The full explanation
According to the CFPB, many banks require a U.S. or state government-issued photo ID; if you do not have one, some banks and credit unions accept foreign passports and consular IDs such as the Matricula, but not all, and the CFPB suggests asking first. You usually also need another document, such as a bill with your name and address, and an interest-bearing account requires an SSN or ITIN.
An example
Antonio does not have a U.S. driver's license. Before going in, he calls a credit union to ask whether it accepts his consular ID card and what other document he needs to open an account.
You will see it in…
- The ID requirements to open a bank or credit union account
- Your country's consulate in the United States, where you apply for it
- The CFPB's A Newcomer's Guide to Managing Money
