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City · 12,049 residents · Pike County, Mississippi

McComb , Mississippi

In McComb, a typical home is worth $98,700 and typical rent is $873 a month. Compared with all of Pike County, the typical home value is 11% lower, typical household income is 7% lower, and the share of households that own their home is 19 points lower.

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  • Typical home value

    $98,700

    11% below the county

    42% below Mississippi

    • McComb
    • Pike
    • Mississippi

  • Typical rent

    $873a month

    5% below the county

    8% below Mississippi

    • McComb
    • Pike
    • Mississippi

  • Typical household income

    $40,707a year

    7% below the county

    28% below Mississippi

    • McComb
    • Pike
    • Mississippi

  • Households that own their home

    48%

    19 points below the county

    22 points below Mississippi

    • McComb
    • Pike
    • Mississippi

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$90,765
4.3% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

McComb is in Pike County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Pike County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets McComb apart

What this place has that others do not, from public data, most unusual first.

  1. McComb has the 3rd lowest typical home value of the 67 cities in Mississippi with more than 5,000 people ($98,700).

  2. 48% of households in McComb own their home, against 67% in Pike County.

  3. Nearby, in Brookhaven, the typical rent is $740: 15% less than in McComb ($873).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in McComb

What homes there are in McComb, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in McComb: 56% of homes, near the figure in Pike County (57%).

Year built

In McComb, half of the homes were built before 1976; in Pike County, before 1984.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Pike County is $1,039: about 65% of rents in McComb are below it.

With a mortgage

$1,173 a month

Pike County: $1,245 a month

Without a mortgage

$391 a month

Pike County: $377 a month

Owners with a mortgage

44%

Pike County: 38%

The typical cost for an owner with a mortgage in McComb is $1,173 a month, less than in Pike County ($1,245); without one, $391.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, home values in McComb moved so little that the Census cannot say whether they rose or fell.

The typical rent in McComb rose 26% since 2015–2019, about the same as in Pike County (28%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureMcCombPike CountyMississippiUnited States
Rental vacancy 20.9%16.4%8.2%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate2.7%2.2%3.4%
People per household 2.282.562.492.53
Drive alone 79%82%82%69%
Carpool 15%11%9%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimateUnreliable estimate1%3%
Work from home Unreliable estimate4%6%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

There is more rental housing open in McComb: 20.9% is empty and offered for rent, against 16.4% in Pike County.

Fewer people live in each home here: 2.28 on average, against 2.56 in Pike County.

Carpooling is common in McComb: 15% of workers get to work that way, against 11% in Pike County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in McComb?

A typical home is within reach of the typical income

We start with a typical home in McComb, worth $98,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 25% of the typical household income in McComb, which is $40,707 a year.

The calculator's FHA and conventional loan limits are those of all of Pike County.

Your numbers

Local data
$

Starts at the typical home value in McComb. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $3,455 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$848

at 7.18% · 30 years

Loan amount
$96,912
Total interest
$139,433
Paid off in
November 2056

Includes $1,667 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $950 a month

    Your payment · 25%

  • Tight

    $950 to $1,221 a month

  • Hard

    more than $1,221 a month

Compared with the typical household income in McComb ($40,707 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$848
Principal & interest$657
Property tax$107
Home insurance$41
FHA mortgage insurance (MIP)$44

You need at least $3,455 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

McComb and Pike County

McComb is in Pike County, Mississippi. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

McComb's own numbers

Typical home value
$98,700
Typical monthly rent
$873
Typical yearly household income
$40,707
Households that own their home
48%
Effective property tax rate
1.3%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Pike County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,039
Price change over 5 years (FHFA)
+21%
Homes in a high flood-risk zone
2.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Pike County.

Everything about Pike County

Buying

Buying a home in McComb

A typical home in McComb is worth $98,700: 11% below the county and 42% below Mississippi. With the typical household income in McComb ($40,707 a year), a typical home costs 2.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • McComb 2.4 years
  • Pike 2.5 years
  • Mississippi 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Pike County

According to FHFA’s house price index, home prices in Pike County rose 26% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Pike County.

Period County Mississippi U.S.
Last year (2025) +1.6% +3.5% +2.9%
5 years (2020–2025) +21% +42% +47%
10 years (2015–2025) +26% +62% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

McComb next to Pike County, Mississippi and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • McComb $98,700
  • Pike $110,800
  • Mississippi $169,800
  • United States $332,700
Typical monthly rent
  • McComb $873
  • Pike $919
  • Mississippi $954
  • United States $1,413
Typical yearly household income
  • McComb $40,707
  • Pike $43,814
  • Mississippi $56,447
  • United States $80,734
See the full table
McComb next to Pike County and Mississippi
Measure McComb Pike County Mississippi U.S.
Typical home value $98,700 $110,800 $169,800 $332,700
Typical monthly rent $873 $919 $954 $1,413
Typical yearly household income $40,707 $43,814 $56,447 $80,734
Households that own their home 48% 67% 70% 65%
Typical yearly property tax $1,282 $975 $1,215 $3,119
Effective property tax rate 1.3% 0.88% 0.72% 0.94%
Renters with high rent for their income 43% 47% 51% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Pike County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in McComb

For a typical $98,700 home in McComb, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, McComb's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $848a month

    Least cash to close
    Down payment
    $3,455
    Cash to close
    $6,416
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $44

  • Conventional, 5% down $830a month

    Down payment
    $4,935
    Cash to close
    $7,896
    Rate
    7.18%
    Mortgage insurance
    PMI · $47

  • Conventional, 20% down, no PMI $683a month

    Down payment
    $19,740
    Cash to close
    $22,701
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $774a month

    Down payment
    $14,805
    Cash to close
    $17,766
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for McComb and for Pike County.

Property tax

Effective rate in McComb

1.3%of the home’s value each year

$1,282 a year for the typical owner in McComb.

  • McComb 1.3%
  • Pike 0.88%
  • Mississippi 0.72%

What Mississippi publishes Regular homestead exemption (Tier 1) (Mississippi Department of Revenue)

Exemptions and deadlines in Mississippi

Flood risk in Pike County

FEMA does not publish these numbers by city: they are for all of Pike County.

Homes in the high-risk zone
2.1%
460
Of those, with NFIP insurance
12%
County Mississippi U.S.
Homes in the high-risk zone 2.1% 7.6% 3.5%
Of those, with NFIP insurance 12% 33% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in McComb

Typical rent in McComb is $873 a month: 5% below the county. In McComb, 43% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Pike County, by unit size. To pay the 2-bedroom one ($1,039 a month) without spending more than 30% of your income, you would need to earn $19.98 an hour working full time.

HUD fair market rent for all of Pike County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $874 $16.81 $34,960
1 bedroom $954 $18.35 $38,160
2 bedrooms $1,039 $19.98 $41,560
3 bedrooms $1,238 $23.81 $49,520
4 bedrooms $1,459 $28.06 $58,360

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in McComb

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). McComb is in ZIP code 39648.

For 2 bedrooms it is $1,050: $11 more than the fair market rent for Pike County ($1,039).

  • 39648 $1,050$1,250

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for McComb when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in McComb

HUD lists 12 buildings with rents for lower incomes in McComb. These are the largest.

  • North Rail Village 1112 Dyson Dr, McComb 39648 236 low-income homes · For families (601) 648-7291
  • Rolling View Village 1002 Sedgewick St, McComb 39648 183 low-income homes · For families (601) 684-7291
  • Community Park Apts 108 Gillis Cir, McComb 39648 120 low-income homes · For families (601) 684-2531
  • Pinnacle at Magnolia Pointe 1240 Parklane Rd, McComb 39648 108 homes, 106 low-income · 1 bd: 12 · 2 bd: 54 · 3 bd: 42 · In service since 2008
  • Timber Ridge Apartments 211 Llewellyn Ave, McComb 39648 62 low-income homes · For older adults (601) 684-1556

See all 15 buildings in Pike County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in McComb

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Pike County; none says it serves in Spanish.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in McComb

No down payment, repair or rent-help program on our list is for McComb or Pike County. The ones below are statewide in Mississippi: they work in McComb the same as in the rest of the state.

Which programs do I qualify for? All programs in Mississippi

  • Smart7 Mortgage Program

    Statewide in Mississippi

    Mississippi state corporation 30-year mortgage with $7,000 for the down payment or closing costs as a 0% second mortgage, repaid when you sell, refinance, stop living in the home or pay off the mortgage; no first-time buyer requirement. Offered by Mississippi Home Corporation (MHC).

    Deferred

    See the program Official page

  • Easy8

    Statewide in Mississippi

    Mississippi state corporation 30-year mortgage with $8,000 at 0% as a second mortgage for the down payment, closing costs or prepaid expenses, repaid when you sell, refinance, stop living in the home or pay off the mortgage; for first-time buyers, except in designated areas and for veterans. Offered by Mississippi Home Corporation (MHC).

    Deferred

    See the program Official page

  • Home4All

    Statewide in Mississippi

    Mississippi state corporation forgivable grant, with federal HOME funds, of up to $25,000 for the down payment, closing costs or to reduce the principal; for first-time buyers with incomes under 80% of the area median and a fixed-rate mortgage; if you sell before 5 or 10 years (depending on the amount), you may repay part of it. Offered by Mississippi Home Corporation (MHC).

    Grant

    See the program Official page

Housing counselors near McComb

The HUD-approved agencies closest to the center of McComb, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • D&e, A Housing and Economic Empowerment Center, Inc.

    521 Marion Ave, McComb · 1 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 10 more
    (601) 600-7001

  • Breakthrough Community Services, Inc

    1313 Country Club Rd, Hattiesburg · 69 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (601) 582-3475

  • Housing Economic Resources and Education

    602 Adeline St, Hattiesburg · 70 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (601) 658-8654

Every agency in Pike County All counseling agencies in Mississippi

Help in Spanish near McComb

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of McComb

HUD’s record names them for McComb or Pike County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • The Housing Authority of the City of McComb Public housing (601) 684-7291

2 other authorities have an office in Pike County: see the list Source: HUD

Cities

Nearby cities

The cities closest to McComb, with the typical home value.

Everything about Pike County Housing in Mississippi

Neighboring counties

If Pike County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in McComb.

All guides
A couple spread mulch under the avocado trees of their family orchard, he on the tractor and she with a shovel.

Questions

Housing questions about McComb

Short answers with the numbers for McComb and all of Pike County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in McComb?

The typical home value in McComb is $98,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Pike County it is $110,800.

How much does it cost to rent in McComb?

Typical rent in McComb is $873 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Pike County is $1,039.

What is the FHA loan limit in McComb?

McComb uses the FHA limit for all of Pike County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in McComb?

The typical homeowner in McComb pays $1,282 a year, according to the U.S. Census Bureau. That is 1.3% of the home’s value; in Pike County, the rate is 0.88%.

Where can I find free help to buy or rent in McComb?

There is 1 HUD-approved counseling agency with an office in Pike County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).