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City · 14,451 residents · Delaware County, Ohio

Powell , Ohio

In Powell, a typical home is worth $561,500 and typical rent is $2,194 a month. Compared with all of Delaware County, typical rent is 47% higher, typical household income is 46% higher, and the share of households that own their home is 10 points higher.

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  • Typical home value

    $561,500

    26% above the county

    161% above Ohio

    • Powell
    • Delaware
    • Ohio

  • Typical rent

    $2,194a month

    47% above the county

    112% above Ohio

    • Powell
    • Delaware
    • Ohio

  • Typical household income

    $195,495a year

    46% above the county

    174% above Ohio

    • Powell
    • Delaware
    • Ohio

  • Households that own their home

    88%

    10 points above the county

    21 points above Ohio

    • Powell
    • Delaware
    • Ohio

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$569,567
about the same as 12 months ago
Typical rent
$2,480 a month
7.9% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Powell is in Delaware County. The FHA loan limit ($591,100 for a one-unit home), the fair market rents and the help on this page are those of all of Delaware County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Powell apart

What this place has that others do not, from public data, most unusual first.

  1. Powell has the 5th highest typical household income of the 292 cities in Ohio with more than 5,000 people ($195,495).

  2. Powell has the 7th highest typical home value of the 292 cities in Ohio with more than 5,000 people ($561,500).

  3. Powell has the 8th highest typical rent of the 285 cities in Ohio with more than 5,000 people ($2,194).

  4. Nearby, in Worthington, the typical rent is $1,232: 44% less than in Powell ($2,194).

  5. Nearby, in Delaware, the typical home value is $318,400: 43% less than in Powell ($561,500).

  6. Powell has the 11th smallest share of rent-burdened renters of the 253 cities in Ohio with more than 5,000 people (31%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Powell

What homes there are in Powell, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 80% of homes here, against 74% in Delaware County.

Year built

By age, homes in Powell look like those in Delaware County: the typical year built is 2001.

In Powell, 87% of homes have 3 bedrooms or more, more than in Delaware County (74%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$3,131 a month

Delaware County: $2,493 a month

Without a mortgage

$1,415 a month

Delaware County: $986 a month

Owners with a mortgage

71%

Delaware County: 71%

The typical cost for an owner with a mortgage in Powell is $3,131 a month, more than in Delaware County ($2,493); without one, $1,415.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Powell rose 51% since 2015–2019, more than in Delaware County (44%).

Rents in Powell rose more slowly than in Delaware County: 31% since 2015–2019, against 40%.

The typical household income in Powell rose 24%: less than home values (+51%) and rent (+31%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePowellDelaware CountyOhioUnited States
Rental vacancy Unreliable estimate3.0%4.4%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate1.1%1.5%3.4%
People per household 2.792.732.372.53
Drive alone 62%68%75%69%
Carpool Unreliable estimate4%8%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 32%26%13%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in Delaware County, a household in Powell has 2.79 people on average.

In Powell, 32% of workers work from home, more than in Delaware County (26%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Powell?

A typical home is tight for the typical income

We start with a typical home in Powell, worth $561,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Powell, which is $195,495 a year. For that payment to be 28% of income, a household would need to earn about $216,433 a year.

The calculator's FHA and conventional loan limits are those of all of Delaware County.

Your numbers

Local data
$

Starts at the typical home value in Powell. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $19,653 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$5,050

at 7.18% · 30 years

Loan amount
$551,329
Total interest
$793,234
Paid off in
November 2056

Includes $9,482 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $4,562 a month

  • Tight

    $4,562 to $5,865 a month

    Your payment · 31%

  • Hard

    more than $5,865 a month

Compared with the typical household income in Powell ($195,495 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$5,050
Principal & interest$3,735
Property tax$833
Home insurance$234
FHA mortgage insurance (MIP)$248

You need at least $19,653 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Powell and Delaware County

Powell is in Delaware County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Powell's own numbers

Typical home value
$561,500
Typical monthly rent
$2,194
Typical yearly household income
$195,495
Households that own their home
88%
Effective property tax rate
1.78%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Delaware County

FHA limit, one-unit home
$591,100
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,602
Price change over 5 years (FHFA)
+58%
Homes in a high flood-risk zone
0.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Delaware County.

Everything about Delaware County

Buying

Buying a home in Powell

A typical home in Powell is worth $561,500: 26% above the county and 161% above Ohio. With the typical household income in Powell ($195,495 a year), a typical home costs 2.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Powell 2.9 years
  • Delaware 3.3 years
  • Ohio 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Delaware County

According to FHFA’s house price index, home prices in Delaware County rose 100% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Delaware County.

Period County Ohio U.S.
Last year (2025) +6.3% +4.8% +2.9%
5 years (2020–2025) +58% +53% +47%
10 years (2015–2025) +100% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Powell next to Delaware County, Ohio and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Powell $561,500
  • Delaware $445,500
  • Ohio $214,800
  • United States $332,700
Typical monthly rent
  • Powell $2,194
  • Delaware $1,492
  • Ohio $1,034
  • United States $1,413
Typical yearly household income
  • Powell $195,495
  • Delaware $133,540
  • Ohio $71,389
  • United States $80,734
See the full table
Powell next to Delaware County and Ohio
Measure Powell Delaware County Ohio U.S.
Typical home value $561,500 $445,500 $214,800 $332,700
Typical monthly rent $2,194 $1,492 $1,034 $1,413
Typical yearly household income $195,495 $133,540 $71,389 $80,734
Households that own their home 88% 79% 67% 65%
Typical yearly property tax $10,001 $7,132 $2,822 $3,119
Effective property tax rate 1.78% 1.6% 1.31% 0.94%
Renters with high rent for their income 31% 42% 46% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Delaware County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Powell

For a typical $561,500 home in Powell, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Powell's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $5,050a month

    Least cash to close
    Down payment
    $19,653
    Cash to close
    $36,498
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $248

  • Conventional, 5% down $4,947a month

    Down payment
    $28,075
    Cash to close
    $44,920
    Rate
    7.18%
    Mortgage insurance
    PMI · $267

  • Conventional, 20% down, no PMI $4,110a month

    Down payment
    $112,300
    Cash to close
    $129,145
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $4,629a month

    Down payment
    $84,225
    Cash to close
    $101,070
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Powell and for Delaware County.

Property tax

Effective rate in Powell

1.78%of the home’s value each year

$10,001 a year for the typical owner in Powell.

  • Powell 1.78%
  • Delaware 1.6%
  • Ohio 1.31%

What Ohio publishes Homestead exemption for seniors and people with disabilities (Ohio Department of Taxation)

Exemptions and deadlines in Ohio

Flood risk in Delaware County

FEMA does not publish these numbers by city: they are for all of Delaware County.

Homes in the high-risk zone
0.4%
288
Of those, with NFIP insurance
16%
County Ohio U.S.
Homes in the high-risk zone 0.4% 1.7% 3.5%
Of those, with NFIP insurance 16% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Powell

Typical rent in Powell is $2,194 a month: 47% above the county. In Powell, 31% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Delaware County, by unit size. To pay the 2-bedroom one ($1,602 a month) without spending more than 30% of your income, you would need to earn $30.81 an hour working full time.

HUD fair market rent for all of Delaware County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,258 $24.19 $50,320
1 bedroom $1,346 $25.88 $53,840
2 bedrooms $1,602 $30.81 $64,080
3 bedrooms $1,909 $36.71 $76,360
4 bedrooms $2,172 $41.77 $86,880

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Powell

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Powell is in ZIP code 43065.

For 2 bedrooms it is $2,180: $578 more than the fair market rent for Delaware County ($1,602).

  • 43065 $2,180$2,600

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Powell when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Powell

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Delaware County. The nearest ones are below; many serve by phone or online.

An older woman smiles in front of her apartment building.

HUD counseling is free or low-cost

Assistance programs in Powell

No down payment, repair or rent-help program on our list is for Powell or Delaware County. The ones below are statewide in Ohio: they work in Powell the same as in the rest of the state.

Which programs do I qualify for? All programs in Ohio

  • Your Choice! Down Payment Assistance

    Statewide in Ohio

    Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it. Offered by Ohio Housing Finance Agency (OHFA).

    Forgivable

    See the program Official page

  • Mortgage Tax Credit

    Statewide in Ohio

    Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic). Offered by Ohio Housing Finance Agency (OHFA).

    Tax credit

    See the program Official page

Housing counselors near Powell

The HUD-approved agencies closest to the center of Powell, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Ohio State University Extension

    1960 Kenny Rd, Columbus · 12 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
    (614) 247-9151

  • Nid-Hca Columbus

    4200 Regent St Suite 200, Columbus · 12 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 4 more
    (614) 418-6056

  • Columbus Housing Partnership, Inc, DBA Homeport

    3443 Agler Rd, Columbus · 13 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    614-221-8889x4826

All counseling agencies in Ohio

Help in Spanish near Powell

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Powell

In HUD’s record, no housing authority with an office in Delaware County is named for Powell or Delaware County.

One other authority has an office in Delaware County: see the list Source: HUD

Cities

Other cities in Delaware County

These cities are also in Delaware County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Delaware County Housing in Ohio

Nearby cities

The cities closest to Powell, with the typical home value.

Neighboring counties

If Delaware County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Powell.

All guides
A mother holding her baby watches her daughter blow bubbles outdoors.

Questions

Housing questions about Powell

Short answers with the numbers for Powell and all of Delaware County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Powell?

The typical home value in Powell is $561,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Delaware County it is $445,500.

How much does it cost to rent in Powell?

Typical rent in Powell is $2,194 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Delaware County is $1,602.

What is the FHA loan limit in Powell?

Powell uses the FHA limit for all of Delaware County (2026): $591,100 for a one-unit home and $1,136,750 for a four-unit home.

How much property tax do owners pay in Powell?

The typical homeowner in Powell pays $10,001 a year, according to the U.S. Census Bureau. That is 1.78% of the home’s value; in Delaware County, the rate is 1.6%.

Where can I find free help to buy or rent in Powell?

We found no HUD-approved counseling agencies with an office in Delaware County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).