In Claremore, a typical home is worth $188,700 and typical rent is $1,009 a month. Compared with all of Rogers County, typical household income is 27% lower, the typical home value is 22% lower, and the share of households that own their home is 25 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $208,758 to $262,425.
Typical rent
$1,458a month
▲ 2.9% more than 12 months ago
Typical rent from Zillow, June 2022 to September 2026: from $1,213 to $1,458.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Claremore is in Rogers County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Rogers County. See the county
What this place has that others do not, from public data, most unusual first.
1
53% of households in Claremore own their home, against 78% in Rogers County.
2
The typical household income in Claremore is $58,685,27% less than in Rogers County as a whole ($80,067).
3
The typical home in Claremore is worth $188,700,22% less than in Rogers County as a whole ($240,500).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Claremore
What homes there are in Claremore, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Claremore
Rogers County
Oklahoma
United States
Kind of home: Claremore and its comparisons
Measure
Claremore
Rogers County
Oklahoma
United States
Detached house
71%
81%
73%
61%
Attached house
3%
1%
2%
6%
Building of 2 to 4
8%
3%
5%
8%
Apartments (5 or more)
14%
5%
12%
19%
Mobile home
3%
10%
8%
6%
Boat, RV and other
Unreliable estimate
1%
0%
0%
The detached house is still the most common home in Claremore, but it weighs less than in Rogers County: 71% against 81%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Claremore
Rogers County
Oklahoma
United States
Year built: Claremore and its comparisons
Measure
Claremore
Rogers County
Oklahoma
United States
Before 1960
18%
10%
21%
26%
1960–1979
29%
23%
28%
24%
1980–1999
26%
26%
24%
25%
2000–2009
12%
22%
13%
14%
2010 or later
16%
19%
13%
11%
In Claremore, half of the homes were built before 1982; in Rogers County, before 1993.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K11%
$100K–$200K44%
$200K–$300K27%
$300K–$500K13%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Claremore and its comparisons
Measure
Claremore
Under $100K
11%
$100K–$200K
44%
$200K–$300K
27%
$300K–$500K
13%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
The FHA limit for Rogers County is high ($541,287): at least 95% of owner-occupied homes in Claremore are worth less than $500,000.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5006%
$500–$99943%
$1,000–$1,49940%
HUD fair market rent, 2 bedrooms: $1,229
$1,500–$1,9999%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Claremore and its comparisons
Measure
Claremore
Under $500
6%
$500–$999
43%
$1,000–$1,499
40%
$1,500–$1,999
9%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
About 67% of rented homes in Claremore cost less than HUD's 2-bedroom fair market rent for Rogers County ($1,229).
With a mortgage
$1,318 a month
Rogers County: $1,599 a month
Without a mortgage
$545 a month
Rogers County: $545 a month
Owners with a mortgage
57%
Rogers County: 61%
Owning costs less in Claremore: with a mortgage, the typical cost is $1,318 a month; in Rogers County, $1,599. Without one, $545.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Claremore+52%
Rogers County+48%
Oklahoma+46%
United States+53%
Typical rent
Claremore+18%
Rogers County+20%
Oklahoma+25%
United States+33%
Typical household income
Claremore+27%
Rogers County+22%
Oklahoma+23%
United States+29%
Change since 2015–2019: Claremore and its comparisons
Measure
Claremore
Rogers County
Oklahoma
United States
Typical home value
+52%
+48%
+46%
+53%
Typical rent
+18%
+20%
+25%
+33%
Typical household income
+27%
+22%
+23%
+29%
The typical home value in Claremore rose 52% since 2015–2019, more than in Rogers County (48%).
Much as in Rogers County, the typical rent in Claremore rose 18% since 2015–2019.
The typical household income in Claremore rose 27% over that time; home values changed +52% and rent +18%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Claremore and its comparisons
Measure
Claremore
Rogers County
Oklahoma
United States
Rental vacancy
4.4%
3.9%
6.5%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
1.2%
0.9%
More than one person per room
2.9%
2.9%
2.9%
3.4%
People per household
2.36
2.64
2.50
2.53
Drive alone
76%
78%
77%
69%
Carpool
12%
8%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
3%
2%
2%
3%
Work from home
8%
12%
9%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
Unreliable estimate
20 to 29 minutes
In Claremore, the rental vacancy rate is 4.4%, about the same as in Rogers County.
Much as in Rogers County, 2.9% of households in Claremore have more than one person per room.
Households in Claremore are smaller: 2.36 people on average; in Rogers County, 2.64.
In Claremore, 12% of workers share a car to get to work; in Rogers County, 8%.
Do the math
What would you pay each month for a home in Claremore?
A typical home is tight for the typical income
We start with a typical home in Claremore, worth $188,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Claremore, which is $58,685 a year. For that payment to be 28% of income, a household would need to earn about $65,996 a year.
The calculator's FHA and conventional loan limits are those of all of Rogers County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Claremore. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,605 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,540
at 7.18% · 30 years
Loan amount
$185,282
Total interest
$266,577
Paid off in
November 2056
Includes $3,187 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,369 a month
Tight
$1,369 to $1,761 a month
Your payment · 31%
Hard
more than $1,761 a month
Compared with the typical household income in Claremore ($58,685 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,255
Property tax
$123
Home insurance
$79
FHA mortgage insurance (MIP)
$83
You need at least $6,605 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,540; principal and interest $1,255.
The city and its county
Claremore and Rogers County
Claremore is in Rogers County, Oklahoma. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Claremore
Map of Rogers County, Oklahoma, with Claremore marked. Around it, the neighboring counties.
Claremore
Rogers County
Other cities with a page
Claremore's own numbers
Typical home value
$188,700
Typical monthly rent
$1,009
Typical yearly household income
$58,685
Households that own their home
53%
Effective property tax rate
0.78%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Rogers County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,229
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
3.7%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Rogers County.
A typical home in Claremore is worth $188,700: 22% below the county and 6% below Oklahoma. With the typical household income in Claremore ($58,685 a year), a typical home costs 3.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Claremore3.2 years
Rogers3.0 years
Oklahoma3.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Rogers County
According to FHFA’s house price index, home prices in Rogers County rose 81% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Rogers County.
Yearly change in FHFA’s price index in Rogers County, 2016 to 2025
2016: +1.7% +1.7% 2016
2017: +4.6% +4.6% 2017
2018: +2.3% +2.3% 2018
2019: +4.0% +4.0% 2019
2020: +4.1% +4.1% 2020
2021: +11.3% +11.3% 2021
2022: +15.8% +15.8% 2022
2023: +11.6% +11.6% 2023
2024: +2.2% +2.2% 2024
2025: +4.6% +4.6% 2025
Change in FHFA’s price index in Rogers County, Oklahoma and the United States
Period
County
Oklahoma
U.S.
Last year (2025)
+4.6%
+2.6%
+2.9%
5 years (2020–2025)
+54%
+46%
+47%
10 years (2015–2025)
+81%
+71%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Claremore next to Rogers County, Oklahoma and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Claremore$188,700
Rogers$240,500
Oklahoma$199,800
United States$332,700
Typical monthly rent
Claremore$1,009
Rogers$1,047
Oklahoma$1,014
United States$1,413
Typical yearly household income
Claremore$58,685
Rogers$80,067
Oklahoma$65,039
United States$80,734
See the full table
Claremore next to Rogers County and Oklahoma
Measure
Claremore
Rogers County
Oklahoma
U.S.
Typical home value
$188,700 ▼22% below the county
$240,500
$199,800
$332,700
Typical monthly rent
$1,009 ▼4% below the county
$1,047
$1,014
$1,413
Typical yearly household income
$58,685 ▼27% below the county
$80,067
$65,039
$80,734
Households that own their home
53% ▼25 points below the county
78%
66%
65%
Typical yearly property tax
$1,471 ▼19% below the county
$1,806
$1,599
$3,119
Effective property tax rate
0.78% ▲0.03 points above the county
0.75%
0.8%
0.94%
Renters with high rent for their income
48% ▲6 points above the county
42%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Rogers County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Claremore
For a typical $188,700 home in Claremore, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Claremore's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,540a month
Least cash to close
Down payment
$6,605
Cash to close
$12,266
Rate
7.18%
Mortgage insurance
FHA MIP · $83
Conventional, 5% down$1,505a month
Down payment
$9,435
Cash to close
$15,096
Rate
7.18%
Mortgage insurance
PMI · $90
Conventional, 20% down, no PMI$1,224a month
Down payment
$37,740
Cash to close
$43,401
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,398a month
Down payment
$28,305
Cash to close
$33,966
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Claremore
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,540
$6,605
$185,282
7.18%
FHA MIP · $83
$12,266
580
Conventional, 5% down
$1,505
$9,435
$179,265
7.18%
PMI · $90
$15,096
620*
Conventional, 20% down, no PMI
$1,224
$37,740
$150,960
7.18%
None
$43,401
620*
ITIN, 15% down (example)
$1,398
$28,305
$160,395
8.18%
None
$33,966
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Claremore is $1,009 a month: 4% below the county. In Claremore, 48% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Rogers County, by unit size. To pay the 2-bedroom one ($1,229 a month) without spending more than 30% of your income, you would need to earn $23.63 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Rogers County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$947
$18.21
$37,880
1 bedroom
$1,007
$19.37
$40,280
2 bedrooms
$1,229
$23.63
$49,160
3 bedrooms
$1,611
$30.98
$64,440
4 bedrooms
$1,882
$36.19
$75,280
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Claremore
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Claremore has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,120 in 74019 to $1,220 in 74017.
None is above the fair market rent for Rogers County ($1,229).
Fair market rent by ZIP code and size in Claremore, fiscal year 2027.
74017
$940
$1,000
$1,220
$1,600
$1,870
74019
$860
$920
$1,120
$1,470
$1,720
ZIP code2 bd3 bd
74017 $1,220$1,600
74019 $1,120$1,470
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Claremore when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Rogers County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Claremore or Rogers County. The ones below are statewide in Oklahoma: they work in Claremore the same as in the rest of the state.
Oklahoma state agency help of 3.5% of the loan for the down payment and closing costs, as a second lien with no interest and no installments, repaid when you pay off the loan, refinance or leave the home.Offered by Oklahoma Housing Finance Agency (OHFA).
No legal help resource on our list is for Claremore or Rogers County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Claremore and all of Rogers County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Claremore?
The typical home value in Claremore is $188,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Rogers County it is $240,500.
How much does it cost to rent in Claremore?
Typical rent in Claremore is $1,009 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Rogers County is $1,229.
What is the FHA loan limit in Claremore?
Claremore uses the FHA limit for all of Rogers County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Claremore?
The typical homeowner in Claremore pays $1,471 a year, according to the U.S. Census Bureau. That is 0.78% of the home’s value; in Rogers County, the rate is 0.75%.
Where can I find free help to buy or rent in Claremore?
We found no HUD-approved counseling agencies with an office in Rogers County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
