$45,820
Cash to close
$52,693
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,711a month
Down payment
$34,365
Cash to close
$41,238
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Verdigris
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,883
$8,019
$224,950
7.18%
FHA MIP · $101
$14,892
580
Conventional, 5% down
$1,841
$11,455
$217,645
7.18%
PMI · $109
$18,328
620*
Conventional, 20% down, no PMI
$1,499
$45,820
$183,280
7.18%
None
$52,693
620*
ITIN, 15% down (example)
$1,711
$34,365
$194,735
8.18%
None
$41,238
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Verdigris is $1,138 a month: 9% above the county.
HUD publishes a fair market rent for all of Rogers County, by unit size. To pay the 2-bedroom one ($1,229 a month) without spending more than 30% of your income, you would need to earn $23.63 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Rogers County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$947
$18.21
$37,880
1 bedroom
$1,007
$19.37
$40,280
2 bedrooms
$1,229
$23.63
$49,160
3 bedrooms
$1,611
$30.98
$64,440
4 bedrooms
$1,882
$36.19
$75,280
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Verdigris
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Verdigris is in ZIP code 74019.
For 2 bedrooms it is $1,120: $109 less than the fair market rent for Rogers County ($1,229).
Fair market rent by ZIP code and size in Verdigris, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
74019
$860
$920
$1,120
$1,470
$1,720
ZIP code2 bd3 bd
74019 $1,120$1,470
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Verdigris when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Rogers County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Verdigris or Rogers County. The ones below are statewide in Oklahoma: they work in Verdigris the same as in the rest of the state.
Oklahoma state agency help of 3.5% of the loan for the down payment and closing costs, as a second lien with no interest and no installments, repaid when you pay off the loan, refinance or leave the home.Offered by Oklahoma Housing Finance Agency (OHFA).
No legal help resource on our list is for Verdigris or Rogers County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Verdigris and all of Rogers County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Verdigris?
The typical home value in Verdigris is $229,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Rogers County it is $240,500.
How much does it cost to rent in Verdigris?
Typical rent in Verdigris is $1,138 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Rogers County is $1,229.
What is the FHA loan limit in Verdigris?
Verdigris uses the FHA limit for all of Rogers County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Verdigris?
The typical homeowner in Verdigris pays $1,942 a year, according to the U.S. Census Bureau. That is 0.85% of the home’s value; in Rogers County, the rate is 0.75%.
Where can I find free help to buy or rent in Verdigris?
We found no HUD-approved counseling agencies with an office in Rogers County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
