City · 7,891 residents · Stoddard County, Missouri

Dexter , Missouri

In Dexter, a typical home is worth $137,200 and typical rent is $765 a month. Compared with all of Stoddard County, typical household income is 11% lower and the share of households that own their home is 12 points lower.

Typical home value

$137,200

4% below the county

40% below Missouri
- Dexter
- Stoddard
- Missouri
Typical rent

$765a month

About the same as the county

26% below Missouri
- Dexter
- Stoddard
- Missouri
Typical household income

$51,701a year

11% below the county

27% below Missouri
- Dexter
- Stoddard
- Missouri
Households that own their home

60%

12 points below the county

8 points below Missouri
- Dexter
- Stoddard
- Missouri

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data

Typical home value: $168,284; 2.2% more than 12 months ago; Typical home value from Zillow, September 2021 to September 2026: from $150,548 to $168,284.

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Dexter is in Stoddard County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Stoddard County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Dexter apart

What this place has that others do not, from public data, most unusual first.

Dexter has the 3rd smallest share of rent-burdened renters of the 131 cities in Missouri with more than 5,000 people (25%).
Nearby, in Kennett, the typical home value is $112,000: 18% less than in Dexter ($137,200).
60% of households in Dexter own their home, against 72% in Stoddard County.
Dexter has the 13th lowest typical rent of the 138 cities in Missouri with more than 5,000 people ($765).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Dexter

What homes there are in Dexter, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Kind of home: Dexter and its comparisons
Measure	Dexter	Stoddard County	Missouri	United States
Detached house	78%	81%	71%	61%
Attached house	Unreliable estimate	Unreliable estimate	4%	6%
Building of 2 to 4	15%	9%	8%	8%
Apartments (5 or more)	Unreliable estimate	3%	13%	19%
Mobile home	Unreliable estimate	7%	5%	6%
Boat, RV and other	Unreliable estimate	Unreliable estimate	0%	0%

In Dexter, 8 in 10 homes are single-family detached houses, about the same as in Stoddard County.

Year built

Year built: Dexter and its comparisons
Measure	Dexter	Stoddard County	Missouri	United States
Before 1960	33%	25%	27%	26%
1960–1979	34%	33%	25%	24%
1980–1999	22%	25%	25%	25%
2000–2009	7%	9%	13%	14%
2010 or later	4%	8%	10%	11%

Homes in Dexter are older: the typical year built is 1971; in Stoddard County, 1976.

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

Value of owner-occupied homes: Dexter and its comparisons
Measure	Dexter
Under $100K	23%
$100K–$200K	52%
$200K–$300K	21%
$300K–$500K	Unreliable estimate
$500K–$750K	Unreliable
$750K–$1M	Unreliable
$1M or more	Unreliable

Monthly rent with utilities

Monthly rent with utilities: Dexter and its comparisons
Measure	Dexter
Under $500	19%
$500–$999	69%
$1,000–$1,499	Unreliable estimate
$1,500–$1,999	Unreliable
$2,000–$2,499	Unreliable
$2,500–$2,999	Unreliable estimate
$3,000 or more	Unreliable

About 83% of rented homes in Dexter cost less than HUD's 2-bedroom fair market rent for Stoddard County ($962).

With a mortgage

$1,125 a month

Stoddard County: $1,110 a month

Without a mortgage

$452 a month

Stoddard County: $443 a month

Owners with a mortgage

50%

Stoddard County: 52%

The typical cost for an owner with a mortgage in Dexter is $1,125 a month, near the figure in Stoddard County ($1,110).

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Change since 2015–2019: Dexter and its comparisons
Measure	Dexter	Stoddard County	Missouri	United States
Typical home value	+56%	+38%	+47%	+53%
Typical rent	+24%	+22%	+25%	+33%
Typical household income	+45%	+41%	+28%	+29%

The typical home value in Dexter rose 56% since 2015–2019, more than in Stoddard County (38%).

Much as in Stoddard County, the typical rent in Dexter rose 24% since 2015–2019.

While home values in Dexter changed +56% and rent +24%, the typical household income rose 45%.

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Dexter and its comparisons
Measure	Dexter	Stoddard County	Missouri	United States
Rental vacancy	Unreliable estimate	6.7%	5.0%	5.5%
Homeowner vacancy	Unreliable estimate	Unreliable estimate	0.9%	0.9%
More than one person per room	Unreliable estimate	Unreliable estimate	1.7%	3.4%
People per household	2.38	2.42	2.40	2.53
Drive alone	89%	87%	75%	69%
Carpool	Unreliable estimate	7%	8%	9%
Public transit	Unreliable estimate	Unreliable estimate	1%	3%
Walk or bike	Unreliable estimate	1%	2%	3%
Work from home	Unreliable estimate	3%	13%	15%
Other means	Unreliable estimate	Unreliable estimate	1%	2%
Typical commute	Unreliable estimate	Unreliable estimate	20 to 29 minutes	20 to 29 minutes

A household in Dexter has 2.38 people on average, about the same as in Stoddard County (2.42).

To get to work, 89% of workers in Dexter drive alone; in Stoddard County, 87%.

Do the math

What would you pay each month for a home in Dexter?

A typical home is within reach of the typical income

We start with a typical home in Dexter, worth $137,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Dexter, which is $51,701 a year.

The calculator's FHA and conventional loan limits are those of all of Stoddard County.

A family roasts marshmallows over a campfire at a forest campsite.

Change the price, the down payment or the loan: the payment updates right away.

Your numbers

Home priceLocal data

Starts at the typical home value in Dexter. Change it to the price you have in mind.

Your credit score

620 or higher580 to 619500 to 579Under 500

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment

That is $4,802 (3.5% of the price). The usual minimum for this loan is 3.5%.

Interest rate%

This week's average ± a quarter or half point.

Term

30 years20 years15 years

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Property tax per year$Estimate: the typical effective rate in Dexter is 0.9% of the home's value (Census ACS).Home insurance per year$An example, not official data: get quotes from several insurers.HOA dues per month$Add the FHA upfront mortgage insurance premium to the loan

Estimated monthly payment

Local data

$1,135

at 7.18% · 30 years

Loan amount: $134,715
Total interest: $193,823
Paid off in: November 2056

Includes $2,317 FHA upfront mortgage insurance premium.

Does it fit the income?

Comfortable
up to $1,206 a month
Your payment · 26%
Tight
$1,206 to $1,551 a month
Hard
more than $1,551 a month

Compared with the typical household income in Dexter ($51,701 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as

Payment partsBalance and interestPayment table

Monthly payment breakdown
Principal & interest	$913
Property tax	$104
Home insurance	$57
FHA mortgage insurance (MIP)	$61

You need at least $4,802 for the down payment, plus closing costs.

Next step

See which down payment help you qualify for in Dexter

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Dexter and Stoddard County

Dexter is in Stoddard County, Missouri. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Dexter's own numbers

Typical home value: $137,200
Typical monthly rent: $765
Typical yearly household income: $51,701
Households that own their home: 60%
Effective property tax rate: 0.91%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Stoddard County

FHA limit, one-unit home: $541,287
Conventional limit, one unit: $832,750
HUD fair market rent, 2 bedrooms: $962
Price change over 5 years (FHFA): +40%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Stoddard County.

Everything about Stoddard County

Buying

Buying a home in Dexter

A typical home in Dexter is worth $137,200: 4% below the county and 40% below Missouri. With the typical household income in Dexter ($51,701 a year), a typical home costs 2.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

Dexter 2.7 years
Stoddard 2.5 years
Missouri 3.3 years
United States 4.1 years

Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Stoddard County

According to FHFA’s house price index, home prices in Stoddard County rose 52% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Stoddard County.

2016: −1.1%
2017: +4.0%
2018: +1.3%
2019: −0.2%
2020: +4.5%
2021: +6.9%
2022: +22.2%
2023: −2.8%
2024: +7.9%
2025: +2.0%

Change in FHFA’s price index in Stoddard County, Missouri and the United States
Period	County	Missouri	U.S.
Last year (2025)	+2.0%	+3.7%	+2.9%
5 years (2020–2025)	+40%	+51%	+47%
10 years (2015–2025)	+52%	+88%	+85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Dexter next to Stoddard County, Missouri and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value

Dexter $137,200
Stoddard $143,300
Missouri $230,300
United States $332,700

Typical monthly rent

Dexter $765
Stoddard $760
Missouri $1,033
United States $1,413

Typical yearly household income

Dexter $51,701
Stoddard $57,957
Missouri $70,702
United States $80,734

See the full table

Dexter next to Stoddard County and Missouri
Measure	Dexter	Stoddard County	Missouri	U.S.
Typical home value	$137,200 4% below the county	$143,300	$230,300	$332,700
Typical monthly rent	$765	$760	$1,033	$1,413
Typical yearly household income	$51,701 11% below the county	$57,957	$70,702	$80,734
Households that own their home	60% 12 points below the county	72%	68%	65%
Typical yearly property tax	$1,249 33% above the county	$939	$1,948	$3,119
Effective property tax rate	0.91% 0.25 points above the county	0.66%	0.85%	0.94%
Renters with high rent for their income	25% 5 points below the county	30%	46%	51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Stoddard County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Dexter

For a typical $137,200 home in Dexter, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Dexter's typical property tax, an example home insurance and mortgage insurance when it applies.

FHA, 3.5% down $1,134a month
Least cash to close

Down payment
$4,802

Cash to close
$8,918

Rate
7.18%

Mortgage insurance
FHA MIP · $61
Conventional, 5% down $1,109a month

Down payment
$6,860

Cash to close
$10,976

Rate
7.18%

Mortgage insurance
PMI · $65
Conventional, 20% down, no PMI $905a month

Down payment
$27,440

Cash to close
$31,556

Rate
7.18%

Mortgage insurance
None
ITIN, 15% down (example) $1,032a month

Down payment
$20,580

Cash to close
$24,696

Rate
8.18%

Mortgage insurance
None

Four ways to pay for a typical home in Dexter
Loan	Monthly payment	Down payment	Loan amount	Rate	Mortgage insurance	Cash to close	Minimum score
FHA, 3.5% down Least cash to close	$1,134	$4,802	$134,715	7.18%	FHA MIP · $61	$8,918	580
Conventional, 5% down	$1,109	$6,860	$130,340	7.18%	PMI · $65	$10,976	620*
Conventional, 20% down, no PMI	$905	$27,440	$109,760	7.18%	None	$31,556	620*
ITIN, 15% down (example)	$1,032	$20,580	$116,620	8.18%	None	$24,696	Set by the lender

The option that asks for the least cash to close is FHA, 3.5% down.

Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Dexter and for Stoddard County.

Property tax

Effective rate in Dexter

0.91%of the home’s value each year

$1,249 a year for the typical owner in Dexter.

Dexter 0.91%
Stoddard 0.66%
Missouri 0.85%

What Missouri publishes Deadline to appeal the assessment to the county board of equalization (Missouri Revisor of Statutes (Revised Statutes of Missouri))

Exemptions and deadlines in Missouri

Flood risk in Stoddard County

FEMA does not publish these numbers by city: they are for all of Stoddard County.

FEMA’s maps count no homes in the high-risk zone in Stoddard County. That does not mean it cannot flood: check your address.

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Dexter

Typical rent in Dexter is $765 a month: about the same as the county. In Dexter, 25% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Stoddard County, by unit size. To pay the 2-bedroom one ($962 a month) without spending more than 30% of your income, you would need to earn $18.50 an hour working full time.

HUD fair market rent for all of Stoddard County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Stoddard County (Fiscal year 2027)
Size	Fair rent a month	Hourly wage	Yearly income
Studio	$670	$12.88	$26,800
1 bedroom	$735	$14.13	$29,400
2 bedrooms	$962	$18.50	$38,480
3 bedrooms	$1,281	$24.63	$51,240
4 bedrooms	$1,286	$24.73	$51,440

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Dexter

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Dexter is in ZIP code 63841.

For 2 bedrooms it is $980: $18 more than the fair market rent for Stoddard County ($962).

Fair market rent by ZIP code and size in Dexter, fiscal year 2027.
ZIP code	Studio	1 bd	2 bd	3 bd	4 bd
63841	$680	$750	$980	$1,310	$1,310

ZIP code 2 bd3 bd
63841 $980$1,310

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Dexter when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Dexter

HUD lists 6 buildings with rents for lower incomes in Dexter. These are the largest.

Dexter 115 E Sayre St, Dexter 63841 150 homes, 136 low-income · Run by Housing Authority of the City of Dexter · Average payment: $395 a month · Average wait: 8 months (573) 624-2540
Dexter Apts III 9A Apple Ct, Dexter 63841 50 low-income homes · 1 bd: 20 · 2 bd: 22 · 3 bd: 8 · In service since 2003 · For older adults (573) 624-7451
Crossroads Court (dexter Elderly Housing) 1309 W Business US Highway 60, Dexter 63841 40 homes, 39 low-income · For older adults (573) 624-4444
Dexter II Apts 51 Peach Ct, Dexter 63841 28 low-income homes · 1 bd: 10 · 2 bd: 12 · 3 bd: 6 · In service since 2004 · For families (573) 624-7451
Dexter Senior Apts 1002 Hickory Log Dr, Dexter 63841 24 low-income homes · 1 bd: 24 · In service since 1999

See all 15 buildings in Stoddard County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Dexter

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Stoddard County. The nearest ones are below; many serve by phone or online.

Local programs None For Dexter or Stoddard County
Housing authorities 1 Named for Dexter or Stoddard County
Counseling agencies None HUD-approved, with an office in Stoddard County
Local legal help None Serves Stoddard County

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Dexter

No down payment, repair or rent-help program on our list is for Dexter or Stoddard County. The ones below are statewide in Missouri: they work in Dexter the same as in the rest of the state.

Which programs do I qualify for? All programs in Missouri

First Place Loan Program

Statewide in Missouri

Missouri state commission mortgage for first-time buyers and veterans, with the option of cash assistance for the down payment and closing costs. Offered by Missouri Housing Development Commission (MHDC).

Type not stated

See the program Official page
Next Step Program

Statewide in Missouri

Missouri state commission mortgage for buyers who earn more than First Place allows, with a second loan of 4% of the mortgage for the down payment and closing costs that is forgiven after ten years. Offered by Missouri Housing Development Commission (MHDC).

Forgivable

See the program Official page

Housing counselors near Dexter

The HUD-approved agencies closest to the center of Dexter, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

TH
The Housing Partnership, Inc.

729 Lemay Ferry Rd, Saint Louis · 122 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 3 more
(314) 631-9905
HO
Housing Options Provided for the Elderly (H.O.P.E)

1120 S 6th St, Saint Louis · 127 miles away
- Reverse mortgage counseling
(844) 432-6467
NC
NSC (naca Counseling Subsidiary) - ST. Louis, MO

1300 Hampton Avenue suite 101, Saint Louis · 128 miles away · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 5 more
(314) 645-8333

All counseling agencies in Missouri

Help in Spanish near Dexter

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Dexter

HUD’s record names them for Dexter or Stoddard County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

Housing Authority of the City of Dexter Public housing (573) 624-2540

2 other authorities have an office in Stoddard County: see the list Source: HUD

Legal help in Dexter

No legal help resource on our list is for Dexter or Stoddard County in particular.

If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.

Cities

Nearby cities

The cities closest to Dexter, with the typical home value.

Everything about Stoddard County Housing in Missouri

Neighboring counties

If Stoddard County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Dexter.

All guides

A mother and her daughters smile together on a mountain trail with a snowy peak behind them.

Questions

Housing questions about Dexter

Short answers with the numbers for Dexter and all of Stoddard County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Dexter?

The typical home value in Dexter is $137,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Stoddard County it is $143,300.

How much does it cost to rent in Dexter?

Typical rent in Dexter is $765 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Stoddard County is $962.

What is the FHA loan limit in Dexter?

Dexter uses the FHA limit for all of Stoddard County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Dexter?

The typical homeowner in Dexter pays $1,249 a year, according to the U.S. Census Bureau. That is 0.91% of the home’s value; in Stoddard County, the rate is 0.66%.

Where can I find free help to buy or rent in Dexter?

We found no HUD-approved counseling agencies with an office in Stoddard County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).

Dexter , Missouri

Dexter in numbers

Market now, with Zillow data

What sets Dexter apart

Housing in Dexter

What would you pay each month for a home in Dexter?

Your numbers

Dexter and Stoddard County

Buying a home in Dexter

Years of income to pay for a typical home

How prices have changed in Stoddard County

Dexter next to Stoddard County, Missouri and the U.S.

Four ways to pay for a typical home in Dexter

Two costs that change from place to place

Property tax

Flood risk in Stoddard County

Renting in Dexter

HUD fair market rent for all of Stoddard County

Fair market rent by ZIP code in Dexter

Low-income apartments in Dexter

Help to buy or rent in Dexter

Assistance programs in Dexter

First Place Loan Program

Next Step Program

Housing counselors near Dexter

Help in Spanish near Dexter

Housing authorities of Dexter

Legal help in Dexter

Nearby cities

Neighboring counties

Guides for your next step

Housing questions about Dexter

How much does a typical home cost in Dexter?

How much does it cost to rent in Dexter?

What is the FHA loan limit in Dexter?

How much property tax do owners pay in Dexter?

Where can I find free help to buy or rent in Dexter?