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City · 34,878 residents · Norfolk County, Massachusetts

Randolph Town , Massachusetts

In Randolph Town, a typical home is worth $496,400 and typical rent is $2,103 a month. Compared with all of Norfolk County, the typical home value is 27% lower and typical household income is 16% lower.

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  • Typical home value

    $496,400

    27% below the county

    12% below Massachusetts

    • Randolph Town
    • Norfolk
    • Massachusetts

  • Typical rent

    $2,103a month

    2% below the county

    19% above Massachusetts

    • Randolph Town
    • Norfolk
    • Massachusetts

  • Typical household income

    $109,573a year

    16% below the county

    5% above Massachusetts

    • Randolph Town
    • Norfolk
    • Massachusetts

  • Households that own their home

    71%

    3 points above the county

    9 points above Massachusetts

    • Randolph Town
    • Norfolk
    • Massachusetts

Source: U.S. Census Bureau, Average 2020–2024

Randolph Town is in Norfolk County. The FHA loan limit ($962,550 for a one-unit home), the fair market rents and the help on this page are those of all of Norfolk County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Randolph Town apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Holbrook, the typical rent is $1,094: 48% less than in Randolph Town ($2,103).

  2. The typical home in Randolph Town is worth $496,400, 27% less than in Norfolk County as a whole ($683,900).

  3. The typical household income in Randolph Town is $109,573, 16% less than in Norfolk County as a whole ($130,739).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Randolph Town

What homes there are in Randolph Town, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 63% of homes here, against 57% in Norfolk County.

Year built

By age, homes in Randolph Town look like those in Norfolk County: the typical year built is 1966.

In Randolph Town, 64% of homes have 3 bedrooms or more, more than in Norfolk County (59%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,665 a month

Norfolk County: $3,171 a month

Without a mortgage

$1,017 a month

Norfolk County: $1,222 a month

Owners with a mortgage

69%

Norfolk County: 67%

Owning costs less in Randolph Town: with a mortgage, the typical cost is $2,665 a month; in Norfolk County, $3,171. Without one, $1,017.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Randolph Town rose 50% since 2015–2019, more than in Norfolk County (45%).

Rents in Randolph Town rose faster than in Norfolk County: 40% since 2015–2019, against 35%.

Here income did not keep up with housing: it rose 33%, while home values changed +50% and rent +40%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureRandolph TownNorfolk CountyMassachusettsUnited States
Rental vacancy Unreliable estimate4.0%3.5%5.5%
Homeowner vacancy Unreliable estimate0.4%0.6%0.9%
More than one person per room 2.5%2.0%2.3%3.4%
People per household 2.702.512.442.53
Drive alone 65%57%61%69%
Carpool 7%6%7%9%
Public transit 8%9%7%3%
Walk or bike Unreliable estimate4%5%3%
Work from home 15%23%19%15%
Other means 3%1%2%2%
Typical commute 30 to 39 minutes30 to 39 minutes20 to 29 minutes20 to 29 minutes

In Randolph Town, 2.5% of households live with more than one person per room, about the same as in Norfolk County.

Households in Randolph Town are bigger: 2.70 people on average; in Norfolk County, 2.51.

The car rules in Randolph Town: 65% of workers drive to work alone, and the typical trip takes 30 to 39 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Randolph Town?

A typical home costs more than the typical income allows

We start with a typical home in Randolph Town, worth $496,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 46% of the typical household income in Randolph Town, which is $109,573 a year. For that payment to be 28% of income, a household would need to earn about $179,993 a year.

The calculator's FHA and conventional loan limits are those of all of Norfolk County.

Your numbers

Local data
$

Starts at the typical home value in Randolph Town. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $17,374 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,200

at 7.18% · 30 years

Loan amount
$487,409
Total interest
$701,267
Paid off in
November 2056

Includes $8,383 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,557 a month

  • Tight

    $2,557 to $3,287 a month

  • Hard

    more than $3,287 a month

    Your payment · 46%

Compared with the typical household income in Randolph Town ($109,573 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,200
Principal & interest$3,302
Property tax$472
Home insurance$207
FHA mortgage insurance (MIP)$220

You need at least $17,374 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Randolph Town and Norfolk County

Randolph Town is in Norfolk County, Massachusetts. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Randolph Town's own numbers

Typical home value
$496,400
Typical monthly rent
$2,103
Typical yearly household income
$109,573
Households that own their home
71%
Effective property tax rate
1.14%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Norfolk County

FHA limit, one-unit home
$962,550
Conventional limit, one unit
$962,550
HUD fair market rent, 2 bedrooms
$2,409–$3,008
Price change over 5 years (FHFA)
+45%
Homes in a high flood-risk zone
2.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Norfolk County.

Everything about Norfolk County

Buying

Buying a home in Randolph Town

A typical home in Randolph Town is worth $496,400: 27% below the county and 12% below Massachusetts. With the typical household income in Randolph Town ($109,573 a year), a typical home costs 4.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Randolph Town 4.5 years
  • Norfolk 5.2 years
  • Massachusetts 5.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Norfolk County

According to FHFA’s house price index, home prices in Norfolk County rose 80% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Norfolk County.

Period County Massachusetts U.S.
Last year (2025) +3.0% +3.7% +2.9%
5 years (2020–2025) +45% +49% +47%
10 years (2015–2025) +80% +87% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Randolph Town next to Norfolk County, Massachusetts and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Randolph Town $496,400
  • Norfolk $683,900
  • Massachusetts $562,100
  • United States $332,700
Typical monthly rent
  • Randolph Town $2,103
  • Norfolk $2,149
  • Massachusetts $1,762
  • United States $1,413
Typical yearly household income
  • Randolph Town $109,573
  • Norfolk $130,739
  • Massachusetts $103,960
  • United States $80,734
See the full table
Randolph Town next to Norfolk County and Massachusetts
Measure Randolph Town Norfolk County Massachusetts U.S.
Typical home value $496,400 $683,900 $562,100 $332,700
Typical monthly rent $2,103 $2,149 $1,762 $1,413
Typical yearly household income $109,573 $130,739 $103,960 $80,734
Households that own their home 71% 69% 63% 65%
Typical yearly property tax $5,644 $7,261 $5,992 $3,119
Effective property tax rate 1.14% 1.06% 1.07% 0.94%
Renters with high rent for their income 62% 51% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Norfolk County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Randolph Town

For a typical $496,400 home in Randolph Town, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Randolph Town's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,200a month

    Least cash to close
    Down payment
    $17,374
    Cash to close
    $32,266
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $220

  • Conventional, 5% down $4,109a month

    Down payment
    $24,820
    Cash to close
    $39,712
    Rate
    7.18%
    Mortgage insurance
    PMI · $236

  • Conventional, 20% down, no PMI $3,369a month

    Down payment
    $99,280
    Cash to close
    $114,172
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,828a month

    Down payment
    $74,460
    Cash to close
    $89,352
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Randolph Town and for Norfolk County.

Property tax

Effective rate in Randolph Town

1.14%of the home’s value each year

$5,644 a year for the typical owner in Randolph Town.

  • Randolph Town 1.14%
  • Norfolk 1.06%
  • Massachusetts 1.07%

What Massachusetts publishes Local senior exemption (clause 41C) (Massachusetts General Court (General Laws))

Exemptions and deadlines in Massachusetts

Flood risk in Norfolk County

FEMA does not publish these numbers by city: they are for all of Norfolk County.

Homes in the high-risk zone
2.2%
4,629
Of those, with NFIP insurance
43%
County Massachusetts U.S.
Homes in the high-risk zone 2.2% 3% 3.5%
Of those, with NFIP insurance 43% 50% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Randolph Town

Typical rent in Randolph Town is $2,103 a month: 2% below the county. In Randolph Town, 62% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for each area of Norfolk County; Randolph Town is in Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area. To pay the 2-bedroom one ($3,008 a month) without spending more than 30% of your income, you would need to earn $57.85 an hour working full time.

Fair market rent by size in Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,440 $46.92 $97,600
1 bedroom $2,518 $48.42 $100,720
2 bedrooms $3,008 $57.85 $120,320
3 bedrooms $3,584 $68.92 $143,360
4 bedrooms $3,953 $76.02 $158,120

HUD splits this county into 2 areas with different fair market rents: for 2 bedrooms they run from $2,409 to $3,008. The table by area, below, shows which one each town is in.

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

Fair market rent by HUD area in Norfolk County

HUD splits this county into 2 areas, each with its own fair market rent. Find your town in its area's list; the housing agency tells you which one it uses for your voucher.

HUD area Studio1 bd2 bd3 bd4 bdHourly wage, 2 bd
Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area The area where most people liveRandolph Town is in this area
27 towns in this area

Bellingham town, Braintree Town city, Brookline town, Canton town, Cohasset town, Dedham town, Dover town, Foxborough town, Franklin Town city, Holbrook town, Medfield town, Medway town, Millis town, Milton town, Needham town, Norfolk town, Norwood town, Plainville town, Quincy city, Randolph city, Sharon town, Stoughton town, Walpole town, Wellesley town, Westwood town, Weymouth Town city, Wrentham town

 $2,440$2,518$3,008$3,584$3,953$57.85
Brockton, MA HUD Metro FMR Area
1 town in this area

Avon town

 $1,678$1,842$2,409$3,015$3,166$46.33

HUD fair market rent by area and size, per month, Fiscal year 2027. The wage is what full-time work must pay to rent 2 bedrooms without spending more than 30% of income. Source: HUD, Fiscal year 2027 Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD)

By ZIP code

Fair market rent by ZIP code in Randolph Town

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Randolph Town is in ZIP code 02368.

For 2 bedrooms it is $2,930.

  • 02368 $2,930$3,490

A ZIP code counts for Randolph Town when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Randolph Town

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Norfolk County; none says it serves in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Randolph Town

No down payment, repair or rent-help program on our list is for Randolph Town or Norfolk County. The ones below are statewide in Massachusetts: they work in Randolph Town the same as in the rest of the state.

Which programs do I qualify for? All programs in Massachusetts

  • MassHousing Down Payment Assistance

    Statewide in Massachusetts

    Massachusetts state agency second mortgage for the down payment: up to $30,000 at 0% and deferred, or up to $25,000 at 2% or 3% over 15 years, for first-time buyers with eligible income. Offered by MassHousing.

    DeferredRepayable

    See the program Official page

Housing counselors near Randolph Town

The HUD-approved agencies closest to the center of Randolph Town, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Quincy Community Action Programs, Inc.

    1509 Hancock St, Quincy · 5 miles away

    • Mortgage delinquency and default
    • Fair housing pre-purchase workshops
    • and 5 more
    (617) 479-8181

  • Neighborhood Housing Services of the South Shore DBA Neighborworks Housing Solutions

    422 Washington St, Quincy · 6 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (617) 770-2227

  • Nid-Hca Phipps

    1539 Blue Hill Ave, Boston · 7 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (617) 296-3693

Every agency in Norfolk County All counseling agencies in Massachusetts

Help in Spanish near Randolph Town

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Randolph Town

In HUD’s record, no housing authority with an office in Norfolk County is named for Randolph Town or Norfolk County.

14 other authorities have an office in Norfolk County: see the list Source: HUD

Cities

Other cities in Norfolk County

These cities are also in Norfolk County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Norfolk County Housing in Massachusetts
See 4 more cities in Norfolk County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Randolph Town, with the typical home value.

Neighboring counties

If Norfolk County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Randolph Town.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about Randolph Town

Short answers with the numbers for Randolph Town and all of Norfolk County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Randolph Town?

The typical home value in Randolph Town is $496,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Norfolk County it is $683,900.

How much does it cost to rent in Randolph Town?

Typical rent in Randolph Town is $2,103 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Norfolk County is $2,409–$3,008.

What is the FHA loan limit in Randolph Town?

Randolph Town uses the FHA limit for all of Norfolk County (2026): $962,550 for a one-unit home and $1,851,100 for a four-unit home.

How much property tax do owners pay in Randolph Town?

The typical homeowner in Randolph Town pays $5,644 a year, according to the U.S. Census Bureau. That is 1.14% of the home’s value; in Norfolk County, the rate is 1.06%.

Where can I find free help to buy or rent in Randolph Town?

There are 2 HUD-approved counseling agencies with an office in Norfolk County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).