In Huron, a typical home is worth $222,500 and typical rent is $1,000 a month. Compared with all of Erie County, the typical home value is 11% higher, typical household income is 9% higher, and the share of households that own their home is 6 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $235,079 to $311,537.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Huron is in Erie County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Erie County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Sandusky, the typical home value is $113,100: 49% less than in Huron ($222,500).
2
Nearby, in Bellevue, the typical rent is $744: 26% less than in Huron ($1,000).
3
Huron has the 18th smallest share of rent-burdened renters of the 253 cities in Ohio with more than 5,000 people (33%).
4
78% of households in Huron own their home, against 72% in Erie County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Huron
What homes there are in Huron, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Huron
Erie County
Ohio
United States
Kind of home: Huron and its comparisons
Measure
Huron
Erie County
Ohio
United States
Detached house
76%
73%
69%
61%
Attached house
8%
5%
5%
6%
Building of 2 to 4
Unreliable estimate
8%
8%
8%
Apartments (5 or more)
Unreliable estimate
11%
15%
19%
Mobile home
Unreliable estimate
3%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is the most common home in Huron: 76% of homes, near the figure in Erie County (73%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Huron
Erie County
Ohio
United States
Year built: Huron and its comparisons
Measure
Huron
Erie County
Ohio
United States
Before 1960
47%
41%
38%
26%
1960–1979
28%
28%
26%
24%
1980–1999
23%
20%
20%
25%
2000–2009
Unreliable estimate
7%
10%
14%
2010 or later
Unreliable estimate
5%
7%
11%
Homes in Huron are older: the typical year built is 1962; in Erie County, 1968.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K38%
$200K–$300K30%
$300K–$500K20%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Huron and its comparisons
Measure
Huron
Under $100K
Unreliable estimate
$100K–$200K
38%
$200K–$300K
30%
$300K–$500K
20%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99948%
$1,000–$1,49941%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Huron and its comparisons
Measure
Huron
Under $500
Unreliable estimate
$500–$999
48%
$1,000–$1,499
41%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,433 a month
Erie County: $1,374 a month
Without a mortgage
$612 a month
Erie County: $567 a month
Owners with a mortgage
55%
Erie County: 56%
Owning costs about the same in Huron as in Erie County: with a mortgage, $1,433 a month; without one, $612.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Huron+44%
Erie County+43%
Ohio+47%
United States+53%
Typical rent
Huron+19%
Erie County+23%
Ohio+28%
United States+33%
Typical household income
Huron+32%
Erie County+33%
Ohio+26%
United States+29%
Change since 2015–2019: Huron and its comparisons
Measure
Huron
Erie County
Ohio
United States
Typical home value
+44%
+43%
+47%
+53%
Typical rent
+19%
+23%
+28%
+33%
Typical household income
+32%
+33%
+26%
+29%
Much as in Erie County, the typical home value in Huron rose 44% since 2015–2019.
The typical rent in Huron rose 19% over the same time; in Erie County, it rose 23%.
To compare: typical income in Huron rose 32%; the home, +44%; the rent, +19%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Huron and its comparisons
Measure
Huron
Erie County
Ohio
United States
Rental vacancy
Unreliable estimate
5.9%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
1.5%
3.4%
People per household
2.10
2.22
2.37
2.53
Drive alone
85%
80%
75%
69%
Carpool
Unreliable estimate
9%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
9%
6%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.10 on average, against 2.22 in Erie County.
To get to work, 85% of workers in Huron drive alone; in Erie County, 80%.
Do the math
What would you pay each month for a home in Huron?
A typical home is tight for the typical income
We start with a typical home in Huron, worth $222,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 29% of the typical household income in Huron, which is $78,333 a year. For that payment to be 28% of income, a household would need to earn about $80,996 a year.
The calculator's FHA and conventional loan limits are those of all of Erie County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Huron. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,788 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,890
at 7.18% · 30 years
Loan amount
$218,469
Total interest
$314,326
Paid off in
November 2056
Includes $3,757 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,828 a month
Tight
$1,828 to $2,350 a month
Your payment · 29%
Hard
more than $2,350 a month
Compared with the typical household income in Huron ($78,333 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,480
Property tax
$219
Home insurance
$93
FHA mortgage insurance (MIP)
$98
You need at least $7,788 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,890; principal and interest $1,480.
The city and its county
Huron and Erie County
Huron is in Erie County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Huron
Map of Erie County, Ohio, with Huron marked. Around it, the neighboring counties.
Huron
Erie County
Other cities with a page
Huron's own numbers
Typical home value
$222,500
Typical monthly rent
$1,000
Typical yearly household income
$78,333
Households that own their home
78%
Effective property tax rate
1.18%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Erie County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,221
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
5.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Erie County.
A typical home in Huron is worth $222,500: 11% above the county and 4% above Ohio. With the typical household income in Huron ($78,333 a year), a typical home costs 2.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Huron2.8 years
Erie2.8 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Erie County
According to FHFA’s house price index, home prices in Erie County rose 94% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Erie County.
Yearly change in FHFA’s price index in Erie County, 2016 to 2025
2016: +3.8% +3.8% 2016
2017: +3.4% +3.4% 2017
2018: +4.0% +4.0% 2018
2019: +4.1% +4.1% 2019
2020: +3.4% +3.4% 2020
2021: +9.9% +9.9% 2021
2022: +13.9% +13.9% 2022
2023: +12.2% +12.2% 2023
2024: +4.1% +4.1% 2024
2025: +10.3% +10.3% 2025
Change in FHFA’s price index in Erie County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+10.3%
+4.8%
+2.9%
5 years (2020–2025)
+61%
+53%
+47%
10 years (2015–2025)
+94%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Huron next to Erie County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Huron$222,500
Erie$199,700
Ohio$214,800
United States$332,700
Typical monthly rent
Huron$1,000
Erie$933
Ohio$1,034
United States$1,413
Typical yearly household income
Huron$78,333
Erie$71,993
Ohio$71,389
United States$80,734
See the full table
Huron next to Erie County and Ohio
Measure
Huron
Erie County
Ohio
U.S.
Typical home value
$222,500 ▲11% above the county
$199,700
$214,800
$332,700
Typical monthly rent
$1,000 ▲7% above the county
$933
$1,034
$1,413
Typical yearly household income
$78,333 ▲9% above the county
$71,993
$71,389
$80,734
Households that own their home
78% ▲6 points above the county
72%
67%
65%
Typical yearly property tax
$2,621 ▲8% above the county
$2,428
$2,822
$3,119
Effective property tax rate
1.18% ▼0.04 points below the county
1.22%
1.31%
0.94%
Renters with high rent for their income
33% ▼10 points below the county
43%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Erie County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Huron
For a typical $222,500 home in Huron, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Huron's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,890a month
Least cash to close
Down payment
$7,788
Cash to close
$14,463
Rate
7.18%
Mortgage insurance
FHA MIP · $98
Conventional, 5% down$1,849a month
Down payment
$11,125
Cash to close
$17,800
Rate
7.18%
Mortgage insurance
PMI · $106
Conventional, 20% down, no PMI$1,517a month
Down payment
$44,500
Cash to close
$51,175
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,723a month
Down payment
$33,375
Cash to close
$40,050
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Huron
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,890
$7,788
$218,470
7.18%
FHA MIP · $98
$14,463
580
Conventional, 5% down
$1,849
$11,125
$211,375
7.18%
PMI · $106
$17,800
620*
Conventional, 20% down, no PMI
$1,517
$44,500
$178,000
7.18%
None
$51,175
620*
ITIN, 15% down (example)
$1,723
$33,375
$189,125
8.18%
None
$40,050
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Huron is $1,000 a month: 7% above the county. In Huron, 33% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Erie County, by unit size. To pay the 2-bedroom one ($1,221 a month) without spending more than 30% of your income, you would need to earn $23.48 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Erie County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$927
$17.83
$37,080
1 bedroom
$977
$18.79
$39,080
2 bedrooms
$1,221
$23.48
$48,840
3 bedrooms
$1,531
$29.44
$61,240
4 bedrooms
$1,702
$32.73
$68,080
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Huron
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Huron is in ZIP code 44839.
For 2 bedrooms it is $1,210: $11 less than the fair market rent for Erie County ($1,221).
Fair market rent by ZIP code and size in Huron, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
44839
$920
$970
$1,210
$1,520
$1,690
ZIP code2 bd3 bd
44839 $1,210$1,520
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Huron when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Erie County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Huron or Erie County. The ones below are statewide in Ohio: they work in Huron the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Huron or Erie County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Huron and all of Erie County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Huron?
The typical home value in Huron is $222,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Erie County it is $199,700.
How much does it cost to rent in Huron?
Typical rent in Huron is $1,000 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Erie County is $1,221.
What is the FHA loan limit in Huron?
Huron uses the FHA limit for all of Erie County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Huron?
The typical homeowner in Huron pays $2,621 a year, according to the U.S. Census Bureau. That is 1.18% of the home’s value; in Erie County, the rate is 1.22%.
Where can I find free help to buy or rent in Huron?
We found no HUD-approved counseling agencies with an office in Erie County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
