City · 10,196 residents · Dunklin County, Missouri

Kennett , Missouri

In Kennett, a typical home is worth $112,000 and typical rent is $651 a month. Compared with all of Dunklin County, the typical home value is 15% higher and typical household income is 10% higher.

Typical home value

$112,000

15% above the county

51% below Missouri
- Kennett
- Dunklin
- Missouri
Typical rent

$651a month

About the same as the county

37% below Missouri
- Kennett
- Dunklin
- Missouri
Typical household income

$52,500a year

10% above the county

26% below Missouri
- Kennett
- Dunklin
- Missouri
Households that own their home

58%

4 points below the county

10 points below Missouri
- Kennett
- Dunklin
- Missouri

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data

Typical home value: $115,739; 10.7% more than 12 months ago; Typical home value from Zillow, September 2021 to September 2026: from $111,105 to $115,739.

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Kennett is in Dunklin County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Dunklin County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Kennett apart

What this place has that others do not, from public data, most unusual first.

Kennett has the 2nd lowest typical rent of the 138 cities in Missouri with more than 5,000 people ($651).
According to Zillow, in the 12 months to September 2026 the typical home value in Kennett rose 10.7%; in Missouri, it rose 3.4%.
Kennett has the 9th lowest typical home value of the 142 cities in Missouri with more than 5,000 people ($112,000).
Kennett has the 10th smallest share of rent-burdened renters of the 131 cities in Missouri with more than 5,000 people (30%).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Kennett

What homes there are in Kennett, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Kind of home: Kennett and its comparisons
Measure	Kennett	Dunklin County	Missouri	United States
Detached house	80%	78%	71%	61%
Attached house	Unreliable estimate	1%	4%	6%
Building of 2 to 4	8%	8%	8%	8%
Apartments (5 or more)	Unreliable estimate	Unreliable estimate	13%	19%
Mobile home	Unreliable estimate	9%	5%	6%
Boat, RV and other	Unreliable estimate	Unreliable estimate	0%	0%

As in Dunklin County, most homes in Kennett are detached houses (80%).

Year built

Year built: Kennett and its comparisons
Measure	Kennett	Dunklin County	Missouri	United States
Before 1960	35%	30%	27%	26%
1960–1979	35%	37%	25%	24%
1980–1999	20%	22%	25%	25%
2000–2009	Unreliable estimate	6%	13%	14%
2010 or later	Unreliable estimate	4%	10%	11%

The typical year built in Kennett is 1969, about the same as in Dunklin County (1972).

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

Value of owner-occupied homes: Kennett and its comparisons
Measure	Kennett
Under $100K	45%
$100K–$200K	36%
$200K–$300K	13%
$300K–$500K	Unreliable estimate
$500K–$750K	Unreliable estimate
$750K–$1M	Unreliable estimate
$1M or more	Unreliable

Monthly rent with utilities

Monthly rent with utilities: Kennett and its comparisons
Measure	Kennett
Under $500	29%
$500–$999	52%
$1,000–$1,499	17%
$1,500–$1,999	Unreliable estimate
$2,000–$2,499	Unreliable
$2,500–$2,999	Unreliable
$3,000 or more	Unreliable

By rent, most homes in Kennett cost less than HUD's 2-bedroom fair market rent ($962): about 77%.

With a mortgage

$1,010 a month

Dunklin County: $1,058 a month

Without a mortgage

$451 a month

Dunklin County: $442 a month

Owners with a mortgage

49%

Dunklin County: 45%

Owning costs about the same in Kennett as in Dunklin County: with a mortgage, $1,010 a month; without one, $451.

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Change since 2015–2019: Kennett and its comparisons
Measure	Kennett	Dunklin County	Missouri	United States
Typical home value	+22%	+28%	+47%	+53%
Typical rent	No clear change	+13%	+25%	+33%
Typical household income	No clear change	+32%	+28%	+29%

Homes in Kennett gained value more slowly than in Dunklin County: 22% since 2015–2019, against 28%.

Since 2015–2019, the typical rent in Kennett did not change clearly, according to the Census.

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Kennett and its comparisons
Measure	Kennett	Dunklin County	Missouri	United States
Rental vacancy	Unreliable estimate	7.1%	5.0%	5.5%
Homeowner vacancy	Unreliable estimate	Unreliable estimate	0.9%	0.9%
More than one person per room	Unreliable estimate	2.8%	1.7%	3.4%
People per household	2.30	2.38	2.40	2.53
Drive alone	79%	82%	75%	69%
Carpool	15%	13%	8%	9%
Public transit	Unreliable estimate	Unreliable estimate	1%	3%
Walk or bike	Unreliable estimate	Unreliable estimate	2%	3%
Work from home	Unreliable estimate	3%	13%	15%
Other means	Unreliable estimate	Unreliable estimate	1%	2%
Typical commute	10 to 19 minutes	Unreliable estimate	20 to 29 minutes	20 to 29 minutes

A household in Kennett has 2.30 people on average, about the same as in Dunklin County (2.38).

The car rules in Kennett: 79% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Do the math

What would you pay each month for a home in Kennett?

A typical home is within reach of the typical income

We start with a typical home in Kennett, worth $112,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 21% of the typical household income in Kennett, which is $52,500 a year.

The calculator's FHA and conventional loan limits are those of all of Dunklin County.

A father and mother walk their son by the hand down the sidewalk.

Change the price, the down payment or the loan: the payment updates right away.

Your numbers

Home priceLocal data

Starts at the typical home value in Kennett. Change it to the price you have in mind.

Your credit score

620 or higher580 to 619500 to 579Under 500

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment

That is $3,920 (3.5% of the price). The usual minimum for this loan is 3.5%.

Interest rate%

This week's average ± a quarter or half point.

Term

30 years20 years15 years

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Property tax per year$Estimate: the typical effective rate in Kennett is 0.8% of the home's value (Census ACS).Home insurance per year$An example, not official data: get quotes from several insurers.HOA dues per month$Add the FHA upfront mortgage insurance premium to the loan

Estimated monthly payment

Local data

$913

at 7.18% · 30 years

Loan amount: $109,971
Total interest: $158,223
Paid off in: November 2056

Includes $1,891 FHA upfront mortgage insurance premium.

Does it fit the income?

Comfortable
up to $1,225 a month
Your payment · 21%
Tight
$1,225 to $1,575 a month
Hard
more than $1,575 a month

Compared with the typical household income in Kennett ($52,500 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as

Payment partsBalance and interestPayment table

Monthly payment breakdown
Principal & interest	$745
Property tax	$72
Home insurance	$47
FHA mortgage insurance (MIP)	$50

You need at least $3,920 for the down payment, plus closing costs.

Next step

See which down payment help you qualify for in Kennett

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Kennett and Dunklin County

Kennett is in Dunklin County, Missouri. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Kennett's own numbers

Typical home value: $112,000
Typical monthly rent: $651
Typical yearly household income: $52,500
Households that own their home: 58%
Effective property tax rate: 0.77%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Dunklin County

FHA limit, one-unit home: $541,287
Conventional limit, one unit: $832,750
HUD fair market rent, 2 bedrooms: $962
Price change over 5 years (FHFA): +25%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Dunklin County.

Everything about Dunklin County

Buying

Buying a home in Kennett

A typical home in Kennett is worth $112,000: 15% above the county and 51% below Missouri. With the typical household income in Kennett ($52,500 a year), a typical home costs 2.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

Kennett 2.1 years
Dunklin 2.0 years
Missouri 3.3 years
United States 4.1 years

Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Dunklin County

According to FHFA’s house price index, home prices in Dunklin County rose 37% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Dunklin County.

2016: +0.1%
2017: +6.7%
2018: −0.9%
2019: +0.1%
2020: +3.5%
2021: +4.6%
2022: +12.3%
2023: +11.6%
2024: —
2025: —

Change in FHFA’s price index in Dunklin County, Missouri and the United States
Period	County	Missouri	U.S.
Last year (2025)	—	+3.7%	+2.9%
5 years (2020–2025)	+25%	+51%	+47%
10 years (2015–2025)	+37%	+88%	+85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Kennett next to Dunklin County, Missouri and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value

Kennett $112,000
Dunklin $97,600
Missouri $230,300
United States $332,700

Typical monthly rent

Kennett $651
Dunklin $648
Missouri $1,033
United States $1,413

Typical yearly household income

Kennett $52,500
Dunklin $47,849
Missouri $70,702
United States $80,734

See the full table

Kennett next to Dunklin County and Missouri
Measure	Kennett	Dunklin County	Missouri	U.S.
Typical home value	$112,000 15% above the county	$97,600	$230,300	$332,700
Typical monthly rent	$651	$648	$1,033	$1,413
Typical yearly household income	$52,500 10% above the county	$47,849	$70,702	$80,734
Households that own their home	58% 4 points below the county	62%	68%	65%
Typical yearly property tax	$863 25% above the county	$688	$1,948	$3,119
Effective property tax rate	0.77% 0.07 points above the county	0.7%	0.85%	0.94%
Renters with high rent for their income	30% 10 points below the county	39%	46%	51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Dunklin County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Kennett

For a typical $112,000 home in Kennett, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Kennett's typical property tax, an example home insurance and mortgage insurance when it applies.

FHA, 3.5% down $913a month
Least cash to close

Down payment
$3,920

Cash to close
$7,280

Rate
7.18%

Mortgage insurance
FHA MIP · $50
Conventional, 5% down $893a month

Down payment
$5,600

Cash to close
$8,960

Rate
7.18%

Mortgage insurance
PMI · $53
Conventional, 20% down, no PMI $726a month

Down payment
$22,400

Cash to close
$25,760

Rate
7.18%

Mortgage insurance
None
ITIN, 15% down (example) $829a month

Down payment
$16,800

Cash to close
$20,160

Rate
8.18%

Mortgage insurance
None

Four ways to pay for a typical home in Kennett
Loan	Monthly payment	Down payment	Loan amount	Rate	Mortgage insurance	Cash to close	Minimum score
FHA, 3.5% down Least cash to close	$913	$3,920	$109,971	7.18%	FHA MIP · $50	$7,280	580
Conventional, 5% down	$893	$5,600	$106,400	7.18%	PMI · $53	$8,960	620*
Conventional, 20% down, no PMI	$726	$22,400	$89,600	7.18%	None	$25,760	620*
ITIN, 15% down (example)	$829	$16,800	$95,200	8.18%	None	$20,160	Set by the lender

The option that asks for the least cash to close is FHA, 3.5% down.

Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Kennett and for Dunklin County.

Property tax

Effective rate in Kennett

0.77%of the home’s value each year

$863 a year for the typical owner in Kennett.

Kennett 0.77%
Dunklin 0.7%
Missouri 0.85%

What Missouri publishes Deadline to appeal the assessment to the county board of equalization (Missouri Revisor of Statutes (Revised Statutes of Missouri))

Exemptions and deadlines in Missouri

Flood risk in Dunklin County

FEMA does not publish these numbers by city: they are for all of Dunklin County.

FEMA’s maps count no homes in the high-risk zone in Dunklin County. That does not mean it cannot flood: check your address.

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Kennett

Typical rent in Kennett is $651 a month: about the same as the county. In Kennett, 30% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Dunklin County, by unit size. To pay the 2-bedroom one ($962 a month) without spending more than 30% of your income, you would need to earn $18.50 an hour working full time.

HUD fair market rent for all of Dunklin County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Dunklin County (Fiscal year 2027)
Size	Fair rent a month	Hourly wage	Yearly income
Studio	$709	$13.63	$28,360
1 bedroom	$735	$14.13	$29,400
2 bedrooms	$962	$18.50	$38,480
3 bedrooms	$1,332	$25.62	$53,280
4 bedrooms	$1,573	$30.25	$62,920

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Kennett

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Kennett is in ZIP code 63857.

For 2 bedrooms it is $960: $2 less than the fair market rent for Dunklin County ($962).

Fair market rent by ZIP code and size in Kennett, fiscal year 2027.
ZIP code	Studio	1 bd	2 bd	3 bd	4 bd
63857	$710	$740	$960	$1,330	$1,570

ZIP code 2 bd3 bd
63857 $960$1,330

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Kennett when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Kennett

HUD lists 9 buildings with rents for lower incomes in Kennett. These are the largest.

Kennett 301 E 5th St, Kennett 63857 110 low-income homes · Run by Housing Authority of the City of Kennett · Average payment: $333 a month · Average wait: 2 months (573) 888-4612
Kennett 314 Miss Clara Dr, Kennett 63857 100 homes, 97 low-income · Run by Housing Authority of the City of Kennett · Average payment: $327 a month · Average wait: 2 months · Homes at several sites (573) 888-4612
Kennett 958 Floyd St, Kennett 63857 90 low-income homes · Run by Housing Authority of the City of Kennett · Average payment: $312 a month · Average wait: 2 months (573) 888-4612
Kennett Apartments 1033 Astrachan St, Kennett 63857 75 low-income homes · For families (573) 888-1746
Kennett Apts 940 Compress Rd, Kennett 63857 75 low-income homes · 1 bd: 28 · 2 bd: 31 · 3 bd: 16 · In service since 2005 · For people with disabilities, families

See all 21 buildings in Dunklin County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Kennett

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Dunklin County. The nearest ones are below; many serve by phone or online.

Local programs None For Kennett or Dunklin County
Housing authorities 1 Named for Kennett or Dunklin County
Counseling agencies None HUD-approved, with an office in Dunklin County
Local legal help None Serves Dunklin County

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Kennett

No down payment, repair or rent-help program on our list is for Kennett or Dunklin County. The ones below are statewide in Missouri: they work in Kennett the same as in the rest of the state.

Which programs do I qualify for? All programs in Missouri

First Place Loan Program

Statewide in Missouri

Missouri state commission mortgage for first-time buyers and veterans, with the option of cash assistance for the down payment and closing costs. Offered by Missouri Housing Development Commission (MHDC).

Type not stated

See the program Official page
Next Step Program

Statewide in Missouri

Missouri state commission mortgage for buyers who earn more than First Place allows, with a second loan of 4% of the mortgage for the down payment and closing costs that is forgiven after ten years. Offered by Missouri Housing Development Commission (MHDC).

Forgivable

See the program Official page

Housing counselors near Kennett

The HUD-approved agencies closest to the center of Kennett, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

TH
The Housing Partnership, Inc.

729 Lemay Ferry Rd, Saint Louis · 159 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 3 more
(314) 631-9905
HO
Housing Options Provided for the Elderly (H.O.P.E)

1120 S 6th St, Saint Louis · 164 miles away
- Reverse mortgage counseling
(844) 432-6467
NC
NSC (naca Counseling Subsidiary) - ST. Louis, MO

1300 Hampton Avenue suite 101, Saint Louis · 165 miles away · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 5 more
(314) 645-8333

All counseling agencies in Missouri

Help in Spanish near Kennett

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Kennett

HUD’s record names them for Kennett or Dunklin County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

Housing Authority of the City of Kennett Public housing (573) 888-4612

7 other authorities have an office in Dunklin County: see the list Source: HUD

Legal help in Kennett

No legal help resource on our list is for Kennett or Dunklin County in particular.

If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.

Cities

Nearby cities

The cities closest to Kennett, with the typical home value.

Everything about Dunklin County Housing in Missouri

Neighboring counties

If Dunklin County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Kennett.

All guides

A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about Kennett

Short answers with the numbers for Kennett and all of Dunklin County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Kennett?

The typical home value in Kennett is $112,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Dunklin County it is $97,600.

How much does it cost to rent in Kennett?

Typical rent in Kennett is $651 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Dunklin County is $962.

What is the FHA loan limit in Kennett?

Kennett uses the FHA limit for all of Dunklin County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Kennett?

The typical homeowner in Kennett pays $863 a year, according to the U.S. Census Bureau. That is 0.77% of the home’s value; in Dunklin County, the rate is 0.7%.

Where can I find free help to buy or rent in Kennett?

We found no HUD-approved counseling agencies with an office in Dunklin County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).

Kennett , Missouri

Kennett in numbers

Market now, with Zillow data

What sets Kennett apart

Housing in Kennett

What would you pay each month for a home in Kennett?

Your numbers

Kennett and Dunklin County

Buying a home in Kennett

Years of income to pay for a typical home

How prices have changed in Dunklin County

Kennett next to Dunklin County, Missouri and the U.S.

Four ways to pay for a typical home in Kennett

Two costs that change from place to place

Property tax

Flood risk in Dunklin County

Renting in Kennett

HUD fair market rent for all of Dunklin County

Fair market rent by ZIP code in Kennett

Low-income apartments in Kennett

Help to buy or rent in Kennett

Assistance programs in Kennett

First Place Loan Program

Next Step Program

Housing counselors near Kennett

Help in Spanish near Kennett

Housing authorities of Kennett

Legal help in Kennett

Nearby cities

Neighboring counties

Guides for your next step

Housing questions about Kennett

How much does a typical home cost in Kennett?

How much does it cost to rent in Kennett?

What is the FHA loan limit in Kennett?

How much property tax do owners pay in Kennett?

Where can I find free help to buy or rent in Kennett?