Renting · Section 8
Data from November 2026
Renting in Seneca County, Ohio
Seneca County has a HUD fair market rent of $1,057 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $856 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $20.33 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,057
- a month, HUD, Fiscal year 2027
- 17% less than in Ohio
- Typical rent
- $856
- a month, Census, Average 2020–2024
- 17% less than in Ohio
- Wage needed
- $20.33
- an hour, 2 bedrooms
- Or $42,280 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 41%
- spend 30% or more of income on rent
- 10% less than in Ohio
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Seneca County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $803 | $15.44 | $32,120 |
| 1 bedroom | $808 | $15.54 | $32,320 |
| 2 bedrooms | $1,057 | $20.33 | $42,280 |
| 3 bedrooms | $1,267 | $24.37 | $50,680 |
| 4 bedrooms | $1,389 | $26.71 | $55,560 |
HUD area: Seneca County, OH. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 23 ZIP codes in Seneca County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,000 in 44807 to $1,340 in 44867. 12 ZIP codes are above the county's fair market rent ($1,057).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 44802 | Hancock County, OH | $790 | $820 | $1,070 | $1,340 | $1,530 |
|---|---|---|---|---|---|---|
| 44802 | Seneca County, OH | $790 | $820 | $1,070 | $1,340 | $1,530 |
| 44802 | Wyandot County, OH | $790 | $820 | $1,070 | $1,340 | $1,530 |
| 44807 | Huron County, OH | $760 | $770 | $1,000 | $1,210 | $1,370 |
| 44807 | Seneca County, OH | $760 | $770 | $1,000 | $1,210 | $1,370 |
| 44809 | Seneca County, OH | $780 | $800 | $1,040 | $1,260 | $1,380 |
| 44815 | Seneca County, OH | $760 | $770 | $1,000 | $1,200 | $1,320 |
| 44818 | Crawford County, OH | $810 | $820 | $1,040 | $1,280 | $1,370 |
| 44818 | Seneca County, OH | $810 | $820 | $1,040 | $1,280 | $1,370 |
| 44828 | Seneca County, OH | $1,010 | $1,020 | $1,330 | $1,590 | $1,750 |
| 44830 | Hancock County, OH | $750 | $780 | $1,020 | $1,340 | $1,530 |
| 44830 | Seneca County, OH | $750 | $780 | $1,020 | $1,340 | $1,530 |
| 44830 | Toledo, OH | $750 | $780 | $1,020 | $1,340 | $1,530 |
| 44836 | Sandusky County, OH | $800 | $850 | $1,080 | $1,310 | $1,430 |
| 44836 | Seneca County, OH | $800 | $850 | $1,080 | $1,310 | $1,430 |
| 44841 | Sandusky County, OH | $750 | $810 | $1,020 | $1,260 | $1,370 |
| 44841 | Seneca County, OH | $750 | $810 | $1,020 | $1,260 | $1,370 |
| 44844 | Seneca County, OH | $810 | $830 | $1,060 | $1,330 | $1,400 |
| 44844 | Wyandot County, OH | $810 | $830 | $1,060 | $1,330 | $1,400 |
| 44853 | Seneca County, OH | $880 | $890 | $1,160 | $1,390 | $1,520 |
| 44861 | Seneca County, OH | $810 | $830 | $1,070 | $1,290 | $1,420 |
| 44867 | Seneca County, OH | $1,020 | $1,020 | $1,340 | $1,610 | $1,760 |
| 44883 | Seneca County, OH | $810 | $820 | $1,070 | $1,280 | $1,410 |
- 44802 · Hancock County, OH $1,070$1,340
- 44802 · Seneca County, OH $1,070$1,340
- 44802 · Wyandot County, OH $1,070$1,340
- 44807 · Huron County, OH $1,000$1,210
- 44807 · Seneca County, OH $1,000$1,210
- 44809 · Seneca County, OH $1,040$1,260
- 44815 · Seneca County, OH $1,000$1,200
- 44818 · Crawford County, OH $1,040$1,280
- 44818 · Seneca County, OH $1,040$1,280
- 44828 · Seneca County, OH $1,330$1,590
- 44830 · Hancock County, OH $1,020$1,340
- 44830 · Seneca County, OH $1,020$1,340
- 44830 · Toledo, OH $1,020$1,340
- 44836 · Sandusky County, OH $1,080$1,310
- 44836 · Seneca County, OH $1,080$1,310
- 44841 · Sandusky County, OH $1,020$1,260
- 44841 · Seneca County, OH $1,020$1,260
- 44844 · Seneca County, OH $1,060$1,330
- 44844 · Wyandot County, OH $1,060$1,330
- 44853 · Seneca County, OH $1,160$1,390
- 44861 · Seneca County, OH $1,070$1,290
- 44867 · Seneca County, OH $1,340$1,610
- 44883 · Seneca County, OH $1,070$1,280
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Seneca County, 41% of renter households are in that position; in Ohio, 46%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
41%
of renter households spend 30% or more of their income on rent.
5,933 households rent in Seneca County
- Spend half or more of their income 21%
- Spend 30% or more, but less than half 20%
- Spend less than 30% 59%
Compared with the state and the country
- Seneca 41%
- Ohio 46%
- United States 51%
Low-income apartments
Low-income apartments in Seneca County
HUD lists 21 properties with homes for low-income households in Seneca County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 13
- HUD-assisted
- 9
893 homes in all; 868 of them low-income, according to HUD.
- Kiwanis Manor HUD-assisted 7 W Market St, Tiffin 44883 98 homes, 97 low-income · For older adults · (419) 448-4541
- Willow Creek Apts Tax credit (LIHTC) 575 E State Route 18, Tiffin 44883 68 homes, 67 low-income · 1 bd: 8 · 2 bd: 48 · 3 bd: 12 · In service since 2003
- Willow Creek Village HUD-assisted 575 Oh-18, Tiffin 44883 68 homes, 62 low-income · For families · (419) 448-4565
- Eco Village HUD-assisted 1205 Peeler Dr, Fostoria 44830 60 low-income homes · For families · (419) 435-4702
- Eco Village Apartments Tax credit (LIHTC) 1203 Peeler Dr, Fostoria 44830 60 low-income homes · 2 bd: 32 · 3 bd: 20 · 4 bd: 8 · In service since 2020
- Tiffin West Apts Tax credit (LIHTC) 1738 W Market St, Tiffin 44883 60 low-income homes · 3 bd: 60 · In service since 1999 · For older adults
- Tiffin Pointe Tax credit (LIHTC) · HUD-assisted 639 W Market St, Tiffin 44883 50 homes, 45 low-income · 2 bd: 30 · 3 bd: 12 · 4 bd: 3 · In service since 2018 · For families · (210) 774-5814
- Helburn Meadows HUD-assisted 7 Beechwood Dr, Tiffin 44883 45 low-income homes · For older adults · (419) 448-0514
- Tall Trees Apts Tax credit (LIHTC) 849 N Water St, Tiffin 44883 42 low-income homes · 1 bd: 6 · 2 bd: 27 · 3 bd: 9 · In service since 1999 · For older adults
- Devon House Tax credit (LIHTC) 843 N Water St, Tiffin 44883 40 low-income homes · 1 bd: 8 · 2 bd: 20 · 3 bd: 12 · In service since 2004 · For older adults
- Fostoria Townhouses HUD-assisted 1205 Beier Dr, Fostoria 44830 40 low-income homes · For families · (419) 435-4702
- Fairway Crossing Tax credit (LIHTC) 65 Dallas St, Tiffin 44883 35 low-income homes · 3 bd: 18 · 4 bd: 17 · In service since 2009
- Tremont Greene Tax credit (LIHTC) 157 Dallas St, Tiffin 44883 40 homes, 34 low-income · 1 bd: 4 · 2 bd: 20 · 3 bd: 8 · 4 bd: 8 · In service since 2004
- Dillon Crossing Tax credit (LIHTC) 840 Davoli St, Fostoria 44830 30 low-income homes · 3 bd: 15 · 4 bd: 15 · In service since 2005 · For people with disabilities
- Charles Meadow HUD-assisted 545 W Market St, Tiffin 44883 28 low-income homes · For older adults · (419) 448-6838
- Coventry House Tax credit (LIHTC) 652 N Sandusky St, Tiffin 44883 30 homes, 25 low-income · 1 bd: 8 · 2 bd: 13 · 3 bd: 9 · In service since 2004 · For older adults
- Riverbend Apts II (TIFFIN) Tax credit (LIHTC) 192 E Market St, Tiffin 44883 25 low-income homes · In service since 1988
- Attica Terrace Tax credit (LIHTC) 201 N Woodwind Dr, Attica 44807 24 low-income homes · In service since 1993
- Goldbond Building Tax credit (LIHTC) 154 S Washington St, Tiffin 44883 22 low-income homes · Studio: 2 · 1 bd: 10 · 2 bd: 10 · In service since 2003
- Poplar Ridge HUD-assisted 720 Chesapeake Ct, Fostoria 44830 14 low-income homes · For older adults · (419) 937-1801
- Autumnwood Terrace HUD-assisted 400 Autumnwood Dr, Tiffin 44883 14 homes, 13 low-income · For older adults · (419) 355-0206
One property has two programs at the same address and appears once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Seneca County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. A public housing agency runs it. HUD lists none with an office in Seneca County; the state's agencies can help you. Here is what the rules say:
The rules, with their source
-
You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
-
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $18,450 | $30,700 | $49,150 |
| 2 people | $21,640 | $35,100 | $56,150 |
| 3 people | $27,320 | $39,500 | $63,150 |
| 4 people | $33,000 | $43,850 | $70,150 |
| 5 people | $38,680 | $47,400 | $75,800 |
| 6 people | $44,360 | $50,900 | $81,400 |
| 7 people | $50,040 | $54,400 | $87,000 |
| 8 people | $55,720 | $57,900 | $92,600 |
Area median income: $84,900. HUD income limits by family size, Fiscal year 2026. Area: Seneca County, OH. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $723 – $883
- 1 bedroom $727 – $889
- 2 bedrooms $951 – $1,163
- 3 bedrooms $1,140 – $1,394
- 4 bedrooms $1,250 – $1,528
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
HUD lists no housing agency with an office in Seneca County. You can apply at another agency in your state: you do not have to live where you apply. Source: HUD
Your rights as a tenant in Ohio
What Ohio law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 30 days
- Ohio Rev. Code §5321.16(B)
- If I fall behind on rent, what notice must I get?
- 3 days
- Ohio Rev. Code §1923.04(A)
- How much notice ends a month-to-month rental?
- 30 days
- Ohio Rev. Code §5321.17(B)
- Only a court order can remove youOhio Rev. Code §5321.15(A)
- Protection from retaliationOhio Rev. Code §5321.02(A)
Help
Where to get help with rent in Seneca County
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
-
Great Lakes Community Action Partnership (formerly WSOS Community Action Commision, Inc.)
127 S Front St, Fremont · 16 miles away · Spanish
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 8 more
-
Neighborhood Housing Services of Toledo, Inc
704 2nd St, Toledo · 42 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 3 more
-
Nid Lucas County
1510 N. Westwood Ave. Suite 2035, Toledo · 45 miles away
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 7 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Seneca County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Ohio, the average home bill was $135 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,114
What you need before you get the keys.
What adds up
- First month
- $1,057
- Security deposit
- $1,057
- Total
- $2,114
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Seneca County?
According to HUD (Fiscal year 2027): Studio: $803; 1 bedroom: $808; 2 bedrooms: $1,057; 3 bedrooms: $1,267; 4 bedrooms: $1,389. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Seneca County?
Paying the 2-bedroom fair market rent ($1,057) without spending more than 30% of income takes $20.33 an hour full time, or $42,280 a year.
Who qualifies for Section 8 in Seneca County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $43,850 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Seneca County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $951 and $1,163 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Seneca County?
For 2 bedrooms they run from $1,000 in 44807 to $1,340 in 44867. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Seneca County?
HUD lists 21 properties with homes for low-income households in Seneca County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Seneca County?
HUD counts rent as a burden when it reaches 30% of income or more. In Seneca County, 41% of renter households are in that position; in Ohio, 46%, and nationwide, 51% (Average 2020–2024, Census).