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Renting · Section 8

Data from November 2026

Renting in Westchester County, New York

Westchester County has a HUD fair market rent of $2,971 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,951 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $57.13 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$2,971
a month, HUD, Fiscal year 2027
24% more than in New York
Typical rent
$1,951
a month, Census, Average 2020–2024
20% more than in New York
Wage needed
$57.13
an hour, 2 bedrooms
Or $118,840 a year, to spend no more than 30% of income on rent.
Rent-burdened households
54%
spend 30% or more of income on rent
4% more than in New York

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Westchester County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Bronx County, the typical rent is $1,458: 25% less than in Westchester County ($1,951).

  2. At $118,976, Westchester County ranks 4th among the 62 counties in New York for the highest typical household income.

  3. At $1,951, Westchester County ranks 5th among the 62 counties in New York for the highest typical rent.

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Westchester County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Westchester County was $3,097 a month in September 2026: 5% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $2,593 $49.87 $103,720
1 bedroom $2,729 $52.48 $109,160
2 bedrooms $2,971 $57.13 $118,840
3 bedrooms $3,760 $72.31 $150,400
4 bedrooms $4,121 $79.25 $164,840

HUD area: New York, NY HUD Metro FMR Area. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 74 ZIP codes in Westchester County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $2,620 in 10505 to $4,460 in 10536. 58 ZIP codes are above the county's fair market rent ($2,971).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Westchester County, 54% of renter households are in that position; in New York, 52%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

54%

of renter households spend 30% or more of their income on rent.

142,281 households rent in Westchester County

  • Spend half or more of their income 29%
  • Spend 30% or more, but less than half 26%
  • Spend less than 30% 46%

Compared with the state and the country

  • Westchester 54%
  • New York 52%
  • United States 51%

Low-income apartments

Low-income apartments in Westchester County

HUD lists 183 properties with homes for low-income households in Westchester County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
123
HUD-assisted
67
public housing
12

18,122 homes in all; 15,862 of them low-income, according to HUD.

  • Schlobohm Walsh and Flynn Apts Tax credit (LIHTC) 334 Riverdale Ave, Yonkers 10705 853 homes, 842 low-income · In service since 2019
  • Levister Towers Tax credit (LIHTC) 240 S 7th Ave, Mt Vernon 10550 488 low-income homes · 1 bd: 200 · 2 bd: 243 · 3 bd: 45 · In service since 2005 · For families
  • Riverview I HUD-assisted 85 Riverdale Ave, Yonkers 10701 454 homes, 369 low-income · For families
  • Winbrook Apts Public housing 11 Fisher Ct, White Plains 10601 360 low-income homes · Run by White Plains Housing Authority · Average payment: $946 a month · Average wait: 38 months · (914) 949-6462
  • Riverview II Tax credit (LIHTC) 47 Riverdale Ave, Yonkers 10701 343 low-income homes · 1 bd: 131 · 2 bd: 192 · 3 bd: 15 · 4 bd: 5 · In service since 2008 · For families
  • Cromwell Towers Tax credit (LIHTC) · HUD-assisted 77 Locust Hill Ave, Yonkers 10701 317 homes, 316 low-income · 1 bd: 46 · 2 bd: 198 · 3 bd: 73 · In service since 2011 · For families
  • Parkledge Apts Tax credit (LIHTC) · HUD-assisted 220 Yonkers Ave, Yonkers 10701 311 homes, 296 low-income · 1 bd: 57 · 2 bd: 172 · 3 bd: 56 · 4 bd: 26 · In service since 2004 · For families
  • Curran Court Tax credit (LIHTC) 14 Curran Ct, Yonkers 10710 279 homes, 274 low-income · 1 bd: 247 · 2 bd: 20 · 3 bd: 8 · 4 bd: 4 · In service since 2019
  • ST. Casimir Apts. HUD-assisted 289 Nepperhan Ave, Yonkers 10701 264 homes, 263 low-income · For older adults
  • Washington House Tax credit (LIHTC) · HUD-assisted 60 Union Ave, New Rochelle 10801 211 homes, 210 low-income · 1 bd: 191 · 2 bd: 19 · In service since 2015 · For older adults
  • The New Rochelle Rad Tax credit (LIHTC) 50 Sickles Ave, New Rochelle 10801 203 homes, 202 low-income · In service since 2019
  • Station Plaza HUD-assisted 76 S Lexington Ave, White Plains 10606 196 homes, 195 low-income · For older adults
  • Whitney Young Manor Tax credit (LIHTC) 358 Nepperhan Ave, Yonkers 10701 195 low-income homes · Studio: 32 · 1 bd: 34 · 2 bd: 60 · 3 bd: 54 · 4 bd: 15 · In service since 2007 · For families
  • 22 South West Street Tax credit (LIHTC) 22 S West St, Mount Vernon 10550 189 homes, 188 low-income · 1 bd: 89 · 2 bd: 84 · 3 bd: 16 · In service since 2020 · For families
  • Jackson Terrace Tax credit (LIHTC) · HUD-assisted 100 Herriot St, Yonkers 10701 181 homes, 180 low-income · Studio: 11 · 1 bd: 11 · 2 bd: 124 · 3 bd: 34 · In service since 2004 · For families
  • Parkside Place Tax credit (LIHTC) 590 Fifth Ave, New Rochelle 10801 176 low-income homes · 1 bd: 20 · 2 bd: 104 · 3 bd: 52 · In service since 2008 · For families
  • Peekskill Plaza Tax credit (LIHTC) 903 Main St, Peekskill 10566 168 low-income homes · Studio: 1 · 1 bd: 166 · 2 bd: 1 · In service since 2006 · For older adults
  • Beaveridge HUD-assisted 1965 Allan Ave, Yorktown Heights 10598 169 homes, 167 low-income · For older adults
  • Schuyler ? Dekalb in White Plains,ny Tax credit (LIHTC) 86 Dekalb Ave, White Plains 10605 167 homes, 166 low-income · In service since 2019
  • Dorado Apts. Tax credit (LIHTC) 160 Warburton Ave, Yonkers 10701 189 homes, 165 low-income · Studio: 31 · 1 bd: 93 · 2 bd: 65 · In service since 2014
  • College Arms Apts Tax credit (LIHTC) · HUD-assisted 100 College Ave, Sleepy Hollow 10591 164 homes, 162 low-income · 1 bd: 49 · 2 bd: 85 · 3 bd: 30 · In service since 2009 · For families
  • Huguenot Houses HUD-assisted 16 Locust Ave, New Rochelle 10801 152 homes, 151 low-income · For older adults
  • Finian Sullivan Tower Tax credit (LIHTC) 1 Father Finian Sullivan Dr, Yonkers 10703 150 low-income homes · 1 bd: 149 · 2 bd: 1 · In service since 2007 · For older adults
  • Sanford Gardens Public housing 4 Union Pl, Tuckahoe 10707 151 homes, 149 low-income · Run by Tuckahoe Housing Authority · Average payment: $891 a month · (914) 961-3373
  • Monastery Manor Tax credit (LIHTC) 2 Fr Finian Sllvn Dr, Yonkers 10703 147 low-income homes · 1 bd: 146 · 2 bd: 1 · In service since 2006 · For older adults
  • Monastery Manor HUD-assisted 2 Father Finian Sullivan Dr, Yonkers 10703 147 homes, 146 low-income · For older adults
  • Greater Centennial Homes HUD-assisted 103 W 5th St, Mount Vernon 10550 157 homes, 144 low-income · For families
  • Bohlmann Tower/Dunbar HGT Public housing 807 Main St, Peekskill 10566 144 low-income homes · Run by Peekskill Housing Authority · Average payment: $722 a month · Average wait: 38 months · (914) 739-1700
  • Ebony Gardens HUD-assisted 142 S 7th Ave, Mount Vernon 10550 144 homes, 143 low-income · For families
  • 330 Riverdale Avenue Tax credit (LIHTC) 330 Riverdale Ave, Yonkers 10705 137 homes, 136 low-income · Studio: 19 · 1 bd: 28 · 2 bd: 74 · 3 bd: 16 · In service since 2011
  • Intown Towers HUD-assisted 37 N 5th Ave, Mount Vernon 10550 137 homes, 136 low-income · For older adults
  • Soundview Apts Tax credit (LIHTC) 40 Willow Dr, New Rochelle 10805 136 homes, 135 low-income · Studio: 15 · 1 bd: 120 · 2 bd: 1 · In service since 2005 · For families
  • Soundview Apts. HUD-assisted 391 Pelham Rd, New Rochelle 10805 136 homes, 135 low-income · For older adults
  • Wfha Westchester Restoration LP Tax credit (LIHTC) 2-8 Hudson St, Yonkers 10701 139 homes, 134 low-income · Studio: 36 · 1 bd: 52 · 2 bd: 46 · 3 bd: 5 · In service since 2020
  • Marble Hall HUD-assisted 100 Columbus Ave, Tuckahoe 10707 134 homes, 133 low-income · For families
  • Heritage Homes Tax credit (LIHTC) 1 Heritage Ln, New Rochelle 10801 131 homes, 130 low-income · Studio: 14 · 1 bd: 36 · 2 bd: 81 · In service since 2012
  • Pinecrest Manor HUD-assisted 1100 Amuso Dr, Mount Kisco 10549 131 homes, 130 low-income · For families
  • The Hollows HUD-assisted 1 Kubasek Trinty Manor DR, Yonkers 10701 130 homes, 129 low-income · For older adults
  • Yonkers Apartments HUD-assisted 73 Highland Ave, Yonkers 10705 130 homes, 129 low-income · For families
  • Bohlmann Tower/Dunbar HGT Public housing Peekskill 10566 129 low-income homes · Run by Peekskill Housing Authority · Average payment: $787 a month · Average wait: 37 months · (914) 739-1700
  • Yonkers Apts Tax credit (LIHTC) 83 Highland Ave, Yonkers 10705 129 low-income homes · 1 bd: 26 · 2 bd: 52 · 3 bd: 51 · In service since 2013
  • Kingsport Apts Tax credit (LIHTC) · HUD-assisted 245 King St, Port Chester 10573 129 homes, 128 low-income · Studio: 7 · 1 bd: 121 · 2 bd: 1 · In service since 2012 · For older adults
  • Drew GDNS/Brooksville Public housing 10 Drew St, Port Chester 10573 124 low-income homes · Run by Port Chester Housing Authority · Average payment: $540 a month · Average wait: 25 months · (914) 937-5550
  • Snowden House HUD-assisted 35 Snowden Ave, Ossining 10562 124 homes, 123 low-income · For families
  • Ebony Gardens Preservation Tax credit (LIHTC) 126 S 7th Ave, Mt Vernon 10550 123 homes, 122 low-income · 1 bd: 31 · 2 bd: 71 · 3 bd: 21 · In service since 2005 · For families
  • P. S. 6 Tax credit (LIHTC) · Public housing 33 Ashburton Ave, Yonkers 10701 121 homes, 120 low-income · 1 bd: 81 · 2 bd: 32 · 3 bd: 8 · In service since 2015 · For older adults, families · Run by The Municipal Hsng Authority City Yonkers · Average payment: $436 a month · Average wait: 1 month · (914) 793-8400
  • Midland Court Public housing 9 Weber Dr, Port Chester 10573 120 low-income homes · Run by Port Chester Housing Authority · Average payment: $915 a month · Average wait: 46 months · (914) 937-5550
  • Sleepy Hollow HUD-assisted 46 Jackson Ave, Eastchester 10709 118 homes, 117 low-income · For older adults
  • Valentine Lane HUD-assisted 50 Saint Andrews Pl, Yonkers 10705 110 homes, 109 low-income · For older adults
  • Maple Center Senior Housing Tax credit (LIHTC) 35 Maple Ave, New Rochelle 10801 109 low-income homes · Studio: 42 · 1 bd: 66 · 2 bd: 1 · In service since 2012 · For older adults, people with disabilities
  • 11-23 ST Casimir Ave Apts Tax credit (LIHTC) 11 Saint Casimir Ave, Yonkers 10701 108 homes, 107 low-income · Studio: 16 · 1 bd: 91 · In service since 2002 · For older adults
  • Maple House HUD-assisted 15 Maple Pl, Ossining 10562 105 homes, 104 low-income · For older adults
  • Stuhr Gardens HUD-assisted 2 Wiberly Ave, Peekskill 10566 105 homes, 104 low-income · For families
  • Jacob's Hill Tax credit (LIHTC) 5000 Jacobs Hill Rd, Cortlandt Manor 10567 103 low-income homes · 1 bd: 81 · 2 bd: 21 · 3 bd: 1 · In service since 2006 · For older adults
  • Winbrook Phase 1 Tax credit (LIHTC) 301 Quarropas St, White Plains 10601 103 low-income homes · 1 bd: 34 · 2 bd: 45 · 3 bd: 25 · In service since 2015
  • Margaret Hughes Manor HUD-assisted 111 Waverly St, Yonkers 10701 102 homes, 101 low-income · For older adults
  • Maple Terrace Apts (new Rochelle) Tax credit (LIHTC) · HUD-assisted 55 Maple Ave, New Rochelle 10801 101 homes, 100 low-income · In service since 2013 · For older adults
  • Bracey Apts Public housing 345 Main St, New Rochelle 10801 100 low-income homes · Run by New Rochelle Housing Authority · Average payment: $1,070 a month · Average wait: 54 months · (914) 636-7050
  • Barham House Apts Tax credit (LIHTC) · HUD-assisted 951 Main St, Peekskill 10566 100 homes, 99 low-income · Studio: 25 · 1 bd: 74 · 2 bd: 1 · In service since 2010 · For older adults · (914) 723-1200
  • Franklin Windsor Apts Tax credit (LIHTC) · HUD-assisted 40 Windsor Ter, White Plains 10601 100 homes, 99 low-income · Studio: 25 · 1 bd: 74 · 2 bd: 1 · In service since 2011 · For older adults
  • Oakwood Gardens HUD-assisted 630 E Lincoln Ave, Mount Vernon 10552 100 homes, 99 low-income · For families
  • Rye Manor Tax credit (LIHTC) · HUD-assisted 300 Theall Rd, Rye 10580 100 homes, 99 low-income · Studio: 25 · 1 bd: 75 · In service since 2014 · For older adults
  • Sunnybrook Apts. HUD-assisted 29 W Sidney Ave, Mount Vernon 10550 99 homes, 98 low-income · For older adults
  • Grace House HUD-assisted 229 S 7th Ave, Mount Vernon 10550 98 homes, 97 low-income · For older adults
  • Macedonia Towers Tax credit (LIHTC) · HUD-assisted 150 S 5th Ave, Mt Vernon 10550 97 low-income homes · Studio: 28 · 1 bd: 68 · 2 bd: 1 · In service since 2004 · For older adults
  • North Hill Apartments HUD-assisted 345 N State Rd, Briarcliff Manor 10510 97 homes, 96 low-income · For older adults
  • Park/Harbor View Public housing 45 Traverse Ave, Port Chester 10573 96 low-income homes · Run by Port Chester Housing Authority · Average payment: $804 a month · Average wait: 22 months · (914) 937-5550
  • Lakeview Apartments HUD-assisted 120 Lake St, White Plains 10604 95 low-income homes · For families
  • Roundtop Commons Tax credit (LIHTC) 2072 Albany Post Rd, Montrose 10548 92 homes, 91 low-income · 1 bd: 46 · 2 bd: 46 · In service since 2012
  • Warburton Riverview Tax credit (LIHTC) 49 N Broadway, Yonkers 10701 92 homes, 91 low-income · Studio: 6 · 1 bd: 35 · 2 bd: 42 · 3 bd: 9 · In service since 2012
  • Hamilton Apts. HUD-assisted 15 Hamilton Ave, Yonkers 10705 89 homes, 88 low-income · For older adults
  • Lincoln Towers HUD-assisted 64 Lincoln Ave, New Rochelle 10801 89 homes, 88 low-income · For older adults
  • Asbury Terrace HUD-assisted 1 River Plz, Tarrytown 10591 107 homes, 86 low-income · For families
  • Tarryhill Apts Tax credit (LIHTC) 100 Tarryhill Way, White Plains 10603 87 homes, 86 low-income · 1 bd: 38 · 2 bd: 48 · In service since 1997
  • Troy & Kristensen Tax credit (LIHTC) 208 Will Street & 308 Asburton, Yonkers 10701 86 low-income homes · 1 bd: 86 · In service since 2020
  • Carrington Arms Tax credit (LIHTC) · HUD-assisted 33 Lincoln Ave, New Rochelle 10801 110 homes, 84 low-income · 1 bd: 30 · 2 bd: 60 · 3 bd: 20 · For families
  • Stuhr Gardens Tax credit (LIHTC) 121 Vail Ave, Peekskill 10566 104 homes, 83 low-income · 1 bd: 28 · 2 bd: 65 · 3 bd: 11 · In service since 2007 · For families
  • Grace Plaza Tax credit (LIHTC) 159 S 5th Ave, Mt Vernon 10550 83 low-income homes · 1 bd: 82 · 2 bd: 1 · In service since 2005 · For older adults
  • La Martine Terrace HUD-assisted 28 Lamartine Ave, Yonkers 10701 83 homes, 82 low-income · For families
  • Griffin House HUD-assisted 122 S Broadway, Yonkers 10701 81 low-income homes · For older adults
  • Madison House Apartments HUD-assisted 70 Ferris Ave, White Plains 10603 99 homes, 80 low-income · For families
  • Wynwood Oaks Tax credit (LIHTC) 1298 E Main St, Shrub Oak 10588 80 low-income homes · 1 bd: 80 · In service since 2002 · For older adults
  • Somers Senior (the Mews at Baldwin Pl) Tax credit (LIHTC) 32 Clayton Blvd, Baldwin Place 10505 75 low-income homes · Studio: 61 · 1 bd: 14 · In service since 2015 · For older adults
  • Mamaroneck Towers HUD-assisted 233 Halstead Ave, Mamaroneck 10543 75 homes, 74 low-income · For older adults
  • Mews at Baldwin Place Tax credit (LIHTC) 24 Clayton Blvd, Baldwin Place 10505 73 low-income homes · 1 bd: 73 · In service since 2011 · For older adults, people with disabilities
  • Rockwell Terrace Tax credit (LIHTC) 129 Lockwood Ave, New Rochelle 10801 73 homes, 72 low-income · 1 bd: 73 · In service since 2005 · For older adults, families
  • Ludlow Commons Tax credit (LIHTC) · HUD-assisted 7 Ludlow St, Yonkers 10705 71 homes, 70 low-income · 1 bd: 70 · 2 bd: 1 · In service since 2017 · For older adults
  • Unity Gardens Tax credit (LIHTC) 125 S 2nd Ave, Mt Vernon 10550 71 homes, 70 low-income · 1 bd: 70 · In service since 1999 · For older adults
  • Franklin Courts Public housing 12 Franklin Ct, Tarrytown 10591 70 low-income homes · Run by Tarrytown Municipal Housing Authority · Average payment: $1,430 a month · (914) 631-1991
  • Seton Manor (riverdale Senior Housing) Tax credit (LIHTC) 185 Riverdale Ave, Yonkers 10705 83 homes, 69 low-income · 1 bd: 82 · 2 bd: 1 · In service since 2007 · For older adults, people with disabilities
  • South Fulton Rehabilitation HUD-assisted 231 S Fulton Ave, Mount Vernon 10550 70 homes, 69 low-income · For families
  • Grace Terrace Tax credit (LIHTC) 125 S 5th Ave, Mount Vernon 10550 67 low-income homes · 1 bd: 66 · 2 bd: 7 · In service since 2016 · For older adults
  • 284 South Columbus Avenue Tax credit (LIHTC) 284 S Columbus Ave, Mt Vernon 10553 76 homes, 65 low-income · Studio: 5 · 1 bd: 29 · 2 bd: 26 · 3 bd: 5 · In service since 1995 · For families
  • Bridleside Apartments Tax credit (LIHTC) 19 Bridleside Ln, North Salem 10560 65 homes, 64 low-income · 1 bd: 20 · 2 bd: 40 · 3 bd: 5 · In service since 2013
  • Sleepy Hollow Senior Housing Tax credit (LIHTC) 124 Valley St, Sleepy Hollow 10591 65 homes, 64 low-income · 1 bd: 64 · 2 bd: 1 · In service since 2008 · For older adults
  • Southport Mews Tax credit (LIHTC) · HUD-assisted 50 S Main St, Port Chester 10573 65 homes, 64 low-income · Studio: 3 · 1 bd: 33 · 2 bd: 24 · 3 bd: 4 · In service since 2005 · For families
  • Jefferson Terrace Family Housing Tax credit (LIHTC) · HUD-assisted 108 Jefferson St, Yonkers 10701 64 low-income homes · 1 bd: 25 · 2 bd: 13 · 3 bd: 12 · 4 bd: 14 · In service since 2006 · For families
  • Westhab Ida Community Revitalization Tax credit (LIHTC) 125 Livingston Ave, Yonkers 10705 64 low-income homes · 1 bd: 12 · 2 bd: 46 · 3 bd: 6 · In service since 2006 · For families
  • Talleyrand Crescent Tax credit (LIHTC) 1501 Crescent Dr, Tarrytown 10591 300 homes, 63 low-income · 1 bd: 100 · 2 bd: 200 · In service since 1997
  • The Craft Building - 5245 Tax credit (LIHTC) 164 Union Ave, New Rochelle 10801 75 homes, 63 low-income · Studio: 10 · 1 bd: 55 · 2 bd: 10 · In service since 2020
  • N Kenisco Apts Tax credit (LIHTC) 91 N Kensico Ave, White Plains 10604 74 homes, 63 low-income · Studio: 47 · 1 bd: 10 · 2 bd: 5 · 4 bd: 1 · In service since 1996 · For families
  • Broadway Terrace Apartments HUD-assisted 182 N Broadway, Yonkers 10701 63 homes, 62 low-income · For families
  • Cottage Place Gardens PH III Tax credit (LIHTC) 8 Willow Pl, Yonkers 10701 70 homes, 60 low-income · 2 bd: 26 · 3 bd: 35 · 4 bd: 9 · In service since 2019
  • Woodstock Manor Tax credit (LIHTC) · HUD-assisted 755 Palisade Ave, Yonkers 10703 61 homes, 60 low-income · Studio: 15 · 1 bd: 45 · 2 bd: 1 · In service since 2012 · For older adults
  • South 15th Ave Apts Tax credit (LIHTC) 12 S 15th Ave, Mt Vernon 10550 66 homes, 56 low-income · 1 bd: 27 · 2 bd: 17 · 3 bd: 12 · In service since 1995 · For families
  • Grand Park II Tax credit (LIHTC) 1 Whetstone Ave, Yonkers 10703 56 low-income homes · 1 bd: 22 · 2 bd: 30 · 3 bd: 4 · In service since 2015 · For people with disabilities
  • Heritage Homes II Tax credit (LIHTC) 58 Col Lee Archer Blvd, New Rochelle 10801 56 low-income homes · 2 bd: 49 · 3 bd: 7 · In service since 2015 · For people with disabilities
  • Post Street Apartments HUD-assisted 45 Post St, Yonkers 10705 56 homes, 55 low-income · For families
  • Community Gardens Tax credit (LIHTC) 470 S 5th Ave, Mt Vernon 10550 55 homes, 54 low-income · 1 bd: 54 · In service since 2002 · For older adults, families
  • Armory Plaza Tax credit (LIHTC) · HUD-assisted 35 S Broadway, White Plains 10601 52 low-income homes · Studio: 13 · 1 bd: 39 · In service since 2007 · For older adults, families
  • The Lofts on Main Tax credit (LIHTC) 922 Main St, Peekskill 10566 75 homes, 51 low-income · 1 bd: 47 · 2 bd: 28 · In service since 2018 · For people with disabilities
  • 188 Warburton Tax credit (LIHTC) 188 Warburton Ave, Yonkers 10701 51 low-income homes · 1 bd: 25 · 2 bd: 20 · 3 bd: 6 · In service since 2016
  • Croton Heights Apts Tax credit (LIHTC) 193 Ashburton Ave, Yonkers 10701 60 homes, 50 low-income · 1 bd: 28 · 2 bd: 26 · 3 bd: 6 · In service since 2009 · For people with disabilities, families
  • Trinity/Terrace View Apts Tax credit (LIHTC) 450 Walnut St, Yonkers 10701 51 homes, 50 low-income · Studio: 4 · 1 bd: 41 · 2 bd: 5 · In service since 1997 · For families
  • 25 State Street Tax credit (LIHTC) 25 State St, Ossining 10562 50 homes, 49 low-income · 1 bd: 17 · 2 bd: 33 · In service since 2013 · For families
  • Ashburton Senior Apts Tax credit (LIHTC) 110 Ashburton Ave, Yonkers 10701 49 low-income homes · 1 bd: 49 · In service since 2011 · For older adults, people with disabilities
  • Drum Hill Senior Living Community Tax credit (LIHTC) 90 Ringgold St, Peekskill 10566 120 homes, 48 low-income · Studio: 10 · 1 bd: 38 · In service since 2000 · For older adults
  • Battle Hill Houses HUD-assisted 13-15 Harmon St, White Plains 10606 49 homes, 48 low-income · For older adults
  • Y Residence Tax credit (LIHTC) 62 Main St, Tarrytown 10591 48 homes, 46 low-income · Studio: 46 · In service since 2000 · For families
  • River Pointe at Drum Hill Senior Apts Tax credit (LIHTC) 100 Ringgold St, Peekskill 10566 43 low-income homes · 1 bd: 37 · 2 bd: 6 · In service since 2010 · For older adults
  • Sixty at West 1st Street Tax credit (LIHTC) 60 W 1st St, Mt Vernon 10550 43 low-income homes · 1 bd: 19 · 2 bd: 24 · In service since 2011 · For families
  • Heritage Homes Phase 3 Tax credit (LIHTC) 63 Winthrop Ave, New Rochelle 10801 41 low-income homes · 2 bd: 22 · 3 bd: 19 · In service since 2018
  • Nob Hill II Tax credit (LIHTC) 197 Nob Hill Dr, Elmsford 10523 196 homes, 40 low-income · 1 bd: 87 · 2 bd: 109 · In service since 1995
  • Enclave on 5th Tax credit (LIHTC) 15 S 5th Ave, Mount Vernon 10550 40 homes, 39 low-income · Studio: 4 · 1 bd: 36 · In service since 2014 · For older adults
  • Shiloh Senior Housing Tax credit (LIHTC) 29 Kress Ave, New Rochelle 10801 40 homes, 39 low-income · 1 bd: 39 · 2 bd: 1 · In service since 2012 · For older adults
  • Shiloh Senior Housing HUD-assisted 25 Kress Ave, New Rochelle 10801 40 homes, 39 low-income · For older adults · (914) 345-2800, ext. 128
  • 82 Bank Street HUD-assisted 82 Bank St, White Plains 10606 36 homes, 35 low-income · For families
  • 125-145 Elm ST Rehab Tax credit (LIHTC) 125 Elm St, Yonkers 10701 35 low-income homes · 1 bd: 2 · 2 bd: 30 · 3 bd: 3 · In service since 1996 · For families
  • Issan House Tax credit (LIHTC) 23 Park Ave, Yonkers 10703 35 low-income homes · Studio: 35 · In service since 1997
  • Main Street Lofts Tax credit (LIHTC) 66 Main St, Yonkers 10701 35 low-income homes · Studio: 6 · 1 bd: 22 · 2 bd: 7 · In service since 2007
  • 35 ST Casimir Ave Tax credit (LIHTC) 35 Saint Casimir Ave, Yonkers 10701 34 homes, 33 low-income · 2 bd: 21 · 3 bd: 12 · In service since 1995 · For people experiencing homelessness
  • Grant Park I Public housing 5 Whelan Pl, Yonkers 10703 100 homes, 32 low-income · Run by The Municipal Hsng Authority City Yonkers · Average payment: $645 a month · Average wait: 174 months · (914) 793-8400
  • Meadow Lane Apartments HUD-assisted 60 Willow Dr, New Rochelle 10805 32 low-income homes · For older adults
  • South Side Properties Tax credit (LIHTC) 501 S 2nd Ave, Mt Vernon 10550 39 homes, 28 low-income · 1 bd: 20 · 2 bd: 8 · In service since 1991 · For older adults, families, people experiencing homelessness
  • Philipsburgh Hall Tax credit (LIHTC) 4 Hudson St, Yonkers 10701 28 low-income homes · Studio: 28 · In service since 2001 · For families
  • Zion Court Tax credit (LIHTC) 116 W 1st St, Mount Vernon 10550 28 homes, 27 low-income · 1 bd: 4 · 2 bd: 23 · In service since 2013
  • ST James Terrace Tax credit (LIHTC) 1159 Yonkers Ave, Yonkers 10704 65 homes, 26 low-income · 1 bd: 1 · 2 bd: 18 · 3 bd: 7 · In service since 2002 · For families
  • Grant ST Tax credit (LIHTC) 28 Louis Ct, Port Chester 10573 26 low-income homes · 1 bd: 26 · In service since 2000
  • Nob Hill III Tax credit (LIHTC) 297 Nob Hill Dr, Elmsford 10523 120 homes, 24 low-income · 1 bd: 60 · 2 bd: 60 · In service since 1996
  • Union Avenue Apartment HUD-assisted 215 Union Ave, Mount Vernon 10550 25 homes, 24 low-income · For families
  • 12 Knowles ST & 97 Bruce Ave Tax credit (LIHTC) 97 Bruce Ave, Yonkers 10705 24 low-income homes · Studio: 1 · 1 bd: 2 · 2 bd: 21 · In service since 1999 · For people experiencing homelessness
  • Pleasantville Senior Rental Housing Tax credit (LIHTC) 104 Tompkins Ave, Pleasantville 10570 24 low-income homes · 1 bd: 22 · 2 bd: 2 · In service since 2003 · For older adults, people with disabilities
  • Fairview Manhattan Park HUD-assisted 33 Oak St, White Plains 10603 192 homes, 23 low-income · For families
  • 62 Warbutron Avenue Tax credit (LIHTC) 62 Warburton Ave, Yonkers 10701 22 low-income homes · 1 bd: 8 · 2 bd: 9 · 3 bd: 5 · In service since 1998 · For people experiencing homelessness
  • Burnham Building Tax credit (LIHTC) 2 Main St, Irvington 10533 22 low-income homes · Studio: 2 · 1 bd: 16 · 2 bd: 4 · In service since 1999 · For older adults, families
  • Ebony Gardens Preservation Tax credit (LIHTC) 130 S 6th Ave, Mt Vernon 10550 21 low-income homes · 1 bd: 6 · 2 bd: 12 · 3 bd: 3 · In service since 2004 · For families
  • Kings Court Tax credit (LIHTC) · HUD-assisted 117 S 2nd Ave, Mt Vernon 10550 21 homes, 20 low-income · 2 bd: 16 · 3 bd: 4 · In service since 2004 · For families
  • ST John the Divine Episcopal Senior Res Tax credit (LIHTC) 259 S Columbus Ave, Mt Vernon 10553 20 low-income homes · 1 bd: 20 · In service since 2005 · For older adults
  • Croton Heights Apartments Public housing Yonkers 10701 60 homes, 18 low-income · Run by The Municipal Hsng Authority City Yonkers · Average payment: $767 a month · Average wait: 12 months · (914) 793-8400
  • Clinton Place Apts Tax credit (LIHTC) 41 Clinton Pl, New Rochelle 10801 25 homes, 18 low-income · Studio: 3 · 1 bd: 11 · 2 bd: 11 · In service since 2008 · For families, people experiencing homelessness
  • Underhill Apartments HUD-assisted 240 Underhill Ave, Yorktown Heights 10598 60 homes, 15 low-income · For families
  • 604 Warburton Ave Inc Tax credit (LIHTC) 68 Jackson St, Yonkers 10701 13 low-income homes · 2 bd: 6 · 3 bd: 7 · In service since 1995 · For families
  • Scotts Ridge Tax credit (LIHTC) 29 Westchester Ave, Pound Ridge 10576 12 low-income homes · Studio: 12 · In service since 2008 · For older adults
  • Main Osborne Tax credit (LIHTC) 4 Everett St, New Rochelle 10801 11 low-income homes · Studio: 1 · 1 bd: 1 · 2 bd: 5 · 3 bd: 4 · In service since 1996 · For families
  • Symphony Knoll Tax credit (LIHTC) 15 Mount Airy Rd, Croton On Hudson 10520 11 low-income homes · 1 bd: 11 · In service since 2009 · For older adults
  • Lake Street Apartments HUD-assisted 150 Lake St, White Plains 10604 68 homes, 10 low-income · For families
  • 726 Old White Plains Road Tax credit (LIHTC) 726 Old White Plains Rd, Mamaroneck 10543 10 low-income homes · 1 bd: 4 · 2 bd: 6 · In service since 2007 · For families
  • Thornwood Residence Tax credit (LIHTC) 1035 Broadway, Thornwood 10594 10 low-income homes · Studio: 10 · In service since 1997 · For people experiencing homelessness
  • Gfi/ 74 Warburton Tax credit (LIHTC) 74 Warburton Ave, Yonkers 10701 9 low-income homes · 1 bd: 6 · 2 bd: 3 · In service since 1994 · For people experiencing homelessness
  • Main Osborne Tax credit (LIHTC) 18 Osborne St, White Plains 10606 8 low-income homes · 3 bd: 7 · 4 bd: 1 · In service since 1997 · For families
  • 10 Orchard Street HUD-assisted 10 Orchard St, Yonkers 10703 8 homes, 7 low-income · For families
  • 296-68 Woodworth Ave Tax credit (LIHTC) 296 Woodworth Ave, Yonkers 10701 7 low-income homes · 2 bd: 1 · 3 bd: 2 · 4 bd: 4 · In service since 1995 · For families
  • CRCDD Housing HUD-assisted 18 Cook Ave, Yonkers 10701 7 low-income homes · For people with disabilities
  • ST. Jude Habilitation Hostels HUD-assisted 150 Oak Ridge Rd, Pleasantville 10570 7 homes, 6 low-income · For people with disabilities
  • Claremont House HUD-assisted 244 Claremont Ave, Mount Vernon 10552 6 low-income homes · For people with disabilities
  • Maple House HUD-assisted 27 Maple Ave, Harrison 10528 6 low-income homes · For older adults
  • Ossining Housing Partners #2 Tax credit (LIHTC) 19 Hamilton Ave, Ossining 10562 6 low-income homes · 1 bd: 1 · 2 bd: 5 · In service since 1992 · For families
  • Village Hall Mews Tax credit (LIHTC) 22 Wildey St, Tarrytown 10591 6 low-income homes · 1 bd: 4 · 3 bd: 2 · In service since 1998 · For older adults, families, people experiencing homelessness
  • Waverly Arms HUD-assisted 133 Waverly St, Yonkers 10701 28 homes, 5 low-income · For families
  • Cluster Housing Development Fund, Inc Tax credit (LIHTC) 98 Elliott Ave, Yonkers 10705 3 low-income homes · 3 bd: 3 · In service since 1996 · For people experiencing homelessness
  • YWCA Residence for Women Tax credit (LIHTC) 69 N Broadway, White Plains 10603 189 homes · In service since 2011 · For people with disabilities, people experiencing homelessness
  • August P. Petrillo Apartments Tax credit (LIHTC) 110 N 3rd Ave, Mount Vernon 10550 131 homes · Studio: 17 · 1 bd: 113 · 2 bd: 1 · In service since 2016 · For older adults
  • Wesley Hall Tax credit (LIHTC) South ST, Peekskill 10566 115 homes
  • Garito Manor at Union Square Tax credit (LIHTC) 180 Union Ave, New Rochelle 10801 102 homes
  • Madison House Standalone Tax credit (LIHTC) 70 Ferris Ave, Mount Vernon 10550 99 homes · 1 bd: 16 · 2 bd: 43 · 3 bd: 33 · 4 bd: 7
  • Residences at Tarryhill Tax credit (LIHTC) Tarryhill Way, White Plains 10603 84 homes
  • Underhill Apts Tax credit (LIHTC) 250 Underhill Ave, Yorktown 10598 51 homes · In service since 2012
  • Kensico Terrace Aptsnt Tax credit (LIHTC) S Kensico Ave, White Plains 10601 42 homes
  • 22 Tarrytown Workforce Housing Tax credit (LIHTC) 22 Tarrytown Rd, Greenburgh 10607 In service since 2013
  • Enclave on 5th Tax credit (LIHTC) 15 S 5th Ave, Mt Vernon 10550 In service since 2014 · For older adults
  • La Porte Aka Blue Rio LLC Tax credit (LIHTC) 203 Gramatan Ave, Mount Vernon 10550 Studio: 20 · 1 bd: 99 · 2 bd: 40
  • Marie Louise Heins Residences II Tax credit (LIHTC) 55 Bradley Ave, Mt Vernon 10552 In service since 2013
  • The Modern Tax credit (LIHTC) 130 Mount Vernon Ave, Mount Vernon 10550 Studio: 9 · 1 bd: 27 · 2 bd: 45

19 properties have two programs at the same address and appear once. Search HUD's map

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Westchester County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 15 agencies serve in Westchester County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Westchester County, NY Statutory Exception Area.
People Extremely low (30%) Very low (50%) Low
1 person $35,650 $59,400 $88,100
2 people $40,750 $67,850 $100,700
3 people $45,850 $76,350 $113,300
4 people $50,900 $84,800 $125,850
5 people $55,000 $91,600 $135,950
6 people $59,050 $98,400 $146,000
7 people $63,150 $105,200 $156,100
8 people $67,200 $111,950 $166,150

Area median income: $164,200. HUD income limits by family size, Fiscal year 2026. Area: Westchester County, NY Statutory Exception Area. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $2,334 – $2,852
  • 1 bedroom $2,456 – $3,002
  • 2 bedrooms $2,674 – $3,268
  • 3 bedrooms $3,384 – $4,136
  • 4 bedrooms $3,709 – $4,533

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in New York Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in New York

What New York law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

How much can they charge for a deposit?
Up to 1 month of rent
N.Y. Gen. Oblig. Law §7-108(1-a)(a)
When must they return my deposit?
14 days
N.Y. Gen. Oblig. Law §7-108(1-a)(e)
If I fall behind on rent, what notice must I get?
14 days
N.Y. Real Prop. Acts. Law §711(2)
How much notice before a rent increase?
30, 60, or 90 days, depending on the case
N.Y. Real Prop. Law §226-c(1)(a), (2)
  • Only a court order can remove youN.Y. Real Prop. Acts. Law §768(1)(a)
  • Protection from retaliationN.Y. Real Prop. Law §223-b(1)
  • Protection related to immigration statusN.Y. Exec. Law §296(5)(a)(3)

Help

Where to get help with rent in Westchester County

These HUD-approved agencies have offices in Westchester County. They counsel for free or at low cost.

  • Cambridge Credit Counseling Corporation - New York Branch

    245 Saw Mill River Road, Hawthorne · Spanish

    Also serves in Polish.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
  • The Preservation Company

    1037 Main St, Peekskill · Spanish

    • Rental counseling
  • Westchester Residential Opportunities, Incorporated

    470 Mamaroneck Ave Ste 410, White Plains · Spanish

    Also serves in French, Italian, and other languages.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Westchester County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in New York, the average home bill was $140 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$5,942

What you need before you get the keys.

What adds up

First month
$2,971
Security deposit
$2,971
Total
$5,942

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Westchester County?

According to HUD (Fiscal year 2027): Studio: $2,593; 1 bedroom: $2,729; 2 bedrooms: $2,971; 3 bedrooms: $3,760; 4 bedrooms: $4,121. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Westchester County?

Paying the 2-bedroom fair market rent ($2,971) without spending more than 30% of income takes $57.13 an hour full time, or $118,840 a year.

Who qualifies for Section 8 in Westchester County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $84,800 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Westchester County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $2,674 and $3,268 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Westchester County?

For 2 bedrooms they run from $2,620 in 10505 to $4,460 in 10536. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Westchester County?

HUD lists 183 properties with homes for low-income households in Westchester County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Westchester County?

HUD counts rent as a burden when it reaches 30% of income or more. In Westchester County, 54% of renter households are in that position; in New York, 52%, and nationwide, 51% (Average 2020–2024, Census).