In Galion, a typical home is worth $112,700 and typical rent is $803 a month. Compared with all of Crawford County, the typical home value is 18% lower, typical household income is 10% lower, and the share of households that own their home is 15 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $124,561 to $173,896.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Galion is in Crawford County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Crawford County. See the county
What this place has that others do not, from public data, most unusual first.
1
59% of households in Galion own their home, against 73% in Crawford County.
2
The typical home in Galion is worth $112,700,18% less than in Crawford County as a whole ($136,700).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Galion
What homes there are in Galion, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Galion
Crawford County
Ohio
United States
Kind of home: Galion and its comparisons
Measure
Galion
Crawford County
Ohio
United States
Detached house
71%
81%
69%
61%
Attached house
Unreliable estimate
2%
5%
6%
Building of 2 to 4
16%
8%
8%
8%
Apartments (5 or more)
Unreliable estimate
6%
15%
19%
Mobile home
Unreliable estimate
3%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is still the most common home in Galion, but it weighs less than in Crawford County: 71% against 81%.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Galion
Crawford County
Ohio
United States
Year built: Galion and its comparisons
Measure
Galion
Crawford County
Ohio
United States
Before 1960
56%
52%
38%
26%
1960–1979
30%
28%
26%
24%
1980–1999
10%
12%
20%
25%
2000–2009
4%
7%
10%
14%
2010 or later
Unreliable estimate
2%
7%
11%
In Galion, half of the homes were built before 1956; in Crawford County, before 1959.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K41%
$100K–$200K43%
$200K–$300K12%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Galion and its comparisons
Measure
Galion
Under $100K
41%
$100K–$200K
43%
$200K–$300K
12%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5009%
$500–$99961%
$1,000–$1,49929%
HUD fair market rent, 2 bedrooms: $1,003
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Galion and its comparisons
Measure
Galion
Under $500
9%
$500–$999
61%
$1,000–$1,499
29%
$1,500–$1,999
Unreliable
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
By rent, most homes in Galion cost less than HUD's 2-bedroom fair market rent ($1,003): about 70%.
With a mortgage
$1,060 a month
Crawford County: $1,081 a month
Without a mortgage
$498 a month
Crawford County: $487 a month
Owners with a mortgage
52%
Crawford County: 55%
The typical cost for an owner with a mortgage in Galion is $1,060 a month, near the figure in Crawford County ($1,081).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Galion+58%
Crawford County+55%
Ohio+47%
United States+53%
Typical rent
Galion+33%
Crawford County+24%
Ohio+28%
United States+33%
Typical household income
Galion+46%
Crawford County+29%
Ohio+26%
United States+29%
Change since 2015–2019: Galion and its comparisons
Measure
Galion
Crawford County
Ohio
United States
Typical home value
+58%
+55%
+47%
+53%
Typical rent
+33%
+24%
+28%
+33%
Typical household income
+46%
+29%
+26%
+29%
The typical home value in Galion rose 58% since 2015–2019, more than in Crawford County (55%).
Rents in Galion rose faster than in Crawford County: 33% since 2015–2019, against 24%.
While home values in Galion changed +58% and rent +33%, the typical household income rose 46%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Galion and its comparisons
Measure
Galion
Crawford County
Ohio
United States
Rental vacancy
Unreliable estimate
6.6%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
1.2%
1.5%
3.4%
People per household
2.25
2.28
2.37
2.53
Drive alone
81%
82%
75%
69%
Carpool
7%
7%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
3%
2%
3%
Work from home
9%
7%
13%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
By size, households in Galion look like those in Crawford County: 2.25 people on average.
To get to work, 81% of workers in Galion drive alone; in Crawford County, 82%.
Do the math
What would you pay each month for a home in Galion?
A typical home is within reach of the typical income
We start with a typical home in Galion, worth $112,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 22% of the typical household income in Galion, which is $52,176 a year.
The calculator's FHA and conventional loan limits are those of all of Crawford County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Galion. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $3,945 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$955
at 7.18% · 30 years
Loan amount
$110,658
Total interest
$159,211
Paid off in
November 2056
Includes $1,903 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,217 a month
Your payment · 22%
Tight
$1,217 to $1,565 a month
Hard
more than $1,565 a month
Compared with the typical household income in Galion ($52,176 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$750
Property tax
$109
Home insurance
$47
FHA mortgage insurance (MIP)
$50
You need at least $3,945 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $955; principal and interest $750.
The city and its county
Galion and Crawford County
Galion is in Crawford County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Galion
Map of Crawford County, Ohio, with Galion marked. Around it, the neighboring counties.
Galion
Crawford County
Other cities with a page
Galion's own numbers
Typical home value
$112,700
Typical monthly rent
$803
Typical yearly household income
$52,176
Households that own their home
59%
Effective property tax rate
1.16%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Crawford County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,003
Price change over 5 years (FHFA)
+71%
Homes in a high flood-risk zone
0.7%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Crawford County.
A typical home in Galion is worth $112,700: 18% below the county and 48% below Ohio. With the typical household income in Galion ($52,176 a year), a typical home costs 2.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Galion2.2 years
Crawford2.4 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Crawford County
According to FHFA’s house price index, home prices in Crawford County rose 119% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Crawford County.
Yearly change in FHFA’s price index in Crawford County, 2016 to 2025
2016: +6.3% +6.3% 2016
2017: +2.7% +2.7% 2017
2018: +4.4% +4.4% 2018
2019: +8.0% +8.0% 2019
2020: +3.8% +3.8% 2020
2021: +15.3% +15.3% 2021
2022: +13.7% +13.7% 2022
2023: +11.8% +11.8% 2023
2024: +7.3% +7.3% 2024
2025: +8.9% +8.9% 2025
Change in FHFA’s price index in Crawford County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+8.9%
+4.8%
+2.9%
5 years (2020–2025)
+71%
+53%
+47%
10 years (2015–2025)
+119%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Galion next to Crawford County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Galion$112,700
Crawford$136,700
Ohio$214,800
United States$332,700
Typical monthly rent
Galion$803
Crawford$794
Ohio$1,034
United States$1,413
Typical yearly household income
Galion$52,176
Crawford$58,044
Ohio$71,389
United States$80,734
See the full table
Galion next to Crawford County and Ohio
Measure
Galion
Crawford County
Ohio
U.S.
Typical home value
$112,700 ▼18% below the county
$136,700
$214,800
$332,700
Typical monthly rent
$803
$794
$1,034
$1,413
Typical yearly household income
$52,176 ▼10% below the county
$58,044
$71,389
$80,734
Households that own their home
59% ▼15 points below the county
73%
67%
65%
Typical yearly property tax
$1,309 ▼19% below the county
$1,622
$2,822
$3,119
Effective property tax rate
1.16% ▼0.03 points below the county
1.19%
1.31%
0.94%
Renters with high rent for their income
46%
46%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Crawford County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Galion
For a typical $112,700 home in Galion, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Galion's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$955a month
Least cash to close
Down payment
$3,945
Cash to close
$7,326
Rate
7.18%
Mortgage insurance
FHA MIP · $50
Conventional, 5% down$935a month
Down payment
$5,635
Cash to close
$9,016
Rate
7.18%
Mortgage insurance
PMI · $54
Conventional, 20% down, no PMI$767a month
Down payment
$22,540
Cash to close
$25,921
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$871a month
Down payment
$16,905
Cash to close
$20,286
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Galion
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$955
$3,945
$110,659
7.18%
FHA MIP · $50
$7,326
580
Conventional, 5% down
$935
$5,635
$107,065
7.18%
PMI · $54
$9,016
620*
Conventional, 20% down, no PMI
$767
$22,540
$90,160
7.18%
None
$25,921
620*
ITIN, 15% down (example)
$871
$16,905
$95,795
8.18%
None
$20,286
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Galion is $803 a month: about the same as the county. In Galion, 46% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Crawford County, by unit size. To pay the 2-bedroom one ($1,003 a month) without spending more than 30% of your income, you would need to earn $19.29 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Crawford County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$830
$15.96
$33,200
1 bedroom
$841
$16.17
$33,640
2 bedrooms
$1,003
$19.29
$40,120
3 bedrooms
$1,322
$25.42
$52,880
4 bedrooms
$1,327
$25.52
$53,080
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Galion
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Galion is in ZIP code 44833.
For 2 bedrooms it is $1,030: $27 more than the fair market rent for Crawford County ($1,003).
Fair market rent by ZIP code and size in Galion, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
44833
$840
$860
$1,030
$1,340
$1,380
ZIP code2 bd3 bd
44833 $1,030$1,340
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Galion when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Crawford County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Galion or Crawford County. The ones below are statewide in Ohio: they work in Galion the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Galion or Crawford County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Galion and all of Crawford County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Galion?
The typical home value in Galion is $112,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Crawford County it is $136,700.
How much does it cost to rent in Galion?
Typical rent in Galion is $803 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Crawford County is $1,003.
What is the FHA loan limit in Galion?
Galion uses the FHA limit for all of Crawford County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Galion?
The typical homeowner in Galion pays $1,309 a year, according to the U.S. Census Bureau. That is 1.16% of the home’s value; in Crawford County, the rate is 1.19%.
Where can I find free help to buy or rent in Galion?
We found no HUD-approved counseling agencies with an office in Crawford County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
