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DictionaryIdentity and taxes

Social Security number: what it means

A Social Security number (SSN) is the nine-digit number on a Social Security card. It is issued by the Social Security Administration (SSA), a federal agency, and you need it to work and to collect government benefits.

In Spanish it is

Número de Seguro Social

Also written as: SSN · Social Security card number

The full explanation

The IRS also uses it as your taxpayer identification number on tax returns. You apply with Form SS-5 and proof of identity, age and U.S. citizenship or lawful immigration status, and the service is free. People who must file taxes but cannot get an SSN use an ITIN. Identity thieves look for this number; the government advises keeping the card in a safe place and not carrying it in your wallet.

An example

When Héctor starts a new job, his employer asks for his Social Security number for the hiring and tax paperwork. Héctor keeps his card at home, not in his wallet.

You will see it in…

  • Your Social Security card
  • Your Form W-2 and tax return, in the identification number box
  • The mortgage application and the authorization to check your credit

Words that go with it

You will rarely see this word alone. These are the ones that show up with it on the same papers.

A grandmother pushes her grandson on a playground swing.

Still confused by a paper?

A HUD-approved housing counselor can walk you through it. Agencies usually charge little or nothing, many work in Spanish, and they do not sell you anything.

Official sources

We sum up what these official sources say, in plain words. We add no rules they do not state; when a rule changes, the definition and its date change.

  1. 1. CFPB · Financial terms glossary: Social Security number (external site) · in English · Verified on October 17, 2026
  2. 2. IRS · Taxpayer identification numbers (TIN) (external site) · in English · Verified on October 17, 2026
  3. 3. USAGov · Identity theft (external site) · in English · Verified on October 17, 2026