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City · 12,799 residents · Hinds County, Mississippi

Byram , Mississippi

In Byram, a typical home is worth $206,600 and typical rent is $1,343 a month. Compared with all of Hinds County, typical household income is 43% higher, the typical home value is 29% higher, and the share of households that own their home is 26 points higher.

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  • Typical home value

    $206,600

    29% above the county

    22% above Mississippi

    • Byram
    • Hinds
    • Mississippi

  • Typical rent

    $1,343a month

    27% above the county

    41% above Mississippi

    • Byram
    • Hinds
    • Mississippi

  • Typical household income

    $70,445a year

    43% above the county

    25% above Mississippi

    • Byram
    • Hinds
    • Mississippi

  • Households that own their home

    84%

    26 points above the county

    14 points above Mississippi

    • Byram
    • Hinds
    • Mississippi

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$219,936
1.5% more than 12 months ago
Typical rent
$1,419 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Byram is in Hinds County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Hinds County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Byram apart

What this place has that others do not, from public data, most unusual first.

  1. 84% of households in Byram own their home, against 58% in Hinds County.

  2. Nearby, in Jackson, the typical home value is $111,700: 46% less than in Byram ($206,600).

  3. The typical household income in Byram is $70,445, 43% more than in Hinds County as a whole ($49,402).

  4. The typical home in Byram is worth $206,600, 29% more than in Hinds County as a whole ($159,900).

  5. The typical rent in Byram is $1,343 a month, 27% more than in Hinds County as a whole ($1,061).

  6. Nearby, in Jackson, the typical rent is $1,055: 21% less than in Byram ($1,343).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Byram

What homes there are in Byram, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 83% of homes here, against 69% in Hinds County.

Year built

Homes in Byram are newer: the typical year built is 2001; in Hinds County, 1974.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

At least 100% of owner-occupied homes in Byram are worth less than $500,000, below the FHA loan limit for Hinds County ($541,287).

Monthly rent with utilities

With a mortgage

$1,399 a month

Hinds County: $1,350 a month

Without a mortgage

$432 a month

Hinds County: $452 a month

Owners with a mortgage

71%

Hinds County: 54%

Owning costs about the same in Byram as in Hinds County: with a mortgage, $1,399 a month; without one, $432.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Byram gained value faster than in Hinds County: 46% against 35%.

Rents in Byram rose more slowly than in Hinds County: 19% since 2015–2019, against 22%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureByramHinds CountyMississippiUnited States
Rental vacancy Unreliable estimate8.7%8.2%5.5%
Homeowner vacancy Unreliable estimate1.1%0.8%0.9%
More than one person per room Unreliable estimate2.3%2.2%3.4%
People per household 2.422.342.492.53
Drive alone 75%76%82%69%
Carpool 16%13%9%9%
Public transit Unreliable estimate0%0%3%
Walk or bike Unreliable estimate2%1%3%
Work from home Unreliable estimate9%6%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in Hinds County, a household in Byram has 2.42 people on average.

Carpooling is common in Byram: 16% of workers get to work that way, against 13% in Hinds County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Byram?

A typical home is tight for the typical income

We start with a typical home in Byram, worth $206,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 29% of the typical household income in Byram, which is $70,445 a year. For that payment to be 28% of income, a household would need to earn about $72,330 a year.

The calculator's FHA and conventional loan limits are those of all of Hinds County.

Your numbers

Local data
$

Starts at the typical home value in Byram. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,231 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,688

at 7.18% · 30 years

Loan amount
$202,858
Total interest
$291,865
Paid off in
November 2056

Includes $3,489 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,644 a month

  • Tight

    $1,644 to $2,113 a month

    Your payment · 29%

  • Hard

    more than $2,113 a month

Compared with the typical household income in Byram ($70,445 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,688
Principal & interest$1,374
Property tax$136
Home insurance$86
FHA mortgage insurance (MIP)$91

You need at least $7,231 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Byram and Hinds County

Byram is in Hinds County, Mississippi. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Byram's own numbers

Typical home value
$206,600
Typical monthly rent
$1,343
Typical yearly household income
$70,445
Households that own their home
84%
Effective property tax rate
0.79%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Hinds County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,289
Price change over 5 years (FHFA)
+28%
Homes in a high flood-risk zone
9.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Hinds County.

Everything about Hinds County

Buying

Buying a home in Byram

A typical home in Byram is worth $206,600: 29% above the county and 22% above Mississippi. With the typical household income in Byram ($70,445 a year), a typical home costs 2.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Byram 2.9 years
  • Hinds 3.2 years
  • Mississippi 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Hinds County

According to FHFA’s house price index, home prices in Hinds County rose 38% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Hinds County.

Period County Mississippi U.S.
Last year (2025) +3.5% +3.5% +2.9%
5 years (2020–2025) +28% +42% +47%
10 years (2015–2025) +38% +62% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Byram next to Hinds County, Mississippi and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Byram $206,600
  • Hinds $159,900
  • Mississippi $169,800
  • United States $332,700
Typical monthly rent
  • Byram $1,343
  • Hinds $1,061
  • Mississippi $954
  • United States $1,413
Typical yearly household income
  • Byram $70,445
  • Hinds $49,402
  • Mississippi $56,447
  • United States $80,734
See the full table
Byram next to Hinds County and Mississippi
Measure Byram Hinds County Mississippi U.S.
Typical home value $206,600 $159,900 $169,800 $332,700
Typical monthly rent $1,343 $1,061 $954 $1,413
Typical yearly household income $70,445 $49,402 $56,447 $80,734
Households that own their home 84% 58% 70% 65%
Typical yearly property tax $1,642 $1,403 $1,215 $3,119
Effective property tax rate 0.79% 0.88% 0.72% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Hinds County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Byram

For a typical $206,600 home in Byram, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Byram's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,688a month

    Least cash to close
    Down payment
    $7,231
    Cash to close
    $13,429
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $91

  • Conventional, 5% down $1,650a month

    Down payment
    $10,330
    Cash to close
    $16,528
    Rate
    7.18%
    Mortgage insurance
    PMI · $98

  • Conventional, 20% down, no PMI $1,342a month

    Down payment
    $41,320
    Cash to close
    $47,518
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,533a month

    Down payment
    $30,990
    Cash to close
    $37,188
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Byram and for Hinds County.

Property tax

Effective rate in Byram

0.79%of the home’s value each year

$1,642 a year for the typical owner in Byram.

  • Byram 0.79%
  • Hinds 0.88%
  • Mississippi 0.72%

What Mississippi publishes Regular homestead exemption (Tier 1) (Mississippi Department of Revenue)

Exemptions and deadlines in Mississippi

Flood risk in Hinds County

FEMA does not publish these numbers by city: they are for all of Hinds County.

Homes in the high-risk zone
9.5%
7,748
Of those, with NFIP insurance
25%
County Mississippi U.S.
Homes in the high-risk zone 9.5% 7.6% 3.5%
Of those, with NFIP insurance 25% 33% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Byram

Typical rent in Byram is $1,343 a month: 27% above the county.

HUD publishes a fair market rent for all of Hinds County, by unit size. To pay the 2-bedroom one ($1,289 a month) without spending more than 30% of your income, you would need to earn $24.79 an hour working full time.

HUD fair market rent for all of Hinds County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,099 $21.13 $43,960
1 bedroom $1,105 $21.25 $44,200
2 bedrooms $1,289 $24.79 $51,560
3 bedrooms $1,536 $29.54 $61,440
4 bedrooms $1,694 $32.58 $67,760

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Byram

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Byram is in ZIP code 39272.

For 2 bedrooms it is $1,600: $311 more than the fair market rent for Hinds County ($1,289).

  • 39272 $1,600$1,910

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Byram when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Byram

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 7 HUD-approved agencies with an office in Hinds County; 2 say they serve in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Byram

No down payment, repair or rent-help program on our list is for Byram or Hinds County. The ones below are statewide in Mississippi: they work in Byram the same as in the rest of the state.

Which programs do I qualify for? All programs in Mississippi

  • Smart7 Mortgage Program

    Statewide in Mississippi

    Mississippi state corporation 30-year mortgage with $7,000 for the down payment or closing costs as a 0% second mortgage, repaid when you sell, refinance, stop living in the home or pay off the mortgage; no first-time buyer requirement. Offered by Mississippi Home Corporation (MHC).

    Deferred

    See the program Official page

  • Easy8

    Statewide in Mississippi

    Mississippi state corporation 30-year mortgage with $8,000 at 0% as a second mortgage for the down payment, closing costs or prepaid expenses, repaid when you sell, refinance, stop living in the home or pay off the mortgage; for first-time buyers, except in designated areas and for veterans. Offered by Mississippi Home Corporation (MHC).

    Deferred

    See the program Official page

  • Home4All

    Statewide in Mississippi

    Mississippi state corporation forgivable grant, with federal HOME funds, of up to $25,000 for the down payment, closing costs or to reduce the principal; for first-time buyers with incomes under 80% of the area median and a fixed-rate mortgage; if you sell before 5 or 10 years (depending on the amount), you may repay part of it. Offered by Mississippi Home Corporation (MHC).

    Grant

    See the program Official page

Housing counselors near Byram

The HUD-approved agencies closest to the center of Byram, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • West Jackson CDC

    1635 Raymond Rd, Jackson · 6 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 6 more
    (601) 946-9310

  • Mississippi Faith Based Coalition for Community Renewal, Inc.

    1750 Ellis Ave Ste 205, Jackson · 7 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (601) 346-7503

  • Operation Hope- Trustmark Financial Corp- Jackson MS

    3645 Highway 80 W, Jackson · 8 miles away

    • Pre-purchase counseling
    • Homebuyer education workshops
    (769) 209-6164

Every agency in Hinds County All counseling agencies in Mississippi

Help in Spanish near Byram

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Byram

In HUD’s record, no housing authority with an office in Hinds County is named for Byram or Hinds County.

2 other authorities have an office in Hinds County: see the list Source: HUD

Cities

Other cities in Hinds County

These cities are also in Hinds County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Hinds County Housing in Mississippi

Nearby cities

The cities closest to Byram, with the typical home value.

Neighboring counties

If Hinds County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Byram.

All guides
Three generations of a family gather on the porch of their home.

Questions

Housing questions about Byram

Short answers with the numbers for Byram and all of Hinds County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Byram?

The typical home value in Byram is $206,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Hinds County it is $159,900.

How much does it cost to rent in Byram?

Typical rent in Byram is $1,343 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Hinds County is $1,289.

What is the FHA loan limit in Byram?

Byram uses the FHA limit for all of Hinds County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Byram?

The typical homeowner in Byram pays $1,642 a year, according to the U.S. Census Bureau. That is 0.79% of the home’s value; in Hinds County, the rate is 0.88%.

Where can I find free help to buy or rent in Byram?

There are 7 HUD-approved counseling agencies with an office in Hinds County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).