In Northridge, a typical home is worth $193,800 and typical rent is $1,102 a month. Compared with all of Clark County, typical household income is 35% higher, typical rent is 26% higher, and the share of households that own their home is 11 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $66,062 to $99,256.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Northridge is in Clark County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Clark County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Springfield, the typical home value is $116,800: 40% less than in Northridge ($193,800).
2
The typical household income in Northridge is $84,974,35% more than in Clark County as a whole ($63,132).
3
Nearby, in New Carlisle, the typical rent is $840: 24% less than in Northridge ($1,102).
4
The typical rent in Northridge is $1,102 a month, 26% more than in Clark County as a whole ($872).
5
According to Zillow, in the 12 months to September 2026 the typical home value in Northridge barely changed; in Ohio, it rose 3.2%.
6
80% of households in Northridge own their home, against 69% in Clark County.
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Northridge
What homes there are in Northridge, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Northridge
Clark County
Ohio
United States
Kind of home: Northridge and its comparisons
Measure
Northridge
Clark County
Ohio
United States
Detached house
85%
75%
69%
61%
Attached house
6%
6%
5%
6%
Building of 2 to 4
Unreliable estimate
6%
8%
8%
Apartments (5 or more)
Unreliable estimate
10%
15%
19%
Mobile home
Unreliable estimate
4%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Northridge, 8 in 10 homes are single-family detached houses; in Clark County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Northridge
Clark County
Ohio
United States
Year built: Northridge and its comparisons
Measure
Northridge
Clark County
Ohio
United States
Before 1960
11%
45%
38%
26%
1960–1979
52%
32%
26%
24%
1980–1999
24%
15%
20%
25%
2000–2009
12%
6%
10%
14%
2010 or later
Unreliable estimate
3%
7%
11%
The typical home in Northridge was built in 1974, 11 years after the typical one in Clark County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K50%
$200K–$300K36%
$300K–$500K7%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Northridge and its comparisons
Measure
Northridge
Under $100K
Unreliable estimate
$100K–$200K
50%
$200K–$300K
36%
$300K–$500K
7%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49945%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Northridge and its comparisons
Measure
Northridge
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
45%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,337 a month
Clark County: $1,262 a month
Without a mortgage
$485 a month
Clark County: $523 a month
Owners with a mortgage
66%
Clark County: 60%
In Northridge, 66% of owners have a mortgage, and their typical cost is $1,337 a month, against $1,262 in Clark County. Without one it drops to $485.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Northridge+45%
Clark County+47%
Ohio+47%
United States+53%
Typical rent
Northridge+28%
Clark County+16%
Ohio+28%
United States+33%
Typical household income
Northridge+26%
Clark County+24%
Ohio+26%
United States+29%
Change since 2015–2019: Northridge and its comparisons
Measure
Northridge
Clark County
Ohio
United States
Typical home value
+45%
+47%
+47%
+53%
Typical rent
+28%
+16%
+28%
+33%
Typical household income
+26%
+24%
+26%
+29%
Much as in Clark County, the typical home value in Northridge rose 45% since 2015–2019.
Rents in Northridge rose faster than in Clark County: 28% since 2015–2019, against 16%.
The typical household income in Northridge rose 26% over that time; home values changed +45% and rent +28%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Northridge and its comparisons
Measure
Northridge
Clark County
Ohio
United States
Rental vacancy
Unreliable estimate
2.5%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
1.0%
0.8%
0.9%
More than one person per room
Unreliable estimate
1.4%
1.5%
3.4%
People per household
2.40
2.37
2.37
2.53
Drive alone
86%
79%
75%
69%
Carpool
Unreliable estimate
9%
8%
9%
Public transit
Unreliable estimate
0%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
10%
10%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Much as in Clark County, a household in Northridge has 2.40 people on average.
In Northridge, 86% of workers drive alone to work; in Clark County, 79%.
Do the math
What would you pay each month for a home in Northridge?
A typical home is within reach of the typical income
We start with a typical home in Northridge, worth $193,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 23% of the typical household income in Northridge, which is $84,974 a year.
The calculator's FHA and conventional loan limits are those of all of Clark County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Northridge. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,783 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,651
at 7.18% · 30 years
Loan amount
$190,290
Total interest
$273,782
Paid off in
November 2056
Includes $3,273 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,983 a month
Your payment · 23%
Tight
$1,983 to $2,549 a month
Hard
more than $2,549 a month
Compared with the typical household income in Northridge ($84,974 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,289
Property tax
$195
Home insurance
$81
FHA mortgage insurance (MIP)
$86
You need at least $6,783 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,651; principal and interest $1,289.
The city and its county
Northridge and Clark County
Northridge is in Clark County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Northridge
Map of Clark County, Ohio, with Northridge marked. Around it, the neighboring counties.
Northridge
Clark County
Other cities with a page
Northridge's own numbers
Typical home value
$193,800
Typical monthly rent
$1,102
Typical yearly household income
$84,974
Households that own their home
80%
Effective property tax rate
1.21%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Clark County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,160
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
1.9%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Clark County.
A typical home in Northridge is worth $193,800: 14% above the county and 10% below Ohio. With the typical household income in Northridge ($84,974 a year), a typical home costs 2.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Northridge2.3 years
Clark2.7 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Clark County
According to FHFA’s house price index, home prices in Clark County rose 101% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Clark County.
Yearly change in FHFA’s price index in Clark County, 2016 to 2025
2016: +2.6% +2.6% 2016
2017: +3.7% +3.7% 2017
2018: +5.3% +5.3% 2018
2019: +6.1% +6.1% 2019
2020: +4.8% +4.8% 2020
2021: +13.2% +13.2% 2021
2022: +15.4% +15.4% 2022
2023: +8.6% +8.6% 2023
2024: +8.6% +8.6% 2024
2025: +4.7% +4.7% 2025
Change in FHFA’s price index in Clark County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+4.7%
+4.8%
+2.9%
5 years (2020–2025)
+61%
+53%
+47%
10 years (2015–2025)
+101%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Northridge next to Clark County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Northridge$193,800
Clark$169,900
Ohio$214,800
United States$332,700
Typical monthly rent
Northridge$1,102
Clark$872
Ohio$1,034
United States$1,413
Typical yearly household income
Northridge$84,974
Clark$63,132
Ohio$71,389
United States$80,734
See the full table
Northridge next to Clark County and Ohio
Measure
Northridge
Clark County
Ohio
U.S.
Typical home value
$193,800 ▲14% above the county
$169,900
$214,800
$332,700
Typical monthly rent
$1,102 ▲26% above the county
$872
$1,034
$1,413
Typical yearly household income
$84,974 ▲35% above the county
$63,132
$71,389
$80,734
Households that own their home
80% ▲11 points above the county
69%
67%
65%
Typical yearly property tax
$2,341 ▲16% above the county
$2,019
$2,822
$3,119
Effective property tax rate
1.21% ▲0.02 points above the county
1.19%
1.31%
0.94%
Renters with high rent for their income
37% ▼6 points below the county
44%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Clark County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Northridge
For a typical $193,800 home in Northridge, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Northridge's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,651a month
Least cash to close
Down payment
$6,783
Cash to close
$12,597
Rate
7.18%
Mortgage insurance
FHA MIP · $86
Conventional, 5% down$1,615a month
Down payment
$9,690
Cash to close
$15,504
Rate
7.18%
Mortgage insurance
PMI · $92
Conventional, 20% down, no PMI$1,326a month
Down payment
$38,760
Cash to close
$44,574
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,506a month
Down payment
$29,070
Cash to close
$34,884
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Northridge
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,651
$6,783
$190,290
7.18%
FHA MIP · $86
$12,597
580
Conventional, 5% down
$1,615
$9,690
$184,110
7.18%
PMI · $92
$15,504
620*
Conventional, 20% down, no PMI
$1,326
$38,760
$155,040
7.18%
None
$44,574
620*
ITIN, 15% down (example)
$1,506
$29,070
$164,730
8.18%
None
$34,884
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Northridge is $1,102 a month: 26% above the county. In Northridge, 37% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Clark County, by unit size. To pay the 2-bedroom one ($1,160 a month) without spending more than 30% of your income, you would need to earn $22.31 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Clark County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$808
$15.54
$32,320
1 bedroom
$887
$17.06
$35,480
2 bedrooms
$1,160
$22.31
$46,400
3 bedrooms
$1,434
$27.58
$57,360
4 bedrooms
$1,648
$31.69
$65,920
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Northridge
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Northridge has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,240 in 45503 to $1,280 in 45502.
2 of the 2 are above the fair market rent for Clark County ($1,160).
Fair market rent by ZIP code and size in Northridge, fiscal year 2027.
45502
$890
$980
$1,280
$1,580
$1,810
45503
$860
$950
$1,240
$1,530
$1,760
ZIP code2 bd3 bd
45502 $1,280$1,580
45503 $1,240$1,530
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Northridge when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Clark County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Northridge or Clark County. The ones below are statewide in Ohio: they work in Northridge the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Northridge or Clark County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Northridge and all of Clark County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Northridge?
The typical home value in Northridge is $193,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Clark County it is $169,900.
How much does it cost to rent in Northridge?
Typical rent in Northridge is $1,102 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Clark County is $1,160.
What is the FHA loan limit in Northridge?
Northridge uses the FHA limit for all of Clark County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Northridge?
The typical homeowner in Northridge pays $2,341 a year, according to the U.S. Census Bureau. That is 1.21% of the home’s value; in Clark County, the rate is 1.19%.
Where can I find free help to buy or rent in Northridge?
There is 1 HUD-approved counseling agency with an office in Clark County. They can help you get ready to buy, with your credit, or with rent.
