In Clyde, a typical home is worth $129,600 and typical rent is $739 a month. Compared with all of Sandusky County, the typical home value is 19% lower, typical household income is 19% lower, and the share of households that own their home is 6 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $147,983 to $195,664.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Clyde is in Sandusky County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Sandusky County. See the county
What this place has that others do not, from public data, most unusual first.
1
Clyde has the 8th lowest typical rent of the 285 cities in Ohio with more than 5,000 people ($739).
2
The typical home in Clyde is worth $129,600,19% less than in Sandusky County as a whole ($160,700).
3
The typical household income in Clyde is $50,574,19% less than in Sandusky County as a whole ($62,295).
4
68% of households in Clyde own their home, against 73% in Sandusky County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Clyde
What homes there are in Clyde, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Clyde
Sandusky County
Ohio
United States
Kind of home: Clyde and its comparisons
Measure
Clyde
Sandusky County
Ohio
United States
Detached house
57%
78%
69%
61%
Attached house
Unreliable estimate
2%
5%
6%
Building of 2 to 4
22%
9%
8%
8%
Apartments (5 or more)
Unreliable estimate
5%
15%
19%
Mobile home
Unreliable estimate
6%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is still the most common home in Clyde, but it weighs less than in Sandusky County: 57% against 78%.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Clyde
Sandusky County
Ohio
United States
Year built: Clyde and its comparisons
Measure
Clyde
Sandusky County
Ohio
United States
Before 1960
40%
50%
38%
26%
1960–1979
27%
22%
26%
24%
1980–1999
16%
19%
20%
25%
2000–2009
7%
6%
10%
14%
2010 or later
Unreliable estimate
4%
7%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K35%
$100K–$200K44%
$200K–$300K17%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Clyde and its comparisons
Measure
Clyde
Under $100K
35%
$100K–$200K
44%
$200K–$300K
17%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99993%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Clyde and its comparisons
Measure
Clyde
Under $500
Unreliable
$500–$999
93%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,033 a month
Sandusky County: $1,210 a month
Without a mortgage
$446 a month
Sandusky County: $494 a month
Owners with a mortgage
45%
Sandusky County: 56%
The typical cost for an owner with a mortgage in Clyde is $1,033 a month, less than in Sandusky County ($1,210); without one, $446.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
ClydeNo clear change
Sandusky County+39%
Ohio+47%
United States+53%
Typical rent
ClydeNo clear change
Sandusky County+12%
Ohio+28%
United States+33%
Typical household income
ClydeNo clear change
Sandusky County+15%
Ohio+26%
United States+29%
Change since 2015–2019: Clyde and its comparisons
Measure
Clyde
Sandusky County
Ohio
United States
Typical home value
No clear change
+39%
+47%
+53%
Typical rent
No clear change
+12%
+28%
+33%
Typical household income
No clear change
+15%
+26%
+29%
From 2015–2019 to 2020–2024, the typical home value in Clyde did not change clearly: the difference is within the Census margin of error.
Since 2015–2019, the typical rent in Clyde did not change clearly, according to the Census.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Clyde and its comparisons
Measure
Clyde
Sandusky County
Ohio
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
1.5%
3.4%
People per household
2.15
2.34
2.37
2.53
Drive alone
85%
85%
75%
69%
Carpool
Unreliable estimate
7%
8%
9%
Public transit
Unreliable estimate
0%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
Unreliable estimate
4%
13%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
Households in Clyde are smaller: 2.15 people on average; in Sandusky County, 2.34.
In Clyde, 85% of workers drive alone to work; in Sandusky County, 85%.
Do the math
What would you pay each month for a home in Clyde?
A typical home is within reach of the typical income
We start with a typical home in Clyde, worth $129,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Clyde, which is $50,574 a year.
The calculator's FHA and conventional loan limits are those of all of Sandusky County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Clyde. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,536 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,094
at 7.18% · 30 years
Loan amount
$127,253
Total interest
$183,087
Paid off in
November 2056
Includes $2,189 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,180 a month
Your payment · 26%
Tight
$1,180 to $1,517 a month
Hard
more than $1,517 a month
Compared with the typical household income in Clyde ($50,574 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$862
Property tax
$121
Home insurance
$54
FHA mortgage insurance (MIP)
$57
You need at least $4,536 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,094; principal and interest $862.
The city and its county
Clyde and Sandusky County
Clyde is in Sandusky County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Clyde
Map of Sandusky County, Ohio, with Clyde marked. Around it, the neighboring counties.
Clyde
Sandusky County
Other cities with a page
Clyde's own numbers
Typical home value
$129,600
Typical monthly rent
$739
Typical yearly household income
$50,574
Households that own their home
68%
Effective property tax rate
1.12%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Sandusky County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,003
Price change over 5 years (FHFA)
+47%
Homes in a high flood-risk zone
1.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Sandusky County.
A typical home in Clyde is worth $129,600: 19% below the county and 40% below Ohio. With the typical household income in Clyde ($50,574 a year), a typical home costs 2.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Clyde2.6 years
Sandusky2.6 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Sandusky County
According to FHFA’s house price index, home prices in Sandusky County rose 78% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Sandusky County.
Yearly change in FHFA’s price index in Sandusky County, 2016 to 2025
2016: +3.2% +3.2% 2016
2017: +4.5% +4.5% 2017
2018: +5.6% +5.6% 2018
2019: +2.1% +2.1% 2019
2020: +3.5% +3.5% 2020
2021: +9.7% +9.7% 2021
2022: +13.0% +13.0% 2022
2023: +3.7% +3.7% 2023
2024: +13.2% +13.2% 2024
2025: +1.3% +1.3% 2025
Change in FHFA’s price index in Sandusky County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+1.3%
+4.8%
+2.9%
5 years (2020–2025)
+47%
+53%
+47%
10 years (2015–2025)
+78%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Clyde next to Sandusky County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Clyde$129,600
Sandusky$160,700
Ohio$214,800
United States$332,700
Typical monthly rent
Clyde$739
Sandusky$783
Ohio$1,034
United States$1,413
Typical yearly household income
Clyde$50,574
Sandusky$62,295
Ohio$71,389
United States$80,734
See the full table
Clyde next to Sandusky County and Ohio
Measure
Clyde
Sandusky County
Ohio
U.S.
Typical home value
$129,600 ▼19% below the county
$160,700
$214,800
$332,700
Typical monthly rent
$739 ▼6% below the county
$783
$1,034
$1,413
Typical yearly household income
$50,574 ▼19% below the county
$62,295
$71,389
$80,734
Households that own their home
68% ▼6 points below the county
73%
67%
65%
Typical yearly property tax
$1,457 ▼12% below the county
$1,659
$2,822
$3,119
Effective property tax rate
1.12% ▲0.09 points above the county
1.03%
1.31%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Sandusky County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Clyde
For a typical $129,600 home in Clyde, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Clyde's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,094a month
Least cash to close
Down payment
$4,536
Cash to close
$8,424
Rate
7.18%
Mortgage insurance
FHA MIP · $57
Conventional, 5% down$1,071a month
Down payment
$6,480
Cash to close
$10,368
Rate
7.18%
Mortgage insurance
PMI · $62
Conventional, 20% down, no PMI$877a month
Down payment
$25,920
Cash to close
$29,808
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$997a month
Down payment
$19,440
Cash to close
$23,328
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Clyde
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,094
$4,536
$127,253
7.18%
FHA MIP · $57
$8,424
580
Conventional, 5% down
$1,071
$6,480
$123,120
7.18%
PMI · $62
$10,368
620*
Conventional, 20% down, no PMI
$877
$25,920
$103,680
7.18%
None
$29,808
620*
ITIN, 15% down (example)
$997
$19,440
$110,160
8.18%
None
$23,328
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Clyde is $739 a month: 6% below the county.
HUD publishes a fair market rent for all of Sandusky County, by unit size. To pay the 2-bedroom one ($1,003 a month) without spending more than 30% of your income, you would need to earn $19.29 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Sandusky County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$698
$13.42
$27,920
1 bedroom
$838
$16.12
$33,520
2 bedrooms
$1,003
$19.29
$40,120
3 bedrooms
$1,233
$23.71
$49,320
4 bedrooms
$1,324
$25.46
$52,960
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Clyde
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Clyde is in ZIP code 43410.
For 2 bedrooms it is $1,000: $3 less than the fair market rent for Sandusky County ($1,003).
Fair market rent by ZIP code and size in Clyde, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
43410
$700
$840
$1,000
$1,230
$1,320
ZIP code2 bd3 bd
43410 $1,000$1,230
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Clyde when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Sandusky County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Clyde or Sandusky County. The ones below are statewide in Ohio: they work in Clyde the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Clyde or Sandusky County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Clyde and all of Sandusky County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Clyde?
The typical home value in Clyde is $129,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Sandusky County it is $160,700.
How much does it cost to rent in Clyde?
Typical rent in Clyde is $739 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Sandusky County is $1,003.
What is the FHA loan limit in Clyde?
Clyde uses the FHA limit for all of Sandusky County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Clyde?
The typical homeowner in Clyde pays $1,457 a year, according to the U.S. Census Bureau. That is 1.12% of the home’s value; in Sandusky County, the rate is 1.03%.
Where can I find free help to buy or rent in Clyde?
There is 1 HUD-approved counseling agency with an office in Sandusky County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
