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City · 5,920 residents · Middlesex County, New Jersey

Rutgers University-Busch Campus , New Jersey

In Rutgers University-Busch Campus, typical rent is $2,197 a month. Compared with all of Middlesex County, typical rent is 17% higher.

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  • Typical rent

    $2,197a month

    17% above the county

    28% above New Jersey

    • Rutgers University-Busch Campus
    • Middlesex
    • New Jersey

Source: U.S. Census Bureau, Average 2020–2024

Rutgers University-Busch Campus is in Middlesex County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Middlesex County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Rutgers University-Busch Campus apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in New Brunswick, the typical rent is $1,814: 17% less than in Rutgers University-Busch Campus ($2,197).

  2. The typical rent in Rutgers University-Busch Campus is $2,197 a month, 17% more than in Middlesex County as a whole ($1,871).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Rutgers University-Busch Campus

What homes there are in Rutgers University-Busch Campus, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Monthly rent with utilities

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The boundaries of Rutgers University-Busch Campus changed since 2015–2019, so the Census does not compare its figures from then and now. In Middlesex County, the typical home value rose 35%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureRutgers University-Busch CampusMiddlesex CountyNew JerseyUnited States
Rental vacancy Unreliable estimate2.4%3.5%5.5%
More than one person per room Unreliable estimate5.5%4.0%3.4%
People per household 2.412.752.622.53
Drive alone 17%61%62%69%
Carpool Unreliable estimate8%8%9%
Public transit Unreliable estimate6%8%3%
Walk or bike 58%3%3%3%
Work from home 20%18%17%15%
Other means Unreliable estimate4%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Rutgers University-Busch Campus are smaller: 2.41 people on average; in Middlesex County, 2.75.

Many here get to work on foot or by bike: 58%, more than in Middlesex County (3%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Rutgers University-Busch Campus?

The Census Bureau publishes no typical home value or typical household income for Rutgers University-Busch Campus, so we don't measure how heavy the payment is. Enter your own numbers in the calculator. The Census Bureau publishes no typical home value for Rutgers University-Busch Campus, so the calculator starts with the one for Middlesex County: $462,900. The rate is Freddie Mac’s weekly average (7.18%, November 5, 2026); yours may be different. The FHA and conventional loan limits are those of all of Middlesex County. Change the price, the down payment or the loan type and see how your payment changes.

The calculator's FHA and conventional loan limits are those of all of Middlesex County.

Your numbers

Local data
$

Starts at the typical home value in Rutgers University-Busch Campus. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $16,202 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,287

at 7.18% · 30 years

Loan amount
$454,515
Total interest
$653,941
Paid off in
November 2056

Includes $7,817 FHA upfront mortgage insurance premium.

Does it fit the income?

Type your income to see which tier this payment lands in.

Show the result as
per month$4,287
Principal & interest$3,079
Property tax$810
Home insurance$193
FHA mortgage insurance (MIP)$205

You need at least $16,202 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Rutgers University-Busch Campus and Middlesex County

Rutgers University-Busch Campus is in Middlesex County, New Jersey. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Rutgers University-Busch Campus's own numbers

Typical monthly rent
$2,197

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Middlesex County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,209,750
HUD fair market rent, 2 bedrooms
$2,623
Price change over 5 years (FHFA)
+62%
Homes in a high flood-risk zone
1.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Middlesex County.

Everything about Middlesex County

Buying

Buying a home in Rutgers University-Busch Campus

The Census Bureau publishes no typical home value for Rutgers University-Busch Campus. Below are the numbers for Middlesex County.

How prices have changed in Middlesex County

According to FHFA’s house price index, home prices in Middlesex County rose 89% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Middlesex County.

Period County New Jersey U.S.
Last year (2025) +6.1% +6.2% +2.9%
5 years (2020–2025) +62% +63% +47%
10 years (2015–2025) +89% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Rutgers University-Busch Campus next to Middlesex County, New Jersey and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical monthly rent
  • Rutgers University-Busch Campus $2,197
  • Middlesex $1,871
  • New Jersey $1,720
  • United States $1,413
See the full table
Rutgers University-Busch Campus next to Middlesex County and New Jersey
Measure Rutgers University-Busch Campus Middlesex County New Jersey U.S.
Typical monthly rent $2,197 $1,871 $1,720 $1,413

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Middlesex County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Rutgers University-Busch Campus

The Census Bureau publishes no typical home value for Rutgers University-Busch Campus, so we don't build this table. You can enter the price you're looking for in the calculator above.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Rutgers University-Busch Campus and for Middlesex County.

Property tax

Data not available for this place

What New Jersey publishes ANCHOR, Senior Freeze and Stay NJ: one combined application (New Jersey Division of Taxation)

Exemptions and deadlines in New Jersey

Flood risk in Middlesex County

FEMA does not publish these numbers by city: they are for all of Middlesex County.

Homes in the high-risk zone
1.1%
2,391
Of those, with NFIP insurance
54%
County New Jersey U.S.
Homes in the high-risk zone 1.1% 6.7% 3.5%
Of those, with NFIP insurance 54% 63% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Rutgers University-Busch Campus

Typical rent in Rutgers University-Busch Campus is $2,197 a month: 17% above the county.

HUD publishes a fair market rent for all of Middlesex County, by unit size. To pay the 2-bedroom one ($2,623 a month) without spending more than 30% of your income, you would need to earn $50.44 an hour working full time.

HUD fair market rent for all of Middlesex County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,953 $37.56 $78,120
1 bedroom $2,103 $40.44 $84,120
2 bedrooms $2,623 $50.44 $104,920
3 bedrooms $3,125 $60.10 $125,000
4 bedrooms $3,508 $67.46 $140,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Rutgers University-Busch Campus

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Rutgers University-Busch Campus is in ZIP code 08854.

For 2 bedrooms it is $2,840: $217 more than the fair market rent for Middlesex County ($2,623).

  • 08854 $2,840$3,380

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Rutgers University-Busch Campus when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Rutgers University-Busch Campus

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 3 HUD-approved agencies with an office in Middlesex County; 2 say they serve in Spanish.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Rutgers University-Busch Campus

No down payment, repair or rent-help program on our list is for Rutgers University-Busch Campus or Middlesex County. The ones below are statewide in New Jersey: they work in Rutgers University-Busch Campus the same as in the rest of the state.

Which programs do I qualify for? All programs in New Jersey

Housing counselors near Rutgers University-Busch Campus

The HUD-approved agencies closest to the center of Rutgers University-Busch Campus, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Puerto Rican Action Board, Inc.

    754 Route 18, East Brunswick · 8 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (732) 832-7535

  • Central Jersey Housing Resource Center, Inc.

    92 E Main St, Somerville · 8 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 7 more
    (908) 446-0036

  • The Housing Authority of the City of Perth Amboy

    881 Amboy Avenue, Perth Amboy · 10 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    732-826-3110-631

Every agency in Middlesex County All counseling agencies in New Jersey

Help in Spanish near Rutgers University-Busch Campus

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Rutgers University-Busch Campus

In HUD’s record, no housing authority with an office in Middlesex County is named for Rutgers University-Busch Campus or Middlesex County.

9 other authorities have an office in Middlesex County: see the list Source: HUD

Cities

Other cities in Middlesex County

These cities are also in Middlesex County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Middlesex County Housing in New Jersey
See 15 more cities in Middlesex County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Rutgers University-Busch Campus, with the typical home value.

Neighboring counties

If Middlesex County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Rutgers University-Busch Campus.

All guides
Two parents walk hand in hand with their little daughter.

Questions

Housing questions about Rutgers University-Busch Campus

Short answers with the numbers for Rutgers University-Busch Campus and all of Middlesex County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does it cost to rent in Rutgers University-Busch Campus?

Typical rent in Rutgers University-Busch Campus is $2,197 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Middlesex County is $2,623.

What is the FHA loan limit in Rutgers University-Busch Campus?

Rutgers University-Busch Campus uses the FHA limit for all of Middlesex County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

Where can I find free help to buy or rent in Rutgers University-Busch Campus?

There are 3 HUD-approved counseling agencies with an office in Middlesex County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).