City · 146,631 residents · Hinds County, Mississippi
Jackson, Mississippi
In Jackson, a typical home is worth $111,700 and typical rent is $1,055 a month. Compared with all of Hinds County, the typical home value is 30% lower, typical household income is 15% lower, and the share of households that own their home is 10 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $105,551 to $83,517.
Typical rent
$1,228a month
▲ 3.5% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $922 to $1,228.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Jackson is in Hinds County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Hinds County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Jackson is worth $111,700,30% less than in Hinds County as a whole ($159,900).
2
49% of households in Jackson own their home, against 58% in Hinds County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Jackson
What homes there are in Jackson, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Jackson
Hinds County
Mississippi
United States
Kind of home: Jackson and its comparisons
Measure
Jackson
Hinds County
Mississippi
United States
Detached house
66%
69%
69%
61%
Attached house
3%
2%
1%
6%
Building of 2 to 4
9%
7%
6%
8%
Apartments (5 or more)
22%
18%
9%
19%
Mobile home
1%
4%
14%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is the most common home in Jackson: 66% of homes, near the figure in Hinds County (69%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Jackson
Hinds County
Mississippi
United States
Year built: Jackson and its comparisons
Measure
Jackson
Hinds County
Mississippi
United States
Before 1960
32%
25%
14%
26%
1960–1979
41%
37%
27%
24%
1980–1999
17%
22%
29%
25%
2000–2009
7%
12%
17%
14%
2010 or later
3%
5%
13%
11%
Homes in Jackson are older: the typical year built is 1969; in Hinds County, 1974.
In Jackson, 14% of homes have 1 bedroom or none (studios); 61% have 3 bedrooms or more, against 67% in Hinds County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limit
Under $100K45%
$100K–$200K30%
$200K–$300K14%
$300K–$500K7%
$500K–$750K2%
FHA limit: $541,287
$750K–$1M1%
$1M or more1%
Value of owner-occupied homes: Jackson and its comparisons
Measure
Jackson
Under $100K
45%
$100K–$200K
30%
$200K–$300K
14%
$300K–$500K
7%
$500K–$750K
2%
$750K–$1M
1%
$1M or more
1%
About 96% of owner-occupied homes in Jackson are worth less than the FHA loan limit for Hinds County ($541,287).
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5009%
$500–$99935%
$1,000–$1,49943%
HUD fair market rent, 2 bedrooms: $1,289
$1,500–$1,99910%
$2,000–$2,4992%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Jackson and its comparisons
Measure
Jackson
Under $500
9%
$500–$999
35%
$1,000–$1,499
43%
$1,500–$1,999
10%
$2,000–$2,499
2%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
By rent, most homes in Jackson cost less than HUD's 2-bedroom fair market rent ($1,289): about 69%.
With a mortgage
$1,231 a month
Hinds County: $1,350 a month
Without a mortgage
$436 a month
Hinds County: $452 a month
Owners with a mortgage
52%
Hinds County: 54%
The typical cost for an owner with a mortgage in Jackson is $1,231 a month, less than in Hinds County ($1,350); without one, $436.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Jackson+23%
Hinds County+35%
Mississippi+43%
United States+53%
Typical rent
Jackson+25%
Hinds County+22%
Mississippi+22%
United States+33%
Typical household income
Jackson+8%
Hinds County+11%
Mississippi+25%
United States+29%
Change since 2015–2019: Jackson and its comparisons
Measure
Jackson
Hinds County
Mississippi
United States
Typical home value
+23%
+35%
+43%
+53%
Typical rent
+25%
+22%
+22%
+33%
Typical household income
+8%
+11%
+25%
+29%
From 2015–2019 to 2020–2024, the typical home value in Jackson rose 23%; in Hinds County, it rose 35%.
Rents in Jackson rose at about the same pace as in Hinds County: 25% since 2015–2019, against 22%.
The typical household income in Jackson rose 8%: less than home values (+23%) and rent (+25%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Jackson and its comparisons
Measure
Jackson
Hinds County
Mississippi
United States
Rental vacancy
8.4%
8.7%
8.2%
5.5%
Homeowner vacancy
1.2%
1.1%
0.8%
0.9%
More than one person per room
2.8%
2.3%
2.2%
3.4%
People per household
2.29
2.34
2.49
2.53
Drive alone
73%
76%
82%
69%
Carpool
15%
13%
9%
9%
Public transit
0%
0%
0%
3%
Walk or bike
2%
2%
1%
3%
Work from home
9%
9%
6%
15%
Other means
1%
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Much as in Hinds County, the rental vacancy rate in Jackson is 8.4%.
More than one person per room: that is how 2.8% of households in Jackson live, near the figure in Hinds County (2.3%).
By size, households in Jackson look like those in Hinds County: 2.29 people on average.
To get to work, 73% of workers in Jackson drive alone; in Hinds County, 76%.
Do the math
What would you pay each month for a home in Jackson?
A typical home is within reach of the typical income
We start with a typical home in Jackson, worth $111,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 27% of the typical household income in Jackson, which is $42,071 a year.
The calculator's FHA and conventional loan limits are those of all of Hinds County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Jackson. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $3,910 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$952
at 7.18% · 30 years
Loan amount
$109,676
Total interest
$157,799
Paid off in
November 2056
Includes $1,886 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $982 a month
Your payment · 27%
Tight
$982 to $1,262 a month
Hard
more than $1,262 a month
Compared with the typical household income in Jackson ($42,071 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$743
Property tax
$113
Home insurance
$47
FHA mortgage insurance (MIP)
$49
You need at least $3,910 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $952; principal and interest $743.
The city and its county
Jackson and Hinds County
Jackson is in Hinds County, Mississippi. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Jackson
Map of Hinds County, Mississippi, with Jackson marked. Around it, the neighboring counties.
Jackson
Hinds County
Other cities with a page
Jackson's own numbers
Typical home value
$111,700
Typical monthly rent
$1,055
Typical yearly household income
$42,071
Households that own their home
49%
Effective property tax rate
1.21%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Hinds County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,289
Price change over 5 years (FHFA)
+28%
Homes in a high flood-risk zone
9.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Hinds County.
A typical home in Jackson is worth $111,700: 30% below the county and 34% below Mississippi. With the typical household income in Jackson ($42,071 a year), a typical home costs 2.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Jackson2.7 years
Hinds3.2 years
Mississippi3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Hinds County
According to FHFA’s house price index, home prices in Hinds County rose 38% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Hinds County.
Yearly change in FHFA’s price index in Hinds County, 2016 to 2025
2016: +1.7% +1.7% 2016
2017: +1.4% +1.4% 2017
2018: −0.3% −0.3% 2018
2019: +3.0% +3.0% 2019
2020: +2.1% +2.1% 2020
2021: +8.2% +8.2% 2021
2022: +9.5% +9.5% 2022
2023: +0.0% +0.0% 2023
2024: +3.8% +3.8% 2024
2025: +3.5% +3.5% 2025
Change in FHFA’s price index in Hinds County, Mississippi and the United States
Period
County
Mississippi
U.S.
Last year (2025)
+3.5%
+3.5%
+2.9%
5 years (2020–2025)
+28%
+42%
+47%
10 years (2015–2025)
+38%
+62%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Jackson next to Hinds County, Mississippi and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Jackson$111,700
Hinds$159,900
Mississippi$169,800
United States$332,700
Typical monthly rent
Jackson$1,055
Hinds$1,061
Mississippi$954
United States$1,413
Typical yearly household income
Jackson$42,071
Hinds$49,402
Mississippi$56,447
United States$80,734
See the full table
Jackson next to Hinds County and Mississippi
Measure
Jackson
Hinds County
Mississippi
U.S.
Typical home value
$111,700 ▼30% below the county
$159,900
$169,800
$332,700
Typical monthly rent
$1,055
$1,061
$954
$1,413
Typical yearly household income
$42,071 ▼15% below the county
$49,402
$56,447
$80,734
Households that own their home
49% ▼10 points below the county
58%
70%
65%
Typical yearly property tax
$1,352 ▼4% below the county
$1,403
$1,215
$3,119
Effective property tax rate
1.21% ▲0.33 points above the county
0.88%
0.72%
0.94%
Renters with high rent for their income
60% ▲2 points above the county
58%
51%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Hinds County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Jackson
For a typical $111,700 home in Jackson, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Jackson's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$952a month
Least cash to close
Down payment
$3,910
Cash to close
$7,261
Rate
7.18%
Mortgage insurance
FHA MIP · $49
Conventional, 5% down$931a month
Down payment
$5,585
Cash to close
$8,936
Rate
7.18%
Mortgage insurance
PMI · $53
Conventional, 20% down, no PMI$765a month
Down payment
$22,340
Cash to close
$25,691
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$868a month
Down payment
$16,755
Cash to close
$20,106
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Jackson
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$952
$3,910
$109,677
7.18%
FHA MIP · $49
$7,261
580
Conventional, 5% down
$931
$5,585
$106,115
7.18%
PMI · $53
$8,936
620*
Conventional, 20% down, no PMI
$765
$22,340
$89,360
7.18%
None
$25,691
620*
ITIN, 15% down (example)
$868
$16,755
$94,945
8.18%
None
$20,106
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Jackson is $1,055 a month: about the same as the county. In Jackson, 60% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Hinds County, by unit size. To pay the 2-bedroom one ($1,289 a month) without spending more than 30% of your income, you would need to earn $24.79 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Hinds County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,099
$21.13
$43,960
1 bedroom
$1,105
$21.25
$44,200
2 bedrooms
$1,289
$24.79
$51,560
3 bedrooms
$1,536
$29.54
$61,440
4 bedrooms
$1,694
$32.58
$67,760
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Jackson
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Jackson has 14 ZIP codes with their own.
For 2 bedrooms it runs from $910 in 39203 to $1,580 in 39201.
5 of the 14 are above the fair market rent for Hinds County ($1,289).
2-bedroom fair market rent in each of the 14 ZIP codes of Jackson, beside the one for Hinds County. For 2 bedrooms it runs from $910 in 39203 to $1,580 in 39201. 5 of the 14 are above the fair market rent for Hinds County ($1,289).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,289
Lowest: $910 (39203)Highest: $1,580 (39201)
Fair market rent by ZIP code and size in Jackson, fiscal year 2027.
39174
$890
$890
$1,040
$1,240
$1,370
39201
$1,350
$1,350
$1,580
$1,880
$2,080
39202
$910
$920
$1,070
$1,270
$1,410
39203
$770
$780
$910
$1,080
$1,190
39204
$930
$930
$1,090
$1,300
$1,430
39206
$1,100
$1,110
$1,290
$1,540
$1,700
39209
$1,000
$1,000
$1,170
$1,390
$1,540
39210
$950
$950
$1,110
$1,320
$1,460
39211
$1,260
$1,270
$1,480
$1,760
$1,950
39212
$1,130
$1,130
$1,320
$1,570
$1,730
39213
$820
$820
$960
$1,140
$1,260
39216
$1,180
$1,180
$1,380
$1,640
$1,810
39217
$820
$820
$960
$1,140
$1,260
39269
$1,060
$1,060
$1,240
$1,480
$1,630
ZIP code2 bd3 bd
39174 $1,040$1,240
39201 $1,580$1,880
39202 $1,070$1,270
39203 $910$1,080
39204 $1,090$1,300
39206 $1,290$1,540
39209 $1,170$1,390
39210 $1,110$1,320
39211 $1,480$1,760
39212 $1,320$1,570
39213 $960$1,140
39216 $1,380$1,640
39217 $960$1,140
39269 $1,240$1,480
3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Jackson when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 121 buildings with rents for lower incomes in Jackson. These are the largest.
Westgate Hills Apts3175 Robinson St, Jackson 39209296 low-income homes · 1 bd: 104 · 2 bd: 136 · 3 bd: 56 · In service since 1993
Windsor Park Apts5425 Clinton Blvd, Jackson 39209279 homes, 277 low-income · 1 bd: 96 · 2 bd: 171 · 3 bd: 12 · In service since 1999 · For people with disabilities
The Village Apts386 Raymond Rd, Jackson 39204264 low-income homes · 1 bd: 15 · 2 bd: 211 · 3 bd: 24 · 4 bd: 14 · In service since 2008 · For families(601) 373-4762
Grove Apts150 Woodway Dr, Jackson 39206256 homes, 253 low-income · 1 bd: 68 · 2 bd: 104 · 3 bd: 40 · 4 bd: 44 · In service since 2008
Elton Park Apts301 Elton Park Dr, Jackson 39212216 homes, 212 low-income · 1 bd: 32 · 2 bd: 112 · 3 bd: 72 · In service since 2000 · For families
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 7 HUD-approved agencies with an office in Hinds County; 2 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Jackson or Hinds County. The ones below are statewide in Mississippi: they work in Jackson the same as in the rest of the state.
Mississippi state corporation 30-year mortgage with $7,000 for the down payment or closing costs as a 0% second mortgage, repaid when you sell, refinance, stop living in the home or pay off the mortgage; no first-time buyer requirement.Offered by Mississippi Home Corporation (MHC).
Mississippi state corporation 30-year mortgage with $8,000 at 0% as a second mortgage for the down payment, closing costs or prepaid expenses, repaid when you sell, refinance, stop living in the home or pay off the mortgage; for first-time buyers, except in designated areas and for veterans.Offered by Mississippi Home Corporation (MHC).
Mississippi state corporation forgivable grant, with federal HOME funds, of up to $25,000 for the down payment, closing costs or to reduce the principal; for first-time buyers with incomes under 80% of the area median and a fixed-rate mortgage; if you sell before 5 or 10 years (depending on the amount), you may repay part of it.Offered by Mississippi Home Corporation (MHC).
No legal help resource on our list is for Jackson or Hinds County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Jackson and all of Hinds County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Jackson?
The typical home value in Jackson is $111,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Hinds County it is $159,900.
How much does it cost to rent in Jackson?
Typical rent in Jackson is $1,055 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Hinds County is $1,289.
What is the FHA loan limit in Jackson?
Jackson uses the FHA limit for all of Hinds County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Jackson?
The typical homeowner in Jackson pays $1,352 a year, according to the U.S. Census Bureau. That is 1.21% of the home’s value; in Hinds County, the rate is 0.88%.
Where can I find free help to buy or rent in Jackson?
There are 7 HUD-approved counseling agencies with an office in Hinds County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
