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City · 10,011 residents · Middlesex County, New Jersey

Kendall Park , New Jersey

In Kendall Park, a typical home is worth $590,300 and typical rent is $1,928 a month. Compared with all of Middlesex County, typical household income is 49% higher, the typical home value is 28% higher, and the share of households that own their home is 21 points higher.

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  • Typical home value

    $590,300

    28% above the county

    30% above New Jersey

    • Kendall Park
    • Middlesex
    • New Jersey

  • Typical rent

    $1,928a month

    3% above the county

    12% above New Jersey

    • Kendall Park
    • Middlesex
    • New Jersey

  • Typical household income

    $165,958a year

    49% above the county

    60% above New Jersey

    • Kendall Park
    • Middlesex
    • New Jersey

  • Households that own their home

    85%

    21 points above the county

    21 points above New Jersey

    • Kendall Park
    • Middlesex
    • New Jersey

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$732,442
1.8% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Kendall Park is in Middlesex County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Middlesex County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Kendall Park apart

What this place has that others do not, from public data, most unusual first.

  1. 85% of households in Kendall Park own their home, against 64% in Middlesex County.

  2. The typical household income in Kendall Park is $165,958, 49% more than in Middlesex County as a whole ($111,549).

  3. Nearby, in Franklin Park, the typical home value is $336,600: 43% less than in Kendall Park ($590,300).

  4. The typical home in Kendall Park is worth $590,300, 28% more than in Middlesex County as a whole ($462,900).

  5. Nearby, in Heathcote, the typical rent is $1,623: 16% less than in Kendall Park ($1,928).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Kendall Park

What homes there are in Kendall Park, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Kendall Park, 8 in 10 homes are single-family detached houses; in Middlesex County, 5.

There are more mobile homes here than in Middlesex County: 7% of homes, against 1%.

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$3,510 a month

Middlesex County: $2,877 a month

Without a mortgage

$1,216 a month

Middlesex County: $1,242 a month

Owners with a mortgage

67%

Middlesex County: 63%

Owning costs more in Kendall Park: with a mortgage, the typical cost is $3,510 a month; in Middlesex County, $2,877. Without one, $1,216.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Kendall Park rose 45% since 2015–2019, more than in Middlesex County (35%).

The typical rent in Kendall Park stayed about the same over that time: the difference is within the Census margin of error.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureKendall ParkMiddlesex CountyNew JerseyUnited States
Rental vacancy Unreliable estimate2.4%3.5%5.5%
Homeowner vacancy Unreliable estimate0.4%0.7%0.9%
More than one person per room Unreliable estimate5.5%4.0%3.4%
People per household 2.872.752.622.53
Drive alone 68%61%62%69%
Carpool Unreliable estimate8%8%9%
Public transit Unreliable estimate6%8%3%
Walk or bike Unreliable estimate3%3%3%
Work from home 21%18%17%15%
Other means Unreliable estimate4%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in Middlesex County, a household in Kendall Park has 2.87 people on average.

To get to work, 68% of workers in Kendall Park drive alone; in Middlesex County, 61%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Kendall Park?

A typical home costs more than the typical income allows

We start with a typical home in Kendall Park, worth $590,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 38% of the typical household income in Kendall Park, which is $165,958 a year. For that payment to be 28% of income, a household would need to earn about $225,636 a year.

The calculator's FHA and conventional loan limits are those of all of Middlesex County.

Your numbers

Local data
$

Starts at the typical home value in Kendall Park. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $20,661 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$5,265

at 7.18% · 30 years

Loan amount
$579,608
Total interest
$833,919
Paid off in
November 2056

Includes $9,969 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,872 a month

  • Tight

    $3,872 to $4,979 a month

  • Hard

    more than $4,979 a month

    Your payment · 38%

Compared with the typical household income in Kendall Park ($165,958 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$5,265
Principal & interest$3,926
Property tax$831
Home insurance$246
FHA mortgage insurance (MIP)$261

You need at least $20,661 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Kendall Park and Middlesex County

Kendall Park is in Middlesex County, New Jersey. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Kendall Park's own numbers

Typical home value
$590,300
Typical monthly rent
$1,928
Typical yearly household income
$165,958
Households that own their home
85%
Effective property tax rate
1.69%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Middlesex County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,209,750
HUD fair market rent, 2 bedrooms
$2,623
Price change over 5 years (FHFA)
+62%
Homes in a high flood-risk zone
1.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Middlesex County.

Everything about Middlesex County

Buying

Buying a home in Kendall Park

A typical home in Kendall Park is worth $590,300: 28% above the county and 30% above New Jersey. With the typical household income in Kendall Park ($165,958 a year), a typical home costs 3.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Kendall Park 3.6 years
  • Middlesex 4.1 years
  • New Jersey 4.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Middlesex County

According to FHFA’s house price index, home prices in Middlesex County rose 89% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Middlesex County.

Period County New Jersey U.S.
Last year (2025) +6.1% +6.2% +2.9%
5 years (2020–2025) +62% +63% +47%
10 years (2015–2025) +89% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Kendall Park next to Middlesex County, New Jersey and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Kendall Park $590,300
  • Middlesex $462,900
  • New Jersey $454,400
  • United States $332,700
Typical monthly rent
  • Kendall Park $1,928
  • Middlesex $1,871
  • New Jersey $1,720
  • United States $1,413
Typical yearly household income
  • Kendall Park $165,958
  • Middlesex $111,549
  • New Jersey $103,556
  • United States $80,734
See the full table
Kendall Park next to Middlesex County and New Jersey
Measure Kendall Park Middlesex County New Jersey U.S.
Typical home value $590,300 $462,900 $454,400 $332,700
Typical monthly rent $1,928 $1,871 $1,720 $1,413
Typical yearly household income $165,958 $111,549 $103,556 $80,734
Households that own their home 85% 64% 64% 65%
Typical yearly property tax $10,001 $9,712 $9,590 $3,119
Effective property tax rate 1.69% 2.1% 2.11% 0.94%
Renters with high rent for their income 48% 48% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Middlesex County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Kendall Park

For a typical $590,300 home in Kendall Park, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Kendall Park's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $5,265a month

    Least cash to close
    Down payment
    $20,661
    Cash to close
    $38,370
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $261

  • Conventional, 5% down $5,157a month

    Down payment
    $29,515
    Cash to close
    $47,224
    Rate
    7.18%
    Mortgage insurance
    PMI · $280

  • Conventional, 20% down, no PMI $4,276a month

    Down payment
    $118,060
    Cash to close
    $135,769
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $4,822a month

    Down payment
    $88,545
    Cash to close
    $106,254
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Kendall Park and for Middlesex County.

Property tax

Effective rate in Kendall Park

1.69%of the home’s value each year

$10,001 a year for the typical owner in Kendall Park.

  • Kendall Park 1.69%
  • Middlesex 2.1%
  • New Jersey 2.11%

What New Jersey publishes ANCHOR, Senior Freeze and Stay NJ: one combined application (New Jersey Division of Taxation)

Exemptions and deadlines in New Jersey

Flood risk in Middlesex County

FEMA does not publish these numbers by city: they are for all of Middlesex County.

Homes in the high-risk zone
1.1%
2,391
Of those, with NFIP insurance
54%
County New Jersey U.S.
Homes in the high-risk zone 1.1% 6.7% 3.5%
Of those, with NFIP insurance 54% 63% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Kendall Park

Typical rent in Kendall Park is $1,928 a month: 3% above the county. In Kendall Park, 48% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Middlesex County, by unit size. To pay the 2-bedroom one ($2,623 a month) without spending more than 30% of your income, you would need to earn $50.44 an hour working full time.

HUD fair market rent for all of Middlesex County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,953 $37.56 $78,120
1 bedroom $2,103 $40.44 $84,120
2 bedrooms $2,623 $50.44 $104,920
3 bedrooms $3,125 $60.10 $125,000
4 bedrooms $3,508 $67.46 $140,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Kendall Park

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Kendall Park has 2 ZIP codes with their own.

For 2 bedrooms it runs from $2,690 in 08852 to $2,980 in 08824.

2 of the 2 are above the fair market rent for Middlesex County ($2,623).

  • 08824 $2,980$3,550
  • 08852 $2,690$3,210

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Kendall Park when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Kendall Park

HUD lists 2 buildings with rents for lower incomes in Kendall Park. These are the largest.

  • Charleston Place Apartments 3424 Route 27, Kendall Park 08824 54 low-income homes · For older adults
  • Apartments at Montgomery 9 Hardwick Dr, Kendall Park 08824 86 homes, 4 low-income (609) 989-8500

See all 123 buildings in Middlesex County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Kendall Park

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 3 HUD-approved agencies with an office in Middlesex County; 2 say they serve in Spanish.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Kendall Park

No down payment, repair or rent-help program on our list is for Kendall Park or Middlesex County. The ones below are statewide in New Jersey: they work in Kendall Park the same as in the rest of the state.

Which programs do I qualify for? All programs in New Jersey

Housing counselors near Kendall Park

The HUD-approved agencies closest to the center of Kendall Park, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Puerto Rican Action Board, Inc.

    754 Route 18, East Brunswick · 10 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (732) 832-7535

  • Central Jersey Housing Resource Center, Inc.

    92 E Main St, Somerville · 11 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 7 more
    (908) 446-0036

  • Navicore Solutions

    200 US Highway 9, Manalapan · 16 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (732) 409-6281

Every agency in Middlesex County All counseling agencies in New Jersey

Help in Spanish near Kendall Park

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Kendall Park

In HUD’s record, no housing authority with an office in Middlesex County is named for Kendall Park or Middlesex County.

9 other authorities have an office in Middlesex County: see the list Source: HUD

Cities

Other cities in Middlesex County

These cities are also in Middlesex County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Middlesex County Housing in New Jersey
See 15 more cities in Middlesex County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Kendall Park, with the typical home value.

Neighboring counties

If Middlesex County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Kendall Park.

All guides
A mother smiles as she carries her young daughter on her shoulders (black and white).

Questions

Housing questions about Kendall Park

Short answers with the numbers for Kendall Park and all of Middlesex County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Kendall Park?

The typical home value in Kendall Park is $590,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Middlesex County it is $462,900.

How much does it cost to rent in Kendall Park?

Typical rent in Kendall Park is $1,928 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Middlesex County is $2,623.

What is the FHA loan limit in Kendall Park?

Kendall Park uses the FHA limit for all of Middlesex County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Kendall Park?

The typical homeowner in Kendall Park pays $10,001 a year, according to the U.S. Census Bureau. That is 1.69% of the home’s value; in Middlesex County, the rate is 2.1%.

Where can I find free help to buy or rent in Kendall Park?

There are 3 HUD-approved counseling agencies with an office in Middlesex County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).