In Bellefontaine, a typical home is worth $180,500 and typical rent is $857 a month. Compared with all of Logan County, typical household income is 18% lower, the typical home value is 11% lower, and the share of households that own their home is 20 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $180,115 to $243,105.
Typical rent
$1,108a month
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Bellefontaine is in Logan County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Logan County. See the county
What this place has that others do not, from public data, most unusual first.
1
57% of households in Bellefontaine own their home, against 78% in Logan County.
2
Nearby, in Kenton, the typical home value is $107,100: 41% less than in Bellefontaine ($180,500).
3
Nearby, in Kenton, the typical rent is $625: 27% less than in Bellefontaine ($857).
4
The typical household income in Bellefontaine is $58,806,18% less than in Logan County as a whole ($71,551).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Bellefontaine
What homes there are in Bellefontaine, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Bellefontaine
Logan County
Ohio
United States
Kind of home: Bellefontaine and its comparisons
Measure
Bellefontaine
Logan County
Ohio
United States
Detached house
62%
74%
69%
61%
Attached house
3%
3%
5%
6%
Building of 2 to 4
21%
8%
8%
8%
Apartments (5 or more)
Unreliable estimate
5%
15%
19%
Mobile home
Unreliable estimate
10%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is still the most common home in Bellefontaine, but it weighs less than in Logan County: 62% against 74%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Bellefontaine
Logan County
Ohio
United States
Year built: Bellefontaine and its comparisons
Measure
Bellefontaine
Logan County
Ohio
United States
Before 1960
45%
38%
38%
26%
1960–1979
16%
20%
26%
24%
1980–1999
24%
25%
20%
25%
2000–2009
7%
11%
10%
14%
2010 or later
7%
7%
7%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K21%
$100K–$200K35%
$200K–$300K32%
$300K–$500K11%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Bellefontaine and its comparisons
Measure
Bellefontaine
Under $100K
21%
$100K–$200K
35%
$200K–$300K
32%
$300K–$500K
11%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
The FHA limit for Logan County is high ($541,287): at least 98% of owner-occupied homes in Bellefontaine are worth less than $500,000.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50016%
$500–$99953%
$1,000–$1,49924%
HUD fair market rent, 2 bedrooms: $1,064
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Bellefontaine and its comparisons
Measure
Bellefontaine
Under $500
16%
$500–$999
53%
$1,000–$1,499
24%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
By rent, most homes in Bellefontaine cost less than HUD's 2-bedroom fair market rent ($1,064): about 72%.
With a mortgage
$1,221 a month
Logan County: $1,326 a month
Without a mortgage
$509 a month
Logan County: $601 a month
Owners with a mortgage
72%
Logan County: 61%
Owning costs less in Bellefontaine: with a mortgage, the typical cost is $1,221 a month; in Logan County, $1,326. Without one, $509.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Bellefontaine+82%
Logan County+54%
Ohio+47%
United States+53%
Typical rent
Bellefontaine+18%
Logan County+17%
Ohio+28%
United States+33%
Typical household income
BellefontaineNo clear change
Logan County+26%
Ohio+26%
United States+29%
Change since 2015–2019: Bellefontaine and its comparisons
Measure
Bellefontaine
Logan County
Ohio
United States
Typical home value
+82%
+54%
+47%
+53%
Typical rent
+18%
+17%
+28%
+33%
Typical household income
No clear change
+26%
+26%
+29%
From 2015–2019 to 2020–2024, the typical home value in Bellefontaine rose 82%; in Logan County, it rose 54%.
Rents in Bellefontaine rose at about the same pace as in Logan County: 18% since 2015–2019, against 17%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Bellefontaine and its comparisons
Measure
Bellefontaine
Logan County
Ohio
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
1.5%
3.4%
People per household
2.20
2.34
2.37
2.53
Drive alone
73%
78%
75%
69%
Carpool
17%
10%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
Unreliable estimate
9%
13%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
10 to 19 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
On average, a household in Bellefontaine has 2.20 people, fewer than in Logan County (2.34).
More people carpool to work in Bellefontaine than in Logan County: 17% against 10%.
Do the math
What would you pay each month for a home in Bellefontaine?
A typical home is tight for the typical income
We start with a typical home in Bellefontaine, worth $180,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Bellefontaine, which is $58,806 a year. For that payment to be 28% of income, a household would need to earn about $64,224 a year.
The calculator's FHA and conventional loan limits are those of all of Logan County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Bellefontaine. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,318 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,499
at 7.18% · 30 years
Loan amount
$177,230
Total interest
$254,993
Paid off in
November 2056
Includes $3,048 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,372 a month
Tight
$1,372 to $1,764 a month
Your payment · 31%
Hard
more than $1,764 a month
Compared with the typical household income in Bellefontaine ($58,806 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,201
Property tax
$143
Home insurance
$75
FHA mortgage insurance (MIP)
$80
You need at least $6,318 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,499; principal and interest $1,201.
The city and its county
Bellefontaine and Logan County
Bellefontaine is in Logan County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Bellefontaine
Map of Logan County, Ohio, with Bellefontaine marked. Around it, the neighboring counties.
Bellefontaine
Logan County
Bellefontaine's own numbers
Typical home value
$180,500
Typical monthly rent
$857
Typical yearly household income
$58,806
Households that own their home
57%
Effective property tax rate
0.95%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Logan County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,064
Price change over 5 years (FHFA)
+65%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Logan County.
A typical home in Bellefontaine is worth $180,500: 11% below the county and 16% below Ohio. With the typical household income in Bellefontaine ($58,806 a year), a typical home costs 3.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Bellefontaine3.1 years
Logan2.8 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Logan County
According to FHFA’s house price index, home prices in Logan County rose 112% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Logan County.
Yearly change in FHFA’s price index in Logan County, 2016 to 2025
2016: +1.5% +1.5% 2016
2017: +8.5% +8.5% 2017
2018: +4.9% +4.9% 2018
2019: +7.8% +7.8% 2019
2020: +3.1% +3.1% 2020
2021: +13.3% +13.3% 2021
2022: +15.8% +15.8% 2022
2023: +10.3% +10.3% 2023
2024: +5.8% +5.8% 2024
2025: +8.0% +8.0% 2025
Change in FHFA’s price index in Logan County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+8.0%
+4.8%
+2.9%
5 years (2020–2025)
+65%
+53%
+47%
10 years (2015–2025)
+112%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Bellefontaine next to Logan County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Bellefontaine$180,500
Logan$203,200
Ohio$214,800
United States$332,700
Typical monthly rent
Bellefontaine$857
Logan$845
Ohio$1,034
United States$1,413
Typical yearly household income
Bellefontaine$58,806
Logan$71,551
Ohio$71,389
United States$80,734
See the full table
Bellefontaine next to Logan County and Ohio
Measure
Bellefontaine
Logan County
Ohio
U.S.
Typical home value
$180,500 ▼11% below the county
$203,200
$214,800
$332,700
Typical monthly rent
$857
$845
$1,034
$1,413
Typical yearly household income
$58,806 ▼18% below the county
$71,551
$71,389
$80,734
Households that own their home
57% ▼20 points below the county
78%
67%
65%
Typical yearly property tax
$1,711 ▼16% below the county
$2,042
$2,822
$3,119
Effective property tax rate
0.95% ▼0.05 points below the county
1%
1.31%
0.94%
Renters with high rent for their income
35% ▼1 points below the county
36%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Logan County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Bellefontaine
For a typical $180,500 home in Bellefontaine, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bellefontaine's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,499a month
Least cash to close
Down payment
$6,318
Cash to close
$11,733
Rate
7.18%
Mortgage insurance
FHA MIP · $80
Conventional, 5% down$1,465a month
Down payment
$9,025
Cash to close
$14,440
Rate
7.18%
Mortgage insurance
PMI · $86
Conventional, 20% down, no PMI$1,196a month
Down payment
$36,100
Cash to close
$41,515
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,363a month
Down payment
$27,075
Cash to close
$32,490
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Bellefontaine
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,499
$6,318
$177,231
7.18%
FHA MIP · $80
$11,733
580
Conventional, 5% down
$1,465
$9,025
$171,475
7.18%
PMI · $86
$14,440
620*
Conventional, 20% down, no PMI
$1,196
$36,100
$144,400
7.18%
None
$41,515
620*
ITIN, 15% down (example)
$1,363
$27,075
$153,425
8.18%
None
$32,490
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Bellefontaine is $857 a month: about the same as the county. In Bellefontaine, 35% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Logan County, by unit size. To pay the 2-bedroom one ($1,064 a month) without spending more than 30% of your income, you would need to earn $20.46 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Logan County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$808
$15.54
$32,320
1 bedroom
$813
$15.63
$32,520
2 bedrooms
$1,064
$20.46
$42,560
3 bedrooms
$1,268
$24.38
$50,720
4 bedrooms
$1,398
$26.88
$55,920
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Bellefontaine
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bellefontaine is in ZIP code 43311.
For 2 bedrooms it is $1,060: $4 less than the fair market rent for Logan County ($1,064).
Fair market rent by ZIP code and size in Bellefontaine, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
43311
$800
$810
$1,060
$1,260
$1,390
ZIP code2 bd3 bd
43311 $1,060$1,260
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bellefontaine when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 11 buildings with rents for lower incomes in Bellefontaine. These are the largest.
Heritage Court Phase I & II1000 Heritage Ct # 508, Bellefontaine 43311130 homes, 129 low-income · For families(937) 592-9695
Unnamed211 Plumvalley St, Bellefontaine 43311100 low-income homes · Run by Logan County Metropolitan Housing Authority · Average payment: $365 a month · Average wait: 22 months · Homes at several sites(937) 599-1845
Brookstone Apts500 Gunntown Rd, Bellefontaine 4331196 homes, 82 low-income · 2 bd: 80 · 3 bd: 16 · In service since 2000 · For older adults
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Logan County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Bellefontaine or Logan County. The ones below are statewide in Ohio: they work in Bellefontaine the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
The HUD-approved agencies closest to the center of Bellefontaine, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
NH
Neighborhood Housing Partnership of Greater Springfield, Inc.
No legal help resource on our list is for Bellefontaine or Logan County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Bellefontaine and all of Logan County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Bellefontaine?
The typical home value in Bellefontaine is $180,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Logan County it is $203,200.
How much does it cost to rent in Bellefontaine?
Typical rent in Bellefontaine is $857 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Logan County is $1,064.
What is the FHA loan limit in Bellefontaine?
Bellefontaine uses the FHA limit for all of Logan County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Bellefontaine?
The typical homeowner in Bellefontaine pays $1,711 a year, according to the U.S. Census Bureau. That is 0.95% of the home’s value; in Logan County, the rate is 1%.
Where can I find free help to buy or rent in Bellefontaine?
We found no HUD-approved counseling agencies with an office in Logan County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
