In Upper Sandusky, a typical home is worth $157,600 and typical rent is $804 a month. Compared with all of Wyandot County, the share of households that own their home is 14 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $160,590 to $204,218.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Upper Sandusky is in Wyandot County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Wyandot County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Fostoria, the typical home value is $87,200: 45% less than in Upper Sandusky ($157,600).
2
Nearby, in Kenton, the typical rent is $625: 22% less than in Upper Sandusky ($804).
3
61% of households in Upper Sandusky own their home, against 74% in Wyandot County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Upper Sandusky
What homes there are in Upper Sandusky, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Upper Sandusky
Wyandot County
Ohio
United States
Kind of home: Upper Sandusky and its comparisons
Measure
Upper Sandusky
Wyandot County
Ohio
United States
Detached house
67%
80%
69%
61%
Attached house
Unreliable estimate
Unreliable estimate
5%
6%
Building of 2 to 4
11%
7%
8%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
15%
19%
Mobile home
Unreliable estimate
6%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is still the most common home in Upper Sandusky, but it weighs less than in Wyandot County: 67% against 80%.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Upper Sandusky
Wyandot County
Ohio
United States
Year built: Upper Sandusky and its comparisons
Measure
Upper Sandusky
Wyandot County
Ohio
United States
Before 1960
38%
49%
38%
26%
1960–1979
34%
22%
26%
24%
1980–1999
20%
18%
20%
25%
2000–2009
Unreliable estimate
7%
10%
14%
2010 or later
4%
5%
7%
11%
Homes in Upper Sandusky are newer: the typical year built is 1971; in Wyandot County, 1962.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K20%
$100K–$200K48%
$200K–$300K23%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Upper Sandusky and its comparisons
Measure
Upper Sandusky
Under $100K
20%
$100K–$200K
48%
$200K–$300K
23%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99962%
$1,000–$1,49914%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Upper Sandusky and its comparisons
Measure
Upper Sandusky
Under $500
Unreliable estimate
$500–$999
62%
$1,000–$1,499
14%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,212 a month
Wyandot County: $1,281 a month
Without a mortgage
$489 a month
Wyandot County: $479 a month
Owners with a mortgage
61%
Wyandot County: 54%
The typical cost for an owner with a mortgage in Upper Sandusky is $1,212 a month, less than in Wyandot County ($1,281); without one, $489.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Upper Sandusky+26%
Wyandot County+34%
Ohio+47%
United States+53%
Typical rent
Upper Sandusky+30%
Wyandot County+31%
Ohio+28%
United States+33%
Typical household income
Upper Sandusky+43%
Wyandot County+25%
Ohio+26%
United States+29%
Change since 2015–2019: Upper Sandusky and its comparisons
Measure
Upper Sandusky
Wyandot County
Ohio
United States
Typical home value
+26%
+34%
+47%
+53%
Typical rent
+30%
+31%
+28%
+33%
Typical household income
+43%
+25%
+26%
+29%
The typical home value in Upper Sandusky rose 26% since 2015–2019, less than in Wyandot County (34%).
The typical rent in Upper Sandusky rose 30% since 2015–2019, about the same as in Wyandot County (31%).
Income in Upper Sandusky grew faster than housing: it rose 43%, while home values changed +26% and rent +30%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Upper Sandusky and its comparisons
Measure
Upper Sandusky
Wyandot County
Ohio
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
1.5%
3.4%
People per household
2.22
2.37
2.37
2.53
Drive alone
86%
86%
75%
69%
Carpool
9%
6%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
Unreliable estimate
4%
13%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
On average, a household in Upper Sandusky has 2.22 people, fewer than in Wyandot County (2.37).
More people carpool to work in Upper Sandusky than in Wyandot County: 9% against 6%.
Do the math
What would you pay each month for a home in Upper Sandusky?
A typical home is within reach of the typical income
We start with a typical home in Upper Sandusky, worth $157,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 23% of the typical household income in Upper Sandusky, which is $67,071 a year.
The calculator's FHA and conventional loan limits are those of all of Wyandot County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Upper Sandusky. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,516 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,297
at 7.18% · 30 years
Loan amount
$154,745
Total interest
$222,642
Paid off in
November 2056
Includes $2,661 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,565 a month
Your payment · 23%
Tight
$1,565 to $2,012 a month
Hard
more than $2,012 a month
Compared with the typical household income in Upper Sandusky ($67,071 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,048
Property tax
$113
Home insurance
$66
FHA mortgage insurance (MIP)
$70
You need at least $5,516 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,297; principal and interest $1,048.
The city and its county
Upper Sandusky and Wyandot County
Upper Sandusky is in Wyandot County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Upper Sandusky
Map of Wyandot County, Ohio, with Upper Sandusky marked. Around it, the neighboring counties.
Upper Sandusky
Wyandot County
Other cities with a page
Upper Sandusky's own numbers
Typical home value
$157,600
Typical monthly rent
$804
Typical yearly household income
$67,071
Households that own their home
61%
Effective property tax rate
0.86%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Wyandot County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,005
Price change over 5 years (FHFA)
+49%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Wyandot County.
A typical home in Upper Sandusky is worth $157,600: 4% below the county and 27% below Ohio. With the typical household income in Upper Sandusky ($67,071 a year), a typical home costs 2.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Upper Sandusky2.3 years
Wyandot2.3 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Wyandot County
According to FHFA’s house price index, home prices in Wyandot County rose 82% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Wyandot County.
Yearly change in FHFA’s price index in Wyandot County, 2016 to 2025
2016: +5.1% +5.1% 2016
2017: +3.7% +3.7% 2017
2018: +3.8% +3.8% 2018
2019: +5.9% +5.9% 2019
2020: +1.5% +1.5% 2020
2021: +7.5% +7.5% 2021
2022: +16.1% +16.1% 2022
2023: +7.7% +7.7% 2023
2024: +7.7% +7.7% 2024
2025: +3.1% +3.1% 2025
Change in FHFA’s price index in Wyandot County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+3.1%
+4.8%
+2.9%
5 years (2020–2025)
+49%
+53%
+47%
10 years (2015–2025)
+82%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Upper Sandusky next to Wyandot County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Upper Sandusky$157,600
Wyandot$163,400
Ohio$214,800
United States$332,700
Typical monthly rent
Upper Sandusky$804
Wyandot$827
Ohio$1,034
United States$1,413
Typical yearly household income
Upper Sandusky$67,071
Wyandot$69,768
Ohio$71,389
United States$80,734
See the full table
Upper Sandusky next to Wyandot County and Ohio
Measure
Upper Sandusky
Wyandot County
Ohio
U.S.
Typical home value
$157,600 ▼4% below the county
$163,400
$214,800
$332,700
Typical monthly rent
$804 ▼3% below the county
$827
$1,034
$1,413
Typical yearly household income
$67,071 ▼4% below the county
$69,768
$71,389
$80,734
Households that own their home
61% ▼14 points below the county
74%
67%
65%
Typical yearly property tax
$1,355 ▼4% below the county
$1,410
$2,822
$3,119
Effective property tax rate
0.86%
0.86%
1.31%
0.94%
Renters with high rent for their income
35% ▲3 points above the county
32%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Wyandot County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Upper Sandusky
For a typical $157,600 home in Upper Sandusky, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Upper Sandusky's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,297a month
Least cash to close
Down payment
$5,516
Cash to close
$10,244
Rate
7.18%
Mortgage insurance
FHA MIP · $70
Conventional, 5% down$1,268a month
Down payment
$7,880
Cash to close
$12,608
Rate
7.18%
Mortgage insurance
PMI · $75
Conventional, 20% down, no PMI$1,033a month
Down payment
$31,520
Cash to close
$36,248
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,178a month
Down payment
$23,640
Cash to close
$28,368
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Upper Sandusky
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,297
$5,516
$154,745
7.18%
FHA MIP · $70
$10,244
580
Conventional, 5% down
$1,268
$7,880
$149,720
7.18%
PMI · $75
$12,608
620*
Conventional, 20% down, no PMI
$1,033
$31,520
$126,080
7.18%
None
$36,248
620*
ITIN, 15% down (example)
$1,178
$23,640
$133,960
8.18%
None
$28,368
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Upper Sandusky is $804 a month: 3% below the county. In Upper Sandusky, 35% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Wyandot County, by unit size. To pay the 2-bedroom one ($1,005 a month) without spending more than 30% of your income, you would need to earn $19.33 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Wyandot County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$759
$14.60
$30,360
1 bedroom
$789
$15.17
$31,560
2 bedrooms
$1,005
$19.33
$40,200
3 bedrooms
$1,302
$25.04
$52,080
4 bedrooms
$1,323
$25.44
$52,920
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Upper Sandusky
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Upper Sandusky is in ZIP code 43351.
For 2 bedrooms it is $1,000: $5 less than the fair market rent for Wyandot County ($1,005).
Fair market rent by ZIP code and size in Upper Sandusky, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
43351
$760
$790
$1,000
$1,300
$1,320
ZIP code2 bd3 bd
43351 $1,000$1,300
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Upper Sandusky when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Wyandot County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Upper Sandusky or Wyandot County. The ones below are statewide in Ohio: they work in Upper Sandusky the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
The HUD-approved agencies closest to the center of Upper Sandusky, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
GL
Great Lakes Community Action Partnership (formerly WSOS Community Action Commision, Inc.)
No legal help resource on our list is for Upper Sandusky or Wyandot County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Upper Sandusky and all of Wyandot County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Upper Sandusky?
The typical home value in Upper Sandusky is $157,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Wyandot County it is $163,400.
How much does it cost to rent in Upper Sandusky?
Typical rent in Upper Sandusky is $804 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Wyandot County is $1,005.
What is the FHA loan limit in Upper Sandusky?
Upper Sandusky uses the FHA limit for all of Wyandot County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Upper Sandusky?
The typical homeowner in Upper Sandusky pays $1,355 a year, according to the U.S. Census Bureau. That is 0.86% of the home’s value; in Wyandot County, the rate is 0.86%.
Where can I find free help to buy or rent in Upper Sandusky?
We found no HUD-approved counseling agencies with an office in Wyandot County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
