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City · 16,320 residents · Scott County, Missouri

Sikeston , Missouri

In Sikeston, a typical home is worth $168,800 and typical rent is $891 a month. Compared with all of Scott County, the typical home value is 9% higher, typical household income is 6% lower, and the share of households that own their home is 11 points lower.

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  • Typical home value

    $168,800

    9% above the county

    27% below Missouri

    • Sikeston
    • Scott
    • Missouri

  • Typical rent

    $891a month

    2% above the county

    14% below Missouri

    • Sikeston
    • Scott
    • Missouri

  • Typical household income

    $58,915a year

    6% below the county

    17% below Missouri

    • Sikeston
    • Scott
    • Missouri

  • Households that own their home

    60%

    11 points below the county

    8 points below Missouri

    • Sikeston
    • Scott
    • Missouri

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$162,639
2.3% more than 12 months ago
Typical rent
$1,225 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Sikeston is in Scott County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Scott County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Sikeston apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Caruthersville, the typical home value is $107,700: 36% less than in Sikeston ($168,800).

  2. 60% of households in Sikeston own their home, against 71% in Scott County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Sikeston

What homes there are in Sikeston, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

As in Scott County, most homes in Sikeston are detached houses (79%).

Year built

The typical year built in Sikeston is 1975, about the same as in Scott County (1976).

In Sikeston, 68% of homes have 3 bedrooms or more, about the same as in Scott County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA limit for Scott County is high ($541,287): at least 95% of owner-occupied homes in Sikeston are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,248 a month

Scott County: $1,156 a month

Without a mortgage

$501 a month

Scott County: $449 a month

Owners with a mortgage

60%

Scott County: 57%

Owning costs more in Sikeston: with a mortgage, the typical cost is $1,248 a month; in Scott County, $1,156. Without one, $501.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, home values in Sikeston rose at about the same pace as in Scott County: 39% against 41%.

Rents in Sikeston rose at about the same pace as in Scott County: 25% since 2015–2019, against 27%.

Here income gained ground: typical income rose 48%, against +39% for home values and +25% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureSikestonScott CountyMissouriUnited States
Rental vacancy Unreliable estimateUnreliable estimate5.0%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.9%0.9%
More than one person per room Unreliable estimate2.6%1.7%3.4%
People per household 2.332.442.402.53
Drive alone 80%83%75%69%
Carpool 14%10%8%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home 4%4%13%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

A household in Sikeston has 2.33 people on average, about the same as in Scott County (2.44).

Carpooling is common in Sikeston: 14% of workers get to work that way, against 10% in Scott County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Sikeston?

A typical home is within reach of the typical income

We start with a typical home in Sikeston, worth $168,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 28% of the typical household income in Sikeston, which is $58,915 a year.

The calculator's FHA and conventional loan limits are those of all of Scott County.

Your numbers

Local data
$

Starts at the typical home value in Sikeston. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,908 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,363

at 7.18% · 30 years

Loan amount
$165,743
Total interest
$238,465
Paid off in
November 2056

Includes $2,851 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,375 a month

    Your payment · 28%

  • Tight

    $1,375 to $1,767 a month

  • Hard

    more than $1,767 a month

Compared with the typical household income in Sikeston ($58,915 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,363
Principal & interest$1,123
Property tax$96
Home insurance$70
FHA mortgage insurance (MIP)$75

You need at least $5,908 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Sikeston and Scott County

Sikeston is in Scott County, Missouri. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Sikeston's own numbers

Typical home value
$168,800
Typical monthly rent
$891
Typical yearly household income
$58,915
Households that own their home
60%
Effective property tax rate
0.68%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Scott County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,027
Price change over 5 years (FHFA)
+41%
Homes in a high flood-risk zone
16%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Scott County.

Everything about Scott County

Buying

Buying a home in Sikeston

A typical home in Sikeston is worth $168,800: 9% above the county and 27% below Missouri. With the typical household income in Sikeston ($58,915 a year), a typical home costs 2.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Sikeston 2.9 years
  • Scott 2.5 years
  • Missouri 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Scott County

According to FHFA’s house price index, home prices in Scott County rose 56% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Scott County.

Period County Missouri U.S.
Last year (2025) +2.2% +3.7% +2.9%
5 years (2020–2025) +41% +51% +47%
10 years (2015–2025) +56% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Sikeston next to Scott County, Missouri and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Sikeston $168,800
  • Scott $154,400
  • Missouri $230,300
  • United States $332,700
Typical monthly rent
  • Sikeston $891
  • Scott $873
  • Missouri $1,033
  • United States $1,413
Typical yearly household income
  • Sikeston $58,915
  • Scott $62,782
  • Missouri $70,702
  • United States $80,734
See the full table
Sikeston next to Scott County and Missouri
Measure Sikeston Scott County Missouri U.S.
Typical home value $168,800 $154,400 $230,300 $332,700
Typical monthly rent $891 $873 $1,033 $1,413
Typical yearly household income $58,915 $62,782 $70,702 $80,734
Households that own their home 60% 71% 68% 65%
Typical yearly property tax $1,148 $957 $1,948 $3,119
Effective property tax rate 0.68% 0.62% 0.85% 0.94%
Renters with high rent for their income 50% 44% 46% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Scott County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Sikeston

For a typical $168,800 home in Sikeston, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Sikeston's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,363a month

    Least cash to close
    Down payment
    $5,908
    Cash to close
    $10,972
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $75

  • Conventional, 5% down $1,333a month

    Down payment
    $8,440
    Cash to close
    $13,504
    Rate
    7.18%
    Mortgage insurance
    PMI · $80

  • Conventional, 20% down, no PMI $1,081a month

    Down payment
    $33,760
    Cash to close
    $38,824
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,237a month

    Down payment
    $25,320
    Cash to close
    $30,384
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Sikeston and for Scott County.

Property tax

Effective rate in Sikeston

0.68%of the home’s value each year

$1,148 a year for the typical owner in Sikeston.

  • Sikeston 0.68%
  • Scott 0.62%
  • Missouri 0.85%

What Missouri publishes Deadline to appeal the assessment to the county board of equalization (Missouri Revisor of Statutes (Revised Statutes of Missouri))

Exemptions and deadlines in Missouri

Flood risk in Scott County

FEMA does not publish these numbers by city: they are for all of Scott County.

Homes in the high-risk zone
16%
2,549
Of those, with NFIP insurance
26%
County Missouri U.S.
Homes in the high-risk zone 16% 1.6% 3.5%
Of those, with NFIP insurance 26% 19% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Sikeston

Typical rent in Sikeston is $891 a month: 2% above the county. In Sikeston, 50% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Scott County, by unit size. To pay the 2-bedroom one ($1,027 a month) without spending more than 30% of your income, you would need to earn $19.75 an hour working full time.

HUD fair market rent for all of Scott County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $757 $14.56 $30,280
1 bedroom $785 $15.10 $31,400
2 bedrooms $1,027 $19.75 $41,080
3 bedrooms $1,243 $23.90 $49,720
4 bedrooms $1,372 $26.38 $54,880

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Sikeston

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Sikeston is in ZIP code 63801.

For 2 bedrooms it is $1,030: $3 more than the fair market rent for Scott County ($1,027).

  • 63801 $1,030$1,250

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Sikeston when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Sikeston

HUD lists 10 buildings with rents for lower incomes in Sikeston. These are the largest.

  • Sikeston 314 Davis Blvd, Sikeston 63801 253 homes, 231 low-income · Run by Housing Authority of the City of Sikeston · Average payment: $347 a month · Average wait: 11 months (573) 471-3012
  • Wendell Apts 101 Cresap St, Sikeston 63801 76 low-income homes · 1 bd: 75 · In service since 2006 · For older adults (573) 471-3012
  • New Scott Manor Apartments 807 W Gladys St, Sikeston 63801 72 low-income homes · For families (573) 471-3272
  • Sikeston I Apts 118 N 2nd St, Sikeston 63801 32 low-income homes · 1 bd: 32 · In service since 2004 · For families (573) 471-2422
  • Kathleen Manor 117 S New Madrid St, Sikeston 63801 26 low-income homes · 1 bd: 3 · 2 bd: 23 · In service since 2003

See all 16 buildings in Scott County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Sikeston

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Scott County. The nearest ones are below; many serve by phone or online.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Sikeston

No down payment, repair or rent-help program on our list is for Sikeston or Scott County. The ones below are statewide in Missouri: they work in Sikeston the same as in the rest of the state.

Which programs do I qualify for? All programs in Missouri

  • First Place Loan Program

    Statewide in Missouri

    Missouri state commission mortgage for first-time buyers and veterans, with the option of cash assistance for the down payment and closing costs. Offered by Missouri Housing Development Commission (MHDC).

    Type not stated

    See the program Official page

  • Next Step Program

    Statewide in Missouri

    Missouri state commission mortgage for buyers who earn more than First Place allows, with a second loan of 4% of the mortgage for the down payment and closing costs that is forgiven after ten years. Offered by Missouri Housing Development Commission (MHDC).

    Forgivable

    See the program Official page

Housing counselors near Sikeston

The HUD-approved agencies closest to the center of Sikeston, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • The Housing Partnership, Inc.

    729 Lemay Ferry Rd, Saint Louis · 121 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (314) 631-9905

  • Housing Options Provided for the Elderly (H.O.P.E)

    1120 S 6th St, Saint Louis · 124 miles away

    • Reverse mortgage counseling
    (844) 432-6467

  • NSC (naca Counseling Subsidiary) - ST. Louis, MO

    1300 Hampton Avenue suite 101, Saint Louis · 126 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (314) 645-8333

All counseling agencies in Missouri

Help in Spanish near Sikeston

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Sikeston

HUD’s record names them for Sikeston or Scott County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Sikeston Public housing and Section 8 vouchers (573) 471-3012

2 other authorities have an office in Scott County: see the list Source: HUD

Cities

Nearby cities

The cities closest to Sikeston, with the typical home value.

Everything about Scott County Housing in Missouri

Neighboring counties

If Scott County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Sikeston.

All guides
A father holds his baby and his young son by a white picket fence.

Questions

Housing questions about Sikeston

Short answers with the numbers for Sikeston and all of Scott County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Sikeston?

The typical home value in Sikeston is $168,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Scott County it is $154,400.

How much does it cost to rent in Sikeston?

Typical rent in Sikeston is $891 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Scott County is $1,027.

What is the FHA loan limit in Sikeston?

Sikeston uses the FHA limit for all of Scott County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Sikeston?

The typical homeowner in Sikeston pays $1,148 a year, according to the U.S. Census Bureau. That is 0.68% of the home’s value; in Scott County, the rate is 0.62%.

Where can I find free help to buy or rent in Sikeston?

We found no HUD-approved counseling agencies with an office in Scott County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).