Section 8 · Westchester County
Data from November 2026
How much does Section 8 pay in Westchester County, New York?
HUD sets the 2-bedroom fair market rent in Westchester County at $2,971 a month (Fiscal year 2027). From that figure, your housing agency sets its payment standard, which as a rule runs from $2,674 to $3,268. The voucher pays up to that standard, minus your share: generally 30% of your adjusted monthly income.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $2,971
- a month, HUD, Fiscal year 2027
- 24% more than in New York
- Possible payment standard, 2 BR
- $2,674 – $3,268
- 90% to 110% of the fair market rent
- By ZIP code, 2 BR
- $2,620 – $4,460
- across 74 ZIP codes
- Section 8 vouchers
- 9,643
- at 10 agencies based here
Only here
Section 8 in Westchester County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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Across the 74 ZIP codes in Westchester County, the 2-bedroom ZIP code fair market rent runs from $2,620 in 10505 to $4,460 in 10536: 70% more.
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Next door, in Orange County, HUD sets the 2-bedroom fair market rent at $2,131: 28% less than in Westchester County ($2,971).
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Housing agencies based in Westchester County hold 9,643 housing vouchers. Only 3 of the 40 counties in New York with vouchers have more.
Sources: HUD (Fiscal year 2027); HUD (Fiscal year 2027); HUD (Retrieved November 6, 2026).
Fair market rent and payment standard
What the voucher can pay, by size
Each year HUD publishes a fair market rent (FMR) for each home size in Westchester County. Your housing agency uses it to set its payment standard: the most the voucher can pay toward rent and utilities.
- The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. Source: 24 CFR §888.113
- Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
- Above 110% is an exception payment standard. Up to 120%, the agency only has to notify HUD that it meets certain criteria. Source: 24 CFR §982.503(d)
| Size | Fair rent per month | Possible payment standard |
|---|---|---|
| Studio | $2,593 | $2,334 – $2,852 |
| 1 bedroom | $2,729 | $2,456 – $3,002 |
| 2 bedrooms | $2,971 | $2,674 – $3,268 |
| 3 bedrooms | $3,760 | $3,384 – $4,136 |
| 4 bedrooms | $4,121 | $3,709 – $4,533 |
HUD area: New York, NY HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent of each ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 74 ZIP codes in Westchester County (Fiscal year 2027). Where they are used, they are the basis of your home’s payment standard.
For 2 bedrooms they run from $2,620 in 10505 to $4,460 in 10536. With the 90% to 110% rule, the payment standard could run from $2,358 to $2,882 in 10505 and from $4,014 to $4,906 in 10536.
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
Lowest and highest, by size
- Studio $2,280 – $3,890
- 1 bedroom $2,390 – $4,100
- 2 bedrooms $2,620 – $4,460
- 3 bedrooms $3,280 – $5,640
- 4 bedrooms $3,570 – $6,190
| ZIP code | Studio | 1 bd | 2 bd | 3 bd | 4 bd |
|---|---|---|---|---|---|
| 10501 | $3,370 | $3,550 | $3,860 | $4,880 | $5,360 |
| 10502 | $3,110 | $3,270 | $3,560 | $4,510 | $4,940 |
| 10503 | $3,360 | $3,540 | $3,850 | $4,870 | $5,340 |
| 10504 | $2,990 | $3,150 | $3,430 | $4,340 | $4,750 |
| 10505 | $2,280 | $2,390 | $2,620 | $3,280 | $3,570 |
| 10506 | $3,890 | $4,100 | $4,460 | $5,640 | $6,190 |
| 10507 | $2,560 | $2,690 | $2,930 | $3,710 | $4,060 |
| 10510 | $3,470 | $3,660 | $3,980 | $5,040 | $5,520 |
| 10511 | $2,420 | $2,540 | $2,770 | $3,510 | $3,840 |
| 10514 | $3,590 | $3,780 | $4,110 | $5,200 | $5,700 |
| 10517 | $2,280 | $2,390 | $2,620 | $3,280 | $3,570 |
| 10518 | $3,470 | $3,660 | $3,980 | $5,040 | $5,520 |
| 10519 | $2,900 | $3,050 | $3,330 | $4,170 | $4,530 |
| 10520 | $2,570 | $2,710 | $2,950 | $3,730 | $4,090 |
| 10522 | $3,190 | $3,350 | $3,650 | $4,620 | $5,060 |
| 10523 | $3,890 | $4,100 | $4,460 | $5,640 | $6,190 |
| 10526 | $3,050 | $3,210 | $3,490 | $4,420 | $4,840 |
| 10527 | $3,220 | $3,390 | $3,690 | $4,670 | $5,120 |
| 10528 | $3,630 | $3,820 | $4,160 | $5,260 | $5,770 |
| 10530 | $3,120 | $3,280 | $3,570 | $4,520 | $4,950 |
| 10532 | $2,890 | $3,010 | $3,330 | $4,150 | $4,490 |
| 10533 | $3,360 | $3,540 | $3,850 | $4,870 | $5,340 |
| 10535 | $2,650 | $2,790 | $3,040 | $3,850 | $4,220 |
| 10536 | $3,890 | $4,100 | $4,460 | $5,640 | $6,190 |
| 10538 | $2,960 | $3,110 | $3,390 | $4,290 | $4,700 |
| 10540 | $3,080 | $3,250 | $3,530 | $4,470 | $4,900 |
| 10543 | $2,880 | $3,030 | $3,300 | $4,180 | $4,580 |
| 10545 | $2,910 | $3,060 | $3,330 | $4,210 | $4,620 |
| 10546 | $3,210 | $3,380 | $3,670 | $4,650 | $5,090 |
| 10547 | $3,090 | $3,250 | $3,540 | $4,480 | $4,910 |
| 10548 | $2,760 | $2,900 | $3,160 | $4,000 | $4,380 |
| 10549 | $2,400 | $2,530 | $2,750 | $3,480 | $3,810 |
| 10550 | $2,500 | $2,630 | $2,860 | $3,620 | $3,970 |
| 10552 | $2,420 | $2,540 | $2,770 | $3,510 | $3,840 |
| 10553 | $2,430 | $2,560 | $2,790 | $3,530 | $3,870 |
| 10560 | $3,050 | $3,220 | $3,500 | $4,430 | $4,850 |
| 10562 | $2,910 | $3,060 | $3,330 | $4,210 | $4,620 |
| 10566 | $2,660 | $2,800 | $3,050 | $3,860 | $4,230 |
| 10567 | $2,710 | $2,860 | $3,110 | $3,940 | $4,310 |
| 10570 | $2,640 | $2,780 | $3,030 | $3,830 | $4,200 |
| 10573 | $2,790 | $2,940 | $3,200 | $4,050 | $4,440 |
| 10576 | $3,420 | $3,660 | $4,010 | $5,040 | $5,600 |
| 10577 | $2,940 | $3,090 | $3,370 | $4,270 | $4,670 |
| 10578 | $3,090 | $3,240 | $3,560 | $4,450 | $4,850 |
| 10580 | $3,830 | $4,030 | $4,390 | $5,560 | $6,090 |
| 10583 | $3,370 | $3,550 | $3,860 | $4,880 | $5,350 |
| 10588 | $2,280 | $2,390 | $2,620 | $3,280 | $3,570 |
| 10589 | $3,420 | $3,600 | $3,940 | $4,930 | $5,360 |
| 10590 | $3,090 | $3,250 | $3,540 | $4,480 | $4,910 |
| 10591 | $2,680 | $2,820 | $3,070 | $3,880 | $4,260 |
| 10594 | $2,950 | $3,100 | $3,380 | $4,280 | $4,690 |
| 10595 | $2,280 | $2,390 | $2,620 | $3,290 | $3,610 |
| 10596 | $2,350 | $2,470 | $2,690 | $3,400 | $3,730 |
| 10597 | $3,120 | $3,290 | $3,580 | $4,530 | $4,970 |
| 10598 | $3,220 | $3,390 | $3,690 | $4,670 | $5,120 |
| 10601 | $2,990 | $3,150 | $3,430 | $4,340 | $4,760 |
| 10603 | $2,700 | $2,840 | $3,090 | $3,910 | $4,290 |
| 10604 | $2,850 | $2,990 | $3,260 | $4,130 | $4,520 |
| 10605 | $3,130 | $3,300 | $3,590 | $4,540 | $4,980 |
| 10606 | $3,400 | $3,580 | $3,900 | $4,940 | $5,410 |
| 10607 | $3,340 | $3,510 | $3,820 | $4,830 | $5,300 |
| 10701 | $2,720 | $2,870 | $3,120 | $3,950 | $4,330 |
| 10703 | $2,410 | $2,540 | $2,760 | $3,490 | $3,830 |
| 10704 | $2,560 | $2,690 | $2,930 | $3,710 | $4,060 |
| 10705 | $2,550 | $2,680 | $2,920 | $3,700 | $4,050 |
| 10706 | $2,660 | $2,800 | $3,050 | $3,860 | $4,230 |
| 10707 | $3,040 | $3,200 | $3,480 | $4,400 | $4,830 |
| 10708 | $2,890 | $3,040 | $3,310 | $4,190 | $4,590 |
| 10709 | $2,730 | $2,880 | $3,130 | $3,960 | $4,340 |
| 10710 | $2,510 | $2,650 | $2,880 | $3,640 | $3,990 |
| 10801 | $2,650 | $2,790 | $3,040 | $3,850 | $4,220 |
| 10803 | $3,090 | $3,250 | $3,540 | $4,480 | $4,910 |
| 10804 | $3,120 | $3,290 | $3,580 | $4,530 | $4,970 |
| 10805 | $2,710 | $2,850 | $3,100 | $3,920 | $4,300 |
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
How it is figured
What the voucher pays and what you pay
The housing agency pays the owner directly. This is how it is figured, under HUD’s rules:
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The payment standard is the most the voucher pays. The agency pays the lower of the payment standard minus your share, or the rent with utilities minus your share. Source: 24 CFR §982.505(a), (b)
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Your share (the total tenant payment) is the highest of 30% of your adjusted monthly income, 10% of your monthly income, the part of public assistance set aside for housing, or the minimum rent. Source: 24 CFR §5.628(a)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.305(a)(5), §982.508
A family of 4 earning HUD’s extremely low income limit in Westchester County has $50,900 a year, about $4,242 a month. 30% of that income is $1,273. Since adjusted income is the same or lower, the family’s share would generally not be more than that. If the agency sets the payment standard equal to the fair market rent ($2,971) and the 2-bedroom home rents for that, the voucher would pay about $1,698 or more.
- Rent, equal to the fair market rent
- $2,971
- Family share, at most
- $1,273
- Voucher payment, at least
- $1,698
This is only an example. Your agency figures your adjusted income, the home size you get and its own payment standard. Sources: HUD fair market rent (Fiscal year 2027) and HUD income limits (Fiscal year 2026).
How to apply
Where and how to ask for a voucher in Westchester County
15 housing agencies are based in Westchester County. This is how you apply:
- You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
- Because demand is high, you may need to sign up on several waiting lists. You do not need to live where you apply. Source: HUD
- Generally, your family must have very low income: no more than 50% of the area median income. In Westchester County, for a family of 4 that limit is $84,800 a year (Fiscal year 2026). Source: 24 CFR §5.603, §982.201(b)
How much can you earn? Check your case Section 8 and mixed-status families: how it worksRental help and public charge: what the rules sayHow to avoid rental scams: the signs and what to do
Housing agencies that serve this place
- The Municipal Hsng Authority City Yonkers Public housing and Section 8 vouchers · 5,133 vouchers · 281 public housing units (914) 793-8400 The Municipal Hsng Authority City Yonkers: wkimball@mhacy.org
- White Plains Housing Authority Public housing and Section 8 vouchers · 811 vouchers · 360 public housing units (914) 949-6462 White Plains Housing Authority: dbrooks@wphany.com
- City of New Rochelle Housing Authority Section 8 vouchers · 1,165 vouchers (914) 654-2177 City of New Rochelle Housing Authority: Gcordaro@newrochelleny.com
- City of Peekskill Section 8 vouchers · 731 vouchers (914) 734-4216 City of Peekskill: JGanus@cityofpeekskill.com
- New Rochelle Housing Authority Public housing and Section 8 vouchers · 605 vouchers · 100 public housing units (914) 636-7050 New Rochelle Housing Authority: nrmha@nrmha.org
- Greenburgh Housing Authority Public housing and Section 8 vouchers · 421 vouchers (914) 946-2111 Greenburgh Housing Authority: Raju@greenburghhousing.org
- Port Chester Housing Authority Public housing · 340 public housing units (914) 937-5550 Port Chester Housing Authority: aprovenzano@pchany.org
- Peekskill Housing Authority Public housing · 273 public housing units (914) 739-1700 Peekskill Housing Authority: jphalen@peekskillha.com
- Village of Ossining Section 8 Program Section 8 vouchers · 258 vouchers (914) 941-0751 Village of Ossining Section 8 Program: mgeraldo@villageofOssining.org
- Mount Kisco Housing Authority Public housing and Section 8 vouchers · 188 vouchers (914) 666-7578 Mount Kisco Housing Authority: mtappeto@jmimgt.com
- Tuckahoe HA, Village of Section 8 vouchers · 175 vouchers (914) 961-1795 Tuckahoe HA, Village of: Tuckahoeha1@optonline.net
- Town of Yorktown Section 8 vouchers · 156 vouchers (914) 962-5757 Town of Yorktown: sandrine@yorktownny.org
- Tuckahoe Housing Authority Public housing · 149 public housing units (914) 961-3373 Tuckahoe Housing Authority: Tuckahoeha1@optonline.net
- Tarrytown Municipal Housing Authority Public housing · 70 public housing units (914) 631-1991 Tarrytown Municipal Housing Authority: tmha@verizon.net
- North Tarrytown Housing Authority Public housing (914) 631-4626 North Tarrytown Housing Authority: josephine.ntha@gmail.com
Housing agencies in New York HUD list of housing agencies Source: HUD, Retrieved November 6, 2026
Frequently asked questions
How much does Section 8 pay for 2 bedrooms in Westchester County?
It depends on your agency’s payment standard and your income. HUD sets the 2-bedroom fair market rent at $2,971 (Fiscal year 2027), and the basic payment standard can run from $2,674 to $3,268. The voucher pays up to that standard minus your share.
How much do I pay with a voucher?
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income.
Does the payment standard change by ZIP code in Westchester County?
For 2 bedrooms they run from $2,620 in 10505 to $4,460 in 10536. With the 90% to 110% rule, the payment standard could run from $2,358 to $2,882 in 10505 and from $4,014 to $4,906 in 10536. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
Where do I apply for Section 8 in Westchester County?
At a public housing agency. 15 are based in Westchester County, such as The Municipal Hsng Authority City Yonkers and White Plains Housing Authority. If you qualify, your name usually goes on a waiting list. You can sign up on several: you do not need to live where you apply.
Who qualifies for Section 8 in Westchester County?
Generally, your family must have very low income: no more than 50% of the area median income. In Westchester County, for a family of 4 that limit is $84,800 a year (Fiscal year 2026).