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City · 48,619 residents · Forrest County, Mississippi

Hattiesburg , Mississippi

In Hattiesburg, a typical home is worth $165,900 and typical rent is $1,005 a month. Compared with all of Forrest County, typical household income is 14% lower and the share of households that own their home is 20 points lower.

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  • Typical home value

    $165,900

    About the same as the county

    2% below Mississippi

    • Hattiesburg
    • Forrest
    • Mississippi

  • Typical rent

    $1,005a month

    3% above the county

    5% above Mississippi

    • Hattiesburg
    • Forrest
    • Mississippi

  • Typical household income

    $46,342a year

    14% below the county

    18% below Mississippi

    • Hattiesburg
    • Forrest
    • Mississippi

  • Households that own their home

    37%

    20 points below the county

    33 points below Mississippi

    • Hattiesburg
    • Forrest
    • Mississippi

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$217,822
2.7% more than 12 months ago
Typical rent
$1,315 a month
3.3% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Hattiesburg is in Forrest County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Forrest County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Hattiesburg apart

What this place has that others do not, from public data, most unusual first.

  1. 37% of households in Hattiesburg own their home, against 57% in Forrest County.

  2. Nearby, in Laurel, the typical home value is $125,800: 24% less than in Hattiesburg ($165,900).

  3. Nearby, in Columbia, the typical rent is $806: 20% less than in Hattiesburg ($1,005).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Hattiesburg

What homes there are in Hattiesburg, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Hattiesburg there is a bit of everything: no kind of home reaches half. The most common are detached houses (50%); in Forrest County, 63%.

Year built

The typical year built in Hattiesburg is 1981, about the same as in Forrest County (1982).

Homes in Hattiesburg are smaller: 48% have 3 bedrooms or more; in Forrest County, 63%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

With an FHA limit of $541,287, at least 97% of owner-occupied homes in Hattiesburg sit below it: they are worth less than $500,000.

Monthly rent with utilities

About 73% of rented homes in Hattiesburg cost less than HUD's 2-bedroom fair market rent for Forrest County ($1,316).

With a mortgage

$1,364 a month

Forrest County: $1,387 a month

Without a mortgage

$454 a month

Forrest County: $436 a month

Owners with a mortgage

53%

Forrest County: 54%

The typical cost for an owner with a mortgage in Hattiesburg is $1,364 a month, near the figure in Forrest County ($1,387).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Hattiesburg rose 47% since 2015–2019, more than in Forrest County (37%).

Much as in Forrest County, the typical rent in Hattiesburg rose 27% since 2015–2019.

While home values in Hattiesburg changed +47% and rent +27%, the typical household income rose 33%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureHattiesburgForrest CountyMississippiUnited States
Rental vacancy 7.3%7.4%8.2%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate2.6%2.2%3.4%
People per household 2.142.452.492.53
Drive alone 80%81%82%69%
Carpool 7%8%9%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike 5%3%1%3%
Work from home 5%4%6%15%
Other means 4%4%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

In Hattiesburg, the rental vacancy rate is 7.3%, about the same as in Forrest County.

On average, a household in Hattiesburg has 2.14 people, fewer than in Forrest County (2.45).

In Hattiesburg, 80% of workers drive alone to work; in Forrest County, 81%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Hattiesburg?

A typical home is tight for the typical income

We start with a typical home in Hattiesburg, worth $165,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in Hattiesburg, which is $46,342 a year. For that payment to be 28% of income, a household would need to earn about $58,733 a year.

The calculator's FHA and conventional loan limits are those of all of Forrest County.

Your numbers

Local data
$

Starts at the typical home value in Hattiesburg. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,807 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,370

at 7.18% · 30 years

Loan amount
$162,895
Total interest
$234,367
Paid off in
November 2056

Includes $2,802 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,081 a month

  • Tight

    $1,081 to $1,390 a month

    Your payment · 35%

  • Hard

    more than $1,390 a month

Compared with the typical household income in Hattiesburg ($46,342 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,370
Principal & interest$1,104
Property tax$124
Home insurance$69
FHA mortgage insurance (MIP)$73

You need at least $5,807 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Hattiesburg and Forrest County

Hattiesburg is in Forrest County, Mississippi. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Hattiesburg's own numbers

Typical home value
$165,900
Typical monthly rent
$1,005
Typical yearly household income
$46,342
Households that own their home
37%
Effective property tax rate
0.9%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Forrest County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,316
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
7.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Forrest County.

Everything about Forrest County

Buying

Buying a home in Hattiesburg

A typical home in Hattiesburg is worth $165,900: about the same as the county and 2% below Mississippi. With the typical household income in Hattiesburg ($46,342 a year), a typical home costs 3.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Hattiesburg 3.6 years
  • Forrest 3.1 years
  • Mississippi 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Forrest County

According to FHFA’s house price index, home prices in Forrest County rose 72% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Forrest County.

Period County Mississippi U.S.
Last year (2025) +4.1% +3.5% +2.9%
5 years (2020–2025) +49% +42% +47%
10 years (2015–2025) +72% +62% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Hattiesburg next to Forrest County, Mississippi and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Hattiesburg $165,900
  • Forrest $168,000
  • Mississippi $169,800
  • United States $332,700
Typical monthly rent
  • Hattiesburg $1,005
  • Forrest $972
  • Mississippi $954
  • United States $1,413
Typical yearly household income
  • Hattiesburg $46,342
  • Forrest $53,640
  • Mississippi $56,447
  • United States $80,734
See the full table
Hattiesburg next to Forrest County and Mississippi
Measure Hattiesburg Forrest County Mississippi U.S.
Typical home value $165,900 $168,000 $169,800 $332,700
Typical monthly rent $1,005 $972 $954 $1,413
Typical yearly household income $46,342 $53,640 $56,447 $80,734
Households that own their home 37% 57% 70% 65%
Typical yearly property tax $1,486 $1,361 $1,215 $3,119
Effective property tax rate 0.9% 0.81% 0.72% 0.94%
Renters with high rent for their income 52% 52% 51% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Forrest County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Hattiesburg

For a typical $165,900 home in Hattiesburg, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Hattiesburg's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,370a month

    Least cash to close
    Down payment
    $5,807
    Cash to close
    $10,784
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $73

  • Conventional, 5% down $1,340a month

    Down payment
    $8,295
    Cash to close
    $13,272
    Rate
    7.18%
    Mortgage insurance
    PMI · $79

  • Conventional, 20% down, no PMI $1,093a month

    Down payment
    $33,180
    Cash to close
    $38,157
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,246a month

    Down payment
    $24,885
    Cash to close
    $29,862
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Hattiesburg and for Forrest County.

Property tax

Effective rate in Hattiesburg

0.9%of the home’s value each year

$1,486 a year for the typical owner in Hattiesburg.

  • Hattiesburg 0.9%
  • Forrest 0.81%
  • Mississippi 0.72%

What Mississippi publishes Regular homestead exemption (Tier 1) (Mississippi Department of Revenue)

Exemptions and deadlines in Mississippi

Flood risk in Forrest County

FEMA does not publish these numbers by city: they are for all of Forrest County.

Homes in the high-risk zone
7.9%
2,061
Of those, with NFIP insurance
17%
County Mississippi U.S.
Homes in the high-risk zone 7.9% 7.6% 3.5%
Of those, with NFIP insurance 17% 33% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Hattiesburg

Typical rent in Hattiesburg is $1,005 a month: 3% above the county. In Hattiesburg, 52% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Forrest County, by unit size. To pay the 2-bedroom one ($1,316 a month) without spending more than 30% of your income, you would need to earn $25.31 an hour working full time.

HUD fair market rent for all of Forrest County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $916 $17.62 $36,640
1 bedroom $1,117 $21.48 $44,680
2 bedrooms $1,316 $25.31 $52,640
3 bedrooms $1,676 $32.23 $67,040
4 bedrooms $1,730 $33.27 $69,200

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Hattiesburg

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Hattiesburg has 3 ZIP codes with their own.

For 2 bedrooms it runs from $1,270 in 39401 to $1,550 in 39402.

1 of the 3 is above the fair market rent for Forrest County ($1,316).

  • 39401 $1,270$1,620
  • 39402 $1,550$1,970
  • 39406 $1,280$1,630

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Hattiesburg when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Hattiesburg

HUD lists 40 buildings with rents for lower incomes in Hattiesburg. These are the largest.

  • Burketts Creek I 158 Millpond Dr, Hattiesburg 39401 167 low-income homes · 3 bd: 85 · 4 bd: 82 · In service since 2008 · For people with disabilities, families
  • Briarfield Homes 208 Gordon St, Hattiesburg 39401 148 low-income homes · Run by The Housing Authority of the City of Hattiesburg · Average payment: $504 a month (601) 583-1881
  • Robertson Place 201 Katie Ave, Hattiesburg 39401 148 low-income homes · Run by The Housing Authority of the City of Hattiesburg · Average payment: $403 a month (601) 583-1881
  • Overlook Apts 3610 Campbell Dr, Hattiesburg 39401 120 low-income homes · 1 bd: 24 · 2 bd: 64 · 3 bd: 24 · 4 bd: 8 · In service since 2011 · For families (601) 268-0694
  • Piedmont Park I 78 Wisteria Dr, Hattiesburg 39401 104 homes, 103 low-income · 1 bd: 16 · 2 bd: 32 · 3 bd: 56 · In service since 2005 · For families

See all 41 buildings in Forrest County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Hattiesburg

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Forrest County; none says it serves in Spanish.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in Hattiesburg

No down payment, repair or rent-help program on our list is for Hattiesburg or Forrest County. The ones below are statewide in Mississippi: they work in Hattiesburg the same as in the rest of the state.

Which programs do I qualify for? All programs in Mississippi

  • Smart7 Mortgage Program

    Statewide in Mississippi

    Mississippi state corporation 30-year mortgage with $7,000 for the down payment or closing costs as a 0% second mortgage, repaid when you sell, refinance, stop living in the home or pay off the mortgage; no first-time buyer requirement. Offered by Mississippi Home Corporation (MHC).

    Deferred

    See the program Official page

  • Easy8

    Statewide in Mississippi

    Mississippi state corporation 30-year mortgage with $8,000 at 0% as a second mortgage for the down payment, closing costs or prepaid expenses, repaid when you sell, refinance, stop living in the home or pay off the mortgage; for first-time buyers, except in designated areas and for veterans. Offered by Mississippi Home Corporation (MHC).

    Deferred

    See the program Official page

  • Home4All

    Statewide in Mississippi

    Mississippi state corporation forgivable grant, with federal HOME funds, of up to $25,000 for the down payment, closing costs or to reduce the principal; for first-time buyers with incomes under 80% of the area median and a fixed-rate mortgage; if you sell before 5 or 10 years (depending on the amount), you may repay part of it. Offered by Mississippi Home Corporation (MHC).

    Grant

    See the program Official page

Housing counselors near Hattiesburg

The HUD-approved agencies closest to the center of Hattiesburg, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Breakthrough Community Services, Inc

    1313 Country Club Rd, Hattiesburg · 0 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (601) 582-3475

  • Housing Economic Resources and Education

    602 Adeline St, Hattiesburg · 2 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (601) 658-8654

  • Renaissance Community Loan Fund

    8917 Lorraine Rd, Gulfport · 64 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 4 more
    (228) 896-3386

Every agency in Forrest County All counseling agencies in Mississippi

Help in Spanish near Hattiesburg

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Hattiesburg

HUD’s record names them for Hattiesburg or Forrest County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • The Housing Authority of the City of Hattiesburg Public housing (601) 583-1881

All housing agencies in Mississippi Source: HUD

Cities

Other cities in Forrest County

These cities are also in Forrest County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Forrest County Housing in Mississippi

Nearby cities

The cities closest to Hattiesburg, with the typical home value.

Neighboring counties

If Forrest County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Hattiesburg.

All guides
A mother holds hands with her two daughters on the beach at sunset.

Questions

Housing questions about Hattiesburg

Short answers with the numbers for Hattiesburg and all of Forrest County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Hattiesburg?

The typical home value in Hattiesburg is $165,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Forrest County it is $168,000.

How much does it cost to rent in Hattiesburg?

Typical rent in Hattiesburg is $1,005 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Forrest County is $1,316.

What is the FHA loan limit in Hattiesburg?

Hattiesburg uses the FHA limit for all of Forrest County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Hattiesburg?

The typical homeowner in Hattiesburg pays $1,486 a year, according to the U.S. Census Bureau. That is 0.9% of the home’s value; in Forrest County, the rate is 0.81%.

Where can I find free help to buy or rent in Hattiesburg?

There are 2 HUD-approved counseling agencies with an office in Forrest County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).