In Parkville, a typical home is worth $573,500 and typical rent is $1,162 a month. Compared with all of Platte County, typical household income is 78% higher, the typical home value is 66% higher, and the share of households that own their home is 15 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $484,372 to $587,763.
Typical rent
$1,771a month
Typical rent from Zillow, March 2026 to September 2026: from $1,666 to $1,771.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Parkville is in Platte County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Platte County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical household income in Parkville is $171,271,78% more than in Platte County as a whole ($96,227).
2
The typical home in Parkville is worth $573,500,66% more than in Platte County as a whole ($345,100).
3
Nearby, in Raytown, the typical home value is $182,900: 68% less than in Parkville ($573,500).
4
82% of households in Parkville own their home, against 67% in Platte County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Parkville
What homes there are in Parkville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Parkville
Platte County
Missouri
United States
Kind of home: Parkville and its comparisons
Measure
Parkville
Platte County
Missouri
United States
Detached house
77%
67%
71%
61%
Attached house
4%
6%
4%
6%
Building of 2 to 4
14%
8%
8%
8%
Apartments (5 or more)
Unreliable estimate
18%
13%
19%
Mobile home
Unreliable estimate
1%
5%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Parkville: 77% of homes, more than in Platte County (67%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Parkville
Platte County
Missouri
United States
Year built: Parkville and its comparisons
Measure
Parkville
Platte County
Missouri
United States
Before 1960
Unreliable estimate
11%
27%
26%
1960–1979
14%
23%
25%
24%
1980–1999
26%
31%
25%
25%
2000–2009
25%
20%
13%
14%
2010 or later
29%
16%
10%
11%
The typical home in Parkville was built in 2002, 10 years after the typical one in Platte County.
Homes in Parkville are bigger: 80% have 3 bedrooms or more; in Platte County, 67%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K10%
$300K–$500K26%
$500K–$750K44%
$750K–$1M12%
$1M or more7%
Value of owner-occupied homes: Parkville and its comparisons
Measure
Parkville
Under $100K
Unreliable estimate
$100K–$200K
Unreliable
$200K–$300K
10%
$300K–$500K
26%
$500K–$750K
44%
$750K–$1M
12%
$1M or more
7%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49963%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Parkville and its comparisons
Measure
Parkville
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
63%
$1,500–$1,999
Unreliable
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$3,371 a month
Platte County: $1,991 a month
Without a mortgage
$1,054 a month
Platte County: $768 a month
Owners with a mortgage
76%
Platte County: 69%
Owning costs more in Parkville: with a mortgage, the typical cost is $3,371 a month; in Platte County, $1,991. Without one, $1,054.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Parkville+39%
Platte County+52%
Missouri+47%
United States+53%
Typical rent
Parkville+63%
Platte County+31%
Missouri+25%
United States+33%
Typical household income
Parkville+26%
Platte County+20%
Missouri+28%
United States+29%
Change since 2015–2019: Parkville and its comparisons
Measure
Parkville
Platte County
Missouri
United States
Typical home value
+39%
+52%
+47%
+53%
Typical rent
+63%
+31%
+25%
+33%
Typical household income
+26%
+20%
+28%
+29%
Homes in Parkville gained value more slowly than in Platte County: 39% since 2015–2019, against 52%.
Since 2015–2019, the typical rent in Parkville rose 63%, more than in Platte County (31%).
The typical household income in Parkville rose 26%: less than home values (+39%) and rent (+63%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Parkville and its comparisons
Measure
Parkville
Platte County
Missouri
United States
Rental vacancy
Unreliable estimate
6.2%
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.9%
0.9%
More than one person per room
Unreliable estimate
1.9%
1.7%
3.4%
People per household
2.72
2.49
2.40
2.53
Drive alone
73%
73%
75%
69%
Carpool
Unreliable estimate
5%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
21%
19%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Households in Parkville are bigger: 2.72 people on average; in Platte County, 2.49.
The car rules in Parkville: 73% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Parkville?
A typical home is tight for the typical income
We start with a typical home in Parkville, worth $573,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Parkville, which is $171,271 a year. For that payment to be 28% of income, a household would need to earn about $209,793 a year. Note: at that price the loan is above the FHA limit for Platte County ($541,287), so FHA would not insure it; the payment is only a reference.
The calculator's FHA and conventional loan limits are those of all of Platte County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Parkville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $20,073 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$4,895
at 7.18% · 30 years
Loan amount
$563,112
Total interest
$810,186
Paid off in
November 2056
Includes $9,685 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $3,996 a month
Tight
$3,996 to $5,138 a month
Your payment · 34%
Hard
more than $5,138 a month
Compared with the typical household income in Parkville ($171,271 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,815
Property tax
$588
Home insurance
$239
FHA mortgage insurance (MIP)
$254
This loan is over the FHA limit
You'd borrow $553,427, but the FHA limit for a one-unit home in Parkville is $541,287. You'd need a bigger down payment or a different loan.
You need at least $20,073 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $4,895; principal and interest $3,815.
The city and its county
Parkville and Platte County
Parkville is in Platte County, Missouri. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Parkville
Map of Platte County, Missouri, with Parkville marked. Around it, the neighboring counties.
Parkville
Platte County
Other cities with a page
Parkville's own numbers
Typical home value
$573,500
Typical monthly rent
$1,162
Typical yearly household income
$171,271
Households that own their home
82%
Effective property tax rate
1.23%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Platte County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,546
Price change over 5 years (FHFA)
+52%
Homes in a high flood-risk zone
0.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Platte County.
A typical home in Parkville is worth $573,500: 66% above the county and 149% above Missouri. With the typical household income in Parkville ($171,271 a year), a typical home costs 3.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Parkville3.3 years
Platte3.6 years
Missouri3.3 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Platte County
According to FHFA’s house price index, home prices in Platte County rose 100% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Platte County.
Yearly change in FHFA’s price index in Platte County, 2016 to 2025
2016: +4.5% +4.5% 2016
2017: +5.8% +5.8% 2017
2018: +7.4% +7.4% 2018
2019: +6.3% +6.3% 2019
2020: +4.5% +4.5% 2020
2021: +10.7% +10.7% 2021
2022: +17.0% +17.0% 2022
2023: +6.1% +6.1% 2023
2024: +5.2% +5.2% 2024
2025: +5.1% +5.1% 2025
Change in FHFA’s price index in Platte County, Missouri and the United States
Period
County
Missouri
U.S.
Last year (2025)
+5.1%
+3.7%
+2.9%
5 years (2020–2025)
+52%
+51%
+47%
10 years (2015–2025)
+100%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Parkville next to Platte County, Missouri and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Parkville$573,500
Platte$345,100
Missouri$230,300
United States$332,700
Typical monthly rent
Parkville$1,162
Platte$1,334
Missouri$1,033
United States$1,413
Typical yearly household income
Parkville$171,271
Platte$96,227
Missouri$70,702
United States$80,734
See the full table
Parkville next to Platte County and Missouri
Measure
Parkville
Platte County
Missouri
U.S.
Typical home value
$573,500 ▲66% above the county
$345,100
$230,300
$332,700
Typical monthly rent
$1,162 ▼13% below the county
$1,334
$1,033
$1,413
Typical yearly household income
$171,271 ▲78% above the county
$96,227
$70,702
$80,734
Households that own their home
82% ▲15 points above the county
67%
68%
65%
Typical yearly property tax
$7,068 ▲96% above the county
$3,613
$1,948
$3,119
Effective property tax rate
1.23% ▲0.18 points above the county
1.05%
0.85%
0.94%
Renters with high rent for their income
39% ▼3 points below the county
41%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Platte County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Parkville
For a typical $573,500 home in Parkville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Parkville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$4,895a month
Above the FHA limit for Platte County ($541,287)
Down payment
$20,073
Cash to close
$37,278
Rate
7.18%
Mortgage insurance
FHA MIP · $254
Conventional, 5% down$4,790a month
Least cash to close
Down payment
$28,675
Cash to close
$45,880
Rate
7.18%
Mortgage insurance
PMI · $272
Conventional, 20% down, no PMI$3,935a month
Down payment
$114,700
Cash to close
$131,905
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,465a month
Down payment
$86,025
Cash to close
$103,230
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Parkville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Above the FHA limit for Platte County ($541,287)
$4,895
$20,073
$563,112
7.18%
FHA MIP · $254
$37,278
580
Conventional, 5% down Least cash to close
$4,790
$28,675
$544,825
7.18%
PMI · $272
$45,880
620*
Conventional, 20% down, no PMI
$3,935
$114,700
$458,800
7.18%
None
$131,905
620*
ITIN, 15% down (example)
$4,465
$86,025
$487,475
8.18%
None
$103,230
Set by the lender
The option that asks for the least cash to close is Conventional, 5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Parkville and for Platte County.
Property tax
Effective rate in Parkville
1.23%of the home’s value each year
$7,068 a year for the typical owner in Parkville.
Parkville1.23%
Platte1.05%
Missouri0.85%
What Missouri publishesDeadline to appeal the assessment to the county board of equalization (Missouri Revisor of Statutes (Revised Statutes of Missouri))
Typical rent in Parkville is $1,162 a month: 13% below the county. In Parkville, 39% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Platte County, by unit size. To pay the 2-bedroom one ($1,546 a month) without spending more than 30% of your income, you would need to earn $29.73 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Platte County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,257
$24.17
$50,280
1 bedroom
$1,366
$26.27
$54,640
2 bedrooms
$1,546
$29.73
$61,840
3 bedrooms
$2,020
$38.85
$80,800
4 bedrooms
$2,419
$46.52
$96,760
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Parkville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Parkville is in ZIP code 64152.
For 2 bedrooms it is $1,600: $54 more than the fair market rent for Platte County ($1,546).
Fair market rent by ZIP code and size in Parkville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
64152
$1,300
$1,410
$1,600
$2,090
$2,500
ZIP code2 bd3 bd
64152 $1,600$2,090
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Parkville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Platte County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Parkville or Platte County. The ones below are statewide in Missouri: they work in Parkville the same as in the rest of the state.
Missouri state commission mortgage for first-time buyers and veterans, with the option of cash assistance for the down payment and closing costs.Offered by Missouri Housing Development Commission (MHDC).
Missouri state commission mortgage for buyers who earn more than First Place allows, with a second loan of 4% of the mortgage for the down payment and closing costs that is forgiven after ten years.Offered by Missouri Housing Development Commission (MHDC).
No legal help resource on our list is for Parkville or Platte County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Parkville and all of Platte County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Parkville?
The typical home value in Parkville is $573,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Platte County it is $345,100.
How much does it cost to rent in Parkville?
Typical rent in Parkville is $1,162 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Platte County is $1,546.
What is the FHA loan limit in Parkville?
Parkville uses the FHA limit for all of Platte County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Parkville?
The typical homeowner in Parkville pays $7,068 a year, according to the U.S. Census Bureau. That is 1.23% of the home’s value; in Platte County, the rate is 1.05%.
Where can I find free help to buy or rent in Parkville?
We found no HUD-approved counseling agencies with an office in Platte County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
