Renting · Section 8
Data from November 2026
Renting in Morrison County, Minnesota
Morrison County has a HUD fair market rent of $1,014 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $788 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $19.50 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,014
- a month, HUD, Fiscal year 2027
- 33% less than in Minnesota
- Typical rent
- $788
- a month, Census, Average 2020–2024
- 38% less than in Minnesota
- Wage needed
- $19.50
- an hour, 2 bedrooms
- Or $40,560 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 37%
- spend 30% or more of income on rent
- 24% less than in Minnesota
Only here
Renting in Morrison County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
Morrison County has the lowest typical rent in its area: $788, less than any of its 6 neighboring counties; next is Mille Lacs County ($903).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Morrison County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $706 | $13.58 | $28,240 |
| 1 bedroom | $789 | $15.17 | $31,560 |
| 2 bedrooms | $1,014 | $19.50 | $40,560 |
| 3 bedrooms | $1,404 | $27.00 | $56,160 |
| 4 bedrooms | $1,484 | $28.54 | $59,360 |
HUD area: Morrison County, MN. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 18 ZIP codes in Morrison County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,010 in 56345 to $1,330 in 56338. 14 ZIP codes are above the county's fair market rent ($1,014).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 56314 | Morrison County, MN | $820 | $910 | $1,170 | $1,620 | $1,720 |
|---|---|---|---|---|---|---|
| 56314 | St. Cloud, MN | $820 | $910 | $1,170 | $1,620 | $1,720 |
| 56328 | Morrison County, MN | $720 | $800 | $1,020 | $1,420 | $1,500 |
| 56338 | Crow Wing County, MN | $930 | $1,040 | $1,330 | $1,830 | $1,940 |
| 56338 | Mille Lacs County, MN | $930 | $1,040 | $1,330 | $1,830 | $1,940 |
| 56338 | Morrison County, MN | $930 | $1,040 | $1,330 | $1,830 | $1,940 |
| 56345 | Morrison County, MN | $710 | $790 | $1,010 | $1,410 | $1,490 |
| 56364 | Crow Wing County, MN | $800 | $900 | $1,150 | $1,590 | $1,680 |
| 56364 | Morrison County, MN | $800 | $900 | $1,150 | $1,590 | $1,680 |
| 56373 | Morrison County, MN | $790 | $830 | $1,090 | $1,450 | $1,690 |
| 56373 | St. Cloud, MN | $790 | $830 | $1,090 | $1,450 | $1,690 |
| 56382 | Morrison County, MN | $870 | $950 | $1,220 | $1,660 | $1,830 |
| 56382 | Todd County, MN | $870 | $950 | $1,220 | $1,660 | $1,830 |
| 56384 | Morrison County, MN | $710 | $790 | $1,010 | $1,410 | $1,490 |
| 56443 | Morrison County, MN | $890 | $970 | $1,260 | $1,710 | $1,870 |
| 56443 | Todd County, MN | $890 | $970 | $1,260 | $1,710 | $1,870 |
| 56475 | Morrison County, MN | $710 | $790 | $1,010 | $1,410 | $1,490 |
| 56475 | Todd County, MN | $710 | $790 | $1,010 | $1,410 | $1,490 |
- 56314 · Morrison County, MN $1,170$1,620
- 56314 · St. Cloud, MN $1,170$1,620
- 56328 · Morrison County, MN $1,020$1,420
- 56338 · Crow Wing County, MN $1,330$1,830
- 56338 · Mille Lacs County, MN $1,330$1,830
- 56338 · Morrison County, MN $1,330$1,830
- 56345 · Morrison County, MN $1,010$1,410
- 56364 · Crow Wing County, MN $1,150$1,590
- 56364 · Morrison County, MN $1,150$1,590
- 56373 · Morrison County, MN $1,090$1,450
- 56373 · St. Cloud, MN $1,090$1,450
- 56382 · Morrison County, MN $1,220$1,660
- 56382 · Todd County, MN $1,220$1,660
- 56384 · Morrison County, MN $1,010$1,410
- 56443 · Morrison County, MN $1,260$1,710
- 56443 · Todd County, MN $1,260$1,710
- 56475 · Morrison County, MN $1,010$1,410
- 56475 · Todd County, MN $1,010$1,410
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Morrison County, 37% of renter households are in that position; in Minnesota, 48%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
37%
of renter households spend 30% or more of their income on rent.
2,732 households rent in Morrison County
- Spend half or more of their income 16%
- Spend 30% or more, but less than half 20%
- Spend less than 30% 63%
Compared with the state and the country
- Morrison 37%
- Minnesota 48%
- United States 51%
Low-income apartments
Low-income apartments in Morrison County
HUD lists 18 properties with homes for low-income households in Morrison County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 9
- HUD-assisted
- 8
- public housing
- 1
615 homes in all; 607 of them low-income, according to HUD.
- Park Place Apartments and Townhomes HUD-assisted 707 11th St NE, Little Falls 56345 124 low-income homes · For families · (320) 632-3033
- Pine Grove Manor Apartments Public housing 901 1st Ave SW, Little Falls 56345 100 homes, 98 low-income · Run by HRA of LITTLE FALLS, MINNESOTA · Average payment: $352 a month · (320) 632-3305
- Alverna Apartments HUD-assisted 300 8th Ave SE, Little Falls 56345 60 low-income homes · For older adults · (320) 631-5030
- Falls Meadowridge Townhouses HUD-assisted 741 Buck Ln, Little Falls 56345 48 low-income homes · For families · (320) 632-2576
- Kamnic Lane Apartments HUD-assisted 40 Kamnic St, Pierz 56364 30 low-income homes · For older adults · (320) 468-2581
- The Buckman Tax credit (LIHTC) 209 1st St SE, Little Falls 56345 27 low-income homes · 1 bd: 27 · In service since 1995
- Riverwood Pines Tax credit (LIHTC) 18795 Riverwood Dr, Little Falls 56345 24 low-income homes · 1 bd: 10 · 2 bd: 14 · In service since 2007 · For families
- Country Terrace Apartments Tax credit (LIHTC) 432 Pine Ave S, Motley 56466 24 homes, 23 low-income · 2 bd: 18 · 3 bd: 6 · In service since 1994
- Highland Court Towhomes Tax credit (LIHTC) Multiple Building Addresses, Little Falls 56345 24 homes, 23 low-income · 2 bd: 14 · 3 bd: 10 · In service since 2002
- River Rock Townhomes Tax credit (LIHTC) 1414 5th Ave SE, Little Falls 56345 24 homes, 23 low-income · 2 bd: 12 · 3 bd: 12 · In service since 2010 · For people with disabilities, people experiencing homelessness
- Falls Manor Tax credit (LIHTC) Multiple Building Addresses, Little Falls 56345 22 low-income homes · 2 bd: 12 · 3 bd: 10 · In service since 1993
- Sunny Pines Apartments HUD-assisted 396 Cedar St E, Motley 56466 20 low-income homes · For older adults · (218) 575-2236
- Rose Court HUD-assisted 121 Faust St, Pierz 56364 16 low-income homes · For older adults · (320) 468-2303
- COUNTRY PLACE of PIERZ - Horizon Health HUD-assisted 314 Cassie St, Pierz 56364 16 homes, 15 low-income · For older adults · (320) 468-0016
- Prairie Manor Apartments Tax credit (LIHTC) Multiple Building Addresses, Pierz 56364 16 homes, 15 low-income · 1 bd: 4 · 2 bd: 8 · 3 bd: 4 · In service since 1994
- Eastwood Apartments Tax credit (LIHTC) 956 2nd ST S, Motley 56466 15 low-income homes · 1 bd: 1 · 2 bd: 8 · 3 bd: 6 · In service since 1993
- EAGLE COURT APTS aka Horizon Health HUD-assisted 219 Eagle Ct, Randall 56475 13 low-income homes · For older adults · (320) 749-2522
- Birch Villa Apartments Tax credit (LIHTC) 615 N Birch St, Royalton 56373 12 homes, 11 low-income · 1 bd: 2 · 2 bd: 6 · 3 bd: 4 · In service since 1996
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Morrison County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 2 agencies serve in Morrison County. Here is what the rules say:
The rules, with their source
-
You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
-
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $20,600 | $34,300 | $54,900 |
| 2 people | $23,550 | $39,200 | $62,750 |
| 3 people | $27,320 | $44,100 | $70,600 |
| 4 people | $33,000 | $49,000 | $78,400 |
| 5 people | $38,680 | $52,950 | $84,700 |
| 6 people | $44,360 | $56,850 | $90,950 |
| 7 people | $50,040 | $60,800 | $97,250 |
| 8 people | $55,720 | $64,700 | $103,500 |
Area median income: $91,300. HUD income limits by family size, Fiscal year 2026. Area: Morrison County, MN. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $635 – $777
- 1 bedroom $710 – $868
- 2 bedrooms $913 – $1,115
- 3 bedrooms $1,264 – $1,544
- 4 bedrooms $1,336 – $1,632
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Morrison County Hra Section 8 vouchers · 175 vouchers (320) 632-4506 Morrison County Hra: morrisoncountyhra.lorelee@gmail.com
- HRA of LITTLE FALLS, MINNESOTA Public housing · 98 public housing units (320) 632-3305 HRA of LITTLE FALLS, MINNESOTA: hra@pinegrovemanor.com
Housing agencies in Minnesota Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Minnesota
What Minnesota law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 21 days
- Minn. Stat. §504B.178, subd. 3(a)
- If I fall behind on rent, what notice must I get?
- 14 days
- Minn. Stat. §504B.321, subd. 1a(a)
- Only a court order can remove youMinn. Stat. §504B.375, subd. 1
- Protection from retaliationMinn. Stat. §504B.441
Help
Where to get help with rent in Morrison County
This is the nearest HUD-approved agency. They counsel for free or at low cost.
-
Lutheran Social Service of Minnesota
716 E Street, Brainerd · 24 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 1 more
Rental assistance programs
The ones that serve in Morrison County or the whole state, with what each page says about being open.
-
Renter's Credit
Run by Minnesota Department of Revenue
Minnesota refundable credit for renters, claimed on the state tax return; it can be claimed with a Social Security number or an ITIN
Up to $2,720
See details
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Morrison County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Minnesota, the average home bill was $110 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,028
What you need before you get the keys.
What adds up
- First month
- $1,014
- Security deposit
- $1,014
- Total
- $2,028
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Morrison County?
According to HUD (Fiscal year 2027): Studio: $706; 1 bedroom: $789; 2 bedrooms: $1,014; 3 bedrooms: $1,404; 4 bedrooms: $1,484. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Morrison County?
Paying the 2-bedroom fair market rent ($1,014) without spending more than 30% of income takes $19.50 an hour full time, or $40,560 a year.
Who qualifies for Section 8 in Morrison County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $49,000 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Morrison County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $913 and $1,115 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Morrison County?
For 2 bedrooms they run from $1,010 in 56345 to $1,330 in 56338. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Morrison County?
HUD lists 18 properties with homes for low-income households in Morrison County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Morrison County?
HUD counts rent as a burden when it reaches 30% of income or more. In Morrison County, 37% of renter households are in that position; in Minnesota, 48%, and nationwide, 51% (Average 2020–2024, Census).