In Tiffin, a typical home is worth $142,200 and typical rent is $890 a month. Compared with all of Seneca County, typical household income is 15% lower, the typical home value is 8% lower, and the share of households that own their home is 14 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $153,591 to $192,797.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Tiffin is in Seneca County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Seneca County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Fostoria, the typical home value is $87,200: 39% less than in Tiffin ($142,200).
2
59% of households in Tiffin own their home, against 73% in Seneca County.
3
Nearby, in Clyde, the typical rent is $739: 17% less than in Tiffin ($890).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Tiffin
What homes there are in Tiffin, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Tiffin
Seneca County
Ohio
United States
Kind of home: Tiffin and its comparisons
Measure
Tiffin
Seneca County
Ohio
United States
Detached house
63%
79%
69%
61%
Attached house
5%
3%
5%
6%
Building of 2 to 4
14%
7%
8%
8%
Apartments (5 or more)
15%
7%
15%
19%
Mobile home
3%
4%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Tiffin (63%), but less so than in Seneca County (79%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Tiffin
Seneca County
Ohio
United States
Year built: Tiffin and its comparisons
Measure
Tiffin
Seneca County
Ohio
United States
Before 1960
57%
51%
38%
26%
1960–1979
21%
24%
26%
24%
1980–1999
12%
16%
20%
25%
2000–2009
6%
6%
10%
14%
2010 or later
4%
3%
7%
11%
The typical year built in Tiffin is 1956, about the same as in Seneca County (1959).
There are fewer big homes in Tiffin than in Seneca County: 51% have 3 bedrooms or more, against 66%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K29%
$100K–$200K49%
$200K–$300K16%
$300K–$500K4%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Tiffin and its comparisons
Measure
Tiffin
Under $100K
29%
$100K–$200K
49%
$200K–$300K
16%
$300K–$500K
4%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
The FHA limit for Seneca County is high ($541,287): at least 98% of owner-occupied homes in Tiffin are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99965%
$1,000–$1,49923%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Tiffin and its comparisons
Measure
Tiffin
Under $500
Unreliable estimate
$500–$999
65%
$1,000–$1,499
23%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,101 a month
Seneca County: $1,206 a month
Without a mortgage
$484 a month
Seneca County: $492 a month
Owners with a mortgage
57%
Seneca County: 52%
The typical cost for an owner with a mortgage in Tiffin is $1,101 a month, less than in Seneca County ($1,206); without one, $484.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Tiffin+46%
Seneca County+45%
Ohio+47%
United States+53%
Typical rent
Tiffin+32%
Seneca County+23%
Ohio+28%
United States+33%
Typical household income
Tiffin+34%
Seneca County+26%
Ohio+26%
United States+29%
Change since 2015–2019: Tiffin and its comparisons
Measure
Tiffin
Seneca County
Ohio
United States
Typical home value
+46%
+45%
+47%
+53%
Typical rent
+32%
+23%
+28%
+33%
Typical household income
+34%
+26%
+26%
+29%
From 2015–2019 to 2020–2024, home values in Tiffin rose at about the same pace as in Seneca County: 46% against 45%.
Rents in Tiffin rose faster than in Seneca County: 32% since 2015–2019, against 23%.
To compare: typical income in Tiffin rose 34%; the home, +46%; the rent, +32%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Tiffin and its comparisons
Measure
Tiffin
Seneca County
Ohio
United States
Rental vacancy
Unreliable estimate
5.8%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
1.8%
1.5%
3.4%
People per household
2.10
2.34
2.37
2.53
Drive alone
78%
82%
75%
69%
Carpool
7%
7%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
9%
4%
2%
3%
Work from home
7%
6%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.10 on average, against 2.34 in Seneca County.
More people walk or bike to work in Tiffin: 9%, against 4% in Seneca County.
Do the math
What would you pay each month for a home in Tiffin?
A typical home is within reach of the typical income
We start with a typical home in Tiffin, worth $142,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 25% of the typical household income in Tiffin, which is $56,198 a year.
The calculator's FHA and conventional loan limits are those of all of Seneca County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Tiffin. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,977 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,191
at 7.18% · 30 years
Loan amount
$139,624
Total interest
$200,887
Paid off in
November 2056
Includes $2,401 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,311 a month
Your payment · 25%
Tight
$1,311 to $1,686 a month
Hard
more than $1,686 a month
Compared with the typical household income in Tiffin ($56,198 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$946
Property tax
$123
Home insurance
$59
FHA mortgage insurance (MIP)
$63
You need at least $4,977 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,191; principal and interest $946.
The city and its county
Tiffin and Seneca County
Tiffin is in Seneca County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Tiffin
Map of Seneca County, Ohio, with Tiffin marked. Around it, the neighboring counties.
Tiffin
Seneca County
Other cities with a page
Tiffin's own numbers
Typical home value
$142,200
Typical monthly rent
$890
Typical yearly household income
$56,198
Households that own their home
59%
Effective property tax rate
1.04%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Seneca County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,057
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
1.3%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Seneca County.
A typical home in Tiffin is worth $142,200: 8% below the county and 34% below Ohio. With the typical household income in Tiffin ($56,198 a year), a typical home costs 2.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Tiffin2.5 years
Seneca2.3 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Seneca County
According to FHFA’s house price index, home prices in Seneca County rose 84% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Seneca County.
Yearly change in FHFA’s price index in Seneca County, 2016 to 2025
2016: +1.7% +1.7% 2016
2017: +5.6% +5.6% 2017
2018: +3.4% +3.4% 2018
2019: +4.8% +4.8% 2019
2020: +4.9% +4.9% 2020
2021: +8.7% +8.7% 2021
2022: +14.6% +14.6% 2022
2023: +6.5% +6.5% 2023
2024: +9.6% +9.6% 2024
2025: +3.8% +3.8% 2025
Change in FHFA’s price index in Seneca County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+3.8%
+4.8%
+2.9%
5 years (2020–2025)
+51%
+53%
+47%
10 years (2015–2025)
+84%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Tiffin next to Seneca County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Tiffin$142,200
Seneca$154,700
Ohio$214,800
United States$332,700
Typical monthly rent
Tiffin$890
Seneca$856
Ohio$1,034
United States$1,413
Typical yearly household income
Tiffin$56,198
Seneca$66,025
Ohio$71,389
United States$80,734
See the full table
Tiffin next to Seneca County and Ohio
Measure
Tiffin
Seneca County
Ohio
U.S.
Typical home value
$142,200 ▼8% below the county
$154,700
$214,800
$332,700
Typical monthly rent
$890 ▲4% above the county
$856
$1,034
$1,413
Typical yearly household income
$56,198 ▼15% below the county
$66,025
$71,389
$80,734
Households that own their home
59% ▼14 points below the county
73%
67%
65%
Typical yearly property tax
$1,478 ▼8% below the county
$1,599
$2,822
$3,119
Effective property tax rate
1.04% ▲0.01 points above the county
1.03%
1.31%
0.94%
Renters with high rent for their income
46% ▲5 points above the county
41%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Seneca County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Tiffin
For a typical $142,200 home in Tiffin, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Tiffin's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,191a month
Least cash to close
Down payment
$4,977
Cash to close
$9,243
Rate
7.18%
Mortgage insurance
FHA MIP · $63
Conventional, 5% down$1,165a month
Down payment
$7,110
Cash to close
$11,376
Rate
7.18%
Mortgage insurance
PMI · $68
Conventional, 20% down, no PMI$953a month
Down payment
$28,440
Cash to close
$32,706
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,085a month
Down payment
$21,330
Cash to close
$25,596
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Tiffin
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,191
$4,977
$139,624
7.18%
FHA MIP · $63
$9,243
580
Conventional, 5% down
$1,165
$7,110
$135,090
7.18%
PMI · $68
$11,376
620*
Conventional, 20% down, no PMI
$953
$28,440
$113,760
7.18%
None
$32,706
620*
ITIN, 15% down (example)
$1,085
$21,330
$120,870
8.18%
None
$25,596
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Tiffin is $890 a month: 4% above the county. In Tiffin, 46% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Seneca County, by unit size. To pay the 2-bedroom one ($1,057 a month) without spending more than 30% of your income, you would need to earn $20.33 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Seneca County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$803
$15.44
$32,120
1 bedroom
$808
$15.54
$32,320
2 bedrooms
$1,057
$20.33
$42,280
3 bedrooms
$1,267
$24.37
$50,680
4 bedrooms
$1,389
$26.71
$55,560
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Tiffin
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Tiffin is in ZIP code 44883.
For 2 bedrooms it is $1,070: $13 more than the fair market rent for Seneca County ($1,057).
Fair market rent by ZIP code and size in Tiffin, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
44883
$810
$820
$1,070
$1,280
$1,410
ZIP code2 bd3 bd
44883 $1,070$1,280
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Tiffin when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Seneca County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Tiffin or Seneca County. The ones below are statewide in Ohio: they work in Tiffin the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Tiffin or Seneca County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Tiffin and all of Seneca County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Tiffin?
The typical home value in Tiffin is $142,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Seneca County it is $154,700.
How much does it cost to rent in Tiffin?
Typical rent in Tiffin is $890 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Seneca County is $1,057.
What is the FHA loan limit in Tiffin?
Tiffin uses the FHA limit for all of Seneca County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Tiffin?
The typical homeowner in Tiffin pays $1,478 a year, according to the U.S. Census Bureau. That is 1.04% of the home’s value; in Seneca County, the rate is 1.03%.
Where can I find free help to buy or rent in Tiffin?
We found no HUD-approved counseling agencies with an office in Seneca County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
