In Marysville, a typical home is worth $300,800 and typical rent is $1,223 a month. Compared with all of Union County, typical household income is 18% lower, the typical home value is 13% lower, and the share of households that own their home is 12 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $288,899 to $368,570.
Typical rent
$1,416a month
▼ 2.8% less than 12 months ago
Typical rent from Zillow, September 2022 to September 2026: from $1,260 to $1,416.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Marysville is in Union County. The FHA loan limit ($591,100 for a one-unit home), the fair market rents and the help on this page are those of all of Union County. See the county
What this place has that others do not, from public data, most unusual first.
1
67% of households in Marysville own their home, against 79% in Union County.
2
The typical household income in Marysville is $92,619,18% less than in Union County as a whole ($112,322).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Marysville
What homes there are in Marysville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Marysville
Union County
Ohio
United States
Kind of home: Marysville and its comparisons
Measure
Marysville
Union County
Ohio
United States
Detached house
66%
80%
69%
61%
Attached house
6%
4%
5%
6%
Building of 2 to 4
9%
5%
8%
8%
Apartments (5 or more)
Unreliable estimate
7%
15%
19%
Mobile home
6%
4%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Marysville, 7 in 10 homes are single-family detached houses; in Union County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or later
Marysville
Union County
Ohio
United States
Year built: Marysville and its comparisons
Measure
Marysville
Union County
Ohio
United States
Before 1960
17%
21%
38%
26%
1960–1979
14%
14%
26%
24%
1980–1999
22%
21%
20%
25%
2000–2009
23%
19%
10%
14%
2010 or later
25%
24%
7%
11%
In Marysville, half of the homes were built before 1999; in Union County, before 1996.
There are fewer big homes in Marysville than in Union County: 66% have 3 bedrooms or more, against 76%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K6%
$100K–$200K12%
$200K–$300K32%
$300K–$500K47%
$500K–$750K3%
FHA limit: $591,100
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Marysville and its comparisons
Measure
Marysville
Under $100K
6%
$100K–$200K
12%
$200K–$300K
32%
$300K–$500K
47%
$500K–$750K
3%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
By price, most homes in Marysville sit under the FHA limit for Union County ($591,100): about 98%.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99912%
$1,000–$1,49953%
$1,500–$1,99919%
$2,000–$2,4995%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Marysville and its comparisons
Measure
Marysville
Under $500
Unreliable estimate
$500–$999
12%
$1,000–$1,499
53%
$1,500–$1,999
19%
$2,000–$2,499
5%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,851 a month
Union County: $1,968 a month
Without a mortgage
$681 a month
Union County: $750 a month
Owners with a mortgage
76%
Union County: 72%
In Marysville, 76% of owners have a mortgage, and their typical cost is $1,851 a month, against $1,968 in Union County. Without one it drops to $681.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Marysville+58%
Union County+69%
Ohio+47%
United States+53%
Typical rent
Marysville+21%
Union County+27%
Ohio+28%
United States+33%
Typical household income
Marysville+23%
Union County+30%
Ohio+26%
United States+29%
Change since 2015–2019: Marysville and its comparisons
Measure
Marysville
Union County
Ohio
United States
Typical home value
+58%
+69%
+47%
+53%
Typical rent
+21%
+27%
+28%
+33%
Typical household income
+23%
+30%
+26%
+29%
Homes in Marysville gained value more slowly than in Union County: 58% since 2015–2019, against 69%.
Rents in Marysville rose more slowly than in Union County: 21% since 2015–2019, against 27%.
To compare: typical income in Marysville rose 23%; the home, +58%; the rent, +21%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Marysville and its comparisons
Measure
Marysville
Union County
Ohio
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
1.5%
3.4%
People per household
2.46
2.67
2.37
2.53
Drive alone
70%
70%
75%
69%
Carpool
6%
6%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
21%
22%
13%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
On average, a household in Marysville has 2.46 people, fewer than in Union County (2.67).
The car rules in Marysville: 70% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Marysville?
A typical home is tight for the typical income
We start with a typical home in Marysville, worth $300,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Marysville, which is $92,619 a year. For that payment to be 28% of income, a household would need to earn about $109,392 a year.
The calculator's FHA and conventional loan limits are those of all of Union County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Marysville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $10,528 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,552
at 7.18% · 30 years
Loan amount
$295,352
Total interest
$424,942
Paid off in
November 2056
Includes $5,080 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,161 a month
Tight
$2,161 to $2,779 a month
Your payment · 33%
Hard
more than $2,779 a month
Compared with the typical household income in Marysville ($92,619 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,001
Property tax
$293
Home insurance
$125
FHA mortgage insurance (MIP)
$133
You need at least $10,528 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,552; principal and interest $2,001.
The city and its county
Marysville and Union County
Marysville is in Union County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Marysville
Map of Union County, Ohio, with Marysville marked. Around it, the neighboring counties.
Marysville
Union County
Other cities with a page
Marysville's own numbers
Typical home value
$300,800
Typical monthly rent
$1,223
Typical yearly household income
$92,619
Households that own their home
67%
Effective property tax rate
1.17%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Union County
FHA limit, one-unit home
$591,100
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,607
Price change over 5 years (FHFA)
+55%
Homes in a high flood-risk zone
0.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Union County.
A typical home in Marysville is worth $300,800: 13% below the county and 40% above Ohio. With the typical household income in Marysville ($92,619 a year), a typical home costs 3.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Marysville3.2 years
Union3.1 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Union County
According to FHFA’s house price index, home prices in Union County rose 101% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Union County.
Yearly change in FHFA’s price index in Union County, 2016 to 2025
2016: +5.3% +5.3% 2016
2017: +5.5% +5.5% 2017
2018: +7.0% +7.0% 2018
2019: +5.3% +5.3% 2019
2020: +3.5% +3.5% 2020
2021: +11.4% +11.4% 2021
2022: +16.1% +16.1% 2022
2023: +7.8% +7.8% 2023
2024: +7.2% +7.2% 2024
2025: +3.5% +3.5% 2025
Change in FHFA’s price index in Union County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+3.5%
+4.8%
+2.9%
5 years (2020–2025)
+55%
+53%
+47%
10 years (2015–2025)
+101%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Marysville next to Union County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Marysville$300,800
Union$344,900
Ohio$214,800
United States$332,700
Typical monthly rent
Marysville$1,223
Union$1,247
Ohio$1,034
United States$1,413
Typical yearly household income
Marysville$92,619
Union$112,322
Ohio$71,389
United States$80,734
See the full table
Marysville next to Union County and Ohio
Measure
Marysville
Union County
Ohio
U.S.
Typical home value
$300,800 ▼13% below the county
$344,900
$214,800
$332,700
Typical monthly rent
$1,223
$1,247
$1,034
$1,413
Typical yearly household income
$92,619 ▼18% below the county
$112,322
$71,389
$80,734
Households that own their home
67% ▼12 points below the county
79%
67%
65%
Typical yearly property tax
$3,510 ▼11% below the county
$3,947
$2,822
$3,119
Effective property tax rate
1.17% ▲0.03 points above the county
1.14%
1.31%
0.94%
Renters with high rent for their income
40% ▲5 points above the county
35%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Union County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Marysville
For a typical $300,800 home in Marysville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Marysville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,552a month
Least cash to close
Down payment
$10,528
Cash to close
$19,552
Rate
7.18%
Mortgage insurance
FHA MIP · $133
Conventional, 5% down$2,497a month
Down payment
$15,040
Cash to close
$24,064
Rate
7.18%
Mortgage insurance
PMI · $143
Conventional, 20% down, no PMI$2,049a month
Down payment
$60,160
Cash to close
$69,184
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,327a month
Down payment
$45,120
Cash to close
$54,144
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Marysville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,552
$10,528
$295,352
7.18%
FHA MIP · $133
$19,552
580
Conventional, 5% down
$2,497
$15,040
$285,760
7.18%
PMI · $143
$24,064
620*
Conventional, 20% down, no PMI
$2,049
$60,160
$240,640
7.18%
None
$69,184
620*
ITIN, 15% down (example)
$2,327
$45,120
$255,680
8.18%
None
$54,144
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Marysville is $1,223 a month: about the same as the county. In Marysville, 40% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Union County, by unit size. To pay the 2-bedroom one ($1,607 a month) without spending more than 30% of your income, you would need to earn $30.90 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Union County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,119
$21.52
$44,760
1 bedroom
$1,228
$23.62
$49,120
2 bedrooms
$1,607
$30.90
$64,280
3 bedrooms
$1,915
$36.83
$76,600
4 bedrooms
$2,112
$40.62
$84,480
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Marysville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Marysville is in ZIP code 43040.
For 2 bedrooms it is $1,590: $17 less than the fair market rent for Union County ($1,607).
Fair market rent by ZIP code and size in Marysville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
43040
$1,110
$1,220
$1,590
$1,890
$2,090
ZIP code2 bd3 bd
43040 $1,590$1,890
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Marysville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Union County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Marysville or Union County. The ones below are statewide in Ohio: they work in Marysville the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Marysville or Union County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Marysville and all of Union County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Marysville?
The typical home value in Marysville is $300,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Union County it is $344,900.
How much does it cost to rent in Marysville?
Typical rent in Marysville is $1,223 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Union County is $1,607.
What is the FHA loan limit in Marysville?
Marysville uses the FHA limit for all of Union County (2026): $591,100 for a one-unit home and $1,136,750 for a four-unit home.
How much property tax do owners pay in Marysville?
The typical homeowner in Marysville pays $3,510 a year, according to the U.S. Census Bureau. That is 1.17% of the home’s value; in Union County, the rate is 1.14%.
Where can I find free help to buy or rent in Marysville?
We found no HUD-approved counseling agencies with an office in Union County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
