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City · 26,527 residents · Jackson County, Missouri

Grandview , Missouri

In Grandview, a typical home is worth $188,500 and typical rent is $1,035 a month. Compared with all of Jackson County, typical household income is 22% lower, the typical home value is 18% lower, and the share of households that own their home is 10 points lower.

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  • Typical home value

    $188,500

    18% below the county

    18% below Missouri

    • Grandview
    • Jackson
    • Missouri

  • Typical rent

    $1,035a month

    14% below the county

    About the same as Missouri

    • Grandview
    • Jackson
    • Missouri

  • Typical household income

    $53,447a year

    22% below the county

    24% below Missouri

    • Grandview
    • Jackson
    • Missouri

  • Households that own their home

    49%

    10 points below the county

    19 points below Missouri

    • Grandview
    • Jackson
    • Missouri

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$218,488
4.3% more than 12 months ago
Typical rent
$1,357 a month
5.1% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Grandview is in Jackson County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Jackson County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Grandview apart

What this place has that others do not, from public data, most unusual first.

  1. The typical household income in Grandview is $53,447, 22% less than in Jackson County as a whole ($68,577).

  2. The typical home in Grandview is worth $188,500, 18% less than in Jackson County as a whole ($230,500).

  3. 49% of households in Grandview own their home, against 59% in Jackson County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Grandview

What homes there are in Grandview, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Grandview (59%), but less so than in Jackson County (66%).

Year built

The typical year built in Grandview is 1973, about the same as in Jackson County (1970).

In Grandview, 57% of homes have 3 bedrooms or more, about the same as in Jackson County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

With an FHA limit of $541,287, at least 99% of owner-occupied homes in Grandview sit below it: they are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,482 a month

Jackson County: $1,639 a month

Without a mortgage

$552 a month

Jackson County: $626 a month

Owners with a mortgage

68%

Jackson County: 62%

In Grandview, 68% of owners have a mortgage, and their typical cost is $1,482 a month, against $1,639 in Jackson County. Without one it drops to $552.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Grandview rose 74%; in Jackson County, it rose 56%.

Rents in Grandview rose more slowly than in Jackson County: 25% since 2015–2019, against 32%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureGrandviewJackson CountyMissouriUnited States
Rental vacancy Unreliable estimate4.0%5.0%5.5%
Homeowner vacancy Unreliable estimate0.7%0.9%0.9%
More than one person per room 2.9%2.0%1.7%3.4%
People per household 2.282.312.402.53
Drive alone 70%73%75%69%
Carpool 9%7%8%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 16%16%13%15%
Other means Unreliable estimate2%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in Jackson County, 2.9% of households in Grandview have more than one person per room.

Much as in Jackson County, a household in Grandview has 2.28 people on average.

In Grandview, 70% of workers drive alone to work; in Jackson County, 73%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Grandview?

A typical home is tight for the typical income

We start with a typical home in Grandview, worth $188,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Grandview, which is $53,447 a year. For that payment to be 28% of income, a household would need to earn about $68,013 a year.

The calculator's FHA and conventional loan limits are those of all of Jackson County.

Your numbers

Local data
$

Starts at the typical home value in Grandview. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,598 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,587

at 7.18% · 30 years

Loan amount
$185,085
Total interest
$266,294
Paid off in
November 2056

Includes $3,183 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,247 a month

  • Tight

    $1,247 to $1,603 a month

    Your payment · 36%

  • Hard

    more than $1,603 a month

Compared with the typical household income in Grandview ($53,447 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,587
Principal & interest$1,254
Property tax$171
Home insurance$79
FHA mortgage insurance (MIP)$83

You need at least $6,598 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Grandview and Jackson County

Grandview is in Jackson County, Missouri. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Grandview's own numbers

Typical home value
$188,500
Typical monthly rent
$1,035
Typical yearly household income
$53,447
Households that own their home
49%
Effective property tax rate
1.09%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Jackson County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,546
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
0.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Jackson County.

Everything about Jackson County

Buying

Buying a home in Grandview

A typical home in Grandview is worth $188,500: 18% below the county and 18% below Missouri. With the typical household income in Grandview ($53,447 a year), a typical home costs 3.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Grandview 3.5 years
  • Jackson 3.4 years
  • Missouri 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Jackson County

According to FHFA’s house price index, home prices in Jackson County rose 108% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Jackson County.

Period County Missouri U.S.
Last year (2025) +3.2% +3.7% +2.9%
5 years (2020–2025) +49% +51% +47%
10 years (2015–2025) +108% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Grandview next to Jackson County, Missouri and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Grandview $188,500
  • Jackson $230,500
  • Missouri $230,300
  • United States $332,700
Typical monthly rent
  • Grandview $1,035
  • Jackson $1,197
  • Missouri $1,033
  • United States $1,413
Typical yearly household income
  • Grandview $53,447
  • Jackson $68,577
  • Missouri $70,702
  • United States $80,734
See the full table
Grandview next to Jackson County and Missouri
Measure Grandview Jackson County Missouri U.S.
Typical home value $188,500 $230,500 $230,300 $332,700
Typical monthly rent $1,035 $1,197 $1,033 $1,413
Typical yearly household income $53,447 $68,577 $70,702 $80,734
Households that own their home 49% 59% 68% 65%
Typical yearly property tax $2,055 $2,575 $1,948 $3,119
Effective property tax rate 1.09% 1.12% 0.85% 0.94%
Renters with high rent for their income 53% 51% 46% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Jackson County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Grandview

For a typical $188,500 home in Grandview, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Grandview's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,587a month

    Least cash to close
    Down payment
    $6,598
    Cash to close
    $12,253
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $83

  • Conventional, 5% down $1,552a month

    Down payment
    $9,425
    Cash to close
    $15,080
    Rate
    7.18%
    Mortgage insurance
    PMI · $90

  • Conventional, 20% down, no PMI $1,271a month

    Down payment
    $37,700
    Cash to close
    $43,355
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,446a month

    Down payment
    $28,275
    Cash to close
    $33,930
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Grandview and for Jackson County.

Property tax

Effective rate in Grandview

1.09%of the home’s value each year

$2,055 a year for the typical owner in Grandview.

  • Grandview 1.09%
  • Jackson 1.12%
  • Missouri 0.85%

What Missouri publishes Deadline to appeal the assessment to the county board of equalization (Missouri Revisor of Statutes (Revised Statutes of Missouri))

Exemptions and deadlines in Missouri

Flood risk in Jackson County

FEMA does not publish these numbers by city: they are for all of Jackson County.

Homes in the high-risk zone
0.4%
1,068
Of those, with NFIP insurance
31%
County Missouri U.S.
Homes in the high-risk zone 0.4% 1.6% 3.5%
Of those, with NFIP insurance 31% 19% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Grandview

Typical rent in Grandview is $1,035 a month: 14% below the county. In Grandview, 53% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Jackson County, by unit size. To pay the 2-bedroom one ($1,546 a month) without spending more than 30% of your income, you would need to earn $29.73 an hour working full time.

HUD fair market rent for all of Jackson County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,257 $24.17 $50,280
1 bedroom $1,366 $26.27 $54,640
2 bedrooms $1,546 $29.73 $61,840
3 bedrooms $2,020 $38.85 $80,800
4 bedrooms $2,419 $46.52 $96,760

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Grandview

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Grandview is in ZIP code 64030.

For 2 bedrooms it is $1,310: $236 less than the fair market rent for Jackson County ($1,546).

  • 64030 $1,310$1,710

A ZIP code counts for Grandview when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Grandview

HUD lists 7 buildings with rents for lower incomes in Grandview. These are the largest.

  • Briarwood Gardens 6216 E 126th St, Grandview 64030 360 homes, 325 low-income · 1 bd: 90 · 2 bd: 237 · 3 bd: 33 · In service since 2007 · For families
  • Truman Farm Villas Apts 5302 Harry S Truman Dr, Grandview 64030 200 homes, 148 low-income · 1 bd: 113 · 2 bd: 35 · In service since 1998
  • Booth Manor 6111 E 129th St, Grandview 64030 80 low-income homes · For older adults (816) 966-0303
  • Prairie Estates 1500 Jones Ave, Grandview 64030 48 low-income homes · For older adults (816) 767-1445
  • Trinity Village 12000 Food Ln, Grandview 64030 34 low-income homes · 2 bd: 34 · In service since 2009 · For older adults, people with disabilities

See all 454 buildings in Jackson County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Grandview

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 4 HUD-approved agencies with an office in Jackson County; 2 say they serve in Spanish.

An older woman smiles in front of her apartment building.

HUD counseling is free or low-cost

Assistance programs in Grandview

No down payment, repair or rent-help program on our list is for Grandview or Jackson County. The ones below are statewide in Missouri: they work in Grandview the same as in the rest of the state.

Which programs do I qualify for? All programs in Missouri

  • First Place Loan Program

    Statewide in Missouri

    Missouri state commission mortgage for first-time buyers and veterans, with the option of cash assistance for the down payment and closing costs. Offered by Missouri Housing Development Commission (MHDC).

    Type not stated

    See the program Official page

  • Next Step Program

    Statewide in Missouri

    Missouri state commission mortgage for buyers who earn more than First Place allows, with a second loan of 4% of the mortgage for the down payment and closing costs that is forgiven after ten years. Offered by Missouri Housing Development Commission (MHDC).

    Forgivable

    See the program Official page

Housing counselors near Grandview

The HUD-approved agencies closest to the center of Grandview, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • NSC (naca Counseling Subsidiary) - Kansas City, MO

    100 E 43rd St, Kansas City · 12 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (816) 531-6222

  • Habitat for Humanity of Kansas City

    1423 E Linwood Blvd, Kansas City · 13 miles away

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 3 more
    (816) 924-1096

  • Credit & Homeownership Empowerment Services, Inc.

    3115 Gillham Plz, Kansas City · 13 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    (816) 533-7417

Every agency in Jackson County All counseling agencies in Missouri

Help in Spanish near Grandview

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Grandview

In HUD’s record, no housing authority with an office in Jackson County is named for Grandview or Jackson County.

3 other authorities have an office in Jackson County: see the list Source: HUD

Cities

Other cities in Jackson County

These cities are also in Jackson County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Jackson County Housing in Missouri

Nearby cities

The cities closest to Grandview, with the typical home value.

Neighboring counties

If Jackson County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Grandview.

All guides
A couple spread mulch under the avocado trees of their family orchard, he on the tractor and she with a shovel.

Questions

Housing questions about Grandview

Short answers with the numbers for Grandview and all of Jackson County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Grandview?

The typical home value in Grandview is $188,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Jackson County it is $230,500.

How much does it cost to rent in Grandview?

Typical rent in Grandview is $1,035 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Jackson County is $1,546.

What is the FHA loan limit in Grandview?

Grandview uses the FHA limit for all of Jackson County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Grandview?

The typical homeowner in Grandview pays $2,055 a year, according to the U.S. Census Bureau. That is 1.09% of the home’s value; in Jackson County, the rate is 1.12%.

Where can I find free help to buy or rent in Grandview?

There are 4 HUD-approved counseling agencies with an office in Jackson County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).