In Peculiar, a typical home is worth $283,900 and typical rent is $1,275 a month. Compared with all of Cass County, typical household income is 8% higher and typical rent is 6% higher.
Typical home value from Zillow, September 2021 to September 2026: from $293,895 to $360,704.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Peculiar is in Cass County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cass County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Grandview, the typical home value is $188,500: 34% less than in Peculiar ($283,900).
2
Nearby, in Harrisonville, the typical rent is $944: 26% less than in Peculiar ($1,275).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Peculiar
What homes there are in Peculiar, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Peculiar
Cass County
Missouri
United States
Kind of home: Peculiar and its comparisons
Measure
Peculiar
Cass County
Missouri
United States
Detached house
82%
78%
71%
61%
Attached house
Unreliable estimate
7%
4%
6%
Building of 2 to 4
Unreliable estimate
6%
8%
8%
Apartments (5 or more)
Unreliable estimate
5%
13%
19%
Mobile home
Unreliable estimate
5%
5%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Peculiar, 8 in 10 homes are single-family detached houses; in Cass County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Peculiar
Cass County
Missouri
United States
Year built: Peculiar and its comparisons
Measure
Peculiar
Cass County
Missouri
United States
Before 1960
Unreliable estimate
11%
27%
26%
1960–1979
22%
23%
25%
24%
1980–1999
28%
31%
25%
25%
2000–2009
27%
21%
13%
14%
2010 or later
18%
15%
10%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K25%
$200K–$300K27%
$300K–$500K41%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Peculiar and its comparisons
Measure
Peculiar
Under $100K
Unreliable estimate
$100K–$200K
25%
$200K–$300K
27%
$300K–$500K
41%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Peculiar and its comparisons
Measure
Peculiar
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,501 a month
Cass County: $1,749 a month
Without a mortgage
$684 a month
Cass County: $636 a month
Owners with a mortgage
77%
Cass County: 66%
Owning costs less in Peculiar: with a mortgage, the typical cost is $1,501 a month; in Cass County, $1,749. Without one, $684.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Peculiar+93%
Cass County+62%
Missouri+47%
United States+53%
Typical rent
Peculiar+43%
Cass County+24%
Missouri+25%
United States+33%
Typical household income
Peculiar+51%
Cass County+26%
Missouri+28%
United States+29%
Change since 2015–2019: Peculiar and its comparisons
Measure
Peculiar
Cass County
Missouri
United States
Typical home value
+93%
+62%
+47%
+53%
Typical rent
+43%
+24%
+25%
+33%
Typical household income
+51%
+26%
+28%
+29%
Since 2015–2019, homes in Peculiar gained value faster than in Cass County: 93% against 62%.
Since 2015–2019, the typical rent in Peculiar rose 43%, more than in Cass County (24%).
While home values in Peculiar changed +93% and rent +43%, the typical household income rose 51%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Peculiar and its comparisons
Measure
Peculiar
Cass County
Missouri
United States
Rental vacancy
Unreliable estimate
4.5%
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.9%
0.9%
More than one person per room
Unreliable estimate
1.5%
1.7%
3.4%
People per household
2.99
2.54
2.40
2.53
Drive alone
64%
76%
75%
69%
Carpool
Unreliable estimate
8%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
25%
14%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
More people live in each home here: 2.99 on average, against 2.54 in Cass County.
Many people here do not commute at all: 25% work from home; in Cass County, 14%.
Do the math
What would you pay each month for a home in Peculiar?
A typical home is tight for the typical income
We start with a typical home in Peculiar, worth $283,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Peculiar, which is $94,519 a year. For that payment to be 28% of income, a household would need to earn about $102,232 a year.
The calculator's FHA and conventional loan limits are those of all of Cass County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Peculiar. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $9,937 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,385
at 7.18% · 30 years
Loan amount
$278,757
Total interest
$401,066
Paid off in
November 2056
Includes $4,794 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,205 a month
Tight
$2,205 to $2,836 a month
Your payment · 30%
Hard
more than $2,836 a month
Compared with the typical household income in Peculiar ($94,519 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,888
Property tax
$253
Home insurance
$118
FHA mortgage insurance (MIP)
$126
You need at least $9,937 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,385; principal and interest $1,888.
The city and its county
Peculiar and Cass County
Peculiar is in Cass County, Missouri. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Peculiar
Map of Cass County, Missouri, with Peculiar marked. Around it, the neighboring counties.
Peculiar
Cass County
Other cities with a page
Peculiar's own numbers
Typical home value
$283,900
Typical monthly rent
$1,275
Typical yearly household income
$94,519
Households that own their home
74%
Effective property tax rate
1.07%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Cass County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,546
Price change over 5 years (FHFA)
+52%
Homes in a high flood-risk zone
0.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cass County.
A typical home in Peculiar is worth $283,900: 3% below the county and 23% above Missouri. With the typical household income in Peculiar ($94,519 a year), a typical home costs 3.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Peculiar3.0 years
Cass3.3 years
Missouri3.3 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Cass County
According to FHFA’s house price index, home prices in Cass County rose 106% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Cass County.
Yearly change in FHFA’s price index in Cass County, 2016 to 2025
2016: +6.6% +6.6% 2016
2017: +6.7% +6.7% 2017
2018: +8.5% +8.5% 2018
2019: +5.2% +5.2% 2019
2020: +4.3% +4.3% 2020
2021: +13.3% +13.3% 2021
2022: +15.2% +15.2% 2022
2023: +7.6% +7.6% 2023
2024: +5.5% +5.5% 2024
2025: +2.5% +2.5% 2025
Change in FHFA’s price index in Cass County, Missouri and the United States
Period
County
Missouri
U.S.
Last year (2025)
+2.5%
+3.7%
+2.9%
5 years (2020–2025)
+52%
+51%
+47%
10 years (2015–2025)
+106%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Peculiar next to Cass County, Missouri and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Peculiar$283,900
Cass$292,400
Missouri$230,300
United States$332,700
Typical monthly rent
Peculiar$1,275
Cass$1,205
Missouri$1,033
United States$1,413
Typical yearly household income
Peculiar$94,519
Cass$87,535
Missouri$70,702
United States$80,734
See the full table
Peculiar next to Cass County and Missouri
Measure
Peculiar
Cass County
Missouri
U.S.
Typical home value
$283,900 ▼3% below the county
$292,400
$230,300
$332,700
Typical monthly rent
$1,275 ▲6% above the county
$1,205
$1,033
$1,413
Typical yearly household income
$94,519 ▲8% above the county
$87,535
$70,702
$80,734
Households that own their home
74% ▼2 points below the county
76%
68%
65%
Typical yearly property tax
$3,042 ▲21% above the county
$2,504
$1,948
$3,119
Effective property tax rate
1.07% ▲0.21 points above the county
0.86%
0.85%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cass County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Peculiar
For a typical $283,900 home in Peculiar, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Peculiar's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,385a month
Least cash to close
Down payment
$9,937
Cash to close
$18,454
Rate
7.18%
Mortgage insurance
FHA MIP · $126
Conventional, 5% down$2,333a month
Down payment
$14,195
Cash to close
$22,712
Rate
7.18%
Mortgage insurance
PMI · $135
Conventional, 20% down, no PMI$1,910a month
Down payment
$56,780
Cash to close
$65,297
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,172a month
Down payment
$42,585
Cash to close
$51,102
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Peculiar
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,385
$9,937
$278,758
7.18%
FHA MIP · $126
$18,454
580
Conventional, 5% down
$2,333
$14,195
$269,705
7.18%
PMI · $135
$22,712
620*
Conventional, 20% down, no PMI
$1,910
$56,780
$227,120
7.18%
None
$65,297
620*
ITIN, 15% down (example)
$2,172
$42,585
$241,315
8.18%
None
$51,102
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Peculiar and for Cass County.
Property tax
Effective rate in Peculiar
1.07%of the home’s value each year
$3,042 a year for the typical owner in Peculiar.
Peculiar1.07%
Cass0.86%
Missouri0.85%
What Missouri publishesDeadline to appeal the assessment to the county board of equalization (Missouri Revisor of Statutes (Revised Statutes of Missouri))
Typical rent in Peculiar is $1,275 a month: 6% above the county.
HUD publishes a fair market rent for all of Cass County, by unit size. To pay the 2-bedroom one ($1,546 a month) without spending more than 30% of your income, you would need to earn $29.73 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Cass County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,257
$24.17
$50,280
1 bedroom
$1,366
$26.27
$54,640
2 bedrooms
$1,546
$29.73
$61,840
3 bedrooms
$2,020
$38.85
$80,800
4 bedrooms
$2,419
$46.52
$96,760
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Peculiar
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Peculiar is in ZIP code 64078.
For 2 bedrooms it is $1,600: $54 more than the fair market rent for Cass County ($1,546).
Fair market rent by ZIP code and size in Peculiar, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
64078
$1,300
$1,410
$1,600
$2,090
$2,500
ZIP code2 bd3 bd
64078 $1,600$2,090
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Peculiar when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists one building with rents for lower incomes in Peculiar.
Meadow View Estates534 Meadow View Cir, Peculiar 6407834 low-income homes · 2 bd: 34 · In service since 2011 · For older adults, people with disabilities
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Cass County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Peculiar or Cass County. The ones below are statewide in Missouri: they work in Peculiar the same as in the rest of the state.
Missouri state commission mortgage for first-time buyers and veterans, with the option of cash assistance for the down payment and closing costs.Offered by Missouri Housing Development Commission (MHDC).
Missouri state commission mortgage for buyers who earn more than First Place allows, with a second loan of 4% of the mortgage for the down payment and closing costs that is forgiven after ten years.Offered by Missouri Housing Development Commission (MHDC).
No legal help resource on our list is for Peculiar or Cass County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Peculiar and all of Cass County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Peculiar?
The typical home value in Peculiar is $283,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cass County it is $292,400.
How much does it cost to rent in Peculiar?
Typical rent in Peculiar is $1,275 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cass County is $1,546.
What is the FHA loan limit in Peculiar?
Peculiar uses the FHA limit for all of Cass County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Peculiar?
The typical homeowner in Peculiar pays $3,042 a year, according to the U.S. Census Bureau. That is 1.07% of the home’s value; in Cass County, the rate is 0.86%.
Where can I find free help to buy or rent in Peculiar?
We found no HUD-approved counseling agencies with an office in Cass County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
