In Kenton, a typical home is worth $107,100 and typical rent is $625 a month. Compared with all of Hardin County, the typical home value is 29% lower and typical rent is 21% lower.
Typical home value from Zillow, September 2021 to September 2026: from $146,078 to $182,570.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Kenton is in Hardin County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Hardin County. See the county
What this place has that others do not, from public data, most unusual first.
1
Kenton has the lowest typical rent of the 285 cities in Ohio with more than 5,000 people: $625.
2
The typical home in Kenton is worth $107,100,29% less than in Hardin County as a whole ($151,200).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Kenton
What homes there are in Kenton, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Kenton
Hardin County
Ohio
United States
Kind of home: Kenton and its comparisons
Measure
Kenton
Hardin County
Ohio
United States
Detached house
73%
76%
69%
61%
Attached house
Unreliable estimate
Unreliable estimate
5%
6%
Building of 2 to 4
Unreliable estimate
6%
8%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
15%
19%
Mobile home
11%
11%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Kenton, 7 in 10 homes are single-family detached houses; in Hardin County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Kenton
Hardin County
Ohio
United States
Year built: Kenton and its comparisons
Measure
Kenton
Hardin County
Ohio
United States
Before 1960
53%
41%
38%
26%
1960–1979
19%
26%
26%
24%
1980–1999
17%
19%
20%
25%
2000–2009
Unreliable estimate
8%
10%
14%
2010 or later
Unreliable estimate
7%
7%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K47%
$100K–$200K34%
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Kenton and its comparisons
Measure
Kenton
Under $100K
47%
$100K–$200K
34%
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99957%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Kenton and its comparisons
Measure
Kenton
Under $500
Unreliable estimate
$500–$999
57%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,056 a month
Hardin County: $1,254 a month
Without a mortgage
$460 a month
Hardin County: $503 a month
Owners with a mortgage
52%
Hardin County: 54%
The typical cost for an owner with a mortgage in Kenton is $1,056 a month, less than in Hardin County ($1,254); without one, $460.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Kenton+42%
Hardin County+44%
Ohio+47%
United States+53%
Typical rent
KentonNo clear change
Hardin County+19%
Ohio+28%
United States+33%
Typical household income
Kenton+38%
Hardin County+24%
Ohio+26%
United States+29%
Change since 2015–2019: Kenton and its comparisons
Measure
Kenton
Hardin County
Ohio
United States
Typical home value
+42%
+44%
+47%
+53%
Typical rent
No clear change
+19%
+28%
+33%
Typical household income
+38%
+24%
+26%
+29%
Much as in Hardin County, the typical home value in Kenton rose 42% since 2015–2019.
Since 2015–2019, the typical rent in Kenton did not change clearly, according to the Census.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Kenton and its comparisons
Measure
Kenton
Hardin County
Ohio
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
1.5%
3.4%
People per household
2.23
2.44
2.37
2.53
Drive alone
83%
81%
75%
69%
Carpool
Unreliable estimate
8%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
5%
2%
3%
Work from home
Unreliable estimate
5%
13%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
On average, a household in Kenton has 2.23 people, fewer than in Hardin County (2.44).
To get to work, 83% of workers in Kenton drive alone; in Hardin County, 81%.
Do the math
What would you pay each month for a home in Kenton?
A typical home is within reach of the typical income
We start with a typical home in Kenton, worth $107,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 20% of the typical household income in Kenton, which is $56,033 a year.
The calculator's FHA and conventional loan limits are those of all of Hardin County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Kenton. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $3,749 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$911
at 7.18% · 30 years
Loan amount
$105,160
Total interest
$151,300
Paid off in
November 2056
Includes $1,809 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,307 a month
Your payment · 20%
Tight
$1,307 to $1,681 a month
Hard
more than $1,681 a month
Compared with the typical household income in Kenton ($56,033 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$712
Property tax
$106
Home insurance
$45
FHA mortgage insurance (MIP)
$47
You need at least $3,749 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $911; principal and interest $712.
The city and its county
Kenton and Hardin County
Kenton is in Hardin County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Kenton
Map of Hardin County, Ohio, with Kenton marked. Around it, the neighboring counties.
Kenton
Hardin County
Other cities with a page
Kenton's own numbers
Typical home value
$107,100
Typical monthly rent
$625
Typical yearly household income
$56,033
Households that own their home
72%
Effective property tax rate
1.19%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Hardin County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,003
Price change over 5 years (FHFA)
+57%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Hardin County.
A typical home in Kenton is worth $107,100: 29% below the county and 50% below Ohio. With the typical household income in Kenton ($56,033 a year), a typical home costs 1.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Kenton1.9 years
Hardin2.4 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Hardin County
According to FHFA’s house price index, home prices in Hardin County rose 98% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Hardin County.
Yearly change in FHFA’s price index in Hardin County, 2016 to 2025
2016: +7.3% +7.3% 2016
2017: +2.1% +2.1% 2017
2018: +5.8% +5.8% 2018
2019: +1.9% +1.9% 2019
2020: +6.9% +6.9% 2020
2021: +10.6% +10.6% 2021
2022: +11.2% +11.2% 2022
2023: +14.7% +14.7% 2023
2024: +5.4% +5.4% 2024
2025: +5.5% +5.5% 2025
Change in FHFA’s price index in Hardin County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+5.5%
+4.8%
+2.9%
5 years (2020–2025)
+57%
+53%
+47%
10 years (2015–2025)
+98%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Kenton next to Hardin County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Kenton$107,100
Hardin$151,200
Ohio$214,800
United States$332,700
Typical monthly rent
Kenton$625
Hardin$793
Ohio$1,034
United States$1,413
Typical yearly household income
Kenton$56,033
Hardin$62,484
Ohio$71,389
United States$80,734
See the full table
Kenton next to Hardin County and Ohio
Measure
Kenton
Hardin County
Ohio
U.S.
Typical home value
$107,100 ▼29% below the county
$151,200
$214,800
$332,700
Typical monthly rent
$625 ▼21% below the county
$793
$1,034
$1,413
Typical yearly household income
$56,033 ▼10% below the county
$62,484
$71,389
$80,734
Households that own their home
72% ▼2 points below the county
75%
67%
65%
Typical yearly property tax
$1,273 ▼20% below the county
$1,590
$2,822
$3,119
Effective property tax rate
1.19% ▲0.14 points above the county
1.05%
1.31%
0.94%
Renters with high rent for their income
44% ▲10 points above the county
35%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Hardin County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Kenton
For a typical $107,100 home in Kenton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Kenton's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$911a month
Least cash to close
Down payment
$3,749
Cash to close
$6,962
Rate
7.18%
Mortgage insurance
FHA MIP · $47
Conventional, 5% down$891a month
Down payment
$5,355
Cash to close
$8,568
Rate
7.18%
Mortgage insurance
PMI · $51
Conventional, 20% down, no PMI$731a month
Down payment
$21,420
Cash to close
$24,633
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$830a month
Down payment
$16,065
Cash to close
$19,278
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Kenton
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$911
$3,749
$105,160
7.18%
FHA MIP · $47
$6,962
580
Conventional, 5% down
$891
$5,355
$101,745
7.18%
PMI · $51
$8,568
620*
Conventional, 20% down, no PMI
$731
$21,420
$85,680
7.18%
None
$24,633
620*
ITIN, 15% down (example)
$830
$16,065
$91,035
8.18%
None
$19,278
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Kenton is $625 a month: 21% below the county. In Kenton, 44% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Hardin County, by unit size. To pay the 2-bedroom one ($1,003 a month) without spending more than 30% of your income, you would need to earn $19.29 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Hardin County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$873
$16.79
$34,920
1 bedroom
$878
$16.88
$35,120
2 bedrooms
$1,003
$19.29
$40,120
3 bedrooms
$1,288
$24.77
$51,520
4 bedrooms
$1,448
$27.85
$57,920
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Kenton
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Kenton is in ZIP code 43326.
For 2 bedrooms it is $1,000: $3 less than the fair market rent for Hardin County ($1,003).
Fair market rent by ZIP code and size in Kenton, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
43326
$870
$880
$1,000
$1,290
$1,450
ZIP code2 bd3 bd
43326 $1,000$1,290
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Kenton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Hardin County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Kenton or Hardin County. The ones below are statewide in Ohio: they work in Kenton the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Kenton or Hardin County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Kenton and all of Hardin County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Kenton?
The typical home value in Kenton is $107,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Hardin County it is $151,200.
How much does it cost to rent in Kenton?
Typical rent in Kenton is $625 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Hardin County is $1,003.
What is the FHA loan limit in Kenton?
Kenton uses the FHA limit for all of Hardin County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Kenton?
The typical homeowner in Kenton pays $1,273 a year, according to the U.S. Census Bureau. That is 1.19% of the home’s value; in Hardin County, the rate is 1.05%.
Where can I find free help to buy or rent in Kenton?
We found no HUD-approved counseling agencies with an office in Hardin County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
