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City · 8,536 residents · Perry County, Missouri

Perryville , Missouri

In Perryville, a typical home is worth $179,700 and typical rent is $944 a month. Compared with all of Perry County, typical household income is 18% lower and the share of households that own their home is 14 points lower.

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  • Typical home value

    $179,700

    5% below the county

    22% below Missouri

    • Perryville
    • Perry
    • Missouri

  • Typical rent

    $944a month

    2% above the county

    9% below Missouri

    • Perryville
    • Perry
    • Missouri

  • Typical household income

    $51,897a year

    18% below the county

    27% below Missouri

    • Perryville
    • Perry
    • Missouri

  • Households that own their home

    63%

    14 points below the county

    5 points below Missouri

    • Perryville
    • Perry
    • Missouri

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$236,166
7.8% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Perryville is in Perry County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Perry County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Perryville apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Park Hills, the typical home value is $131,300: 27% less than in Perryville ($179,700).

  2. According to Zillow, in the 12 months to September 2026 the typical home value in Perryville rose 7.8%; in Missouri, it rose 3.4%.

  3. 63% of households in Perryville own their home, against 77% in Perry County.

  4. Nearby, in Ste. Genevieve, the typical rent is $771: 18% less than in Perryville ($944).

  5. The typical household income in Perryville is $51,897, 18% less than in Perry County as a whole ($62,981).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Perryville

What homes there are in Perryville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Perryville (71%), but less so than in Perry County (78%).

Year built

The typical home in Perryville was built in 1974, 4 years before the typical one in Perry County.

There are fewer big homes in Perryville than in Perry County: 63% have 3 bedrooms or more, against 69%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA limit for Perry County is high ($541,287): at least 99% of owner-occupied homes in Perryville are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,188 a month

Perry County: $1,258 a month

Without a mortgage

$519 a month

Perry County: $476 a month

Owners with a mortgage

61%

Perry County: 53%

Owning costs less in Perryville: with a mortgage, the typical cost is $1,188 a month; in Perry County, $1,258. Without one, $519.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Perryville rose 39%; in Perry County, it rose 27%.

The typical rent in Perryville rose 32% since 2015–2019, about the same as in Perry County (33%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePerryvillePerry CountyMissouriUnited States
Rental vacancy Unreliable estimateUnreliable estimate5.0%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.9%0.9%
More than one person per room Unreliable estimateUnreliable estimate1.7%3.4%
People per household 2.482.482.402.53
Drive alone 81%84%75%69%
Carpool 10%8%8%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 7%6%13%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute Unreliable estimate10 to 19 minutes20 to 29 minutes20 to 29 minutes

By size, households in Perryville look like those in Perry County: 2.48 people on average.

In Perryville, 81% of workers drive alone to work; in Perry County, 84%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Perryville?

A typical home is tight for the typical income

We start with a typical home in Perryville, worth $179,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Perryville, which is $51,897 a year. For that payment to be 28% of income, a household would need to earn about $62,656 a year.

The calculator's FHA and conventional loan limits are those of all of Perry County.

Your numbers

Local data
$

Starts at the typical home value in Perryville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,290 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,462

at 7.18% · 30 years

Loan amount
$176,445
Total interest
$253,862
Paid off in
November 2056

Includes $3,035 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,211 a month

  • Tight

    $1,211 to $1,557 a month

    Your payment · 34%

  • Hard

    more than $1,557 a month

Compared with the typical household income in Perryville ($51,897 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,462
Principal & interest$1,195
Property tax$112
Home insurance$75
FHA mortgage insurance (MIP)$79

You need at least $6,290 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Perryville and Perry County

Perryville is in Perry County, Missouri. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Perryville's own numbers

Typical home value
$179,700
Typical monthly rent
$944
Typical yearly household income
$51,897
Households that own their home
63%
Effective property tax rate
0.75%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Perry County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,045
Price change over 5 years (FHFA)
+42%
Homes in a high flood-risk zone
2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Perry County.

Everything about Perry County

Buying

Buying a home in Perryville

A typical home in Perryville is worth $179,700: 5% below the county and 22% below Missouri. With the typical household income in Perryville ($51,897 a year), a typical home costs 3.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Perryville 3.5 years
  • Perry 3.0 years
  • Missouri 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Perry County

According to FHFA’s house price index, home prices in Perry County rose 66% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Perry County.

Period County Missouri U.S.
Last year (2025) +1.9% +3.7% +2.9%
5 years (2020–2025) +42% +51% +47%
10 years (2015–2025) +66% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Perryville next to Perry County, Missouri and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Perryville $179,700
  • Perry $188,200
  • Missouri $230,300
  • United States $332,700
Typical monthly rent
  • Perryville $944
  • Perry $923
  • Missouri $1,033
  • United States $1,413
Typical yearly household income
  • Perryville $51,897
  • Perry $62,981
  • Missouri $70,702
  • United States $80,734
See the full table
Perryville next to Perry County and Missouri
Measure Perryville Perry County Missouri U.S.
Typical home value $179,700 $188,200 $230,300 $332,700
Typical monthly rent $944 $923 $1,033 $1,413
Typical yearly household income $51,897 $62,981 $70,702 $80,734
Households that own their home 63% 77% 68% 65%
Typical yearly property tax $1,355 $1,395 $1,948 $3,119
Effective property tax rate 0.75% 0.74% 0.85% 0.94%
Renters with high rent for their income 60% 56% 46% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Perry County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Perryville

For a typical $179,700 home in Perryville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Perryville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,462a month

    Least cash to close
    Down payment
    $6,290
    Cash to close
    $11,681
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $79

  • Conventional, 5% down $1,429a month

    Down payment
    $8,985
    Cash to close
    $14,376
    Rate
    7.18%
    Mortgage insurance
    PMI · $85

  • Conventional, 20% down, no PMI $1,161a month

    Down payment
    $35,940
    Cash to close
    $41,331
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,327a month

    Down payment
    $26,955
    Cash to close
    $32,346
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Perryville and for Perry County.

Property tax

Effective rate in Perryville

0.75%of the home’s value each year

$1,355 a year for the typical owner in Perryville.

  • Perryville 0.75%
  • Perry 0.74%
  • Missouri 0.85%

What Missouri publishes Deadline to appeal the assessment to the county board of equalization (Missouri Revisor of Statutes (Revised Statutes of Missouri))

Exemptions and deadlines in Missouri

Flood risk in Perry County

FEMA does not publish these numbers by city: they are for all of Perry County.

Homes in the high-risk zone
2%
190
Of those, with NFIP insurance
7.4%
County Missouri U.S.
Homes in the high-risk zone 2% 1.6% 3.5%
Of those, with NFIP insurance 7.4% 19% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Perryville

Typical rent in Perryville is $944 a month: 2% above the county. In Perryville, 60% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Perry County, by unit size. To pay the 2-bedroom one ($1,045 a month) without spending more than 30% of your income, you would need to earn $20.10 an hour working full time.

HUD fair market rent for all of Perry County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $770 $14.81 $30,800
1 bedroom $960 $18.46 $38,400
2 bedrooms $1,045 $20.10 $41,800
3 bedrooms $1,368 $26.31 $54,720
4 bedrooms $1,373 $26.40 $54,920

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Perryville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Perryville is in ZIP code 63775.

For 2 bedrooms it is $1,050: $5 more than the fair market rent for Perry County ($1,045).

  • 63775 $1,050$1,370

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Perryville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Perryville

HUD lists 7 buildings with rents for lower incomes in Perryville. These are the largest.

  • The Meadows of Perryville 501 Sycamore Rd, Perryville 63775 48 low-income homes · 1 bd: 10 · 2 bd: 38 · In service since 2017 · For older adults
  • Creekwood Apts 1501 Alma Ave, Perryville 63775 40 low-income homes · 1 bd: 4 · 2 bd: 32 · 3 bd: 4 · In service since 1998
  • Perryville Senior Apartments 21 E Saint Joseph St, Perryville 63775 33 low-income homes · For older adults (573) 547-4330
  • Perryville Manor Apts 11 E Wichern Rd, Perryville 63775 28 low-income homes · 2 bd: 16 · 3 bd: 12 · In service since 2003
  • Winkler Drive 601 Feltz St, Perryville 63775 24 low-income homes · 1 bd: 12 · 2 bd: 12 · In service since 1989

See all 7 buildings in Perry County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Perryville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Perry County. The nearest ones are below; many serve by phone or online.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Perryville

No down payment, repair or rent-help program on our list is for Perryville or Perry County. The ones below are statewide in Missouri: they work in Perryville the same as in the rest of the state.

Which programs do I qualify for? All programs in Missouri

  • First Place Loan Program

    Statewide in Missouri

    Missouri state commission mortgage for first-time buyers and veterans, with the option of cash assistance for the down payment and closing costs. Offered by Missouri Housing Development Commission (MHDC).

    Type not stated

    See the program Official page

  • Next Step Program

    Statewide in Missouri

    Missouri state commission mortgage for buyers who earn more than First Place allows, with a second loan of 4% of the mortgage for the down payment and closing costs that is forgiven after ten years. Offered by Missouri Housing Development Commission (MHDC).

    Forgivable

    See the program Official page

Housing counselors near Perryville

The HUD-approved agencies closest to the center of Perryville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • The Housing Partnership, Inc.

    729 Lemay Ferry Rd, Saint Louis · 60 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (314) 631-9905

  • Housing Options Provided for the Elderly (H.O.P.E)

    1120 S 6th St, Saint Louis · 64 miles away

    • Reverse mortgage counseling
    (844) 432-6467

  • NSC (naca Counseling Subsidiary) - ST. Louis, MO

    1300 Hampton Avenue suite 101, Saint Louis · 66 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (314) 645-8333

All counseling agencies in Missouri

Help in Spanish near Perryville

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Perryville

HUD lists no housing authority with an office in Perry County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Missouri Source: HUD

Cities

Nearby cities

The cities closest to Perryville, with the typical home value.

Everything about Perry County Housing in Missouri

Neighboring counties

If Perry County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Perryville.

All guides
Two girls write and draw together at the living-room table.

Questions

Housing questions about Perryville

Short answers with the numbers for Perryville and all of Perry County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Perryville?

The typical home value in Perryville is $179,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Perry County it is $188,200.

How much does it cost to rent in Perryville?

Typical rent in Perryville is $944 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Perry County is $1,045.

What is the FHA loan limit in Perryville?

Perryville uses the FHA limit for all of Perry County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Perryville?

The typical homeowner in Perryville pays $1,355 a year, according to the U.S. Census Bureau. That is 0.75% of the home’s value; in Perry County, the rate is 0.74%.

Where can I find free help to buy or rent in Perryville?

We found no HUD-approved counseling agencies with an office in Perry County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).